‫‪Business Language‬‬ ‫ﻟﻐﺔ ﺍﻷﻋﻤﺎﻝ‬

‫‪Informal Economy‬‬ ‫ﺍﻻﻗﺘﺼﺎﺩ ﻏﻴﺮ ﺍﻟﺮﺳﻤﻲ‬

‫‪System of trade or economic exchange used‬‬ ‫ﻧﻈﺎﻡ ﺍﻟﺘﺠﺎﺭﺓ ﺃﻭ ﺍﻟﺘﺒﺎﺩﻝ ﺍﻻﻗﺘﺼﺎﺩﻱ ﺍﻟﺬﻱ ﻳﺘﻢ ﻣﻦ ﺧﻼﻝ ﺗﻌﺎﻣﻼﺕ ﻏﻴﺮ‬
‫‪outside state controlled or money based‬‬ ‫ﺧﺎﺿﻌﺔ ﻟﺮﻗﺎﺑﺔ ﺍﻟﺪﻭﻟﺔ ﺃﻭ ﺑﺪﻭﻥ ﺍﺳﺘﺨﺪﺍﻡ ﺍﻟﻨﻘﻮﺩ‪ .‬ﻳُﻤﺎﺭﺱ ﻫﺬﺍ ﺍﻟﻨﻮﻉ ﻣﻦ‬
‫‪transactions. Practiced by most of the world's‬‬ ‫ﺍﻟﻨﺸﺎﻁ ﻣﻦ ﻗﺒﻞ ﻣﻌﻈﻢ ﺳﻜﺎﻥ ﺍﻟﻌﺎﻟﻢ‪ ،‬ﻭﻳﺸﻤﻞ ﺗﺒﺎﺩﻝ ﺍﻟﺴﻠﻊ ﻭﺍﻟﺨﺪﻣﺎﺕ‬
‫ﺑﺪﻭﻥ ﺩﻓﻊ ﻧﻘﻮﺩ )ﺍﻟﻤﻘﺎﻳﻀﺔ( ‪ ،‬ﻭﺍﻟﻤﺴﺎﻋﺪﺓ ﺍﻟﻤﺘﺒﺎﺩﻟﺔ )ﻛﺄﻥ ﺗﻘﻮﻡ ﻋﺎﺋﻠﺔ‬
‫‪population, it includes barter of goods and‬‬
‫ﺑﻤﺴﺎﻋﺪﺓ ﺃﺧﺮﻯ ﻋﻠﻰ ﺣﺼﺎﺩ ﺍﻟﻘﻤﺢ ﻣﻘﺎﺑﻞ ﺃﻥ ﺗﻘﻮﻡ ﺍﻷﺧﺮﻯ ﺑﻤﺴﺎﻋﺪﺗﻬﺎ‬
‫‪services, mutual self-help, odd jobs, street‬‬
‫ﻋﻠﻰ ﻗﻄﺎﻑ ﺍﻟﺰﻳﺘﻮﻥ(‪ ،‬ﻭﻅﺎﺋﻒ ﻣﺸﻴﻨﺔ )ﻛﺎﻟﺪﻋﺎﺭﺓ(‪ ،‬ﺍﻟﺒﻴﻊ ﻓﻲ ﺍﻟﺸﺎﺭﻉ‬
‫‪trading, and other such direct sale activities.‬‬
‫)ﺍﻟﺒﺎﻋﺔ ﺍﻟﺬﻳﻦ ﻳﺠﻮﻟﻮﻥ ﺏﺍﻟﺒﻀﺎﺋﻊ ﻓﻲ ﺣﻘﺎﺋﺐ )ﺗﺠﺎﺭ ﺍﻟﺸﻨﻄﺔ( ﺃﻭ ﺍﻟﺬﻳﻦ‬
‫‪Income generated by the informal economy‬‬ ‫ﻳﺒﺴﻄﻮﻥ ﺑﻀﺎﻋﺔ ﻋﻠﻰ ﺍﻷﺭﺽ(‪ ،‬ﻭﻏﻴﺮﻫﺎ ﻣﻦ ﺍﻷﻧﺸﻄﺔ ﺍﻟﺘﻲ ﺗﺘﺼﻒ‬
‫‪is usually not recorded for taxation purposes,‬‬ ‫ﺑﺎﻟﺒﻴﻊ ﺍﻟﻤﺒﺎﺷﺮ‪ .‬ﻻ ﻳُﺴﺠﻞ ﺍﻟﺪﺧﻞ ﺍﻟﻨﺎﺷﺊ ﻣﻦ ﺍﻻﺻﺎﺩ ﻏﻴﺮ ﺍﻟﺮﺳﻤﻲ ﻋﺎﺩﺓ‬
‫‪and is often unavailable for inclusion in gross‬‬ ‫ﻓﻲ ﺳﺠﻼﺕ ﺍﻷﻏﺮﺍﺽ ﺍﻟﻀﺮﻳﺒﻴﺔ‪ ،‬ﻭﻏﺎﻟﺒﺎ ﻣﺎ ﻻ ﺗﺘﻮﻓﺮ ﻣﻌﻠﻮﻣﺎﺕ ﻋﻦ‬
‫ﻫﺬﺍ ﺍﻟﺪﺧﻞ ﻹﺣﺘﺴﺎﺑﻪ ﺿﻤﻦ ﺍﻟﻨﺎﺗﺞ ﺍﻟﻤﺤﻠﻲ ﺍﻹﺟﻤﺎﻟﻲ‪.‬‬
‫‪domestic product (GDP) computations.‬‬
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