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The EWER Method - Month of October 2

WEEK 1
Essential Want
Date Item Cost Date

Enjoy Rubbish
Date Item Cost Date

WEEK 2
Essential Want
Date Item Cost Date

Enjoy Rubbish
Date Item Cost Date

WEEK 3
Essential Want
Date Item Cost Date

Enjoy Rubbish
Date Item Cost Date
WEEK 4
Essential Want
Date Item Cost Date

Enjoy Rubbish
Date Item Cost Date
onth of October 2010

Want
Item Cost

ubbish
Item Cost

Want
Item Cost

ubbish
Item Cost

Want
Item Cost

ubbish
Item Cost
Want
Item Cost

ubbish
Item Cost
The EWER Method - Month of October 2
Essential Want
Date Item Cost Date

Enjoy Rubbish
Date Item Cost Date
onth of October 2010
Want
Item Cost

ubbish
Item Cost
How to use The EWER Method Tracker
If you get paid weekly or bi-weekly use the worksheet called "EWER Weekly-BiWeekly"
If you get paid monthly then use the worksheet called "EWER Monthly"

Decide which of the 4 categories your spending applies to.

Enter the date of purchase, the item and the amount.

Once the month is over, analyze the data and your spending patterns.

Ask the following questions:


Do I have items in "Rubbish" and if so, why?
Am I buying too many Enjoyable things?
How can I improve my spending patterns?

Track your spending until you have a good understanding of your spending patterns.
eekly-BiWeekly"

ding patterns.

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