HARSH’s PROPOSAL FOR ASHKA

Why should Ashka consider marrying Harsh?

What would future with Harsh look like and why Harsh thinks being
with Ashka against all odds is worth it?
 Harsh believes he is a decent human being who is fully committed to happiness of his
family and loved ones

GOOD THINGS ABOUT HARHSH NOT SO GOOD THINGS ABOUT HARHSH

• Ambitious • Not very good looking

• Loves his family (not very photo genic, non-Instagrammable)
• Loyal friend • Spends too much time on social media
(I am either friend for life or not at all) • Lazy
• Integrity, honesty • Procrastinator
• Straight forward (doesn’t work until as* is on fire, case in point : this
• Low maintenance ppt)
(मेरी जरूरतें कम हैं, इसलिए मेरे जमीर में दम है) • Shy or inward looking
• Good Sense of humour (loves making memes) • Impulsive
• Techn-savvy (loves reading about tech) • Negative mind-set

Overall, Harsh is just another ordinary person with his own set of pluses and minuses

But ever since Harsh grew up, he realised he wanted to do everything in his power to maximize his family’s happiness which is
reflected in some his life decisions.
Harsh thinks his future is promising because he has sound business plan in place to
tackle challenges of future…
FD of ₹ 400 Lakhs
maturing here
₹ 5,000,000 5 months moratorium + 78 months EMI (0% interest)
₹ 4,602,439
₹ 4,500,000 Total Profit = ~₹ 119 Lakhs (₹ 20 Lakhs/year)
₹ 4,000,000 ₹ 3,912,073
₹ 3,630,878 EBT Net Profit
₹ 3,500,000 ₹ 3,278,632
₹ 3,086,247
₹ 3,000,000 ₹ 2,926,461
₹ 2,786,838
Rs. In Lakhs

₹ 2,487,492
₹ 2,500,000 ₹ 2,326,254
₹ 2,222,015
₹ 1,977,316 ₹ 1,888,713
₹ 2,000,000
₹ 1,515,998
₹ 1,500,000 ₹ 1,288,598
₹ 1,000,000 ₹ 806,776
₹ 685,760
₹ 528,514
₹ 449,237
₹ 500,000

₹0
2023 2024 2025 2026 2027 2028 2029 2030 2031
Total earnings of 84 months is equivalent to ~20% salary hike every year from
my last package of ₹ 24 Lakhs per annum with fraction of mental toil and lot of time at disposal Interest Free Period…
Note:
- All expenses are assumed to grow at 3% every 12 months, weaving labour charges assumed to decline at 3% every 12 months
Profit = ~₹ 33+ Lakhs/year
- Rent is assumed to grow by 10% every 12 months
- Profit figures above does not include state govt. subsidy of ₹ 6-8 lakhs per year
Moreover, Harsh has his family’s support which gives him confidence and inspiration
at the same time to do his best

Father's Business
250

Vadodara Home
80

70
Vadodara Shop

55
Stock Portfolio

45
Ahmedabad Flat

40
Bank Deposits

30
Gold

0 50 100 Rs. In Lakhs 150 200 250 Total Rs. 570 Lakhs
 For Harsh, being with Ashka would mean the world to him and worth all the hardships
because she is a gem of a person (literally!)

COMPETENCE CULTURE
• Intelligent • Gujju
• Well-Educated • Family Oriented
• Thinking Rational Individual • Garba Lover
• Mature Chel-Chabily Gujarati
• Practical (knows how world works)
• Confident
Can’t ask for anyone better to have by your
side while taking important life decisions

PERSONALITY TRAITS
• Outward going (live wire!)
OTHER ASPECTS • Fun to talk to
• Emanates ‘backchod’ vibes
• Good Looking (Pretty Attractive actually) • Great sense of humour
• Loves Travelling • ‘Mojili’
• Loves Cricket (OMG!)
Only a fool would miss out on the opportunity
Aapde biju to su joie
to talk to such a person everyday
…so he wants to support Ashka in realizing her dreams, so that she can do what she
likes without worrying about making money
• Harsh is happy to support Ashka (if she desires) in setting-up her venture from
funding to set-up to operations (everything in general)
- Harsh would prefer it to be based out of Surat, however Harsh is ready to support even if it’s from other city
Start a Venture

• Ashka can continue excelling in her current career may consider having
permanent wfh kind of job
• Relocating to nearest metro city like Mumbai can be considered
• Investment can be made in a home; couple can visit each other’s city frequently
Continue Career
till they have achieved

• Ashka can consider to have a career in weaving industry

• Harsh is ready to invest in a business owned by Ashka, profits of which will be
directed towards Ashka’s wealth
• Harsh can consider joining back the consulting/IT field while business is run by
Criss Cross
trusted confidant

Harsh wants Ashka to spend every day of her life like a queen that she is.
A sneak peak into Harsh’s family (just in case you are curious)…