M/S

PROJECT COST & MEANS OF FINANCE

COST OF PROJECT
SHOP

AMOUNT
75.00
TOTAL

MEANS OF FINANCE
PROMOTORS CONTRIBUTION
BANK FINANCE

75.00

33%
67%

TOTAL

75.00

WORKING CAPITAL REQUIREMENT

CLOSING STOCK
SUNDRY DEBTORS

PROMOTORS CONTRIBUTION
BANK FINANCE
TOTAL

25.00
50.00

208.33
98.75
307.08
25%
75%

76.77
230.31
307.08

M/S
PROJECTED PROFITABILITY
Particulars
INCOME
SALES
INCENTIVE, COMMISSION & OTHER INCOME

EXPENSE
OPENING STOCK
PURCHASE
CLOSING STOCK
COST OF SALES
SALARIES & WAGES
CONVEYANCE
STAFF WELFARE
ELECTRICITY CHARGES
TELEPHONE CHARGES
OFFICE EXPENSES
GENERAL EXPENSES
PRINTING & STATIONERY
LEGAL & PROFESSIONAL FEES
ADMINISTRATIVE & SELLING EXPS

N/P BEFORE DEP, INTEREST & TAX

RATIO
LESS : DEPRECIATION
N/P BEFORE INTEREST & TAX
LESS : INTEREST
N/P AFTER DEPRECIATION & INTEREST

2006-07
Actual

2007-08
Actual

2008-09
Provsional

Rs in Lacs
2009-10
Projected

2010-11
Projected

224.36
5.81

386.46
13.51

1,185.00
15.00

1,410.00
20.00

1,550.00
25.00

230.17

399.97

1,200.00

1,430.00

1,575.00

205.75
205.75
6.86
198.89
7.17
0.28
0.10
2.12
1.05
1.18
0.03
0.38
0.27
15.80

6.86
355.64
362.50
33.45
329.05
12.65
0.72
0.41
5.52
2.64
1.93
0.10
0.65
0.67
34.36

33.45
1,250.00
1,283.45
208.33
1,075.12
25.00
2.50
0.75
7.50
3.25
2.00
0.15
0.75
0.50
55.00

208.33
1,300.00
1,508.33
216.67
1,291.67
27.00
5.00
1.25
10.00
5.00
3.00
0.25
0.90
0.50
50.00

216.67
1,425.00
1,641.67
237.50
1,404.17
30.00
7.00
2.00
12.50
7.00
4.00
0.50
1.00
###
65.00

227.27

388.70

1,172.52

1,394.57

1,533.67

2.90
1.26%
0.38
2.52
0.59
1.93

11.27
2.82%
1.64
9.63
5.04
4.59

27.48
2.29%
2.39
25.09
16.00
9.09

35.43
2.48%
2.39
33.04
17.50
15.54

41.33
2.62%
2.39
38.94
20.00
18.94

PAYMENT OF TAXES

0.94

2.07

3.09

5.28

6.44

NET PROFIT AFTER TAX

0.99

2.52

6.00

10.26

12.50

0.43%

0.63%

0.50%

0.72%

0.79%

1.42

4.21

8.44

12.70

14.95

RATIO
CASH ACCRUALS

M/S
PROJECTED BALANCE SHEET
LIABILITIES
CAPITAL ACCOUNT
RESERVES & SURPLUS
UNSECURED LOANS
TERM LOAN
WORKING CAPITAL TERM LOAN
CASH CREDIT
DEFERRED TAX

8.63
14.47
32.94
0.95

Rs in Lacs
2008-09
Provsional
90.00
9.51
55.75
175.00
1.00

2009-10
Projected
90.00
19.77
44.60
175.00
1.10

2010-11
Projected
90.00
32.28
###
33.45
###
200.00
1.25

34.66

125.50

331.27

330.48

356.98

14.71

38.53

111.14

108.75

106.36

0.89
6.86
20.27
32.25
60.27

14.38
33.45
29.98
47.98
125.79

4.10
208.33
98.75
35.00
346.18

8.84
216.67
117.50
42.00
385.01

12.70
237.50
129.17
55.00
434.37

1.31
39.23
40.54

3.40
35.59
38.99

22.00
104.17
126.17

55.00
108.33
163.33

65.00
118.75
183.75

19.73

86.80

220.02

221.67

250.62

0.22

0.17

0.11

0.06

34.66
-

125.50

331.27

330.48

2006-07
Actual
5.00
0.99

2007-08
Actual
65.00
3.51

0.43
28.00
0.24

ASSESTS
FIXED ASSETS
CURRENT ASSETS, LOANS & ADVANCES
CASH & BANK BALANCE
CLOSING STOCK
SUNDRY DEBTORS
LOANS & ADVANCES
LESS: CURRENT LIABILITIES
CREDITORS FOR EXPENSES
CREDITORS FOR GOODS

NET CURRENT ASSETS

MISC EXPENDITURE

356.98

M/S
PROJECTED FUNDS FLOW STATEMENT
SOURCES
CASH ACCRUALS
ISSUE OF SHARES
INCREASE/(DECREASE) IN DEFERRED TAX
INCREAE IN CASH CREDIT
INCREAE IN UNSECURED LOANS
INCREASE/(DECREASE) IN WORKING CAPITAL T/L
INCREAE/(DECREASE) IN TERM LOAN
INCREASE/(DECREASE) IN CURRENT LIABILITIES

APPLICATION
PURCHASE OF FIXED ASSETS
INCREASE/(DECREASE) IN CASH & BANK BALAN
INCREASE/(DECREASE) IN CLOSING STOCK
INCREASE IN SUNDRY DEBTORS
REPAYMENT OF TERM LOAN
INCREASE IN LOANS & ADVANCES

IMPORTANT RATIOS
CURRENT RATIO
PROPRIETORY RATIO
DEBT EQUITY RATIO
RETURN ON CAPITAL EMPLOYED
INTEREST COVERAGE RATIO
DEBT SERVICE COVERAGE RATIO

2006-07
Actual
1.42
5.00
0.24
28.00
0.43
40.54
75.63

2007-08
2008-09
Actual
Provisional
4.21
8.44
60.00
25.00
0.71
0.05
4.94
142.06
14.47
(14.47)
8.20
50.00
(1.55)
87.18
90.98
298.26

Rs in Lacs
2009-10
Projected
12.70
0.10
-

2010-11
Projected
14.95
###
0.15
25.00
-

37.17
49.97

20.42
60.51

16.35
0.89
6.86
20.27
32.25
-

25.46
13.49
26.59
9.71
###
15.73
###

75.00
(10.27)
174.87
68.77
2.88
(12.99)

4.74
8.33
18.75
11.15
7.00

###
3.86
20.83
11.67
11.15
13.00

76.62

90.98

298.26

49.97

60.51

1.49
14%
4.75
5.60%
4.92
3.31

3.23
52%
0.61
3.66%
2.24
0.51

2.74
27%
2.32
2.75%
1.72
2.93

2.36
27%
2.00
4.70%
2.02
1.14

2.36
25%
1.91
5.31%
2.07
1.34

2011-12
Projected
1,620.00
30.00
1,650.00
237.50
1,465.00
1,702.50
244.17
1,458.33
34.00
8.00
2.00
13.00
7.50
4.50
1.00
1.25
0.50
70.00
1,600.08
49.92
3.03%
2.39
47.53
22.00
25.53
8.68
16.85
1.02%
19.29

2010-11
Projected
90.00
49.13
25.09
200.00
1.40
365.62

103.97

16.45
244.17
135.00
63.11
458.73
75.00
122.08
197.08
261.64
365.61

2010-11
Projected
19.29
0.15
13.33
32.78

3.75
6.67
5.83
8.36
8.11

32.72

2.33
25%
1.62
6.98%
2.27
2.31