KCSA Z Block – 137 06-05-2011

G L Reconciliation
Monthly GL reconciliation was not found in the file for the month of April-2011
Daily Suspense checklist - 05,08,11,14,15,19,23,25,27,29 of April -2011

During the review of checking daily & monthly GL reconciliation it was noticed that BM did not check
any a/c surprisingly during the month under review

Gift &Entertainment register

Nil entry found during the month April - 2011

Branch needs to make new register on new format supplied / required by Group Policy & procedure

Block Leave
Block leave is required to be made on following lines
 All staff member require to be record their planned annual block leave on people soft evidenced
by its print out in file
 An updated block leave roaster should be made
 These both should also match with attendance register

Lockers
Following lockers issued during the month of April - 2011
Locker no 003-S issued on13-04-2011
Locker no 307-UNB issued on16-04-2011
Locker no 220-S issued on 08-04-2011 BOM sign missing
Locker no 260-UNB issued on 19-04-2011 NORKOM of lessee missing

Monthly Balance of Keys

It was noticed that no independent / surprise check of key balance found on Key Balancing Register

Other Issues
Locker surrender file
Rental recovery cards were not enclosed in the file
Few found where CNIC missing
Few found where new valid CNIC required – in replace of CNIC
SS cards found missing
Locker application found missing
NORKOM found missing of lessees
Cash Handling (Withdrawal / Deposit)

14-04-2011 08652148702 50,000/-

14-04-2011 10953105101 5,000/-
21-01-2011 18649235501 5,000/-
14-04-2011 01952876601 5,000/-
07-04-2011 01175519601 10,000/-
21-04-2011 08144424601 30,000/- depositor sign missing
Clearing cheque returned register – surprise check was done on 24-04-2011
25-04-2011 11017956501 postdated cheque HBL
14-04-2011 01607098101 INF Soneri Bank
20-04-2011 01649774801 INF MBL
22-04-2011 01143422001 a/c not found MCB
27-04-2011 01143637701 INF MCB
Transfer cheques
14-04-2011 01647962601/01493034701 1,000,000/- CBC not done & BM sign missing
07-04-2011 10689227201/01979581201 14,500/-
21-04-2011 01002744101/01648426301 74,161/-
Pay orders
14-04-2011 2312090 1,044,000/-
07-04-2011 2312047 420,000/-
07-04-2011 2312045 35,000/-
07-04-2011 064403 1,500/- purpose of demand draft missing on FDD
07-04-2011 064404 1,500/- purpose of demand draft missing on FDD
Locker operation
27-04-2011 117-S SS card missing – locker is being operated on the basis of application
28-04-2011 178
07-04-2011 55
18-04-2011 63-S
23-04-2011 215
Static Data change
02-04-2011 01648390901 email updation
05-04-2011 01143418501 Cell no
05-04-2011 01143418501 Cell no
05-04-2011 01143526301 address
20-04-2011 01178554601 email updation
Welcome Pack / cheque book Balancing
02,04,12,14,07,08,19,20,21,22,24 of April 2010
Opal reports (float reconciliation)
04,06,08,11,14,16,19,21,25,28 of April 2010

Capture Card Handling

04-04-2011 4213100039937506 ON US sent to SSU on 12-04-2011
11-04-2011 4213100053777309 ON US delivered on 11-04-2011
15-04-2011 4214851468334008 OFF US sent to DRU on 15-04-2011
18-04-2011 4213100038324300 ON US delivered on 18-04-2011
26-04-2011 4213100009858815 ON US sent to SSU on 04-05-2011
27-04-2011 0218 75001870 3 OFF US sent to DRU on 24-04-2011
27-04-2011 4215007500040444 ON US sent to SSU on 05-05-2011

Surprise check found of said items on 24-04-2011

BR7.3
Surprise check
Cash 20-04-2011
ATM 25-04-2011
CDM N/A
Tills not done
Float 24-04-2011
Stationary 21-04-2011
SBP daily average sheet
02,05,07,09,12,14,18,20,22,23,26,28 of April – 2011

BR7.4
Day end Reconciliation – cash book 02,04,05,07,09,11,13,16,21,25
ATM register & Balancing 12,14,16,20,21,25

BR10.2
Risk reports 08,11,14,16,20,22,23,25,26,28 of April 2011
CDD check
01143419001/01143419101/01143420101/01143420201/
01143420501/01143420601/01143420701/01143421201/
01143421301/01143421401/01143421601/01143422501/
01143422601/01143423001/01143423101/01143423201/
01143423301/01143423401/01143423801/18143422001/
08143422201/08143422301/01143579002/01143419002/
01143420801/01143421001/01143422201/01143422301/
01143422901/08143424001/08143424101/

Following 05 a/c opened during the month of April but CDD form not found
PKR a/c 01143420201/01143422601/
USD a/c01143419002/01143420801/01143421001/
In following 02 a/c employer details missing on CDD form
01143419001/01143423801/
Following 02 a/c opened but initial cheque deposit detail missing
01143420101/01143422901/
Following 04 a/c opened of house wife source of their husband missing
01143421301/01143423001/01143423101/01143579002
Following 01a/c opened of student but detail of studentship required
01143423201

AML – April -2011

27-04-2011 72G 01143590901 comment missing
27-04-2011 D7L 01143419201 housewife, funds sent by brother from UK
26-04-2011 D7L 01647451901 comment missing
25-04-2011 D7L 08371254001 funds transfer to joint a/c
21-04-2011 D7L 08143421901 sold house in DHA phase 4
20-04-2011 D7A 18880774401 contact not established
18-04-2011 D7A 08143578401 payment made to purchase tickets for
15-04-2011 F7E 01143583501 comment missing
13-04-2011 D7A 01038534201 contact not established
13-04-2011 D7A 08079469801 contact not established
D7L 01015995901 comment missing
D7A 01649774801 wholesale cloth business – money moved to Barclay bank
General Issues
 Old record found in wooden cabinets
 Security Guard file found in wooden cabinets
 Legal case files found – unattended
 Old Video cassettes found in cash vault