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Master Circular on SME Financing
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Business Segment/Women Entrepreneurs' Financing Unit

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CAMELS Rating- Scoring

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(Participating Financial Institution (PFI))

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Guidelines for
Islamic Banking, Prudential Regulations for Banks Prudential Regulations for Financial
Institutions

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, Acceptance Letter


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[ e.g. Section 2.1.2: Size (page-15); Section 3.1: Terms and
Conditions of Sub-Loan (page-17); Annex-VI: Terms and Conditions of Sub-Loans (page-63); Annex-VII:
Terms and Conditions of On-Lending Loans (page-64)]

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CAMELS Rating

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14

Yearly CMSME Loan Disbursement Target

Name of the Bank/NBFI:
Target Year:
(Amount in Crore BDT)
Division

Dhaka
Chittagong
Rajshahi
Khulna
Barishal
Sylhet
Rangpur

Area

Cluster
Financing
Target

Cottage Enterprise
Male
Female

Sector and Gender-wise Disbursement Target

Medium
Micro Enterprise
Small Enterprise
Enterprise
Male
Female
Male
Female
Male
Female

Urban
Rural
Urban
Rural
Urban
Rural
Urban
Rural
Urban
Rural
Urban
Rural
Urban
Rural

Total

15

Total

Quarterly CMSME Loan Disbursement Statement

Name of the Bank/ NBFI:
Name of the Quarter:

Segment

Sub-Sector

2
Service

Cottage

Trade

Manufacturing

(Figs. in Crore BDT)

Nature of
Enterprise
3
Male
Female
Subtotal
Male
Female
Subtotal
Male
Female
Subtotal

Disbursement (Current
Quarter )

Outstanding as on end of
the Quarter (As per CL)

Disbursement to New
Enterprise (Current
Quarter)

Number

Amount

Total Loans

CMSME
Loans

Number

Amount

10

Outstanding
for New
Enterprise

11

Disbursement without
Collateral (Current Quarter)
Number

Amount

12

13

Total of Cottage
Service

Micro

Trade

Manufacturing

Male
Female
Subtotal
Male
Female
Subtotal
Male
Female
Subtotal

Total of Micro
Service

Small

Trade

Manufacturing

Male
Female
Subtotal
Male
Female
Subtotal
Male
Female
Subtotal

Total of Small
Medium
Service

Trade

Manufacturing

Male
Female
Subtotal
Male
Female
Subtotal
Male
Female
Subtotal

Total of Medium
Total

Male
Female

Grand Total

16

Outstanding for
Without
Collateral
Disbursement
14

Disbursement under
Refinance (Current
Quarter)
Number

Amount

15

16

Outstannding for
Disbursement
under refinance

17

Amount as on end of the Quarter

Rural Disbursement
(Current Quarter)

Recoverable

Recovery

Classified

number

Amount

18

19

20

21

22

Quarterly Information on CMSME Cluster Financing

Name of the Bank/NBFI:
Name of the Quarter:
(Figs. in Lac BDT)

Sub sector

Nature of
Enterprise

Cottage

No. of
Cluster

Disbursement (Current Qr.)

Number

Amount

Male
Female

Sub Total
Male
Female

Micro
Sub Total

Male
Female

Small
Sub Total
Medium

Male
Female

Sub Total
Total
Please mention the name and location of clusters:

17

As on end of the Quarter

Outstanding

Recoverable

Recovery

Quarterly Statement of CMSME Deposit Mobilization.

Name of the Bank:
Name of the quarter:
Enterprise
Category

No. of A/Cs
Current
Male Female

Savings
Male Female

Fixed Deposit
Male Female

Amount of Deposits (BDT in Lakh)

Male

Total
Female

Current
Male Female

Savings
Male Female

Fixed Deposit
Male Female

Male

Total
Female

Cottage
Micro
Small
Medium
Total

*Deposit means deposit in the name of enterprise (as per definition of cottage, micro, small and medium enterprises) and not in owners personal name.

18

Quarterly Statement of Industrial Loans and Advances

Name of the Bank/FI
Name of Quarter
(BDT in Crore)
Nature of Loans

Size of Industry

Sub-Class of Loans

Large Scale Industry

Term Loan

Medium-Scale
Industry
Small, Micro and
Cottage Industry
Large Scale Industry

Working Capital

Medium-Scale
Industry
Small, Micro and
Cottage Industry

Loans during the Quarter in Consideration

Balance at the End of Quarter in Consideration

Sanctioned

Disbursed

Recovered

Overdue

Outstanding

Classified

Regular Loans
Converted from LTR
Regular Loans
Converted from LTR
Regular Loans
Converted from LTR
Regular Loans
Converted from LTR
Regular Loans
Converted from LTR
Regular Loans
Converted from LTR

Authorized Signature

Authorized Signature

Name of Contact Person:

Designation:
Cell Phone Number:

19

Quarterly Report of Bank Credit in Agro Based Industries

Name of the Bank/NBFI:
Fiscal Year:
Quarter:
(In Crore)
Total Loan
Disbursement in
Current Fiscal
Year (up to
current Qr.)

Annual Target for

Agro based
Industry Credit

Cumulative Disbursement/Recovery up to Current Qr.

in current Fiscal Year
Term
Loan

Working
Capital

Total
Disbursement

Total
Recovery

% of
Disbursement in
Agro based
Industries

20

Agro based industry credit Outstanding

after Current Quarter in Current Fiscal
Year
Term
Loan

Working
Capital

Total
Outstanding

10

Amount of Classified
Loans in total
outstanding in Agro
based Industries

Rate of Interest

Working
Capital
11

Remarks

Term
Loan
12

13

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