STATE BANK OF INDIA (CONSOLIDATED) AS ON 31.12.

2010 --------------------------------------------------------------------------------------------------------------Table DF-1 Scope of Application Quantitative Disclosures: The aggregate amount of capital deficiencies in all subsidiaries not included in the consolidation i.e. that are deducted and the name(s) of such subsidiaries: Nil The aggregate amounts (e.g. current book value) of the banks total interests in insurance entities, which are risk-weighted as well as their name, their country of incorporation or residence, the proportion of ownership interest and, if different, the proportion of voting power in these entities in addition, indicate the quantitative impact on regulatory capital of using this method versus using the deduction: 1) Name : SBI Life Insurance Co. Ltd. Mumbai Country of Incorporation : India Ownership interest : Rs.740.00 crs (74%) 2) Name : SBI General Insurance Co. Ltd. Mumbai Country of Incorporation : India Ownership interest : Rs.111.00 crs (74%) Quantitative Impact on the Regulatory Capital: Under consolidation method: NA Under deduction method : Entire investment made in the Insurance subsidiary is reduced from Capital Funds of the Bank, for the purpose of Capital Adequacy calculation.

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Table DF-2 Capital Structure Quantitative Disclosures (Rs in crores) 93780 635 90006 6154 0 3015 38315 24808 0 24808 13645 1280 12499 0 132095

b) Tier-I Capital Paid-up Share Capital Reserves Innovative Instruments Other Capital Instruments Amt deducted from Tier-I Cap including Goodwill and Investments (c) The Total Eligible Tier-2 Capital Net of deductions from Tier II Capital (d) Debt Capital Instruments eligible for inclusion in Upper Tier-2 Capital Total amount outstanding Of which raised during Current Year Amount eligible to be reckoned as Capital Funds (e) Subordinated Debit eligible for inclusion in Lower Tier-2 Capital: Total amount outstanding Of which raised during Current Year Amount eligible to be reckoned as Capital Funds (f) Other Deductions from Tier II Capital if any (g) Total Eligible Capital (net of deductions from Tier I & Tier II Capital) [Should equal Total of (b), (c) minus (f) in any]

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Table DF-3 Capital Adequacy Quantitative Disclosures (b) Capital requirements for Credit Risk Portfolios subject to standardised approach Securitization exposures

Rs. 80,598 Crs Nil .. Rs. 80,598 Crs

Total (c) Capital requirements for Market Risk (* Standardised Duration Approach) Interest Rate Risk Foreign Exchange Risk (Including gold) Equity Risk

Rs.2, 732 Crs Rs. 111 Crs Rs.2, 010 Crs .. Rs 4, 853 Crs

Total (d) Capital requirements for Operational Risk:

Basic Indicator Approach

Rs.6,365 Crs .. Rs. 6,365 Crs

Total

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CAPITAL ADEQUACY RATIO AS ON 31.12.2010 (e) Total and Tier I capital ratio: State Bank of India SBI Group
For the top

Tier I Total (%) (%) 9.57 13.16 9.32 7.26 9.44 8.94 8.32 8.95 29.07 11.14 30.14 18.06 38.34 15.19 10.50 13.12 11.41 14.87 13.18 13.01 12.65 29.83 11.73 36.11 19.38 38.34 16.25 11.93

consolidated group; and For significant bank subsidiaries (stand alone)

State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of Mysore State Bank of Patiala State Bank of Travancore SBICI Bank Ltd. SBI International (Maritius) Ltd. State Bank of India (Canada) State Bank of India (California) Commercial Bank of India LLC Moscow PT Bank SBI Indonesia Nepal SBI Bank Ltd.

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