Seize the spring and clean up your budget!

While you are busy freshening up your home and garden, you might want to consider pulling out
your wallet, blowing off the dust and giving it a good seasonal purge as well. Your finances are
like anything else in life: after a while, you start to forget your good habits, and things tend to get
sloppy, neglected and disorganized. So seize the spring, darling. Carpe ver!

Here are ten tips to organize your finances and clean up your budget:

1.       Clean out the wallet! Lord knows what is lurking in there. Stuffed full of receipts and
bank slips, expired discount cards, phone numbers with no names attached, business cards from
your last three jobs. As our feng shui sisters might say, you must make space in the wallet for the
money to flow to you.

2.       Be an A-Lister. Dedicate space for lists in your BlackBerry or a notepad that you carry at
all times. Lists are critical for clearing trivia out of your head and keeping you focused when it's
time to spend. Mark down items you need as you think of them; that way, when you get to the
grocery or department store, you won't get that overwhelmed, "why am I here?" feeling and end
up with a cart full of cocoa puffs and tea lights.

3.       Reality check. Fitness memberships are an essential expense to many of us. However, if
your gym is $90 a month and you only show up three times a month, that's $30 a visit. Be honest
with yourself and your schedule. You might be better off paying as you go, or finding a gym
where you can buy 10 sessions at a time.

4.       Subscribe to this. What is with that messy stack of unread newspapers and magazines on
your coffee table? Don't you have enough to dust? Subscriptions are no bargain if you're not
reading the products. Consider weekend-only newspaper delivery and buy magazines at the
newsstands when you have time to read them.

5.       Stay on season. Now that it's spring, we can look forward to fresh fruit and vegetables
from local farmers. Check labels and choose food products from close to home — not only will
they be fresher, but they won't be packed with big fuel and shipping costs.

6.       Be a contrarian. On the other hand, when it comes to big-ticket items, it helps to be
delightfully off-season. The end of February is the time to nab a Prada ski jacket in the clearance
sales, saving you money to buy Swarovski Christmas tree ornaments in July and Pottery Barn
patio furniture in September.

7.       Friend and follow. Before you shop, check the website of your favourite store or mall for
online-only specials and coupons. Sign up for the Facebook or Twitter accounts of your favourite
retailers, restaurants or hotels, which often use their online profiles for giveaways, contests and
special deals to their friends and followers.
8.       Spring THAW. Remember that trip to Costco where you got 40 chicken breasts for four
dollars? Take an inventory of your deep freeze and start planning meals around what you already
have on hand. Or throw a dinner party and use up everything you bought more than three months
ago. Buying on sale is a waste if you end up throwing out freezer-burnt food.

9.       Get your Groupon. Clipping coupons gets stylish with deal-of-the-day sites such as
Groupon. The site offers limited-time discounts on everything from $25 off at The Gap
(NYSE:GPS) to half price scuba diving lessons. Going on vacation? Check the site for deals at
your destination. When you're going out a lot, who wouldn't want to score a free plate of
appetizers or two-for-one tickets to a show?

10.   Cheap and cheerful. Fun doesn't need to cost nearly as much as you think. A morning with
the whole family at the playground is just as rewarding as a day at a theme park and much
cheaper than driving, parking and paying for family passes. A night in with the girls and a bottle
of wine is every bit as fun and boisterous as going out to the newest hotspot. Bonus: by making it
OK to have fun on the down-low, everyone feels better about hosting or getting together more
often.