RELIANCE MUTUAL FUND

Reliance mutual fund was established as trust under Indian Trusts Act ,1882. The
sponsor of RFM is reliance capital limited and reliance capital trustee co. limited is
the trustee. It was registered on June 30,1995 as reliance capital mutual fund which
was changed on march 11 2004. Reliance mutual fund was formed for launching of
various schemes under which units are issued to the public with the view to
contribute to the capital market and to provide investors the opportunites to make
investment in diversified securities.
RMF is one of Indias leading mutual fund, with average assets under management
(AAUM) of rupees 88,388 crs. (AAUM for 30 april,09) and an investor base of over
71.53 lakhs. Reliance mutual funds a part of reliance-Anil Dhirubhai Ambani group is
one of the fastest growing mutual fund in country. RFM offers investors a wellrounded portfolio of products to meet varying investor requirements and has
presence in 118 cities across the country.
Reliance mutual fund constantly endeavours to launch innovative products and
customers service initiatives to increase value to investor. Reliance mutual funds
scheme are managed by Reliance capital asset management limited..a subsidiary of
reliance capital limited, which holds 93.37% of the paid up capital RCAM, the
balance paid up capital being held by minority share holders.

Sponcors: Reliance capital limited

Trustee : Reliance capital trustee co-limited
Investment manager :Reliance capital asset management limited
The sponsor, the trustee and the investment manager are incorporated under
the companies act 1956.
Vision statement
To be a globally respected wealth creator with an emphasis on customer care
and a culture of good corporate governance.

Mission statement:
To create and nurture a world class, high performance environment aimed at
delighting our customers.
The main objectives of the trust:

To carry on the activity of a mutual fund as may be permitted at law and

formulate and devise various collective schemes of savings and investments
for people in India and abroad and also ensure liquidity of investments for the
unit holders.

To deploy funds thus raised so as to help the unit holders earn reasonable
returns on their savings.

To take such steps as may be necessary from time to time to realize the
effects without any limitation.

Schemes
A) Equity/Growth schemes :
The aim of growth fund is to provide capital appreciation of the medium to
long term.Such schemes normally invest a major part of their corpus in
equities.Such funds have comparatively high risks. Growth Schemes are good
for investors having a long term out-look seeking appreciation over a period
of time.
1.Reliance infrastructure funds (open-ended equity):
The primary investment objective of the scheme is to generate long term
capital appreciation by investing pre dominantly in equity and equity related
instruments of companies engaged in infrastructure ( airports, construction,
tele- communication, transportation) and infrastructure related sectors and
which are incorporated or have their area of primary activity, in India and the
secondary objective is to generate consistant returns by investing in debt and
money market securities.
Investment strategy:
The investment focus would be guided by the growth potential and other
economic factors of the country. The fund aims to maximize long term total
return by investing in equity and equity related securities which have their
area of primary activity in India
2.Reliance Quant Plus Fund/Reliance Index Fund (open ended
equity):
The investment objective of the scheme is to generate capital
appreciation through investment in equity and equity related instruments.
The scheme will seek to generate capital appreciation by investing in an
active port-folio of stocks selected from S & P CNX Nifty on the basis of a
mathematical model.

An investment fund that approach stock selection process based on

quantitiative analysis.
3.Reliance natural resources funds (open-Ended Equity):
The primary investment objective of the scheme is to seek to generate
capital appreciation & provide long-term growth opportunities by investing in
companies principally engaged in the discovery, development, production, or
distribution of natural resources and the secondary objective is to generate
consistent returns by investing in debt and money market securities.
4.Reliance Equity Linked saving Fund (A 10 Year close-ended Equity):
The primary objective of the scheme is to generate long-term capital
appreciation from a
portfolio that is invested predominantly in equities
along with income tax benefit convertible into equity shares of domestic or foreign
companies and in derivities as may be permissible under the guidelines issued by
SEBI and RBI.
5.Reliance Equity Advantage Fund (Open-Ended Diversified Equity):
The primary investment objective of the scheme is to seek to generate
capital appreciation & provide long-term growth opportunities by investing in a
portfolio predominantly of equity & equity related instruments with investments
generally in S & P CNX Nifty stocks and the secondary objective is to generate
consistent returns by investing in debt and money market securities.
6.Reliance Equity Fund (open-ended Diversified Equity):
The primary investment objective of the scheme is to seek to generate
capital appreciation & provide long-term growth opportunities by investing in a
portfolio constituted of equity & equity related securities of top 100 companies by
market capitalization & of companies which are available in the derivatives segment
from time to time and the secondary objective is to generate consistent returns by
investing in debts and money market securities.
7.Reliance tax saver (ELSS) Fund (open-ended equity):
The primary objective of scheme is to generate long term capital appreciation
from a port-folio that is invested pre-dominantly in equity and equity related
instruments.
Tax Benefits:

Investment upto Rs. 1 lakh by the eligible investor in thois fund would enable
you to avail the benefits under section 80-C(2) of the Income tax act 1961

Dividend received will be absolutely tax free.

The dividend distribution tax (payable by the AMC ) for equity schemes is also
nil.

8.Reliance Growth fund (open-ended equity):

The primary objective of scheme is to achieve long term growth of capital by
investment inequity and equity related securities through a research based
investment approach
9.Reliance vision fund (open-ended equity):
The primary objective of scheme is to achieve long term growth of capital by
investment in equity and equity related securities through a research based
investment approach
10. Reliance equity opportunities fund (open-ended diversified equity):
The primary investment objective of the scheme is to seek to generate
capital appreciation & provide long-term growth opportunities by investing in a
portfolio constituted of equity & equity related securities of top 100 companies by
market capitalization & of companies which are available in the derivatives segment
from time to time and the secondary objective is to generate consistent returns by
investing in debts and money market securities.
11.Reliance NRI equity fund(open-ended diversified equity):
The primary investment objective of the scheme is to generate optimal
returns by investing in equity or equity related instruments primarily drawn from the
companies in the BSE 200 index.
12.Reliance long term equity fund (open-ended diversified equity):
The primary investment objective of the scheme is to seek to generate
capital appreciation & provide long-term growth opportunities by investing in a
portfolio constituted of equity & equity related securities of top 100 companies by
market capitalization & of companies which are available in the derivatives segment
from time to time and the secondary objective is to generate consistent returns by
investing in debts and money market securities.
It is a 36 month closed ended diversified equity fund with an automatic
conversion into an open ended scheme on expirey of 36 months from the date of
allotment. It aims to maximize returns by investing 70 to 100 % in equities focusing
in small and mid-cap companies.
13.Reliance regular saving funds (open ended equity):

Reliance regular saving funds provide you the choice of investing in debt,
equity or hybrid options with a pertinent investment objective and pattern for each
option. Inest as little as Rs. 100 every month in the reliance regular savings funds.
For the first time in India, your mutual fund offers instant cash withdrawal facility
on your investment at any visa enabled ATM near you.With achoice of three
investment options, the fund id truly ,the smart new way to invest.

B)DEBT /INCOME SCHEMES:

The aim of income fund is to provide regular and steady income to investors.Such
schemes generally invest in fixed income securities such as bonds,co-operate
debentures, government securities and money market instruments. Such funds are
less risky compared to equity schemes. These funds are not affected because of
fluctuations in equity markets. However , opportunities of capital appreciation are
also limited in such funds.The NAVs of such funds are affected because of change in
interest rates in the country. If the interest rates falls, NAVs of such funds are likely
to increase in the short run and vice-versa.However long term investors may not
bother about their fluctuations.
1. Reliance Monthly Income Plan :
( An open-ended fund. Monthly income is not assured & is subject to the
availability of distributable surplus ). The Primary investment objective of the
Scheme is to generate regular income in order to make regular dividend payments
to unit holders and the secondary objective is growth of capital.
2. Reliance Gilt Securities Fund - Short Term Gilt Plan & Long Term Gilt
Plan :
( An open-ended government securities scheme). The primary objective of
the Scheme is to generate optimal credit risk-free returns by investing in a portfolio
of securities issued and guaranteed by the Central Government and State
Government.
3. Reliance Income Fund :
( An open-ended income scheme ). The primary objective of the scheme is to
generate optimal returns consistent with moderate levels of risk. This income may
be complemented by capital appreciation of the portfolio. Accordingly, investments
shall predominantly be made in Debt & Money market Instruments.
4. Reliance Medium Term Fund :
( An open end income scheme with no assured returns ). The primary
investment objective of the Scheme is to generate regular income in order to make

regular dividend payments to unit holders and the secondary objective is growth of
capital.
5. Reliance Short Term Fund :
( An open end income scheme ). The primary investment objective of the
scheme is to generate stable returns for investors with a short investment horizon
by investing in Fixed income Securities of short term maturity.
6. Reliance Liquid Fund :
( An open-ended liquid scheme ). The primary investment objective of the
Scheme is to generate optimal returns consistent with moderate levels of risk and
high liquidity. Accordingly, investments shall predominantly be made in Debt and
Money Market Instruments.
7. Reliance Floating Rate Fund :
( An open end liquid scheme ). The primary objective of the scheme is to
generate regular income through investment in a portfolio comprising substantially
of Floating Rate Debt Securities (including floating rate securitized debt and Money
Market Instruments and Fixed Rate Debt Instruments swapped for floating rate
returns). The scheme shall also invest in fixed rate debt Securities (including fixed
rate securitized debt, Money Market Instruments and Floating Rate Debt
Instruments swapped for fixed returns.
8. Reliance NRI Income Fund :
( An open-ended income scheme ). The primary investment objective of the
Scheme is to generate optimal returns consistent with moderate levels of risks. This
income may be complimented by capital appreciation of the portfolio. Accordingly,
investments shall predominantly be made in debt Instruments.
9. Reliance Liquidity Fund :
( An open-ended liquid scheme ). The investment objective of the Scheme is
to generate optimal returns consistent with moderate levels of risk and high
liquidity. Accordingly, investments shall predominantly be made in Debt and Money
Market Instruments.
10. Reliance Interval Fund :
( A debt oriented interval scheme ). The primary investment objective of the
scheme is to seek to generate regular returns and growth of capital by investing in a
diversified portfolio.
11. Reliance Liquid Plus Fund :

( An open-ended income scheme ). The investment objective of the Scheme

is to generate optimal returns consistent with moderate levels of risk and liquidity
by investing in debt securities and money market securities.
12. Reliance Fixed Horizon Fund-I :
( A closed ended scheme ). The primary investment objective of the scheme
is to seek to generate regular returns and growth of capital by investing in a
diversified portfolio.
13. Reliance Fixed Horizon Fund-II :
( A closed ended scheme ). The primary investment objective of the scheme
is to seek to generate regular returns and growth of capital by investing in a
diversified portfolio.
14. Reliance Fixed Horizon Fund-III :
( A close-ended income scheme ). The primary investment objective of the
scheme is to seek to generate regular returns and growth of capital by investing in a
diversified portfolio.
15. Reliance Fixed Tenor Fund :
( A close-ended scheme ). The primary investment objective of the Plan is to
seek to generate regular returns and growth of capital by investing in a diversified
portfolio.
16. Reliance Fixed Horizon Fund-Plan C :
( A closed ended scheme ). The primary investment objective of the scheme
is to seek to generate regular returns and growth of capital by investing in a
diversified portfolio.
17. Reliance Fixed Horizon Fund-IV :
( A close-ended income scheme ). The primary investment objective of the
scheme is to seek to generate regular returns and growth of capital by investing in a
diversified portfolio.
18. Reliance Fixed Horizon Fund-V :
( A close-ended income scheme ). The primary investment objective of the
scheme is to seek to generate regular returns and growth of capital by investing in a
diversified portfolio of :
Central and State Government securities and

Other fixed income/ debt securities normally maturing in line with the time
profile of the scheme with the objective of limiting interest rate volatility.
19. Reliance Fixed Horizon Fund-VI :
( A close-ended income scheme ). The primary investment objective of the
scheme is to seek to generate regular returns and growth of capital by investing in a
diversified portfolio of :
Central and State Government securities and
Other fixed income/ debt securities normally maturing in line with the time
profile of the series with the objective of limiting interest rate volatility.
20. Reliance Fixed Horizon Fund-VII :
( A close-ended income scheme ). The primary investment objective of the
scheme is to seek to generate regular returns and growth of capital by investing in a
diversified portfolio of :
Central and State Government securities and
Other fixed income/ debt securities normally maturing in line with the time
profile of the series with the objective of limiting interest rate volatility.

C) SECTOR SPECIFIC SCHEMES:

These are the funds/schemes which invest in the securities of specified
sectors or industries e.g. Pharmaceuticals, Software, FMCG, Petroleum stocks, etc.
The returns in these funds are dependent on the performance of the respective
sectors/industries. While these funds may give higher returns, they are more risky
compared to diversified funds.

1. Reliance Banking Fund :

Reliance Mutual Fund has an Open-Ended Banking Sector Scheme which has
the primary investment objective to generate continuous returns by actively
investing in equity/ equity related or fixed income securities of banks.
2. Reliance Diversified Power Sector Fund :
Reliance Diversified Power Sector Scheme is an Open-Ended Power Sector
Scheme. The primary investment objective of the scheme is to seek to generate

continuous returns by actively investing in equity/ equity related or fixed income

securities of Power and other associated companies.
3. Reliance Pharma Fund :
Reliance Pharma Fund is an Open-Ended Pharma Sector Scheme. The
primary investment objective of the scheme is to seek to generate continuous
returns by actively investing in equity/ equity related or fixed income securities of
Pharma and other associated companies.
4. Reliance Media & Entertainment Fund :
Reliance Media & Entertainment Fund is an Open-Ended Media &
Entertainment Sector Scheme. The primary investment objective of the scheme is
to seek to generate continuous returns by actively investing in equity/ equity
related or fixed income securities of media & entertainment and other associated
companies.
D) RELIANCE GOLD EXCHANGE TRADED FUND:
(An open-ended Gold Exchange Traded Fund). The primary investment objective is
to seek to provide returns that closely correspond to returns provided by price of
gold through investment in physical Gold (and Gold related securities as permitted
by Regulators from time to time ). However, the performance of the scheme may
differ from that of the domestic prices of Gold due to expenses and or other related
factors.

UNIT TRUST OF INDIA MUTUAL FUND

'Unit Trust of India was created by the UTI Act passed by the Parliament in
1963. For more than two decades it remained the sole vehicle for investment in the
capital market by the Indian citizens. In mid-1980's public sector banks were
allowed to open mutual funds. The real vibrancy and competition in the MF industry
came with the setting up of the Regular SEBI and its laying down the MF Regulations
in 1993. UTI maintained its pre-eminent place till 2001, when a massive decline in
the market indices and negative investor sentiments after Ketan Parekh scam
created doubts about the capacity of UTI to meet its obligations to the investors.
This was further compounded by two factors; namely, its flagship and largest
scheme US 64 was sold and re-purchased not at intrinsic NAV but at artificial price
and its Assured Return Schemes had promised returns as high as 18% over a period
going up to two decades.
In order to distance Government from running a mutual fund the ownership
was transferred to four institutions; namely SBI, LIC, BOB and PNB, each owning
25%. UTI lost its market dominance rapidly and by end of 2005, when the new

share-holders actually paid the consideration money to Government its market

share had come down to close to 10%.
A new board was constituted and a new management inducted. Systematic
study of its problems role and functions was carried out with the help of a reputed
international consultant. Once again UTI has emerged as a serious player in the
industry. Some of the funds have won famous awards, including the Best Infra Fund
globally from Lipper. UTI has been able to benchmark its employee compensation to
the best in the market.
Besides running domestic MF Schemes UTI AMC is also a registered portfolio
manager under the SEBI (Portfolio Managers) Regulations.
This company runs two successful funds with large international investors
being active participants. UTI has also launched a Private Equity Infrastructure Fund
along with HSH Nord Bank of Germany and Shinsei Bank of Japan.
Vision :
To be the most Preferred Mutual Fund.
Mission :

The most trusted brand, admired by all stakeholders.

The largest and most efficient money manager with global presence.
The best in class customer service provider.
The most preferred employer.
The most innovative and best wealth creator.
A socially responsible organization known for best corporate governance.

Assets Under Management: UTI Asset Management Co. Ltd

Sponsor:

State Bank of India

Bank of Baroda
Punjab National Bank
Life Insurance Corporation of India

Trustee: UTI Trustee Co. Limited.

Reliability
UTIMF has consistently reset and upgraded transparency standards. All the
branches, UFCs and registrar offices are connected on a robust IT network to ensure
cost-effective quick and efficient service. All these have evolved UTIMF to position
as a dynamic, responsive, restructured, efficient and transparent entity, fully
compliant with SEBI regulations.

SCHEMES
A) EQUITY FUND
1. UTI Energy Fund (Open Ended Fund):
Investment will be made in stocks of those companies engaged in the following
are:
a)
b)
c)
d)

Petro sector - oil and gas products and processing.

All types of Power generation companies.
Companies related to storage of energy.
Companies manufacturing energy development equipment related ( like petro
and power ).
e) Consultancy & Finance Companies.
2. UTI Transportation And Logistics Fund (Auto Sector Fund) (Open Ended
Fund):
Investment Objective is "capital appreciation" through investments in stocks
of the companies engaged in the transportation and logistics sector. At least 90% of
the funds will be invested in equity and equity related instruments. Atleast 80% of
the funds will be invested in equity and equity related instruments of the companies
principally engaged in providing transportation services, companies principally
engaged in the design, manufacture, distribution, or sale of transportation
equipment and companies in the logistics sector. Upto 10% of the funds will be
invested in cash money market instruments.
3. UTI Banking Sector Fund (Open Ended Fund):
An open-ended equity fund with the objective to provide capital appreciation
through investments in the stocks of the companies institutions engaged in the
banking and financial services activities.
4. UTI Infrastructure Fund (Open Ended Fund):
An open-ended fund with the objective to provide capital appreciation
through investing in the stocks of the companies engaged in the sectors like Metals,
Building materials, oil and gas, power, chemicals, engineering etc. The fund will
invest in the stocks of the companies which form part of Infrastructure Industries.
5. UTI Equity Tax Savings Plan (Open Ended Fund):
An open-ended fund investing a minimum of 80% in equity and equity related
instruments. It aims at enabling members to avail tax rebate under Section 80C of
the IT Act and provide them with the benefits of growth.

6. UTI Growth Sector Fund - Pharma (Open Ended Fund):

An open-ended fund which exclusively invests in the equities of the Pharma &
Healthcare sector companies. This fund is one of the growth sector funds aiming to
invest in companies engaged in business of manufacturing and marketing of bulk
drug, formulations and healthcare products and services.
7. UTI Growth Sector Fund - Services (Open Ended Fund):
An open-ended fund which invests in the equities of the Services Sector
companies of the country. One of the growth sector funds aiming to provide growth
of capital over a period of time as well as to make income distribution by investing
the funds in stocks of companies engaged in service sector such as banking,
finance, insurance, education, training, telecom, travel, entertainment, hotels, etc.
8. UTI Growth Sector Fund - Software (Open Ended Fund):
An open-ended fund which invests exclusively in the equities of the Software
Sector companies. One of the growth sector funds aiming to invest in equity shares
of companies belonging to information technology sector to provide returns to
investors through capital growth as well as through regular income distribution.
9. UTI Master Equity Plan Unit Scheme (Closed Ended Fund):
The scheme primarily aims at securing for the investors capital appreciation
by investing the funds of the scheme in equity shares of companies with good
growth prospects.
10. UTI Master Plus Unit Scheme (Open Ended Fund):
An open-ended equity fund with an objective of long-term capital
appreciation through investments in equities and equity related instruments,
convertible debentures, derivatives in India and also in overseas markets.
11. UTI Master Value Fund (Open Ended Fund):
An open-ended equity fund investing in stocks which are currently
undervalued to their future earning potential and carry medium risk profile to
provide 'Capital Appreciation'.
12. UTI Equity Fund (Open Ended Fund):
UTI Equity Fund is open-ended equity scheme with an objective of investing
at least 80% of its funds in equity and equity related instrument with medium to
high risk profile and upto 20% in debt and money market instruments with low to
medium risk profile.

13. UTI Top 100 Fund (Open Ended Fund):

An open-ended equity fund for investment in equity shares, convertible &
non-convertible debentures and other capital and money market instruments with a
provision to invest upto 50% of its corpus in PSU's equities and equity related
products. The fund aims to provide unit holders capital appreciation & income
distribution.
14. UTI Mastershare Unit Scheme (Open Ended Fund):
An open-end equity fund aiming to provide benefit of capital appreciation and
income distribution through investment in equity.
15. UTI Mid Cap Fund (Open Ended Fund):
An open-ended equity fund with the objective to provide 'Capital
Appreciation' by investing primarily in mid cap stocks.
16.UTI MNC Fund (open-ended fund)
An open-handed equity fund with the objective to invest pre-dominantly in the
equity shares of multi-national companies in diverse sectors such as FMCG,
Pharmaceutical, Engineering,etc.
17.YTI Dividend Yield Fund (open-ended fund)
It aims to provide medium to long-term capital gains and or dividend
distribution by investing pre-dominantly in equity and equity related instruments
which offer high dividend yield.
18.UTI opportunities fund (open-ended fund)
This scheme seeks to generate capital appreciation and income distribution by
investing the funds of the scheme in equity shares and equity related instruments.
The focus of the scheme is to capitalize an opportunities arising in the market by
responding to the dynamically changing Indian economy by moving its investments
amongst different sectors as prevailing trends change.
19.UTI Leadership Fund(open-ended equity)
This scheme seeks to generate capital appreciation and income distribution by
investing the funds in stocks that are leaders in the respective
industries/sectors/sub-sectors.
20.UTI contra fund(open-ended equity)

An open-ended equity scheme with the objective to provide long-term capital

appreciation or dividend distribution through investments in listed equities and
equity related instruments. The fund offers an opportunity to benefit from the
impact of non-rational investor behavior by focusing on stocks that are currently
under-valued because of emotional and behavioural patterns present in the stock
market.
21.UTI spread fund (open-ended fund)
The investment objective of the scheme is to provide capital appreciation and
dividend distribution arbitrage opportunities arising out of price differences between
the cash in derivative market by investing pre-dominantly in equity and equity
related securities , derivatives and the balance portion in debt securities. However,
there can be no assurance that the investment objective of the scheme will be
realized.
22.UTI wealth builder fund( closed-ended fund)
The objective of the scheme is to achieve long-term capital appreciation by
investing pre-dominantly in adiversifies port-folio of equity and equity related
instruments.

23.UTI long-term advantage fund(closed-ended fund)

The investment objective of the scheme is to provide medium to longterm
capital appreciate along with income tax benefit .
24.UTI India lifestyle fund(closed-ended equity)
The objective of the scheme is to achieve long-term capital appreciation by
investing pre-dominantly in adiversifies port-folio of equity and equity related
instruments of companies that are expected to benefit from changing Indian
demographics , Indian lifestyle and rising consumption pattern.However thre can be
no assurance that the investment objective of the scheme will be achieve
A) Index Fund
1.UTI master index fund (open-ended fund)
UTI MIF is an open ended passive fund with the primary investment objective to
invest in securities of companies comprising the BSE sensex in the same weightage
as this companies have in BSE sensex.The fund stives to minimize performance
difference with the sensex by keeping the tracking error to the minimum.

2.UTI gold exchange traded fund(open-ended fund)

To endeavor to provide returns that ,before expenses ,closely tracked the
performance and yield of gold. However the performance of the scheme may differ
from that of under lying asset due to rackng error. There can be no assurance or
guarantee that the investment objective of UTI gold ETF will bw achieved.
3.UTI Sunder (open ended-fund)
To provide investment returns that,before expenses,closely correspond to the
performance and yield of the basket of securities underlying the S & P CNX Nifty
index.
B)ASSETS FUND
UTI variable investments scheme
UTI VIS_ILP is an open ended scheme with the objective of providing the investors
with a product that would enable them to diversify their risks through a suitable
allocation between debt and equity asset classes and their by generate superior
risks adjusted returns through a dynamic asset allocation process
C)BALANCED FUND
1.UTI Mahila unit scheme (open-ended fund)
To invest in a portfolio of equity and equity related securities and debt and
money market instruments with a view to generate reasonable income with a
moderate capital appreciation. The asset allocation will be debt : minimum 70%.
Maximum 100% equity: minimum 0%. Maximum 30%.
2.UTI Balanced fund (open-ended fund)
An open-ended balanced fund investing between 40% to 75% in equity and
equity related securities and the balanced in debt (fixed income securities) with a
vew to generate regular income together with capital appreciation.
3.UTI retirement benefit pension fund (open ended fund)
The objective of the scheme is to provide pension to investors particularly self
employed persons aftet they attain the age of 58 years in the form of periodical
cash flow upto the extent of re-purchase value of their holding through a systematic
withdrawal plan.
4. UTI unit link insurance plan (open-ended fund)
To provide return through growth in the NAV or through dividend distribution
and re-investment thereof.

5.UTI CCP (children carrer plan) (open ended fund )

Open-ended balanced fund with 70 to 100 % investment in equity. Investment
can be made in the name of the children upto the age of 15 years so as to provide
them, after they attain the age of 18 years, means to receive scholarship to meet
the cost of higher education or help them in setting up profession, practice or
business or enabling them to set up a home or finance, the cost of other social
obligations.
6.UTI charitable, religious trust and registered society (open-ended fund)
Open-ended debt oriented income scheme with an objective of investing not
more than 30% of the funds in equity related instruments and the balance in debt
and money market instruments with low to medium risk profile. The scheme is
entering to the investment needs of charitable , religious and educational trust as
well as registered societies with the goal of providing regular income
D) INCOME FUND (DEBT FUND)
1. UTI Bond fund (open ended fund)
Open end 100% pure debt fund, which invest in rated corporate debt papers and
government securities with relatively low risk and easy liquidity
2.UTI floating rate fund STP (open ended fund)
To generate regular income through investment in aportfolio comprising
substantially of floating rate debt or money market instruments and fixed
rate debt.
3.UTI Gilt Advantage fund LTP (open ended fund )
To generate credit risk free return through investment in sovereign securities issued
the central or a state government.
4. UTI Gilt Advantage fund STP (open ended fund )
To generate credit risk free return through investment in sovereign securities issued
the central or a state government.

5.UTI G-SEC STP (open ended fund)

An open end git fund with the objective to invest only in central government
securities including call money , treasury bill and repos of varying maturities
with a view to generate credit risk free return with a stated objective of
maintaining the average maturity of the port folio at less than 3 years.
6.UTI G-SEC Investment plan ?(open ended fund)
An open end git fund with the objective to invest only in central government
securities including call money , treasury bill and repos of varying maturities with a
view to generate credit risk free return. While selecting the maturity profile of the
investment in government securities the need for maximization of the returns and
meeting of the liquidity requirements of the scheme is kept in view.
7.UTI Treasury advantage fund (open ended fund)
It aims to generate attractive returns consistant with capital preservation and
liquidity.
8.UTI monthly income scheme (open ended fund)
This is an open end debt oriented scheme with no assured returns. The scheme
aims at distributing incime if any periodically.
9.UTI Mis advantage plan(open ended fund)
Endeavours to make periodic income distribution to unitholders through
investments in fixed income securities and equity related instruments.
10.UTI short term income fund(open ended fund)
The scheme seeks to generate steady and reasonable income with low risk and
high level of liquidity from a portfolio of money market securities and high quality
debt.
11.UTI Capital protection oriented scheme(open ended fund)
The investment objective of the scheme is to endeavour to protect the capital by
investing in high quality fixed income securities as the primary objective and
generate capital appreciation by investing in equity related instruments as
secondary objective.
E) LIQUID FUND (DEBT FUND)
1.UTI Liquid cash plan (open ended fund)

The scheme seeks to generate steady and reasonable income with low risk and high
level of liquidity from a portfolio of money market securities and high quality debt
2. UTI money market fund (open ended fund)
An open ended pure debt liquid plan seeking to provide highest possible current
income by investing in a diversified portfolio of short term money market securities.

UTI MUTUAL FUND

When started?

Established in 1964.
1st Mutual Fund Company
in India.

How they came into

business?

Board of director

By the UTI Act passed by

the parliament in 1963.
Mr Leo Puri (Managing
director)
Mr.P.N.Venkatachalam

Minimum Investment

Rs.1000

Investment

Equity
Finanicial service:1622%
Energy: 12-18%
Consumer Goods:8-14%

Main Funds

UTI Dividend Yield Fund.

UTI Opportunity Fund.

Type of Fund Offered

Equity Fund,Index
Fund,Asset Fund,Balanced
Fund, Debt Fund.

Fund managers
Mr. Anoop Bhaskar
Mr. Amandeep Chopra
Mr. Sanjay Dongre
Mr. Manish Joshi
Ms. Swati Kulkarni
Ms.Shilpita Guha
No. of schemes offered
Distribution

107 Schemes

Tie-up with post

offices branches.

UTI outlet and

branches.