Pokok

bayaran Pelanggan
bulanan
Bayaran Pengguna
Keuntungan nilai emas
Nilai Semasa
Jualan emas pelanggan
Baki hutang pelanggan
Untung Kasar (Emas Pelanggan)
Kos Niaga (Pengguna)
Perolehan Pengguna

1,000.00

0.02

0.10

900.00
100.00
1

800.00
100.00
2

700.00
100.00
3

100.00
20.00
1,020.00

200.00
20.00
1,040.00

300.00
20.00
1,060.00

1,020.00
900.00
120.00
10.00
110.00

1,040.00
800.00
240.00
20.00
220.00

1,060.00
700.00
360.00
30.00
330.00

600.00
100.00
4

Baki
500.00
100.00
5

400.00
100.00
6

300.00
100.00
7

200.00
100.00
8

100.00
100.00
9

0.00
100.00
10

400.00
20.00
1,080.00

500.00
20.00
1,100.00

600.00
20.00
1,120.00

700.00
20.00
1,140.00

800.00
20.00
1,160.00

900.00
20.00
1,180.00

1,000.00
20.00
1,200.00

1,080.00
600.00
480.00
40.00
440.00

1,100.00
500.00
600.00
50.00
550.00

1,120.00
400.00
720.00
60.00
660.00

1,140.00
300.00
840.00
70.00
770.00

1,160.00
200.00
960.00
80.00
880.00

1,180.00
100.00
1,080.00
90.00
990.00

1,200.00
0.00
1,200.00
100.00
1,100.00

Pinjaman Pokok
bayaran semula
Bulan

450.00
50.00
1

400.00
50.00
2

350.00
50.00
3

100.00
50.00
50.00
10.00

100.00
50.00
100.00
20.00

100.00
50.00
150.00
30.00

60.00

120.00

180.00

Nilai Terkumpul
Total Nilai Emas Semasa

500.00
0.05
25.00
25.00
525.00

500.00
0.05
25.00
50.00
550.00

500.00
0.05
25.00
75.00
575.00

Perolehan Pulangan Jangkaan

Bayaran Balik kepada pengguna

585.00
110.00

670.00
220.00

755.00
330.00

Bayaran Pengguna
Lebihan
Lebihan terkumpul
Perolehan Niaga
Total Perolehan
Nilai Emas
Jangkaan tingkat nilai

500.00

300.00
50.00
4

BAKI
250.00
50.00
5

200.00
50.00
6

150.00
50.00
7

100.00
50.00
8

50.00
50.00
9

0.00
50.00
10

100.00
50.00
200.00
40.00

100.00
50.00
250.00
50.00

100.00
50.00
300.00
60.00

100.00
50.00
350.00
70.00

100.00
50.00
400.00
80.00

100.00
50.00
450.00
90.00

100.00
50.00
500.00
100.00

240.00

300.00

360.00

420.00

480.00

540.00

600.00

500.00
0.05
25.00
100.00
600.00

500.00
0.05
25.00
125.00
625.00

500.00
0.05
25.00
150.00
650.00

500.00
0.05
25.00
175.00
675.00

500.00
0.05
25.00
200.00
700.00

500.00
0.05
25.00
225.00
725.00

500.00
0.05
25.00
250.00
750.00

840.00
440.00

925.00
550.00

1,010.00
660.00

1,095.00
770.00

1,180.00
880.00

1,265.00
990.00

1,350.00
1,100.00

Nilai Belian Emas

Jum. Bulan
Anggaran Tambah Nilai (Bulan)
Bubar
Kos Perkhidmatan

1,000.00
10
0.02
2
0.10

Nilai Taruhan Emas

Bayaran Bulanan
Bayaran Terkumpul
Kos Perkhidmatan
Perolehan Kasar
Jum. Nilai Tambah Terkumpul
Perolehan Bersih

1,000.00
100.00
200.00
20.00
180.00
40.00
220.00

Nilai Untung Bersih

Baki Pajakan

20.00
800.00