THE BASIC

MONEY
MANAGEMENT
WORKBOOK
A Twelve Month Spending Plan
for Financial Peace of Mind

- Abridged Edition -

A Stand-Alone Workbook &

Supplement to the Girl! Book Series

by Glinda F. Bridgforth
 THE BASIC MONEY
MANAGEMENT WORKBOOK
A Twelve Month Program for Financial Peace of Mind

Abridged Edition:
The 12-Month Spending Plan
and Daily Tracking Sheets

Glinda F. Bridgforth
Bridgforth Financial

glinda@bridgforthfinancial.com
www.bridgforthfinancial.com
 Copyright © 2008 Glinda F. Bridgforth
All rights reserved under International and Pan-American Copyright
Conventions

Published in the U.S.A

Original Design by Natalia Jacopetti

First Edition Published 1994 Morris Publishing

Bridgforth Financial
1300 Lafayette East, Suite 2302, Detroit, Michigan 48207
Tel: (313) 566-0026 Fax: (313) 887-9546
Contents

Author’s Note ...............................................................................................................1

Spending Plan...............................................................................................................2

Sample Monthly Spending Plan ......................................................................6

Sample Daily Tracking .....................................................................................8

Spending Plan Annual Recap ........................................................................10

12-Month Spending Plan Work Sheets..............................................................11-169

Author’s Note

T
he Spending Plan is an essential element in getting
your money straight and making it grow. I have used
it with clients in my financial counseling practice since start-
ing my business in 1990. By creating a plan you assess your
needs and wants. By tracking your spending you can iden-
tify areas of waste and excess. It helps you set perimeters
around your spending. This abridged edition differs from
the original workbook in that it includes only a sample of the
planning and tracking worksheets along with instructions on
how they should be completed. There are no exercises or
debt reduction worksheets and strategies. In this abridged
version you will find the key components that can help you
create financial stability and fiscal freedom. Use them consis-
tently and enjoy the journey to financial peace of mind.

-1-
Spending
Plan
I REMEMBER MY FIRST REACT-
ion to hearing the term “Spending
Plan.” I thought it sounded ominous,
and wondered suspiciously, “What is
this; how can it manage my money
better?” After looking at the format, it
didn’t take long to understand why
the term “Spending Plan” was more
appropriate than the word “budget,”
with its negative connotations. Budg-
eting had always brought up resis-
tance and feelings of stress, challenge,
discipline, lack, sacrifice, deprivation
and failure. Failure because I had
never in the past been able to make a
budget work and I had never met
anyone who had been successful with
one.
In time, I came to realize that the
Spending Plan is the key to mastering
your money. Its purpose is not to limit
your spending but to identify what
you need for quality of life that has a
sense of balance and well being. The
plan helps you to anticipate and be
prepared for expenses so as not to
throw yourself into chaos and not be
overwhelmed when trying to meet
monthly expenses. Sometimes being
overwhelmed can lead to “financial
paralysis:” not opening mail, not pay-
ing bills, not corresponding with
creditors, not taking care of yourself.
To begin your Spending Plan,
first relax and breathe deeply. Focus
your attention on yourself and your
needs. Let go of feelings of limitation.
Visualize somewhere between realisti-
cally what you can afford and ideally
meeting all your needs. Some people
may find this process extremely diffi-
cult because they have never felt com-
fortable examining their own needs.
Be aware of feelings that come up dur-
ing this process and of any areas that
take an excessively long time to com-
plete. The behaviors could be indica-
tors of factors contributing to your
“Emotional Money Inventory.” You
may want to go back and explore
some of those feelings.
Use the steps below in completing
the Spending Plan for the appropriate
month you begin the program. Page
numbers shown refer to the Sample
Pages 6-10 which can be used for
guidance.
-2-
 Spending Plan
Step One: The Monthly Plan
Locate the column entitled
“Monthly Plan” on the Monthly Spend-
ing Plan form (see page 6). As you go
down this column, write in the amount
of money you feel will be necessary to
meet your monthly needs and to make
you feel whole and complete. This is an
estimate. You may spend more or less,
you may adjust that number later, but
for now put an amount there.
This number refers
you to specific sample Again, as you work your way
forms on pages 6-10. through the monthly column, if you
They are given so that
find there are areas you really struggle
you may follow along
with the directions. with, it usually means that area needs
exploring. One client I had could not
get past the first category—groceries.
When I started coaching her, she got
really teary. We discovered that there
had always been lots of fights in her
family around the dining room table.
In addition, as a child she wasn’t nour-
ished properly. As an adult she still
struggles with trying to buy food for
herself, never has much in the refrig-
erator, and feels guilty whenever she
goes out to eat. Creating positive action
steps and affirmations really helped
her to attain a new level of awareness.
As you go through the rest of the
categories on your Spending Plan, here
are a few items to take note of:
Under Housing, list mortgage, rent,
or whatever you estimate as your
monthly expense for housing.
Under Household Items, list gar-
bage bags, paper towels, cleaning
supplies, light bulbs and other non-
food items you buy for the house.
Under Self Care, write in an
amount for exercise or other self-
improvement activities.
Under Recovery (Spiritual Self Im-
provement), write down what you
tithe at church and/or what you
spend on a therapist or support
group.
Under Dependent Care, be sure to
list everything you are spending
for your children and your parents.
It can be very revealing—if you are
giving to others, but not to yourself
you may suddenly “act out” in
some other way.
Under Transportation, be sure to
allow an ample amount for main-
tenance.
Under Entertainment, make sure
you maintain balance in your life.
Under Savings, develop a consis-
tency and break it down if you
like—so much towards a car, spe-
cial purchase, cushion, etc.
Under Business Expenses, write in
all expenses.
Under Income, in addition to filling
in the amount of your salary for a
month, be sure to include reim-
bursement for business expenses.
-3-
Spending Plan
Step Two: Calculate Cash Flow
In the Monthly Category Recap
section (see page 7), fill in the monthly
plan totals for each expense category.
The total amount from each category is
your total spending estimate for a
month. Now add the income section
and transfer the amount to total in-
come.
Next, calculate your cash on hand
at the beginning of the month, includ-
ing wallet, house petty cash and check-
ing account balances. Your cash on
hand added to your estimated monthly
income will be your Monthly Income
total. Below that enter your estimated
Monthly Expenses Total. Subtracting
the Monthly Expenses Total from Cash
on Hand and Monthly Income Total is
your Cash Flow, either a positive or a
negative number. If you Cash Flow is
positive, great! You can now analyze
that amount and make decisions to in-
crease spending in areas where you
have been somewhat conservative, or
you may allocate additional dollars to
the investment part of your Spending
Plan or you may make extra payments
on your debt. If your Cash Flow is
negative, you can deal with it as well.
It’s what you have to know; for exam-
ple, it will take an additional $500 a
month to make sure your needs are
met in every category. So you must ei-
ther increase your income or decrease
your expenses. If after shaving wher-
ever possible form your expenses, your
Cash Flow still comes up negative, you
should begin to explore ways of in-
creasing your income.
A college student I worked with
had a negative cash flow of $300. Being
in school, she only had limited extra
time for working. Her friends said she
could never earn $300 in the time she
had. But she called and said, “Glinda, if
I hadn’t put it all down on paper and
focused on it, believing in what had to
be done, I never would have found this
job that pays me the exact amount I
need for the hours that I can work!”
You may not be able to find the ex-
tra time or the extra job that will bring
in additional income, but there may be
other things you can do. There might
be something you can sell, or you
might want to have a garage sale. Or
perhaps you could eliminate a service
expense by making a trade of services
with someone. The main idea is to
identify your needs and develop the
plan for getting your goals met.
Step Three: Daily Tracking &
Monthly Recap
There are two forms involved in
this part of the process: the Daily
Tracking (see page 8) of actual expen-
ditures for a week, and the Monthly
Spending Plan (see page 6) for totaling
four weeks of Daily Tracking. This
process provides for a comparison of
actual expenditures with the estimated
monthly plan totals.
-4-
Spending Plan
On the Daily Tracking form for
each month, track all the money that
you spend, item by item, day by day. If
you buy $10 worth of gas, put that
down. But if you use a credit card write
the amount down in a different color
ink. Don’t add it in with your total be-
cause you didn’t actually pay cash out.
Credit will show up under debt re-
payment when you pay for your credit
card, but color coding will still allow
you to know how much money is out
and where it is going. There are five
daily tracking forms for each month.
Add the daily “expenditures” across.
The weekly totals should be carried
over to the Monthly Spending Plan for
weeks 1-5. Total the expenditures
“across,” then transfer to the Monthly
Recap section so you can compare
what you thought you would spend
with what you actually spent. By doing
this tracking, you will begin to discover
how accurate your estimates were and
you will get a much better idea of what
your REAL needs are on a monthly
basis. It is important to do a Spending
Plan monthly because your needs
change monthly and you can provide
for birthdays and other anticipated
special purchases for that month.
This may seem like a lot of work
but it quickly becomes second nature
and you will be amazed at what you
will discover. You may find yourself
suddenly spending money that wasn’t
in your estimate at all, and then having
to take nibbles out of some of your
other areas; this may suggest that you
need to build your monthly estimate
differently. You may begin to notice
unexpected rhythms and patterns to
your spending. But whatever you be-
gin to learn, know without a doubt that
your willingness to dedicate yourself to
this process will yield amazing results.
It’s all part of becoming conscious
around money. The attention that you
pay to money matters is what eventu-
ally leads you out of murky helpless-
ness and into a position of power and
control.
Step Four: Spending Plan
Annual Recap
The Spending Plan Annual Recap
(see page 10) should be completed at
the end of each month. Transfer the
actual expenses from the Monthly
Category Recap to this form. Tracking
and analyzing these expenses on a
monthly basis can alert you to fluctua-
tions in spending patterns that may
warrant your attention.
-5-
-SAMPLE-

-6-
-SAMPLE-

-7-
-SAMPLE-

-8-
-SAMPLE-

-9-
 -SAMPLE-
Spending Plan Annual Recap Year

Jan. Feb. Mar. Apr. May. June July Aug. Sept. Oct. Nov. Dec. Annual
actual actual actual actual actual actual actual actual actual actual actual actual Total
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
MONTHY ALLOCATIONS
MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES

TOTAL EXPENSES

TOTAL INCOME

CASH ON HAND +
INCOME +
TOTAL INCOME =
EXPENSES -
CASH FLOW

- 10 -
Blank Work
Sheets

I
n this section you will find enough blank copies of the Spending Plan,
Daily Tracking Sheet, and Spending Plan Annual Recap for a 12-
month time frame. A simple way to stay organized is to place the work-
sheets in a 3-ring binder with monthly index tabs. If you are starting this
process mid-year, begin with the appropriate month at the beginning of
your binder and move the preceeding months to the end of your work-
book. I also recommend you consider purchasing 12 pocket folders so
when bills come in they can be placed in the appropriate month for easy
accessibility.
Happy Tracking!

- 11 -
January
Work Sheets

- 12 -
 JANUARY Spending Plan
Month/Year
mnth wk wk wk wk wk mo mnth wk wk wk wk wk mo
plan 1 2 3 4 5 tl plan 1 2 3 4 5 tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Transport
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 13 -
 JANUARY Spending Plan (continued)
mnth wk wk wk wk wk mo MONTHLY CATEGORY RECAP
plan 1 2 3 4 5 tl
Month Month +
DEBT REPAYMENT Plan Actual -
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
Totals
MONTHY ALLOCATIONS
ONE-TIME EXPENSES MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES
TOTAL EXPENSES

Totals TOTAL INCOME

BUSINESS EXPENSES
Rent CASH ON HAND +
Phone INCOME +
Office Supplies TOTAL INCOME =
Postage EXPENSES -
CASH FLOW

Totals
INCOME

Totals

- 14 -
 Daily Tracking Week 1 / January
/ _____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 15 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 16 -
 Daily Tracking Week 2 / January
____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 17 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 18 -
 Daily Tracking Week 3 / January
/ _____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 19 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 20 -
 Daily Tracking Week 4 / January
/ _____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 21 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 22 -
 Daily Tracking Week 5 / January
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 23 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 24 -
February
Work Sheets

- 25 -
 FEBRUARY Spending Plan
Month/Year
mnth wk wk wk wk wk mo mnth wk wk wk wk wk mo
plan 1 2 3 4 5 tl plan 1 2 3 4 5 tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Transport
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 26 -
 FEBRUARY Spending Plan (continued)
mnth wk wk wk wk wk mo MONTHLY CATEGORY RECAP
plan 1 2 3 4 5 tl
Month Month +
DEBT REPAYMENT Plan Actual -
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
Totals
MONTHY ALLOCATIONS
ONE-TIME EXPENSES MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES
TOTAL EXPENSES

Totals TOTAL INCOME

BUSINESS EXPENSES
Rent CASH ON HAND +
Phone INCOME +
Office Supplies TOTAL INCOME =
Postage EXPENSES -
CASH FLOW

Totals
INCOME

Totals

- 27 -
 Daily Tracking Week 1 / February
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 28 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 29 -
 Daily Tracking Week 2 / February
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 30 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 31 -
 Daily Tracking
Week 3 / February
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 32 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 33 -
 Daily Tracking Week 4 / February
/ _____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 34 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 35 -
 Daily Tracking Week 5 / February
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 36 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 37 -
March
Work Sheets

- 38 -
 MARCH Spending Plan
Month/Year
mnth wk wk wk wk wk mo mnth wk wk wk wk wk mo
plan 1 2 3 4 5 tl plan 1 2 3 4 5 tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Transport
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 39 -
 MARCH Spending Plan (continued)
mnth wk wk wk wk wk mo MONTHLY CATEGORY RECAP
plan 1 2 3 4 5 tl
Month Month +
DEBT REPAYMENT Plan Actual -
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
Totals
MONTHY ALLOCATIONS
ONE-TIME EXPENSES MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES
TOTAL EXPENSES

Totals TOTAL INCOME

BUSINESS EXPENSES
Rent CASH ON HAND +
Phone INCOME +
Office Supplies TOTAL INCOME =
Postage EXPENSES -
CASH FLOW

Totals
INCOME

Totals

- 40 -
 Daily Tracking Week 1 / March
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 41 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 42 -
 Daily Tracking Week 2 / March
__ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 43 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 44 -
 Daily Tracking Week 3 / March
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 45 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 46 -
 Daily Tracking Week 4 / March
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 47 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 48 -
 Daily Tracking Week 5 / March
____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 49 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 50 -
April
Work Sheets

- 51 -
 APRIL Spending Plan
Month/Year
mnth wk wk wk wk wk mo mnth wk wk wk wk wk mo
plan 1 2 3 4 5 tl plan 1 2 3 4 5 tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Transport
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 52 -
 APRIL Spending Plan (continued)
mnth wk wk wk wk wk mo MONTHLY CATEGORY RECAP
plan 1 2 3 4 5 tl
Month Month +
DEBT REPAYMENT Plan Actual -
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
Totals
MONTHY ALLOCATIONS
ONE-TIME EXPENSES MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES
TOTAL EXPENSES

Totals TOTAL INCOME

BUSINESS EXPENSES
Rent CASH ON HAND +
Phone INCOME +
Office Supplies TOTAL INCOME =
Postage EXPENSES -
CASH FLOW

Totals
INCOME

Totals

- 53 -
 Daily Tracking Week 1 / April
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 54 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 55 -
 Daily Tracking Week 2 / April
__ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 56 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 57 -
 Daily Tracking Week 3 / April
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 58 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 59 -
 Daily Tracking Week 4 / April
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 60 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 61 -
 Daily Tracking Week 5 / April
____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 62 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 63 -
May
Work Sheets

- 64 -
 MAY Spending Plan
Month/Year
mnth wk wk wk wk wk mo mnth wk wk wk wk wk mo
plan 1 2 3 4 5 tl plan 1 2 3 4 5 tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Transport
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 65 -
 MAY Spending Plan (continued)
mnth wk wk wk wk wk mo MONTHLY CATEGORY RECAP
plan 1 2 3 4 5 tl
Month Month +
DEBT REPAYMENT Plan Actual -
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
Totals
MONTHY ALLOCATIONS
ONE-TIME EXPENSES MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES
TOTAL EXPENSES

Totals TOTAL INCOME

BUSINESS EXPENSES
Rent CASH ON HAND +
Phone INCOME +
Office Supplies TOTAL INCOME =
Postage EXPENSES -
CASH FLOW

Totals
INCOME

Totals

- 66 -
 Daily Tracking Week 1 / May
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 67 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 68 -
 Daily Tracking Week 2 / May
__ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 69 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 70 -
 Daily Tracking Week 3 / May
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 71 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 72 -
 Daily Tracking Week 4 / May
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 73 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 74 -
 Daily Tracking Week 5 / May
____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 75 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 76 -
June
Work Sheets

- 77 -
 JUNE Spending Plan
Month/Year
mnth wk wk wk wk wk mo mnth wk wk wk wk wk mo
plan 1 2 3 4 5 tl plan 1 2 3 4 5 tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Transport
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 78 -
 JUNE Spending Plan (continued)
mnth wk wk wk wk wk mo MONTHLY CATEGORY RECAP
plan 1 2 3 4 5 tl
Month Month +
DEBT REPAYMENT Plan Actual -
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
Totals
MONTHY ALLOCATIONS
ONE-TIME EXPENSES MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES
TOTAL EXPENSES

Totals TOTAL INCOME

BUSINESS EXPENSES
Rent CASH ON HAND +
Phone INCOME +
Office Supplies TOTAL INCOME =
Postage EXPENSES -
CASH FLOW

Totals
INCOME

Totals

- 79 -
 Daily Tracking Week 1 / June
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 80 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 81 -
 Daily Tracking Week 2 / June
__ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 82 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 83 -
 Daily Tracking Week 3 / June
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 84 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 85 -
 Daily Tracking Week 4 / June
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 86 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 87 -
 Daily Tracking Week 5 / June
____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 88 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 89 -
July
Work Sheets

- 90 -
 JULY Spending Plan
Month/Year
mnth wk wk wk wk wk mo mnth wk wk wk wk wk mo
plan 1 2 3 4 5 tl plan 1 2 3 4 5 tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Transport
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 91 -
 JULY Spending Plan (continued)
mnth wk wk wk wk wk mo MONTHLY CATEGORY RECAP
plan 1 2 3 4 5 tl
Month Month +
DEBT REPAYMENT Plan Actual -
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
Totals
MONTHY ALLOCATIONS
ONE-TIME EXPENSES MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES
TOTAL EXPENSES

Totals TOTAL INCOME

BUSINESS EXPENSES
Rent CASH ON HAND +
Phone INCOME +
Office Supplies TOTAL INCOME =
Postage EXPENSES -
CASH FLOW

Totals
INCOME

Totals

- 92 -
 Daily Tracking Week 1 / July
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 93 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 94 -
 Daily Tracking Week 2 / July
__ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 95 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 96 -
 Daily Tracking Week 3 / July
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 97 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 98 -
 Daily Tracking Week 4 / July
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 99 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 100 -
 Daily Tracking Week 5 / July
____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 101 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 102 -
August
Work Sheets

- 103 -
 AUGUST Spending Plan
Month/Year
mnth wk wk wk wk wk mo mnth wk wk wk wk wk mo
plan 1 2 3 4 5 tl plan 1 2 3 4 5 tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Transport
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 104 -
 AUGUST Spending Plan (continued)
mnth wk wk wk wk wk mo MONTHLY CATEGORY RECAP
plan 1 2 3 4 5 tl
Month Month +
DEBT REPAYMENT Plan Actual -
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
Totals
MONTHY ALLOCATIONS
ONE-TIME EXPENSES MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES
TOTAL EXPENSES

Totals TOTAL INCOME

BUSINESS EXPENSES
Rent CASH ON HAND +
Phone INCOME +
Office Supplies TOTAL INCOME =
Postage EXPENSES -
CASH FLOW

Totals
INCOME

Totals

- 105 -
 Daily Tracking Week 1 / August
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 106 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 107 -
 Daily Tracking Week 2 / August
__ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 108 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 109 -
 Daily Tracking Week 3 / August
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 110 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 111 -
 Daily Tracking Week 4 / August
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 112 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 113 -
 Daily Tracking Week 5 / August
____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 114 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 115 -
September
Work Sheets

- 116 -
 SEPTEMBER Spending Plan
Month/Year
mnth wk wk wk wk wk mo mnth wk wk wk wk wk mo
plan 1 2 3 4 5 tl plan 1 2 3 4 5 tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Transport
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 117 -
 SEPTEMBER Spending Plan (continued)
mnth wk wk wk wk wk mo MONTHLY CATEGORY RECAP
plan 1 2 3 4 5 tl
Month Month +
DEBT REPAYMENT Plan Actual -
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
Totals
MONTHY ALLOCATIONS
ONE-TIME EXPENSES MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES
TOTAL EXPENSES

Totals TOTAL INCOME

BUSINESS EXPENSES
Rent CASH ON HAND +
Phone INCOME +
Office Supplies TOTAL INCOME =
Postage EXPENSES -
CASH FLOW

Totals
INCOME

Totals

- 118 -
 Daily Tracking Week 1 / September
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 119 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 120 -
 Daily Tracking Week 2 / September
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 121 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 122 -
 Daily Tracking
Week 3 / September
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 123 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 124 -
 Daily Tracking
Week 4 / September
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 125 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 126 -
 Daily Tracking Week 5 / September
Year
____
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 127 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 128 -
October
Work Sheets

- 129 -
 OCTOBER Spending Plan
Month/Year
mnth wk wk wk wk wk mo mnth wk wk wk wk wk mo
plan 1 2 3 4 5 tl plan 1 2 3 4 5 tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Transport
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 130 -
 OCTOBER Spending Plan (continued)
mnth wk wk wk wk wk mo MONTHLY CATEGORY RECAP
plan 1 2 3 4 5 tl
Month Month +
DEBT REPAYMENT Plan Actual -
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
Totals
MONTHY ALLOCATIONS
ONE-TIME EXPENSES MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES
TOTAL EXPENSES

Totals TOTAL INCOME

BUSINESS EXPENSES
Rent CASH ON HAND +
Phone INCOME +
Office Supplies TOTAL INCOME =
Postage EXPENSES -
CASH FLOW

Totals
INCOME

Totals

- 131 -
 Daily Tracking Week 1 / October
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 132 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 133 -
 Daily Tracking Week 2 / October
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 134 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 135 -
 Daily Tracking
Week 3 / October
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 136 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 137 -
 Daily Tracking
Week 4 / October
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 138 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 139 -
 Daily Tracking Week 5 / October
Year
____
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 140 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 141 -
November
Work Sheets

- 142 -
 NOVEMBER Spending Plan
Month/Year
mnth wk wk wk wk wk mo mnth wk wk wk wk wk mo
plan 1 2 3 4 5 tl plan 1 2 3 4 5 tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Transport
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 143 -
 NOVEMBER Spending Plan (continued)
mnth wk wk wk wk wk mo MONTHLY CATEGORY RECAP
plan 1 2 3 4 5 tl
Month Month +
DEBT REPAYMENT Plan Actual -
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
Totals
MONTHY ALLOCATIONS
ONE-TIME EXPENSES MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES
TOTAL EXPENSES

Totals TOTAL INCOME

BUSINESS EXPENSES
Rent CASH ON HAND +
Phone INCOME +
Office Supplies TOTAL INCOME =
Postage EXPENSES -
CASH FLOW

Totals
INCOME

Totals

- 144 -
 Daily Tracking Week 1 / November
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 145 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 146 -
 Daily Tracking Week 2 / November
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 147 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 148 -
 Daily Tracking
Week 3 / November
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 149 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 150 -
 Daily Tracking
Week 4 / November
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 151 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 152 -
 Daily Tracking Week 5 / November
Year
____
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 153 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 154 -
December
Work Sheets

- 155 -
 DECEMBER Spending Plan
Month/Year
mnth wk wk wk wk wk mo mnth wk wk wk wk wk mo
plan 1 2 3 4 5 tl plan 1 2 3 4 5 tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Car Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Transport
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 156 -
 DECEMBER Spending Plan (continued)
mnth wk wk wk wk wk mo MONTHLY CATEGORY RECAP
plan 1 2 3 4 5 tl
Month Month +
DEBT REPAYMENT Plan Actual -
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
Totals
MONTHY ALLOCATIONS
ONE-TIME EXPENSES MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES
TOTAL EXPENSES

Totals TOTAL INCOME

BUSINESS EXPENSES
Rent CASH ON HAND +
Phone INCOME +
Office Supplies TOTAL INCOME =
Postage EXPENSES -
CASH FLOW

Totals
INCOME

Totals

- 157 -
 Daily Tracking Week 1 / December
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 158 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 159 -
 Daily Tracking Week 2 / December
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 160 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 161 -
 Daily Tracking
Week 3 / December
_____ Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 162 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 163 -
 Daily Tracking
Week 4 / December
Year
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 164 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 165 -
 Daily Tracking Week 5 / December
Year
____
mon tue wed thur fri sat sun tl mon tue wed thur fri sat sun tl
FOOD DEPENDENT CARE
Groceries Clothes
Breakfast Childcare
Lunch Pets
Dinner
Snacks
Guest Totals
TRANSPORTATION
Cary Payment
Totals
Gas
SHELTER Maintenance
Housing Parking/Tolls
Phone Bus/Pubic Trnsprt
Water/Garbage Insurance
Gas & Electric
Cable
Newspaper Totals
Internet
ENTERTAINMENT
Household Items
Movies
Housekeeper
DVD Rental
Insurance
Concerts/Theater
Dating
Totals
SELF CARE Totals
Clothing
Shoes INVESTMENTS
Accessories Savings (Cushion)
Haircare Vacation
Toiletries Retirement
Manicure
Massage Totals
Medical MONTHLY ALLOCATIONS
Dry Clnrs/Lndry Taxes
Life/Disab Ins Car Registration

Totals Totals
RECOVERY/SELF IMPROVEMENT MISCELLANEOUS
Spiritual
Therapy
Financial Cnslg

Totals Totals

- 166 -
 Daily Tracking (continued)
mon tue wed thur fri sat sun tl
DEBT REPAYMENT

Totals
ONE-TIME EXPENSES

Totals
BUSINESS EXPENSES
Rent
Phone
Office Supplies
Postage

Totals
INCOME

Totals

- 167 -
Annual Recap

- 168 -
 Spending Plan Annual Recap
Year

Jan. Feb. Mar. Apr. May. June July Aug. Sept. Oct. Nov. Dec. Annual
actual actual actual actual actual actual actual actual actual actual actual actual Total
FOOD
SHELTER
SELF-CARE
RECOVERY
DEPENDENT CARE
TRANSPORTATION
ENTERTAINMENT
INVESTMENTS
MONTHY ALLOCATIONS
MISCELLANEOUS
DEBT REPAYMENT
ONE-TIME EXPENSES
BUSINESS EXPENSES

TOTAL EXPENSES

TOTAL INCOME

CASH ON HAND +
INCOME +
TOTAL INCOME =
EXPENSES -
CASH FLOW

- 169 -