Presentation by, Adhitya Dheeraj Dantuluri Varsha Faisal Rashid Lloyd Lamington Mrinal Mohan

WHAT IS IT?????
small-scale financial services
credit and savings, to the poor in rural, semi-urban and urban areas.

FACTS

percentage share in loans outstanding

top 10 rest companies

A CASE IN HAND.. SKS MICROFINANCE

Largest micro finance Fastest growing in the world Became an NBFC in 2005

First ever investment by the insurance company

Leader in sourcing capital

THE PROBLEM.

Should microfinance companies go for an IPOs or

not????

CRITERIA / CONSTRAINTS
Cost involved 4

Returns 2
Societal obligation Scope of expansion 3

Money generated 5

WHAT ARE THE ALTERNATIVES

IPO
DEBT INSTITUTIONAL INVESTMENT MIX OF DEBT AND IPO / OWN FUNDS (grants,

donations etc)

WEIGHTAGES
Criteria rated on a scale of five
Thus, Cost involved Returns Societal obligation Scope of expansion Money generated
4 2 5 3 5

RATINGS
IPO COST INVOLVED RETURNS SCOPE OF expansion Societal obligations Money generated
6 8 n 3

 Debt COST INVOLVED RETURNS SCOPE OF EXPANSION Societal obligations Money generated

EVALUATION.

SELECTION OF THE BEST