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  • Table 1final

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    Shweta Sarda
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    The document contains loan application details for 3 individuals - Lokesh Kumar Singh, Bharat Singh, and Amit Kumar. It includes information such as their name, age, marital status, qualification, employment, income details, relationship with the bank, loan details, EMI details, mobility, dependents, proof of income, purpose of loan, cost, score, grading, and status. Bharat Singh's loan application was rejected while Lokesh Kumar Singh and Amit Kumar's applications were sanctioned.

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    The document contains loan application details for 3 individuals - Lokesh Kumar Singh, Bharat Singh, and Amit Kumar. It includes information such as their name, age, marital status, qualification, employment, income details, relationship with the bank, loan details, EMI details, mobility, dependents, proof of income, purpose of loan, cost, score, grading, and status. Bharat Singh's loan application was rejected while Lokesh Kumar Singh and Amit Kumar's applications were sanctioned.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOCX, PDF, TXT or read online from Scribd
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    5 views2 pages

    Table 1final

    Uploaded by

    Shweta Sarda
    The document contains loan application details for 3 individuals - Lokesh Kumar Singh, Bharat Singh, and Amit Kumar. It includes information such as their name, age, marital status, qualification, employment, income details, relationship with the bank, loan details, EMI details, mobility, dependents, proof of income, purpose of loan, cost, score, grading, and status. Bharat Singh's loan application was rejected while Lokesh Kumar Singh and Amit Kumar's applications were sanctioned.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOCX, PDF, TXT or read online from Scribd
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    of 2

    Name Lokesh Kumar Singh Bharat Singh Amit Kumar

    Age Marital Status 30Yrs Single 29 Yrs Married 30Yrs

    Qualification Graduate Graduate Graduate

    Employment Middle Management, Proprietor Proprietor


    Details Own Business Own Business
    Co Applicant None Yes None

    Income Details Gross Rs73,845 Gross Income, Gross Income,


    Deductions Rs16,744 Rs366,66 (Applicant) Rs14194
    Rs39,027(Co- Applicant Deductions,
    Deductions Rs5486 Rs1560
    (Applicant)
    Rs2000 (Co-Applicant)

    Relationship No Yes Yes


    With Bank
    Loan Detail Rs20L @ 8.75% Rs34L @ 9.50% Rs5L @ 9.00%
    (240Months), Flexible (180Months), Flexible (300Months), Flexible
    ROI ROI ROI

    EMI Rs18,214 Rs35,504 Rs4,112


    Based on Proposed Loan
    Amount
    EMI Repayment Rs27,563 Rs37,930 Rs5,537
    Capacity

    Mobility Has not changed in last 3 Has not changed in last 3 Has not changed in last 3
    Of location years years years
    No of 0 3 2
    Dependents
    Proof Of income IT Return Documents IT Return Documents IT Return Documents

    Purpose of Loan Purchase of Flat Purchase of Flat Purchase of Flat


    Cost Rs30.08L Rs42.40L Rs13.69L
    Score Obtained ± 115 ± 79 ± 98
    Granding ± HL6 ± HL10 ± HL8
    Status Sanctioned Rejected Sanctioned

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