Presentation specially prepared for

Mr. NEELAM AGGARWAL

(Age: 56 yrs Retirement age: 66 yrs)

LIC's Pension Plus is a unique ULIP plan where the minimum rate of interest is guaranteed. This plan is excellent investment
towards essential long term financial planning.

Pension Plus is in compliance with the current IRDA norms. Pension Plus is truly an innovative plan that suits your needs just too
perfectly. The features of the plan are mentioned below:

l A unique Unit Linked Pension Plan with guarantee on the minimum rate of interest.

l Rate of Interest applied to gross premium.

l Being Market Linked, the plan has possibility of getting excellent returns.

l Due to minimum interest guarantee, you are protected against fluctuation of interest due to policies of the
government in the distant future.

l Choose any one of the 2 funds i.e. Debt (Low Risk) & Mixed (Medium Risk)

l Free switching between funds two times every year and at a very nominal fee thereafter.

l Top-ups facility - additional premium can be paid at anytime to invest in the funds with no upper limit.

l Benefit on Maturity :

m Annuity purchased from Fund Value or Guaranteed Maturity Proceeds whichever is higher.

m Option to commute 1/3rd. of the Maturity Proceeds.

l Compulsory purchase of Annuity ensures channelisation of funds for specific purpose.

l Benefit on death - Fund Value. Nominee has the option to receive the amount in lump Sum or as Annuity.

l Convenient modes of payment, Single Premium mode also available.

l No surrender charges will be imposed after 5 yrs.

Conditions governing the Benefits Illustration shown in

the subsequent pages Presented by:

Harish Chand
i) The benefits shown in the illustration on subsequent pages are calculated on the
assumption that the Projected Investment Rate of Return that LICI will be able to earn Delhi LIC Agent
throughout the term of the policy will be 6% p.a. or 10% p.a., as the case may be. The 577, GH-9, PASCHIM VIHAR
Projected Investment Rate of Return is not guaranteed.
NEW DELHI- 110087
ii) The annuities shown are based on the prevailing rates of L.I.C.'s Jeevan Akshay VI INDIA, 9811896425, 9212201725
plan. The actual annuity payout will be as per the rates prevailing at the time of vesting.
www.delhiLICagent.com
 Harish Chand
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR

NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Pension Plus Plan Presentation For NEELAM AGGARWAL aged 56 years

Mode of Premium : Single Date of Report : 10/12/2010

Installment Premium : Rs. 1500000 Retirement Age : 66

Growth of Mixed fund under Scenario I-6%**

End of Total Charges

Policy Annual Top-up Premium Fund/Cash Fund Service
Year Age Premium Premium Paid Value Allocation Mgnt. Admin Tax Total

1 57 1500000 0 1500000 1522844* 49500 11881 360 2060 63801

2 58 0 0 1500000 1598804* 0 12474 371 2163 15007
3 59 0 0 1500000 1678558* 0 13096 382 2271 15748
4 60 0 0 1500000 1762298* 0 13749 393 2384 16526
5 61 0 0 1500000 1850225* 0 14435 405 2503 17343
6 62 0 0 1500000 1942546 0 15155 417 2628 18200
7 63 0 0 1500000 2039483 0 15911 430 2759 19100
8 64 0 0 1500000 2141265 0 16706 443 2896 20045
9 65 0 0 1500000 2248136 0 17539 456 3041 21036
10 66 0 0 1500000 2360351 0 18415 470 3193 22077

* If surrendered at this stage then normal surrender charges will be deducted from this amount.

Pension Details : from year 2021

Annuity Option : F-For life with return of purchase price on death

With 1/3rd Commutation of Rs.786784 Without Commutation

Purchase Purchase
Price Mly. Qly. Hly. Yly. Price Mly. Qly. Hly. Yly.

1573567 9415 28580 57947 119434 2360351 14123 42870 86920 179151

* For private circulation only

 Harish Chand
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR

NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Pension Plus Plan Presentation For NEELAM AGGARWAL aged 56 years

Mode of Premium : Single Date of Report : 10/12/2010

Installment Premium : Rs. 1500000 Retirement Age : 66

Growth of Mixed fund under Scenario II-10%**

End of Total Charges

Policy Annual Top-up Premium Fund/Cash
Fund Service
Year Age Premium Premium Paid Value
Allocation Mgnt. Admin Tax Total

1 57 1500000 0 1500000 1580315 * 49500 12124 360 2102 64086

2 58 0 0 1500000 1721769 * 0 13209 371 2290 15870
3 59 0 0 1500000 1875910 * 0 14392 382 2495 17269
4 60 0 0 1500000 2043874 * 0 15680 393 2719 18792
5 61 0 0 1500000 2226905 * 0 17085 405 2962 20452
6 62 0 0 1500000 2426349 0 18615 417 3227 22259
7 63 0 0 1500000 2643682 0 20282 430 3516 24228
8 64 0 0 1500000 2880506 0 22099 443 3831 26373
9 65 0 0 1500000 3138575 0 24078 456 4175 28709
10 66 0 0 1500000 3419791 0 26236 470 4549 31254

* If surrendered at this stage then normal surrender charges will be deducted from this amount.

Pension Details : from year 2021

Annuity Option : F-For life with return of purchase price on death

With 1/3rd Commutation of Rs.1139930 Without Commutation

Purchase Purchase
Price Mly. Qly. Hly. Yly. Price Mly. Qly. Hly. Yly.

2279861 13641 41408 83956 173041 3419791 20462 62112 125934 259562

* For private circulation only

 Harish Chand
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR

NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Pension Plus Plan Presentation For NEELAM AGGARWAL aged 56 years

Mode of Premium : Single Date of Report : 10/12/2010

Installment Premium : Rs. 1500000 Retirement Age : 66

Growth of Mixed fund based on LIC'S performance in Endowment Plus

Endowment Plus of LIC was launched on 20/09/2010. The units became NAV based (initial NAV of Rs 10) on
20/09/2010. Current NAV of Balanced Fund as on 10-Dec-2010. is Rs. 10.0175 Average annual growth is :
0.70%

If we hypothetically assume similar performance of LIC in managing the fund of Pension Plus, then the
benefits can be projected as under:

End of Total Charges

Policy Annual Top-up Premium Fund/Cash Fund Service
Year Age Premium Premium Paid Value Allocation Mgnt. Admin Tax Total

1 57 1500000 0 1500000 1446684 * 49500 11554 360 2003 63417

2 58 0 0 1500000 1442870 * 0 11524 371 1998 13893
3 59 0 0 1500000 1439054 * 0 11493 382 1993 13868
4 60 0 0 1500000 1435237 * 0 11463 393 1987 13844
5 61 0 0 1500000 1431411 * 0 11432 405 1982 13820
6 62 0 0 1500000 1427591 0 11402 417 1977 13796
7 63 0 0 1500000 1423763 0 11371 430 1972 13773
8 64 0 0 1500000 1419924 0 11341 443 1966 13750
9 65 0 0 1500000 1416094 0 11310 456 1961 13727
10 66 0 0 1500000 1412254 0 11280 470 1956 13705

* If surrendered at this stage then normal surrender charges will be deducted from this amount.

## The above illustration is purely indicative. The fund management of Pension Plus is independent of Endowment Plus
and therefore Pension Plus results can vary significantly.

## The past performance is not indication of future returns. Sustainance of such growth in future is dependant on
market conditions and hence cannot be guaranteed.

Pension Details : from year 2021

Annuity Option : F-For life with return of purchase price on death

With 1/3rd Commutation of Rs.470751 Without Commutation

Purchase Purchase
Price Mly. Qly. Hly. Yly. Price Mly. Qly. Hly. Yly.

941503 5633 17100 34671 71460 1412254 8450 25650 52006 107190

* For private circulation only