ASB (Retirement Plan) ver. 1 (provided by sufianmhd@yahoo.

com)
* we're not disclaimer for anything if the information//calculation was wrong or not appropriated

Modal Asal: $200.00

Kredit (Bulanan): $200.00
Dividen (Tahunan): 8.00%
Dividen (Bulanan): 0.67% (Divided (Tahunan)/12 X Baki Minimum Bulanan (BMB))

Baki Minimum
Tarikh Urusniaga Kredit Dividen Tarikh Urusniaga
Bulanan (BMB)
January $200.00 $200.00 $1.33 January
February $200.00 $400.00 $2.67 February
March $200.00 $600.00 $4.00 March
April $200.00 $800.00 $5.33 April
May $200.00 $1,000.00 $6.67 May
June $200.00 $1,200.00 $8.00 June
July $200.00 $1,400.00 $9.33 July
August $200.00 $1,600.00 $10.67 August
September $200.00 $1,800.00 $12.00 September
October $200.00 $2,000.00 $13.33 October
November $200.00 $2,200.00 $14.67 November
December $200.00 $2,400.00 $16.00 December
Jumlah Pendapatan ASB (Tahunan) $104.00 Jumlah Pendapatan ASB (Tahunan)

Baki Minimum
Tarikh Urusniaga Kredit Dividen Tarikh Urusniaga
Bulanan (BMB)
January $200.00 $5,408.32 $36.06 January
February $200.00 $5,608.32 $37.39 February
March $200.00 $5,808.32 $38.72 March
April $200.00 $6,008.32 $40.06 April
May $200.00 $6,208.32 $41.39 May
June $200.00 $6,408.32 $42.72 June
July $200.00 $6,608.32 $44.06 July
August $200.00 $6,808.32 $45.39 August
September $200.00 $7,008.32 $46.72 September
October $200.00 $7,208.32 $48.06 October
November $200.00 $7,408.32 $49.39 November
December $200.00 $7,608.32 $50.72 December
Jumlah Pendapatan ASB (Tahunan) $520.67 Jumlah Pendapatan ASB (Tahunan)

Baki Minimum
Tarikh Urusniaga Kredit Dividen Tarikh Urusniaga
Bulanan (BMB)
January $200.00 $11,483.30 $76.56 January
February $200.00 $11,683.30 $77.89 February
March $200.00 $11,883.30 $79.22 March
April $200.00 $12,083.30 $80.56 April
May $200.00 $12,283.30 $81.89 May
June $200.00 $12,483.30 $83.22 June
July $200.00 $12,683.30 $84.56 July
August $200.00 $12,883.30 $85.89 August
September $200.00 $13,083.30 $87.22 September
October $200.00 $13,283.30 $88.56 October
November $200.00 $13,483.30 $89.89 November
December $200.00 $13,683.30 $91.22 December
Jumlah Pendapatan ASB (Tahunan) $1,006.66 Jumlah Pendapatan ASB (Tahunan)

Baki Minimum
Tarikh Urusniaga Kredit Dividen Tarikh Urusniaga
Bulanan (BMB)
January $200.00 $18,569.17 $123.79 January
February $200.00 $18,769.17 $125.13 February
March $200.00 $18,969.17 $126.46 March
April $200.00 $19,169.17 $127.79 April
May $200.00 $19,369.17 $129.13 May
June $200.00 $19,569.17 $130.46 June
July $200.00 $19,769.17 $131.79 July
August $200.00 $19,969.17 $133.13 August
September $200.00 $20,169.17 $134.46 September
October $200.00 $20,369.17 $135.79 October
November $200.00 $20,569.17 $137.13 November
December $200.00 $20,769.17 $138.46 December
Jumlah Pendapatan ASB (Tahunan) $1,573.53 Jumlah Pendapatan ASB (Tahunan)

Baki Minimum
Tarikh Urusniaga Kredit Dividen Tarikh Urusniaga
Bulanan (BMB)
January $200.00 $26,834.12 $178.89 January
February $200.00 $27,034.12 $180.23 February
March $200.00 $27,234.12 $181.56 March
April $200.00 $27,434.12 $182.89 April
May $200.00 $27,634.12 $184.23 May
June $200.00 $27,834.12 $185.56 June
July $200.00 $28,034.12 $186.89 July
August $200.00 $28,234.12 $188.23 August
September $200.00 $28,434.12 $189.56 September
October $200.00 $28,634.12 $190.89 October
November $200.00 $28,834.12 $192.23 November
December $200.00 $29,034.12 $193.56 December
Jumlah Pendapatan ASB (Tahunan) $2,234.73 Jumlah Pendapatan ASB (Tahunan)

Baki Minimum
Tarikh Urusniaga Kredit Dividen Tarikh Urusniaga
Bulanan (BMB)
January $200.00 $36,474.35 $243.16 January
February $200.00 $36,674.35 $244.50 February
March $200.00 $36,874.35 $245.83 March
April $200.00 $37,074.35 $247.16 April
May $200.00 $37,274.35 $248.50 May
June $200.00 $37,474.35 $249.83 June
July $200.00 $37,674.35 $251.16 July
August $200.00 $37,874.35 $252.50 August
September $200.00 $38,074.35 $253.83 September
October $200.00 $38,274.35 $255.16 October
November $200.00 $38,474.35 $256.50 November
December $200.00 $38,674.35 $257.83 December
Jumlah Pendapatan ASB (Tahunan) $3,005.95 Jumlah Pendapatan ASB (Tahunan)

Baki Minimum
Tarikh Urusniaga Kredit Dividen Tarikh Urusniaga
Bulanan (BMB)
January $200.00 $47,718.72 $318.12 January
February $200.00 $47,918.72 $319.46 February
March $200.00 $48,118.72 $320.79 March
April $200.00 $48,318.72 $322.12 April
May $200.00 $48,518.72 $323.46 May
June $200.00 $48,718.72 $324.79 June
July $200.00 $48,918.72 $326.12 July
August $200.00 $49,118.72 $327.46 August
September $200.00 $49,318.72 $328.79 September
October $200.00 $49,518.72 $330.12 October
November $200.00 $49,718.72 $331.46 November
December $200.00 $49,918.72 $332.79 December
Jumlah Pendapatan ASB (Tahunan) $3,905.50 Jumlah Pendapatan ASB (Tahunan)

Baki Minimum
Tarikh Urusniaga Kredit Dividen Tarikh Urusniaga
Bulanan (BMB)
January $200.00 $60,834.16 $405.56 January
February $200.00 $61,034.16 $406.89 February
March $200.00 $61,234.16 $408.23 March
April $200.00 $61,434.16 $409.56 April
May $200.00 $61,634.16 $410.89 May
June $200.00 $61,834.16 $412.23 June
July $200.00 $62,034.16 $413.56 July
August $200.00 $62,234.16 $414.89 August
September $200.00 $62,434.16 $416.23 September
October $200.00 $62,634.16 $417.56 October
November $200.00 $62,834.16 $418.89 November
December $200.00 $63,034.16 $420.23 December
Jumlah Pendapatan ASB (Tahunan) $4,954.73 Jumlah Pendapatan ASB (Tahunan)

Baki Minimum
Tarikh Urusniaga Kredit Dividen Tarikh Urusniaga
Bulanan (BMB)
January $200.00 $76,132.00 $507.55 January
February $200.00 $76,332.00 $508.88 February
March $200.00 $76,532.00 $510.21 March
April $200.00 $76,732.00 $511.55 April
May $200.00 $76,932.00 $512.88 May
June $200.00 $77,132.00 $514.21 June
July $200.00 $77,332.00 $515.55 July
August $200.00 $77,532.00 $516.88 August
September $200.00 $77,732.00 $518.21 September
October $200.00 $77,932.00 $519.55 October
November $200.00 $78,132.00 $520.88 November
December $200.00 $78,332.00 $522.21 December
Jumlah Pendapatan ASB (Tahunan) $6,178.56 Jumlah Pendapatan ASB (Tahunan)

Baki Minimum
Tarikh Urusniaga Kredit Dividen Tarikh Urusniaga
Bulanan (BMB)
January $200.00 $93,975.41 $626.50 January
February $200.00 $94,175.41 $627.84 February
March $200.00 $94,375.41 $629.17 March
April $200.00 $94,575.41 $630.50 April
May $200.00 $94,775.41 $631.84 May
June $200.00 $94,975.41 $633.17 June
July $200.00 $95,175.41 $634.50 July
August $200.00 $95,375.41 $635.84 August
September $200.00 $95,575.41 $637.17 September
October $200.00 $95,775.41 $638.50 October
November $200.00 $95,975.41 $639.84 November
December $200.00 $96,175.41 $641.17 December
Jumlah Pendapatan ASB (Tahunan) $7,606.03 Jumlah Pendapatan ASB (Tahunan)

JUMLAH BAKI SELEPAS 20 TAHUN PELABURAN: $114,787.96

 Tips Pengunaan ASB (Retirement Plan):
- Sila edit hanya di kolum berwarna kuning sahaja.
- Untuk input jumlah modal asas, sila input di kolum C2
- Masukkan jumlah wang yang anda rancang untuk kredit bulanan di kolum C3
- Masukkan nilai dividen (%) yang diumumkan oleh PNB di kolum C4

Baki Minimum
Kredit Dividen
Bulanan (BMB)
$200.00 $2,704.00 $18.03
$200.00 $2,904.00 $19.36
$200.00 $3,104.00 $20.69
$200.00 $3,304.00 $22.03
$200.00 $3,504.00 $23.36
$200.00 $3,704.00 $24.69
$200.00 $3,904.00 $26.03
$200.00 $4,104.00 $27.36
$200.00 $4,304.00 $28.69
$200.00 $4,504.00 $30.03
$200.00 $4,704.00 $31.36
$200.00 $4,904.00 $32.69
Pendapatan ASB (Tahunan) $304.32

Baki Minimum
Kredit Dividen
Bulanan (BMB)
$200.00 $8,328.99 $55.53
$200.00 $8,528.99 $56.86
$200.00 $8,728.99 $58.19
$200.00 $8,928.99 $59.53
$200.00 $9,128.99 $60.86
$200.00 $9,328.99 $62.19
$200.00 $9,528.99 $63.53
$200.00 $9,728.99 $64.86
$200.00 $9,928.99 $66.19
$200.00 $10,128.99 $67.53
$200.00 $10,328.99 $68.86
$200.00 $10,528.99 $70.19
Pendapatan ASB (Tahunan) $754.32

Baki Minimum
Kredit Dividen
Bulanan (BMB)
$200.00 $14,889.97 $99.27
$200.00 $15,089.97 $100.60
$200.00 $15,289.97 $101.93
$200.00 $15,489.97 $103.27
$200.00 $15,689.97 $104.60
$200.00 $15,889.97 $105.93
$200.00 $16,089.97 $107.27
$200.00 $16,289.97 $108.60
$200.00 $16,489.97 $109.93
$200.00 $16,689.97 $111.27
$200.00 $16,889.97 $112.60
 $200.00 $17,089.97 $113.93
Pendapatan ASB (Tahunan) $1,279.20

Baki Minimum
Kredit Dividen
Bulanan (BMB)
$200.00 $22,542.70 $150.28
$200.00 $22,742.70 $151.62
$200.00 $22,942.70 $152.95
$200.00 $23,142.70 $154.28
$200.00 $23,342.70 $155.62
$200.00 $23,542.70 $156.95
$200.00 $23,742.70 $158.28
$200.00 $23,942.70 $159.62
$200.00 $24,142.70 $160.95
$200.00 $24,342.70 $162.28
$200.00 $24,542.70 $163.62
$200.00 $24,742.70 $164.95
Pendapatan ASB (Tahunan) $1,891.42

Baki Minimum
Kredit Dividen
Bulanan (BMB)
$200.00 $31,468.84 $209.79
$200.00 $31,668.84 $211.13
$200.00 $31,868.84 $212.46
$200.00 $32,068.84 $213.79
$200.00 $32,268.84 $215.13
$200.00 $32,468.84 $216.46
$200.00 $32,668.84 $217.79
$200.00 $32,868.84 $219.13
$200.00 $33,068.84 $220.46
$200.00 $33,268.84 $221.79
$200.00 $33,468.84 $223.13
$200.00 $33,668.84 $224.46
Pendapatan ASB (Tahunan) $2,605.51

Baki Minimum
Kredit Dividen
Bulanan (BMB)
$200.00 $41,880.30 $279.20
$200.00 $42,080.30 $280.54
$200.00 $42,280.30 $281.87
$200.00 $42,480.30 $283.20
$200.00 $42,680.30 $284.54
$200.00 $42,880.30 $285.87
$200.00 $43,080.30 $287.20
$200.00 $43,280.30 $288.54
$200.00 $43,480.30 $289.87
$200.00 $43,680.30 $291.20
$200.00 $43,880.30 $292.54
$200.00 $44,080.30 $293.87
Pendapatan ASB (Tahunan) $3,438.42

Baki Minimum
Kredit Dividen
Bulanan (BMB)
 $200.00 $54,024.22 $360.16
$200.00 $54,224.22 $361.49
$200.00 $54,424.22 $362.83
$200.00 $54,624.22 $364.16
$200.00 $54,824.22 $365.49
$200.00 $55,024.22 $366.83
$200.00 $55,224.22 $368.16
$200.00 $55,424.22 $369.49
$200.00 $55,624.22 $370.83
$200.00 $55,824.22 $372.16
$200.00 $56,024.22 $373.49
$200.00 $56,224.22 $374.83
Pendapatan ASB (Tahunan) $4,409.94

Baki Minimum
Kredit Dividen
Bulanan (BMB)
$200.00 $68,188.89 $454.59
$200.00 $68,388.89 $455.93
$200.00 $68,588.89 $457.26
$200.00 $68,788.89 $458.59
$200.00 $68,988.89 $459.93
$200.00 $69,188.89 $461.26
$200.00 $69,388.89 $462.59
$200.00 $69,588.89 $463.93
$200.00 $69,788.89 $465.26
$200.00 $69,988.89 $466.59
$200.00 $70,188.89 $467.93
$200.00 $70,388.89 $469.26
Pendapatan ASB (Tahunan) $5,543.11

Baki Minimum
Kredit Dividen
Bulanan (BMB)
$200.00 $84,710.57 $564.74
$200.00 $84,910.57 $566.07
$200.00 $85,110.57 $567.40
$200.00 $85,310.57 $568.74
$200.00 $85,510.57 $570.07
$200.00 $85,710.57 $571.40
$200.00 $85,910.57 $572.74
$200.00 $86,110.57 $574.07
$200.00 $86,310.57 $575.40
$200.00 $86,510.57 $576.74
$200.00 $86,710.57 $578.07
$200.00 $86,910.57 $579.40
Pendapatan ASB (Tahunan) $6,864.85

Baki Minimum
Kredit Dividen
Bulanan (BMB)
$200.00 $103,981.44 $693.21
$200.00 $104,181.44 $694.54
$200.00 $104,381.44 $695.88
$200.00 $104,581.44 $697.21
$200.00 $104,781.44 $698.54
$200.00 $104,981.44 $699.88
 $200.00 $105,181.44 $701.21
$200.00 $105,381.44 $702.54
$200.00 $105,581.44 $703.88
$200.00 $105,781.44 $705.21
$200.00 $105,981.44 $706.54
$200.00 $106,181.44 $707.88
Pendapatan ASB (Tahunan) $8,406.52