Schedule of Service Charges and Fees

Name of the Bank Savings Bank A/c No frills A/c Minimum Balance Charges for non-maintenance thereof Savings Bank Accounts with Cheque facility Minimum Balance Charges for non-maintenance thereof Savings Bank Accounts without Cheque facility Minimum Balance Charges for non-maintenance thereof Other Savings Bank Account facilities Issue of Duplicate statement Issue of loose cheque leaves Issue of Duplicate pass book Current Account Minimum Balance Penalty for fall in minimum balance Remittance Facilities through own bank DD/PO/TT-Issue

Allahabad Bank Rs.5/Nil Rs.500.00 for Rural/SU Rs.1000.00 for Metro/Urban Rs.20.00 per month Rs.100.00 for Rural/SU Rs.500.00 for Metro/Urban Rs.10.00 per month Rs.50 latest entry Rs.60 for previous entry/page Not Applicable Rs.50 latest entry Rs.60 for previous entry/page Rural Branch: Individual Rs.1,000; Others Rs.2,500; Other branch: Individual Rs.3,000; Others Rs.5,000 Individual : Rs.100 per occasion; Others: Rs.150 per occasion Upto Rs.1000.00 Above Rs.1000.00 upto Rs.5000.00 Above Rs.5000.00 to Rs.10,000.00 Above Rs.10,000.00 Rs.25.00 Rs.35.00 Rs.40.00

Rs.3.00 per Rs.1000 or part thereof, Min.Rs.40 max.Rs.15000.00 DD/PO-Cancellation/Duplication/Revalidation 10% of the amount (rounded upto nearest Rupees) Max.Rs.100 per Instrument. NEFT- Outward Upto Rs.1 lakh Rs.5.00 per transaction Above Rs.1 lakh & Upto Rs 2 Rs 15.00 per transaction lakhs Above Rs 2 lakhs Rs 25.00 per transaction NEFT- Inward Nil RTGS Outward Rs.2 lakhs to 5 lakhs Rs.25 per transaction Above Rs..5 lakhs Rs.50 per transaction RTGS-Inward Nil Remittance Outward 0.125% per remittance Min.Rs.250.00 Remittance Inward Under instructions from foreign correspondent Rs. 500.00 To be executed in FC by issuing DD/MT/PO/TT Rs. 0.125% Min.Rs.250.00 TCs issue 1% on Rupees equivalent Min.Rs.250.00 TCs issued when FC 0.25% Minimum Rs.250/received from abroad

Cheque Collection: Outstation through own bank: (w.e.f. 01.04.2011)

(a) Service Charges for outstation Cheque Collection: Value Service charge for Service charge for Current a/c and Savings A/c customers other customers (per instrument) (per instrument) Rs.25 Up to Rs.10,000 Rs. 50 Rs.50 Above Rs.10,000 Rs. 100 and upto Rs.1 lac Rs.100 Rs.150 Above Rs.1 lac. Rs. 150

Upto Rs.5,000 Above Rs.5,000 and upto Rs.10,000 Above Rs.10,000 and upto Rs.1.00 Lac Above Rs. 1 lac

(b) Service Charges for Cheque Collection under Speed clearing: Value Service charge for savings a/c customers (per instrument) Nil Service charge for Current a/c and other customers (per instrument) Upto Rs.1 Lac NIL Above Rs.1 Lac upto Rs.5 Lac Above Rs.5 Lac Outstation through another bank Bouncing of cheques local Bouncing of cheques outstation - through own bank

Upto and including Rs.1.00 Lac

Above Rs.1.00 Lac

Rs.150

Rs.100

Rs.150

Commission on 50:50 basis, i.e. remitting bank to charge 50% & collecting bank to charge 50% of the applicable rate. Rs.50 per cheque for SB Rs.75 per cheque for other Rs.75 per cheque for SB Rs.100 per cheque for other

Retail loan Name of Scheme AllBank Saral Loan Scheme Personal Loan to Doctors & Medical Practitioners Allahabad Bank Personal Loan Scheme for Pensioners AllBank Mobike Scheme Car Loan to salaried persons Car Loan to others Loan against NSC/KVP Education Loan Scheme

Processing fees 1% of loan amount, Minimum Rs.500 1% of Loan amount, Minimum Rs.500 0.50% of Loan amount, Minimum Rs.200 Rs.500/Rs.1000/(Allahabad Bank Employees NIL) 1% of the loan amount, Minimum Rs.2,000 1% of loan amount, Minimum Rs.250 For studies in India Nil For studies abroad-Rs.500/-upfront subject to the conditions that this amount would be adjusted against the loan amount once the loan is availed from us. 0.50% of Loan amount, Minimum Rs.10,000/(Allahabad Bank Employees Nil) 0.50% of Loan amount, Minimum Rs.500/(Allahabad Bank Employees Nil) Upto Rs.25 lakh : 1%, Minimum Rs.2,500/ Rs.25 lakh to Rs.150 lakh : 0.50%, Min.Rs.25,000/ Rs.150 lakh : 0.25%,Min. Rs.75,000/Upto Rs.25 lakh : 1%, Minimum Rs.2,500/ Rs.25 lakh to Rs.150 lakh : 0.50%, Min.Rs.25,000/ Rs.150 lakh:0.25%, Min. Rs.75,000/Rs.200 per lakh, Minimum Rs.1,000/Maximum Rs.20,000/Nil Nil Nil 0.25% of the Loan amount (minimum Rs.2500/-) Rs.25000/Nil 1% of Loan amount, Minimum Rs.500/1% of Loan amount, Minimum Rs.500/1% of Loan amount, Minimum Rs.500/0.50% of Loan amount, Minimum Rs.10,000/Loan amount upto Rs.50,000/- : Rs.250/Loan amount above Rs.50,000/- : Rs.500/One months annuity maximum Rs.10,000/-

Prepayment fees 2% of the Outstanding Balance only in case of takeover 2% of the Outstanding Balance only in case of takeover Nil 2% of Outstanding Balance only in case of takeover 2% of Outstanding Balance only in case of takeover 2% of Outstanding Balance only in case of takeover Nil Nil 2% of Outstanding Balance only in case of takeover Nil 2% of Outstanding Balance only in case of takeover

Housing Finance Housing Finance for furnishing, repair etc. AllBank Rent Scheme

AllBank Property Scheme

2% of Outstanding Balance only in case of takeover

AllBank Trade Scheme Overdraft facility in Savings Bank Accounts AllBank Gold Loan Scheme AllBank Gyan Dipika Scheme AllBank Pilot Training Scheme Premium Housing Finance Scheme for HNIs AllBank Commercial Vehicle Finance Personal Loan for LICI Employees & Officers Personal Loan for LICI Agents Clean Overdraft facility for LICI Officers Housing Loan to LICI Employees, Officers & Agents Short Term Loans for Financing by local Housing Board & Development Authorities for Allotment of Residential Plot/Flat House AllBank Reverse Mortgage Scheme

2% of Outstanding Balance only in case of takeover Nil Nil Nil Nil 2% of Outstanding Balance only in case of takeover Nil Nil Nil Nil Nil Nil

Nil

No dues Certificate

Solvency Certificate

Rs.50 per certificate Upto Rs.5 lakhs Above Rs.5 lakhs up to Rs.10 lakhs Above Rs.10 lakhs up to Rs.25 lakhs Above Rs.25 lakhs up tp Rs.50 lakhs Above Rs.50 lakhs

Rs.1000.00 Rs.2500.00 Rs.3000.00 Rs.7500.00 Rs.15000.00

Charges for changing from fixed to floating rates of interest Charges for changing from float to fixed rates of interest Cards ATM-cum-Debit Card Membership fee Annual fee Renewal Charges Interest charges/Late Payment charges Replacement charges Transaction Charges for Partner banks (NFS/VISA) within India Credit Cards Membership fee Annual fee Renewal Charges Late Payment Charges Interest Charges Replakhement Charges Cash Withdrawal MISCELLANEOUS Balance Certificate Account closure

Housing Finance: 2% of outstanding balance on date of conversion. Housing Finance: 0.50% of outstanding balance on date of conversion.

Nil Rs.100 p.a. (waived for 1st yr) for Personalized card NIL for Instant card till validity Rs.100 Nil Rs.100 Nil for ATMs Nil for POS except Railways and Petrol pumps Credit Card facility not provided by the Bank -------Nil (if within same Service Area) Savings Bank with Cheque Book Rs.100.00 Savings bank without Cheque Book Rs. 75.00 Current A/c Rs.200.00 (Service Charges are levied if the A/c is closed within one year of opening) Rs.50 per certificate Rs.50 per certificate or list Rs.50 for SB per instrument Rs.75 for others per instrument (Max.Rs.300.00) Savings Bank A/c NIL Current A/c Rs.75 per half yr.(if balance Below Rs.50,000)

Photo attestation Signature attestation Stop Payment charges In-operative account

Note: Service Tax will be levied as applicable

A.

Services rendered free of charge: 60 Cheque leaves will be allowed free to SB individual account holders in a Calendar year. Cheques for the purpose of Post Dated Cheques (PDC) for our Bank will be issued free of cost. Free collection/remittance facilities for Blind, Physically Handicapped, disabled individuals and Institutions set up for their benefits. Free collection/discount of pension cheques/bills of pensioners of Central/State Govt./Armed Forces/ Freedom Fighters.

B.

Concessions to Senior Citizens/Pensioners 20% below the normal Service Charges for Deposit Accounts and other Miscellaneous Issues would be allowed.

C.

Concessions to Defence, Paramilitary Personnel & Ex-Servicemen At par collection of salary/terminal dues. At par remittances to family up to Rs.10,000 per month and one time remittance for payment of School/College fees in a year (out of pocket expenses to be recovered) At par custody of wills In house Standing Instruction free of charge.