Atlantic International Partnership Approach to Retirement Investing

Summarizes available Retirement Investment Options and Portfolio

Atlantic International Partnership investors are uniquely dynamic individuals or groups of individuals. AIP investors
invest their capital in new or early stage companies. We have found that AIP investors are not a source of capital
alone but we have found them to make excellent mentors. As most AIP investors are in fact successful
entrepreneurs or business people themselves we have found that they are able to offer entrepreneurs advice and
helpful suggestions based on the experience that they have accumulated from their own businesses.

Expert tips and best approach on investing - Figure out how much retirement income will be needed. Retirement
investment calculators are available online that can predict how much a given investment will be worth or how
much retirement income will be needed to maintain quality of life by retirement.

Here at AIP we appreciate that each and every individual investor is a uniquely complex person. It’s our belief in
this that has led us develop a widely recognised innovative investment philosophy. At AIP we believe that our
methodology can significantly increase the success of our private clients investments.

Open an investment retirement savings account. Even a small amount, deposited every week or every paycheck,
eventually adds up to substantial savings that can be used to fund a comfortable retirement. Take every
opportunity to learn about retirement investments, as well as the best investment planning in general, and invest
money from the aforementioned retirement account wisely as opportunities appear. Some stocks will go up while
others go down. The real estate market might be booming while sales in other areas fall. The best retirement
investment planning takes this into account and invests in several different options at once to ensure a solid
investment portfolio that will do well, no matter what.

While the best investment plan is always to diversify, with several investments, the following options are a key part
of most investment strategies aimed at yielding retirement income: annuities – An annuity works like the opposite
of a mortgage. Money is invested in advance, and in retirement years the annuity pays out principle and interest
on the investment. GICs – GICs guarantee a fixed rate of interest if money is left in an investment for a pre-
arranged period. Once the term of the GIC is up, retirement funds can be reinvested again until needed. Stocks,
Bonds, and Mutual Funds – While there are differences, each of these investment vehicles is a way to speculate by
investing money where it may grow – or may, possibly, shrink. The riskier the investment, the greater the potential
earning. It's wise to invest a portion of retirement savings in riskier investments like stocks and mutual funds, if
thorough research suggests that they have a good chance of succeeding in delivering a healthy return on
investment. Home Equity – Real estate is always a smart investment, and paying off the family home before
retirement is one of the smartest investments. House values will only rise over time, and home equity can also be
used in a reverse mortgage or withdrawn in a lump sum home equity loan if money is needed to supplement
retirement income.

The best move, for anyone thinking about investing for retirement, is to learn as much as possible about
retirement investment strategies and consider all the options in selecting investments. Speaking with a qualified
financial advisor is a first step on the way to a solid investment strategy, and the first step to a profitable
retirement portfolio.