A

PROJECT REPORT
ON
RURAL BANKING IN INDIA
SUBMITTED TO:

SUBMITTED BY:
Kinjal Prajapati (0848)
Aisha Shah
(0851)
S.P.B.PATEL ENGINEERING COLLEGE, LINCH
1

MANAGEMENT OF FINANCIAL SERVICES

ACKNOWLEGMENT
“Chain of mistakes leads towards failures, chain of failures leads to experience and chain
of experience leads to success.” That’s what a life’s path is.

Some is applicable to my project work. I do not claim that I have a complete knowledge of the subject. First, I would

like to thanks my friends and many persons who directly or indirectly helped me during my project.

Doing most favorable my project part, who help me and acknowledge me, I would like to express my profound

gratitude to M/s. Khushbu Shah, Assistance faculty, S.P.B.Patel eng. college for guiding me right related to topic.
Kinjal prajapati
Aisha shah
(M.B.A. 4th sem)
S.P.B.PATEL ENGINEERING COLLEGE, LINCH
2

MANAGEMENT OF FINANCIAL SERVICES

CONTENT
No.
Particulars
Page
No.
1.
Current State of Rural Banking in India
4
2.
Key Drivers of Financial Exclusion of Rural
Banking in India
8
3.
Reasons for Unprofitable Rural Banking in
India
11
4.
Usage Issues for Rural Customers
13
5.
Market Opportunity of Rural Banking in
India
16
6.
Improving Access of rural Banking In India
18
7.
Conclusion
21
8.
Bibliography
22
9.
Annexure
23
S.P.B.PATEL ENGINEERING COLLEGE, LINCH