FORMAT

Bankers Confidential Report

Please attach to the form a confidential credit report from your principal banker placed in a sealed
envelope. This credit report should be in the following format: (Note: in the following format, subject
refers to your company as a client of the bank)

To be printed on Banks Letterhead

Date : ________________
To SME Rating Agency of India Ltd
Mumbai
Dear Sir
We submit herewith Bankers Report as required by you, for our client M/s
________________________
__________________________________
(Your company name with address).
With respect to the above mentioned subject we state as under:

How long has the subject been your customer? Are the dealings with the subject and its
sister companies satisfactory?
_____________________________________________________________________________
_____________________________________________________________________________
_____________________________________________________________________________
__________________________________
Has the interest payment from the subject been timely? Have their been any defaults by the
subject or its sister companies? If yes, please give the details.
_____________________________________________________________________________
_____________________________________________________________________________
_____________________________________________________________________________
____________________________________

A brief profile of the subjects financial relationships with its suppliers and customers (any
dishonoring of cheques etc.)
_____________________________________________________________________________
_____________________________________________________________________________
_____________________________________________________________________________
____________________________________
Loan Particulars:
Amount Sanctioned /
Limit (Rs in _________)
Cash Credit/Working
Capital Demand Loan
Any other Fund based
Non-fund Based

Yours truly,
Authorised Signatory
For __________________Bank

Amount Disbursed
(Rs in _______) as of current date

Amount overdrawn
(Rs in _________)