Small Industries

Development
Bank of India
(SIDBI)
Empowering Small Industries for Growth
 INTRODUCTION
• Small Industries Development Bank of India is the
apex regulatory body for overall licensing and
regulation of micro, small and medium enterprise
finance companies in India.
• The Government of India set the SIDBI under a
specific Act of the Parliament in October 1989
• SIDBI Commenced its Operations from April 2,1990
with its head office in Lucknow
• SIDBI has been setup as a wholly owned subsidiary
of IDBI
• Its authorized capital is Rs.250 crores with an
enabling provisions to increase it to Rs.1000 crores
• It is the apex institutions which overseas, co-
ordinates & further strengthens varies arrangements
for providing financial and non-financial assistance
to small-scale, tiny, and cottage industries.

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 Role of SIDBI
• Financial Backbone: SIDBI serves as a financial backbone for Micro, Small, and Medium
Enterprises (MSMEs) by providing them with loans, credit lines, and other financial products
tailored to their needs.
• Development Catalyst: It acts as a catalyst for the development of MSMEs by offering
advisory, consultancy, and capacity-building services to enhance their managerial and technical
capabilities.
• Promoter of Growth: SIDBI promotes the growth and competitiveness of MSMEs through
various initiatives, including marketing support, technology adoption, and export facilitation.
• Risk Mitigator: It mitigates the risks faced by MSMEs by providing credit guarantee schemes
and risk-sharing mechanisms, thus encouraging financial institutions to lend to this sector.

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 Mission And Vision
Mission
• To support the growth of Micro, Small, and
Medium Enterprises (MSMEs) by providing
financial and non-financial assistance.
• To foster entrepreneurship and innovation in the
MSME sector through tailored financial products
and developmental initiatives.
• To promote inclusive and sustainable
development by reaching out to underserved and
marginalized segments of the MSME ecosystem
Vision
• To become the preferred financial partner for
MSMEs, integrating credit, development support,
and advisory services.
• To catalyze economic growth and job creation by
empowering MSMEs with timely and affordable
financial solutions.
• To be a catalyst for building a vibrant and
competitive MSME sector that contributes
significantly to India's socio-economic
development
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Product and Services OF SIDBI
• Direct Finances • Fixed Deposit Schemes
• Bills Finance • Venture Capital Fund Scheme
• Refinance • Seed Money Scheme
• International Finance • National Equity Fund Scheme
• Promotional & • Technology Upgradation &
Development Activities Modernization Fund Scheme
{TDMF}

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 Conclusion
• SIDBI, the Small Industries Development Bank of India, is a crucial institution supporting small
businesses across the country.
• It offers financial help like loans and credit to small businesses, making it easier for them to start
and grow.
• SIDBI also provides advice and training to entrepreneurs, helping them learn new skills and
improve their businesses.
• By supporting small businesses, SIDBI plays a vital role in creating jobs, boosting local
economies, and reducing poverty.
• Its efforts contribute to the overall development of India's economy and help in achieving
sustainable growth.
• SIDBI's support is essential for the success of small businesses, fostering innovation,
entrepreneurship, and economic prosperity.
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