INTRODUCTION
 Group Medi-claim is a type of health
insurance written on a group basis to
indemnify losses occasioned by
hospitalization & surgical expense

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COVERAGES
 Room & boarding expenses
 Physician’s operation/surgery fees
 Operation theatre charges, diagnostic test
charges
 Cost of medicines and doctor’s follow-up
charges
 Domiciliary hospitalization expenses
 relevant medical expenses incurred upto 30
days prior to and 60 days after hospitalisation
subject to the overall sum insured.

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Sum Insured
 Standard : Rs.100,000 per head.

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Add on covers
 Pre-existing disease covered
 Maternity benefit cover-Rs.25000 for
normal delivery and Rs.35,000 for
caserian
• For first 2 live born children
 Cashless facility through HAT

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Exclusions
 Naturopathy medicine
 External Congenital diseases
 All expenses arising from AIDS and
related diseases
 Cosmetic, aesthetic or related treatment
 Treatment arising from or traceable to
pregnancy.