:

:
:
:
:
:
:
:
:

0.28
= 0,07 = 7%
4

= 3

4
= 12
1

= (1 + )
P, i y n
= 35.000(1 + 0.07)12 = $ 78.826,71

 = (1 + )

(1 + )

S, i y n
=

800.000
36

= $ 778.094,95

(1 + 0.32)360

0,07
= 0,0752 = 7,527%
1 0,07

13.

0,03
= 0,02913 = 2,913%
1 + 0,03

.
:
1 = 24%
:
1 =

1 24
=
= 6%

:
(1 + 1 )1 = (1 + 2 )2
(1 + 0,06)4 = (1 + 2 )2
(1 + 0,06)2 1 = 2
2 = 12,36%
:
2 = 2 2 = 12,36% 2 = 24,720%

:
1 = 2,5%
:
(1 + 1 )1 = (1 + 2 )2
(1 + 0,025)12 = (1 + 2 )4
(1 + 0,025)3 = 1 + 2
(1 + 0,025)3 1 = 2
2 = 7,689%
:
=

2
0,07689
=
= 7,140%
1 2 1 + 0,07689

:
= 2 = 7,140% 4 = 28,560%

:
= 28%
:
=

28
=
= 7%
1
4

:
1 =

0,07
=
= 7,527%
1 1 0,07

:
(1 + 1 )1 = (1 + 2 )2
(1 + 0,07527)4 = (1 + 2 )2
(1 + 0,07527)2 = 1 + 2
(1 + 0,07527)2 1 = 2
2 = 15,621%
:
= 2 2 = 15,621% 2 = 31,242%

:
= 27%
:
1 =

27
=
= 13,5%
1
2

:
(1 + 1 )1 = (1 + 2 )2
(1 + 0,135)2 = (1 + 2 )12
1

(1 + 0,135)6 = 1 + 2

(1 + 0,135)6 1 = 2
2 = 2,133%

:
=

2
0,02133
=
= 2,088%
1 2 1 + 0,02133

:
= 2 = 2,088% 12 = 25,061%