173210/3 = 57736.

66
2013
2014
2015
2016

7.50
8.00
7.25
6.75

GMA = 35*20*5 = 3500

ARA = 65 + ( BMI -7.5) * F * 100
FOR
FOR
FOR
FOR

2013
2014
2015
2016

65
65
65
65

+
-

0 * 10.06 * 100
0.5% * 11.32 * 100
0.25% * 10.06 * 100
0.75% * 10.06 * 100

=
=
=
=

65 * 20
70.66 *20
62.485 *20
57.455 *20

=
=
=
=

1300
1413
1249
1149

SVF * { T/N*( CSA + GMA) + AARA }

SVF * { 5/15*( 173210 + 3500) + 1300 + 1413 + 1249 + 1149}
SVF * { T/N*( CSA + GMA) + AARA }
SVF * (58903 + 5111) = 64014
1 -> 60 = 6000
2 -> 48 = 4800
3 ->
3600
4 ->
2400
5 ->
1200
*******************
TOTAL = 18200
*******************