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Expense on Needs ₹77,612 20.

5%
Expense on Wants ₹20,000 5.3%
Investments ₹40,000 10.6%
Liquid Cash ₹240,295 63.6%
Income ₹377,907 100.0%
Period Salary Deduction Net Income Parition
Month Total TDS PF Other In-Hand Basic Recurring
deduction Expenses (HDFC)
April-21 ₹126,798.00 ₹13,849.00 ₹1,800.00 ₹111,149.00 ₹27,787.25
May-21 ₹54,922.00 ₹1,800.00 ₹8,667.00 ₹44,455.00 ₹11,113.75
June-21 ₹54,922.00 ₹1,800.00 ₹53,122.00 ₹13,280.50
July-21 ₹117,859.00 ₹1,800.00 ₹116,059.00 ₹29,014.75
August-21 ₹54,922.00 ₹1,800.00 ₹53,122.00 ₹13,280.50
September-21 ₹0.00 ₹0.00
October-21 ₹0.00 ₹0.00
November-21 ₹0.00 ₹0.00
December-21 ₹0.00 ₹0.00
January-22 ₹0.00 ₹0.00
February-22 ₹0.00 ₹0.00
March-22 ₹0.00 ₹0.00
Total ₹377,907.00 ₹94,476.75
Income Parition
Travel + Shopping + Investments Liquid (SBI)
Others (HDFC) (CITI)
₹22,229.80 ₹33,344.70 ₹27,787.25
₹8,891.00 ₹13,336.50 ₹11,113.75
₹10,624.40 ₹15,936.60 ₹13,280.50
₹23,211.80 ₹34,817.70 ₹29,014.75
₹10,624.40 ₹15,936.60 ₹13,280.50
₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00
₹0.00 ₹0.00 ₹0.00
₹75,581.40 ₹113,372.10 ₹94,476.75
Apr-21 May-21 Jun-21 Jul-21 Aug-21 Sep-21
Income ₹111,149.00 ₹44,455.00 ₹53,122.00 ₹116,059.00 ₹53,122.00
Rent ₹6,000.00 ₹6,000.00 ₹6,000.00 ₹6,000.00 ₹6,000.00
Maintenance ₹800.00 ₹800.00 ₹800.00 ₹800.00 ₹800.00
Electricity ₹2,500.00 ₹2,500.00 ₹2,500.00 ₹2,500.00 ₹2,500.00
Maid ₹2,000.00 ₹2,000.00 ₹2,000.00 ₹2,000.00 ₹2,000.00
Food ₹3,000.00 ₹3,000.00 ₹3,000.00 ₹3,000.00 ₹3,000.00
Basic Needs

Phone & Wifi & Netflix ₹500.00 ₹500.00 ₹500.00 ₹500.00 ₹500.00
Safai wala ₹50.00 ₹50.00 ₹50.00 ₹50.00 ₹50.00
Plumber
Electrician
Bike & Fuel ₹500.00 ₹500.00 ₹500.00 ₹500.00 ₹1,000.00
Home Travel
Microsoft 360 ₹155.00 ₹207.00
Total Needs ₹15,350.00 ₹15,350.00 ₹15,350.00 ₹15,505.00 ₹16,057.00
Shopping ₹20,000.00
Recreational Travel
Wants

Movie
Luxury House holds
Gifts
Total Wants ₹20,000.00
ELSS Tax Saver Reliance ₹5,000.00 ₹5,000.00 ₹5,000.00 ₹5,000.00 ₹5,000.00
Investments

ELSS Tax Saver ABSL ₹3,000.00 ₹3,000.00 ₹3,000.00 ₹3,000.00 ₹3,000.00

Total Investments ₹8,000.00 ₹8,000.00 ₹8,000.00 ₹8,000.00 ₹8,000.00


Total Deduction ₹23,350.00 ₹23,350.00 ₹23,350.00 ₹23,505.00 ₹44,057.00 ₹0.00
Oct-21 Nov-21 Dec-21 Jan-22 Feb-22 Mar-22 Annual Total
₹377,907.00
₹30,000.00
₹4,000.00
₹12,500.00
₹10,000.00
₹15,000.00
₹2,500.00
₹250.00
₹0.00
₹0.00
₹3,000.00
₹0.00
₹362.00
₹77,612.00
₹20,000.00
₹0.00
₹0.00
₹0.00
₹0.00
₹20,000.00
₹25,000.00
₹15,000.00
₹0.00
₹40,000.00
₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹0.00 ₹137,612.00
Date Bank Account Purpose % of Income Balance
25-Sep-21 Citi Investments 30% ₹ 15,937
25-Sep-21 SBI Liquid 50% ₹ 26,561
25-Sep-21 HDFC Basic Needs & Wants 20% ₹ 10,624
Projected till March 2022
₹ 111,556 ₹ 53,122
₹ 185,927
₹ 74,371

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