Loudoun County Public Schools

Retiree Health Insurance Rates

July 1, 2014 - December 31, 2014
FOR RETIREMENTS AFTER JULY 1, 2014

Coverage
Retiree Only
(Under Age 65)
Retiree + Child
Retiree + Spouse
(Both Under Age 65)
Family
(Both Under Age 65)
Retiree + Spouse
(One Under Age 65)
Family
(One Under Age 65)
Family
(Both Over Age 65)

Coverage

Medicare Retiree Only

Medicare Retiree +
Medicare Spouse

Retiree Cost
(Monthly)

OAP PLAN
LCPS Cost
(Monthly)

Retiree Cost
(Monthly)

POS PLAN
LCPS Cost
(Monthly)

Total
Premium

Total
Premium

$0.00
$273.22

$650.43
$650.43

$650.43
$923.65

$92.07
$403.94

$650.43
$650.43

$742.50
$1,054.37

$650.43

$650.43

$1,300.86

$834.57

$650.43

$1,485.00

$975.68

$650.43

$1,626.11

$1,205.86

$650.43

$1,856.29

$382.03

$650.43

$1,032.46

$474.10

$650.43

$1,124.53

$707.28

$650.43

$1,357.71

$845.39

$650.43

$1,495.82

$438.88

$650.43

$1,089.31

$484.92

$650.43

$1,135.35

MEDICARE ACCESS PLAN

Retiree Cost
LCPS Cost
Total
(Monthly)
(Monthly)
Premium
$0.00

$382.03

$382.03

$113.63

$650.43

$764.06

Important Notes:

1. Employees retiring after 7/1/14 must have 15 consecutive years of LCPS service immediately preceding their
retirement date to be eligible for retiree health insurance.
2. Effective 7/1/14, the amount of the LCPS monthly contribution to eligible retirees will be the same as the LCPS
monthly contribution to the OAP/Employee Only coverage.
3. Future LCPS contributions will be capped at 150% of the 2014 contribution ($976.00).
4. Medicare rates (one or more person age 65 or older) are estimated. Actual rates will be posted when available.