Provident Financial plc

Company Overview

COMPANY OVERVIEW

Provident Financial is a financial services company engaged in provision of home credit, credit cards
and motor insurance. The company primarily operates in the UK, Ireland and Central Europe. It is
headquartered in Bradford, UK and employs about 8000 people.

The company recorded revenues of £1337.5 million during the fiscal year ended December 2005,
an increase of 5.1% over 2004. The operating profit of the company during fiscal year 2005 was
£40.4 million, as compared with £205.5 million in the fiscal year 2004. The net income was £0 in
fiscal year 2005, as compared with £144.4 million in the fiscal year 2004.

KEY FACTS

Head Office Provident Financial plc

Colonnade
Sunbridge Rd
Bradford
West Yorkshire
BD1 2LQ
GBR
Phone 44 1274 731 111
Fax 44 1274 727 300
Web Address http://www.providentfinancial.com
Revenue / turnover 1,337.5
(GBP Mn)
Financial Year End December
Employees 8,140
London Ticker PFG

Provident Financial plc Page 4

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