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Thanh Toan Quoc Te PDF
Thanh Toan Quoc Te PDF
TI LIU HNG DN HC TP
MC LC
Bi 1:
T GI HI OI
I.
II.
Bi 2:
TH TRNG HI OI
I.
II.
c im th trng hi oi .......................................................... 26
Bi 3:
I.
Cc nghip v hi oi ................................................................... 30
II.
Bi 4:
HI PHIU
I.
II.
III.
c m ca Hi phiu ................................................................ 50
IV.
V.
VI.
K hu Hi phiu ......................................................................... 51
Cu hi n tp ........................................................................................ 55
Bi 5:
I.
Sc .................................................................................................. 58
II.
Cu hi n tp ........................................................................................ 66
Bi 6:
I.
II.
Cu hi n tp ........................................................................................ 72
Bi 7:
I.
II.
Bi 8:
I.
II.
Cu hi n tp ........................................................................................ 89
Bi 9:
I.
II.
III. Quy trnh tin hnh nghip v phng thc tn dng chng
t ..................................................................................................... 93
IV. Nhng ni dung quan trng khi kim tra chng t ...................... 121
V. Cc loi th tn dng .................................................................... 123
Cu hi n tp ...................................................................................... 126
BI GII THIU
1.
2.
Ni dung mn hc:
3.
Hng dn hc tp:
hc tt mn hc ny, hc vin phi c ti liu trc, tham
4.
www.forexdiriectory.net
www.vcb.com.vn
5.
a ch lin lc:
PGS.TS. Trn Hong Ngn
Tel: (08) 38.551.776
Email: ngankdtt@yahoo.com
ngannh@ueh.edu.vn
tranthao@ueh.edu.vn
6.
Kt cu bi ging:
-
Bi 1: T gi hi oi (5 tit).
Bi 2: Th trng hi oi (2 tit).
Bi 4: Hi phiu (5 tit).
BI 1:
T GI HI OI
A.
GII THIU:
I.
MC TIU:
Hc xong bi ny, hc vin phi:
-
Xc nh c t gi cho, t gi mua v t gi bn ca
hai ng tin bt k.
II.
NI DUNG TM TT:
Ni dung bi 1 s gii thiu cho hc vin cch c, hiu v xc
B.
NI DUNG:
I.
KHI NIM:
-
T gi hi oi l gi c ca mt n v tin t nc ny
th hin bng s lng n v tin t nc khc.
II.
1.
2.
1 Ngoi t = x Ni t
10
1 Ni t = y Ngoi t
III.
1.
K hiu tin t:
Gm 3 k t (XXX), trong :
-
Ch cui l tn gi ca ng tin.
11
www.exchangerate.com
www.yahoo.com/finance
www.saxobank.com ; www.forexdiretory.net
2.
A
1
=
B
B
A
T gi 1USD =120JPY ta c th vit USD/JPY = 120 hoc l
120JPY/USD.
3.
12
T gi mua T gi bn:
Trong giao dch vi khch hng, cc ngn hng thng mi
IV.
1.
13
GBP
GBP
USD
=
x
VND
USD
VND
CHF
VND
CHF
USD
USD / VND
x
=
USD
VND
USD / CHF
GBP
GBP
CHF
x
=
USD
CHF
USD
2.
GBP / CHF
USD / CHF
USD/CHF l 1.3250 55
USD/SGD l 1.7190 95
Bi gii:
Cn c vo phng php tnh cho ta c:
USD / SGD
CHF
CHF USD
x
=
=
SGD
USD SGD USD / CHF
14
CHF 1.7190
=
= 1.2970
SGD 1.3255
Nh vy, tng s tin SGD ngn hng thanh ton cho cng ty
l:
100,000 x 1.2970 = 129,700 SGD
V d 2: Cng s liu trn, tnh t gi bn CHF ca ngn hng khi
khch cn mua CHF.
Bi gii:
CHF CHF USD USD / SGD
x
=
=
SGD USD SGD USD / CHF
CHF
1 .7195
=
= 1 .2977
SGD
1 .3250
Nh vy, tng s SGD cng ty phi tr cho ngn hng mua
100,000 CHF l:
15
GBP/USD = 1.6810 20
USD/CHF = 1.3250 55
Bi gii:
Cn c vo phng php tnh t gi cho ta c:
GBP
GBP
USD
=
x
CHF
USD
CHF
GBP
= 1 . 6810 x1 . 3250 = 2 . 2273
CHF
16
Nh vy, ngn hng s thanh ton cho cng ty tng s tin CHF
l:
100,000 x 2.2273 = 222,73 CHF
V d 4: Mt cng ty cn mua 100.000 GBP v tr bng CHF. Nh
vy, ngn hng s bn GBP vi t gi l bao nhiu?
Cho bit t gi:
GBP/USD = 1.6810 20
GBP/CHF = 1.3250 55
Bi gii:
Vn dng phng php tnh t gi cho ta c t gi sau:
GBP
CHF
USD
GBP
x
CHF
USD
17
V.
C CH XC NH T GI HI OI:
1.
Trong ch bn v vng:
u th k 20:
-
1GBP =
7.32
GBP
= 4.8650USD hay
= 4 .8650
USD
1.50463
b.
T gi th ni t do v t gi th ni c qun l t gi
linh hot (Flexible Exchange Rate Regimes):
19
c.
T gi th ni tp th:
VI.
1.
20
Lm pht l g?
Lm pht l s suy gim sc mua ca tin t v c o lng
bng ch s gi c chung ngy cng tng ln.
Nm 2004, ch s gi tiu dng VN (CPI Conumer Price
Index) tng 9.5 % so vi cui nm 2003. Nm 1998 l 9.2%; nm
1999 l 0.1%; nm 2000 l -0.6%; nm 2001 l 0.8%; nm 2002 l
4%; nm 2003 l 3%.
2.
USD
150 CAD
=
= 1 . 50
CAD
100 USD
V vy, nu cui nm lm pht xy ra ti cc nc ny th t gi
s thay i v gi c khng cn l 150CAD hay 100USD. Khi t
gi cui k s l:
(1+LPb)
TCK = TDK x
(1+LPa)
TCK TDK
=
TDK
LPb - LPa
(1 + LPa)
21
% TG = % LP
Vi:
3.
a: l ng tin yt gi.
b l ng tin nh gi.
TDK l t gi u k.
TCK l t gi cui k.
Mt s nhn t khc:
S iu chnh cc chnh sch ti chnh tin t, cc s kin kinh
Ch s bn l.
22
T gi xut khu.
T gi nhp khu.
T gi m ca.
T gi ng ca.
23
CU HI N TP
1.
2.
3.
24
BI 2:
TH TRNG HI OI
A.
GII THIU:
I.
MC TIU:
Hc xong bi ny, hc vin c th hiu s ra i, c im v
II.
NI DUNG TM TT:
Ni dung bi 2 s gii thiu cho hc vin nhng kin thc c
B.
NI DUNG:
I.
KHI NIM:
Th trng hi oi l ni thc hin vic trao i mua bn cc
25
II.
C IM TH TRNG HI OI:
-
T gi th trng c xc nh trn c s c xt ca
cung v cu ngoi t trn th trng quyt nh.
III.
IV.
PHNG
THC
GIAO
DCH
(METHODS
OF
TRADING):
Nhiu phng thc giao dch c s dng nh thc hin cc
nghip v trn th trng hi oi:
-
in thoi (Telephone).
Telex.
27
CU HI N TP
1.
2.
28
BI 3:
CC NGHIP V HI OI
& TH TRNG GIAO SAU,
TIN GI NGOI T
A.
GII THIU:
I.
MC TIU:
Hc xong bi ny, hc vin phi:
-
II.
NI DUNG TM TT:
29
B.
NI DUNG:
I.
CC NGHIP V HI OI:
1.
Nghip v Spot:
Nghip v Spot cn gi l nghip v giao ngay (Spot
2.
30
Toronto:
Zurich:
New York:
3.
TK = TS x
1+KLA
Trong :
-
TK l t gi c k hn ca ng tin A so vi ng tin B.
32
6
) = 100000 (1+KLA)
12 x100
100000 (1+3 x
-
100000 x 6 % x 3
12
(PT 1)
(100000 x 1.3)(1+3 x {
-
8
100 x12
8
}) = 100000 x 1.3 x (1+KLB)
100 x12
(PT 2)
Trong :
-
TK l t gi c k hn ca ng USD so vi CHF.
LA l li sut ca USD.
LB l li sut ca CHF.
33
4.
(3)
5 . 75
= 152,156.25
100 . 12
Trong :
TK = 1.50 + 1.50 x 3 x
5 . 75 5 . 5
100 . 12
= 1.5009
5.
5 . 50
= 1,375 USD
100 . 12
35
a.
Ngi mua quyn chn mua (Call Opition) phi tr cho ngi
bn Call Opition mt khon chi ph mua ci quyn v ngi mua
Call Opition s c c quyn mua nhng khng bt buc phi mua
mt lng ngoi t nht nh, theo mt t gi nh trc vo mt ngy
c xc nh trong tng lai hoc trc ngy .
b.
1.3020
30
36
6.
37
II.
39
Hp ng
Kch c
C tch
Gi tr ca mt tick
(Contract)
(Size)
(Tich size)
(Value of 1 tick)
GBP/USD
62,500 GBP
0.0001
6.25 USD
CHF/USD
125,000 CHF
0.0001
12.50 USD
III.
1.
Khi nim:
Th trng tin gi l ni tin hnh cc hot ng vay v cho
b.
41
BI C THM:
C CH T GI HI OI CA VIT
NAM
42
44
CU HI N TP
1.
2.
45
BI 4:
HI PHIU
A.
GII THIU:
I.
MC TIU:
Hc xong bi ny, hc vin phi:
-
II.
NI DUNG TM TT:
Ni dung bi 4 s gii thiu cho hc vin nhng kin thc c
B.
NI DUNG:
chuyn tin thanh ton cho nhau trong quan h ngoi
I.
C S PHP L CA HI PHIU:
Hi phiu Bill Of Exchange hay cn gi l Drafts.
Hin nay, thng nht vic lu thng hi phiu, cc nc t
47
II.
KHI NIM:
Hi phiu l mt mnh lnh i tin v iu kin do ngi xut
BILL OF EXCHANGE
For ............................................................../../200
At sight ot this FIRST Bill
of Exchange (Second ot the same tenor and date being unpaid) Pay to
the order of BANK.. the sum
of
Value received as per our invoice (s) No(
s)
Date
..
Drawn under
Confirmed/ irrvocable/ without recourse L/C
Dated / wied
To.
No.
Drawer
BILL OF EXCHANGE
For -----------------------------------------------------------/-------/2
At.sighhht of this SECOND Bill of Exchange
(First of the same tenor and date being unpaid) Pay to the order of
BANK the sum of
Value received as per oui invoice (s) No
(s)
Date
Drawn under
L/C
Dated / wired
To ..
Drawer
49
III.
C IM CA HI PHIU:
C 3 c im:
IV.
NI DUNG CA HI PHIU:
Theo qui dnh ca lut thng nht v hi phiu (ULB), hi
Tiu hi phiu.
50
V.
VI.
K HU HI PHIU ENDORSEMENT:
K hu hi phiu l mt th tc chuyn nhng hi phiu t
51
K hu hn ch (Restrictive endorsement).
52
IX.
53
Mu 2: LNH PHIU C K HN
NewYork 24 January 2005
USD 5,000.00
Three months after date I promise to pay David Henry or order the
sum of US Dollars five thousand only.
David Cantona
54
CU HI N TP
1.
2.
3.
Hng dn:
55
No: TD/1234
BILL OF EXCHANGE
TpHCM, 15/01/2006
56
BI 5:
A.
GII THIU:
I.
MC TIU:
Hc xong bi ny, hc vin phi:
-
II.
NI DUNG TM TT:
Ni dung bi 5 s gii thiu cho hc vin hai phng tin c
57
B.
NI DUNG:
I.
1.
Khi nim:
Sc l mt t mnh lnh v iu kin ca ngi ch ti khon
tin gi, ra lnh cho ngn hng trch t ti khon ca mnh mt s tin
nht nh tr cho ngi cm sc, ngi c tn trong sc hoc tr
theo lnh ca ngi y.
Hin nay sc l phng tin chi tr c dng hu nh ph bin
trong giao lu thanh ton ni a ca tt c cc nc (trong thanh ton
ni a nc ta c sc chuyn khon, sc bo chi, sc chuyn tin).
Trong thanh ton quc t, sc cng c s dng rng ri trong thanh
ton v hng ho, cung ng dch v, du lch v cc khon chi tr phi
mu dch.
2.
Ni dung t sc:
T sc mun c hiu lc bt buc phi c nhng yu t sau y:
-
58
4.
59
Cc loi sc:
a.
b.
II.
60
M t k thut:
Th c lm bng nha cng (Plastique Rigide) c hnh ch
S ca th.
Tn ch th.
M s b mt (mi ch th c mt mt m ring).
61
62
3.
63
b.
64
i vi x hi:
65
CU HI N TP
1.
2.
66
BI 6:
A.
GII THIU:
I.
MC TIU:
Hc xong bi ny, hc vin phi:
-
II.
NI DUNG TM TT:
Ni dung bi 6 s gii thiu cho hc vin hai phng thc n
B.
NI DUNG:
Phng thc thanh ton quc t l ton b qu trnh, cch thc
nhn tr tin trong giao dch mua bn ngoi thng gia ngi nhp
khu v ngi xut khu. Trong quan h ngoi thng i vi cc
nc t bn ch ngha c rt nhiu phng thc thanh ton khc nhau
nh: Phng thc chuyn tin, phng thc ghi s, phng thc nh
thu, phng thc tn dng chng t Mi phng thc thanh ton
u c u v nhc im, th hin qua s mu thun v quyn li
gia cc bn tham gia: ngi nhp khu v ngi xut khu. V vy,
vic vn dng phng thc thanh ton no phi c hai bn bn bc
thng nht v ghi vo hp ng mua bn ngoi thng.
Nhng ni chung l tu thuc vo quan h gia n v chng ta
vi n v bn tn nhim hay khng tn nhim, c bit l quan h
gia Ngn hng nc ta vi Ngn hng nc bn cng l nhn t ng
ch khi la chn phng thc thanh ton thch hp.
I.
1.
Khi nim:
Phng thc chuyn tin l phng thc thanh ton n gin
nht, trong mt khch hng (ngi tr tin, ngi mua, ngi nhp
khu) yu cu Ngn hng phc v mnh chuyn mt s tin nht
nh cho ngi hng li (ngi bn, ngi xut khu, ngi nhn
tin) mt a im xc nh trong mt thi gian nht nh.
68
2.
Ngn hng nhn thc hin vic chuyn tin (Ngn hng
ni n v chuyn tin m ti khon tin gi ngoi t).
69
4.
Nhn xt:
-
70
II.
chc xut khu khi xut khu hng ho, cung ng dch v th ghi n
cho bn nhp khu vo mt cun s ring ca mnh v vic thanh ton
cc khon n ny c thc hin trong thi k nht nh (hng thng,
qu).
Thc hin phng thc ny l t chc xut khu thc hin
vic cp mt khon tn dng thng mi. Thng thng phng thc
ny ch p dng trong thanh ton gia hai n v quan h thng
xuyn v tin cy ln nhau.
71
CU HI N TP
1.
2.
72
BI 7:
A.
GII THIU:
I.
MC TIU:
Hc xong bi ny, hc vin phi:
-
II.
NI DUNG TM TT:
Ni dung bi 7 s gii thiu cho hc vin quy trnh, cc bc
73
B.
NI DUNG:
Phng thc thanh ton nh thu c thc hin theo quy tc
I.
II.
CC LOI NH THU:
Cn c vo ni dung cc chng t thanh ton gi n Ngn
74
1.
t chc xut khu sau khi giao hng cho t chc nhp khu, nh
ngn hng thu h trn c s chng t ti chnh khng c km theo
chng t thng mi.
Thc t th nh thu trn thng pht sinh trong thanh tan
cheque.
S 2: Quy trnh thanh ton theo phng thc nh thu trn
75
76
2.
thanh ton m trong t chc xut khu nh ngn hng thu h tin
t t chc nhp khu khng nhng ch cn c vo hi phiu m cn
cn c vo b chng t hng ho gi km theo hi phiu, vi iu
kin nu t chc nhp khu ng tr tin hoc chp nhn ln hi
phiu th ngn hng mi giao b chng t hng ho cho t chc nhp
khu nhn hng.
Nh vy, trong trng hp n v nhp khu khng ng tr
tin, th ngn hng khng giao b chng t tc l hng ho cung
ng qua nc nhp khu vn thuc quyn s hu ca t chc xut
khu.
77
78
Ph nh thu.
79
PH LC 1:
NI DUNG CH TH NH THU GI NGN HNG CHUYN NH THU
Collection Instruction
Place and Date
Ref
1. (The principal)
2. To:
(The Remitting)
4. Collecting Bank:
3. Drawee
5. Collection Documents:
Financial Documents
- Bill of Exchange
- Promissory Note:
- Cheques:
-
Commercial Documents
- Draft:
- Invoice:
- B/L:
6.Terms of Collection
- Your charges & expenses
- at our Account
- at the Drawees Account
TH
NH
THU
- at our Account
-GI
It mayNGN
be Waived
- at the Drawees Account
- It can not be waived witouth our
HNG THU H
Approval
8. Interest of usance
Usance intererst atP.A (360/365 days per year) fromto
Amount available: If fefused by the Drawee. It may be waied
COLLECTION
INSTRUCTION
o It can mot be waied
withoit our approval
o
o
o
o
This collection is subject to the Uniform Rules for Collection, 1995 Revision ICC Publication No
522.
(Authorised Signature)
80
Mail to:
Amount
Docs
1st Mail
2nd Mail
-This collection is subject to the Uniform Rules for collection, 1995
Revision, ICC Publication No.522
-Incase of non-acceptance/non-payment, please notify us by teles given
reason.
- Please advise us the maturity date by telex:
- Collecting commissionand other wxpenses are covered by the Drawee.
- Our banking charges and expenses are at the Drawees A/C. Please collect
and remit the amount to us a instructed hereafter. If refused
It may be waied
It can not be qaied without our approval
-Interest at the Drawees A/C at % for period of on the basic of
days per yaer. Please collect and remit to us instructed hereafter
It may be waied
It can not be waied without out approval
- Instruction for payment:
- Prorest in case of non payment/ non acceptance is required
Authorized
Signature
81
III.
83
CU HI N TP
1.
2.
84
BI 8:
A.
GII THIU:
I.
MC TIU:
Hc xong bi ny, hc vin phi:
-
II.
NI DUNG TM TT :
85
B.
NI DUNG:
I.
KHI NIM:
Phng thc CAD l phng thc thanh ton m trong t chc
II.
86
87
88
CU HI N TP
1.
2.
89
BI 9:
A.
GII THIU:
I.
MC TIU:
Hc xong bi ny, hc vin phi:
-
II.
NI DUNG TM TT:
Ni dung bi 9 s gii thiu cho hc vin quy trnh thanh ton,
B.
NI DUNG:
Mt trong nhng phng thc thanh ton quc t hin nay c
91
for
Examination
of
Document
inder
II.
KHI NIM:
92
III.
1.
Bc 1:
Cn c vo hp ng mua bn ngoi thng (hoc ho n
94
PH LC S 3: N XIN M TH TN DNG
Trn trng ngh ngn hng ngoi thng Vit Nam chi nhnh
Thnh ph H Ch Minh m cho chng ti mt tn dng th c ni
dung nh sau:
95
HOCHIMINH CITY
To:
Test:
We open irrevocable ( ) Tranferablw ( ) Confirmerd Credit number
+ Beneficiary:
+ Applicant:
+ Amount ( ) FOB ( ) CF ( ) CIF
Availavle by beneficiarys right draft (S) qrawn on issuing Bank for
100 percent invoice value accompanied by the follwing documents
(marked X) in (unless otherwise stated)
-Signed commercial invoice
- Full ser (3/3) of clean shipped on board ocean Bill of Lading
showing L/C number made our ( ) to order blank endorsed ( ) to the
order of Vietcombank Hochiminh city marked freight ( ) prepaid ( )
collect and notify the applicant
- The duplicate of airway Bill (for the consignor) showing L/C
number marked freight ( ) prepaid ( ) collect consigned to ( ) applicant
( ) the order of Vietcombank Hochiminh city and notify the applicant
-Quality ( ) and Quality certifycate issued by ( ) manufacturer ( )
beneficiary
- Insurance Covered by the applicant
- Insurance policy/ certificate covering for 110j percent of invoice
vallue showing claim payable in Hochiminh city Vietnam and number
of policy/ certificate issued
- Certificate of origin issued by ( ) Chamber of Commerce ( )
Beneficiary ( ) manufacturer
Detailed packing list
- Copy of cable/ telex advising applicant particulars of shipment and
also telex Vietcombank Hochiminh City shipment date, invoice value
and L/C number within 2 days after shipment.
-Peceipt of shipmaster acknowledging due receipt of sets of non
negotiable documents for transmission to applicant at destination port
- Beneficiarys certificate certifiyng that set of non negotiable
documents has been sent by DHL directly to the applicant within days
after shipment DHL receipt presented.
- One extra copy of n/n invoice and transport document required
document required for issuing banks files
+ Shippment from to
+ Covering:
+ Packing:
+ Shippment must be effected not latter than
+ Negotiation must be effected not latter than
+ Partial shipment ( ) allowed ( ) prohibited
96
97
L/C referent
Number:
98
99
100
v cc vn bn tu chnh(
102
ngh ngn hng mua bo him thay cho chng ti, chng ti
chu trch nhim thanh ton ph bo him, Khi:
2.
Bc 2:
Cn c vo yu cu m th tn dng ca t chc nhp khu v
S hiu ca L/C
a im m L/C
Ngy m L/C
PH LC 4: MU TH TN DNG
HOCHIMINH CITY AUG 08, 2005
FR: EASTERN ASIA
C.J.S
BANK
H.O HOCHIMINH
CITY.VIETNAM
(EASTASIABANK)
To: STANDARD CHARTERED BANK, TOKYO BRANCH
TEST ON USD 67,392.00 DD 08.08.2005
ATTN: L/C ADVISING DEPT.
PLEASE ADVICE THAT WE OPEN OUR
IRREVOCABLE CREDIT
NUMBER: 50 JASN O5LAO 179
ISSUING DATE: 08.08.05
EXPIRY DATE: 30 SEP 05
IN FAVOUR OF: NICH CORP. KYOBASHI, TOKYO JAPAN.
BOX TOKYO JAPAN
APPLICANT: NHAKHACO
DIST. 1, HOCHIMINH CITY,S.R VIETNAM
- AMOUNT; USD 67,392.00 - CIF HOCHIMINH CITY PORT,
VIETNAM.
(SAY US DOLLARS SIXTY SEVEN THOUSAND THREE
HUNDRED NINETY TWO ONLY) THIS CREDIT IS AVAILABLE
WITH ANY BANK BY BENEFICIARY'S DRAFT (S) AT SIGHT
DRAWN ON ISSUING BANK FOR 100 PCT OF INVOICE VALUE
ACCOMPANIED BY THE FOLLOWING DOCUMENTS IN
TRIPLICATE (UNLESS OTHERWISE STATED):
SIGNED COMMERCIAL INVOICE IN QUADRUPLICATE
2- FULL SET (3/3) ORIGINAL OF CLEAN SHIPPED ON BOARD
OCEAN B/L SHOWING L/C NO. MADE OUT TO ORDER OF
105
3.
Bc 3:
Ngn hng thng bo khi nhn c th tn dng ca ngn hng
PH LC 5: THNG BO TH TN DNG
BANK FOR FOREIGN TRADE OF VIETNAM
Vietcombank
Telex
Fax:
Cable:
-------------------------------------------------------------------------------------------------------S
T.C/
Our
Ref:..Ngy/
Date..
Knh gi/
To.
109
+ M c kim ng
Duly tested
+ Khng c m/ m sai
Untested/ Wrong tested
+C xc nhn ca chng ti
Adding out confirmation
+Ch k c xc nhn ng
Authenticated signature
+Khng xc nhn c ch k
Not Authenticated signature
+Khng c xc nhn ca chng ti
Without sdding our confirmation
Xin qu cng ty cho kim tra cn thn cc iu kin ca th tn dng
hoc bn sa i. Trong trng hp khng ng vi iu kin no
hoc khng c kh nng thc hin bt c iu khon no trong th
tn dng ny hay trong bn sa i, ngh qu cng ty tha thun vi
ngi m th tn dng sa i.
You are requested to check the credit terms carefull/ In the event the
you do not agree or feel unable to comply with any terms and
conditions, please arrange an amendment of the credit/ Amendment
with the applicant for the Credit.
Bn thng bo ny tun th quy tc v thc hnh thng nht v tn
dng chng t bn sa i 1993 s 500 ca phng thng mi quc t
Tis advice is subject to the Uniform Customs and Pratise for
Documentary Credits 1993 Revision ICC Publication No 500
Phi chi tr cho chng ti l:
Charger(s) should be paid:
Ph thng bo:
Advising charge
Ph xc nhn
Confirmation charge
Ph sa i
Amendment charge
in ph
Comunication charge
Knh cho/ Yours faithfully
110
111
4.
Bc 4:
T chc xut khu nhn c th tn dng do ngn hng thng
112
5.
Bc 5:
Sau khi hon thnh ngha v giao hng, t chc xut khu lp
NAM
(Tn a ch y s
in thoi, telex)
c lp T do Hnh phc
-----------o0o-------------113
Knh gi Ngn hng ngoi thng Vit Nam. ngh ngn hng thc
hin thanh ton b chng t giao hng nh km theo hnh thc sau:
Khi ngn hng nc ngoi tr tin Chit khu min truy i ngay sau
khi xut trnh chng t
Chit khu truy i vi s tin l
Advising Banks Ref
Opening Banks ref
S tin hi phiu
Benet
Cert
Other docs:
ngh ngn hng thanh ton s tin trn bng cch ghi C vo ti
khon ca chng ti s.. ti ngn
hng
Trng hp chit khu truy i chng ti cam kt:
1. U quyn cho ngn hng t ng thu hi tin gc v ph pht
sinh khi nhn c bo C ca ngn hng nc ngoi.
2. Nu ngn hng nc ngoi t chi thanh ton, chng ti s
hon li y s tin hng cng ph pht sinh.
114
K ton trng
115
-Bens cert: bn
Shipmasters :..bn
- Copy of cable / Talex: ..bn
Nay do:
Nhu cu vn hot ng kinh doanh
tr n vay tn dng ti ICB HCMC hp ng s..
ngh qu ngn hng xem xt chit khu.(%) tr gi
b chng t ni trn.
S tin c chit khu, ngh qu ngn hng chuyn vo:
TK ca..No
ti:
TK ca..No
ti:
Chng ti cam kt tun th Quy nh v chit khu ca ICB HCMC
Ghi ch:
TP. H Ch Minh,
Ngy.
Gim c n v k tn
6.
Bc 6:
Khi ngn hng bn xut khu nhn c chng t cng bn gc
Sau khi kim tra chi tit tng loi chng t, thanh ton
vin s xem li ngy xut trnh chng t c nm trong
thi hn hiu lc v ng theo quy nh ca L/C hay
khng?
116
Chng t
S bn
Kim 1
Kim 2
Draft
Invoice
B/L
Ins. Policy
Packing list
Weight list
Origin Cert
Insp Cert
Phyto Sanitary Cert
Quality Cert
Bens Cable
Shipmasters receip
Ghi ch:
Kt lun:
Chng t khng ph hp, chp nhn ngh ca n v.
117
118
Sai n gi.
119
7.
Bc 7:
Ngn hng m L/C nhn c b chng t thanh ton do bn
8.
Bc 8:
Nhn c in bo c v khon thanh ton b chng t hng
xut khu, ngn hng bo c cho t chc xut khu hoc thng bo
hi phiu c k hn uc chp nhn thanh ton v cng c th nhn
c thng bo v s t chi ca ngn hng m L/C
9.
Bc 9:
Ngn hng m L/C yu cu ngi xin m L/C thanh ton v
IV.
2.
2.
121
3.
5.
6.
7.
8.
9.
10.
11.
12.
V.
CC LOI TH TN DNG:
1.
2.
123
5.
6.
7.
8.
9.
10.
11.
12.
124
125
CU HI N TP
1.
2.
Bi 1:
T gi th trng ngy 22/5 nh sau:
USD/CHF = 1.600-20
EUR/USD = 1.130-42
126
USD/JPY = 130.65-73
GBP/USD = 1.8935-48
Xc nh t gi cho gia EUR/CHF; CHF/JPY; GBP/JPY;
9GBP/CHF?
p n :
EUR/CHF = 1.8080-1.8170, CHF/JPY = 81.554-81.706
GBP/JPY = 247.39-247.71, GBP/CHF = 3.0296-3.0355
Bi 2:
Ti mt sn bay, mt doanh nghip c mun mua mt my tnh
Kodar. Loi tin ng ta c l USD, JPY, CAD, EUR. T gi hm nay
c cng b nh sau:
USD/JPY = 115.32-46
Gi my nh: 100,000JPY
USD/CHF = 1.5235-47
870 USD
EUR/USD = 1.2815-35
650 EUR
USD/CAD = 1.3568-73
1.132 CAD
127
Bi 3:
Trn th trng ngoi hi ti mt thi im cng b cc t gi
sau:
USD/CHF = 1.5520-50
EUR/USD = 1.2510-25
a.
b.
p n:
194.160 CHF
179708.34 EUR
Bi 4:
Mt nh kinh doanh t t tham kho t gi trn th trng ti
mt thi im nh sau:
Ti New York
GBP/USD = 1.8590-15
Ti Frankfurt
EUR/USD = 1.1224-42
Ti London
GBP/EUR = 1.6472-90
128
Bi 5:
Ngy 1/1/2005, theo hp ng k kt, mt doanh nghip
xut khu ti M s nhn c 350.000 GBP khi n hn thanh ton
vo thng 3 ti. Doanh nghip c th bn s GBP trn mua USD
chuyn vo ti khon ca mnh theo mt trong hai phng thc sau:
-
Cho vay
Li sut (GBP)
3.8%
4.5%
Li sut (USD)
5.2%
6.0%
Ngy 1/4/2005, T gi
Bi 6:
Vo ngy 1/12/2004, p ng nhu cu vay JPY 3 thng ca
khch hng, ngn hng ngoi thng bn giao ngay 150.000 EUR.
Tuy nhin, bo tn ngn qu, ngn hng tin hng k mt hp
ng mua li 3 thng 150.000 EUR vi ngn hng Citibank ti thi
im hin ti. Hy xc nh thu nhp ca ngn hng khi thc hin
nghip v ny, nu trn th trng hi oi c cc thng tin v t gi
hi oi nh sau:
Ngy 1/12/2004, T gi EUR/JPY = 114.56-70
Tin gi
Cho vay
Li sut (EUR)
3.7%
4.5%
Li sut (JPY)
6.2%
7%
Bi 7:
Hy k pht hi phiu i tin vi cc thng tinsau y:
130
BILL OF EXCHANGE
TpHCM, 15/01/2006
At 60 days after bill of exchange date sight of this FIRST Bill of Exchane
(SECONS of the same tenor and date being unpaid) Pay to the order of BANK
FOR FOREIGN TRADE OF VIETNAM.
The sum of United States Dollars one hundred thousand only.
Value received as per our invoice (s) No(s) 6-2006/HTM Date 10 January
2006
Drawn under contract No(s) 20/2005-HXK
Dated 15/12/2005
Irrevocable L/C No(s) 202005LC
Dated 20/12/2005
To: Bank of Tokyo Mitsubishi
Authorized signatuer
General Director
Nguyen Thuy An
Anh Nam company
131