Loan Calculator

This worksheet can help you calculate loan

costs. Enter values into the yellow boxes,
replacing the sample data. Results will be
shown in the green boxes.
This worksheet is locked to preserve the
formulas that calculate your results.

Period
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53

Payment
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80

Principal
7,013.30
7,076.13
7,139.52
7,203.48
7,268.01
7,333.12
7,398.81
7,465.09
7,531.97
7,599.44
7,667.52
7,736.21
7,805.51
7,875.44
7,945.99
8,017.17
8,088.99
8,161.45
8,234.57
8,308.33
8,382.76
8,457.86
8,533.63
8,610.07
8,687.21
8,765.03
8,843.55
8,922.77
9,002.71
9,083.35
9,164.73
9,246.83
9,329.66
9,413.24
9,497.57
9,582.65
9,668.50
9,755.11
9,842.50
9,930.67
10,019.63
10,109.39
10,199.96
10,291.33
10,383.52
10,476.54
10,570.39
10,665.09
10,760.63
10,857.03
10,954.29
11,052.42
11,151.43

Loan Amount:
Annual Interest Rate:

1,500,000
10.75%

Length of Loan (in Years):

Number of Payments Per Year:
Total Number of Periods:

10
12
120

Payment Per Period:

Total Interest Paid:
Total Payments:

20,450.80
954,096.25
2,454,096.25

Interest
13,437.50
13,374.67
13,311.28
13,247.32
13,182.79
13,117.68
13,051.99
12,985.71
12,918.84
12,851.36
12,783.28
12,714.59
12,645.29
12,575.37
12,504.82
12,433.63
12,361.81
12,289.35
12,216.24
12,142.47
12,068.04
11,992.94
11,917.18
11,840.73
11,763.60
11,685.77
11,607.25
11,528.03
11,448.10
11,367.45
11,286.08
11,203.98
11,121.14
11,037.56
10,953.23
10,868.15
10,782.31
10,695.69
10,608.30
10,520.13
10,431.17
10,341.41
10,250.85
10,159.47
10,067.28
9,974.26
9,880.41
9,785.71
9,690.17
9,593.78
9,496.51
9,398.38
9,299.37

Total Interest Paid New Payoff Amount

13,437.50
26,812.17
40,123.45
53,370.78
66,553.57
79,671.26
92,723.25
105,708.96
118,627.79
131,479.15
144,262.44
156,977.03
169,622.32
182,197.69
194,702.51
207,136.14
219,497.95
231,787.30
244,003.54
256,146.00
268,214.04
280,206.99
292,124.16
303,964.89
315,728.49
327,414.26
339,021.51
350,549.54
361,997.64
373,365.09
384,651.16
395,855.14
406,976.28
418,013.84
428,967.07
439,835.23
450,617.53
461,313.23
471,921.53
482,441.66
492,872.83
503,214.24
513,465.09
523,624.56
533,691.84
543,666.10
553,546.50
563,332.22
573,022.39
582,616.17
592,112.68
601,511.06
610,810.44

1,492,986.70
1,485,910.57
1,478,771.05
1,471,567.57
1,464,299.56
1,456,966.44
1,449,567.63
1,442,102.54
1,434,570.57
1,426,971.13
1,419,303.61
1,411,567.41
1,403,761.90
1,395,886.46
1,387,940.47
1,379,923.31
1,371,834.32
1,363,672.86
1,355,438.30
1,347,129.96
1,338,747.20
1,330,289.34
1,321,755.72
1,313,145.64
1,304,458.44
1,295,693.41
1,286,849.86
1,277,927.09
1,268,924.38
1,259,841.03
1,250,676.30
1,241,429.47
1,232,099.81
1,222,686.57
1,213,189.00
1,203,606.35
1,193,937.86
1,184,182.75
1,174,340.25
1,164,409.58
1,154,389.94
1,144,280.55
1,134,080.60
1,123,789.27
1,113,405.74
1,102,929.20
1,092,358.81
1,081,693.72
1,070,933.09
1,060,076.06
1,049,121.78
1,038,069.36
1,026,917.93

Page 1of6

Period
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118

Payment
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80
20,450.80

Principal
11,251.33
11,352.12
11,453.82
11,556.43
11,659.95
11,764.41
11,869.79
11,976.13
12,083.41
12,191.66
12,300.88
12,411.07
12,522.26
12,634.44
12,747.62
12,861.82
12,977.04
13,093.29
13,210.58
13,328.93
13,448.33
13,568.81
13,690.36
13,813.00
13,936.75
14,061.60
14,187.56
14,314.66
14,442.90
14,572.28
14,702.82
14,834.54
14,967.43
15,101.51
15,236.80
15,373.29
15,511.01
15,649.97
15,790.16
15,931.62
16,074.34
16,218.34
16,363.63
16,510.22
16,658.12
16,807.35
16,957.92
17,109.83
17,263.11
17,417.75
17,573.79
17,731.22
17,890.06
18,050.33
18,212.03
18,375.18
18,539.79
18,705.88
18,873.45
19,042.52
19,213.11
19,385.23
19,558.89
19,734.10
19,910.89

Interest
9,199.47
9,098.68
8,996.98
8,894.38
8,790.85
8,686.40
8,581.01
8,474.67
8,367.39
8,259.14
8,149.92
8,039.73
7,928.55
7,816.37
7,703.18
7,588.99
7,473.77
7,357.51
7,240.22
7,121.87
7,002.47
6,881.99
6,760.44
6,637.80
6,514.06
6,389.21
6,263.24
6,136.14
6,007.91
5,878.52
5,747.98
5,616.26
5,483.37
5,349.29
5,214.00
5,077.51
4,939.79
4,800.84
4,660.64
4,519.19
4,376.46
4,232.47
4,087.18
3,940.58
3,792.68
3,643.45
3,492.89
3,340.97
3,187.70
3,033.05
2,877.01
2,719.58
2,560.74
2,400.47
2,238.77
2,075.62
1,911.01
1,744.93
1,577.35
1,408.28
1,237.69
1,065.57
891.91
716.70
539.91

Total Interest Paid New Payoff Amount

620,009.91
629,108.59
638,105.57
646,999.95
655,790.80
664,477.20
673,058.20
681,532.88
689,900.26
698,159.40
706,309.33
714,349.06
722,277.60
730,093.97
737,797.15
745,386.14
752,859.90
760,217.42
767,457.63
774,579.51
781,581.98
788,463.97
795,224.41
801,862.21
808,376.27
814,765.47
821,028.71
827,164.85
833,172.76
839,051.28
844,799.25
850,415.52
855,898.89
861,248.18
866,462.18
871,539.69
876,479.48
881,280.32
885,940.96
890,460.14
894,836.61
899,069.07
903,156.25
907,096.83
910,889.51
914,532.96
918,025.85
921,366.82
924,554.52
927,587.56
930,464.58
933,184.16
935,744.90
938,145.37
940,384.14
942,459.77
944,370.78
946,115.71
947,693.06
949,101.34
950,339.03
951,404.60
952,296.51
953,013.21
953,553.13

1,015,666.60
1,004,314.47
992,860.66
981,304.23
969,644.28
957,879.87
946,010.08
934,033.95
921,950.54
909,758.87
897,458.00
885,046.92
872,524.66
859,890.23
847,142.61
834,280.79
821,303.76
808,210.47
794,999.89
781,670.96
768,222.62
754,653.82
740,963.45
727,150.45
713,213.70
699,152.11
684,964.54
670,649.88
656,206.99
641,634.70
626,931.88
612,097.34
597,129.91
582,028.40
566,791.60
551,418.31
535,907.29
520,257.33
504,467.17
488,535.55
472,461.21
456,242.87
439,879.25
423,369.03
406,710.91
389,903.56
372,945.64
355,835.81
338,572.71
321,154.95
303,581.16
285,849.94
267,959.88
249,909.55
231,697.52
213,322.34
194,782.55
176,076.68
157,203.23
138,160.71
118,947.59
99,562.36
80,003.47
60,269.37
40,358.48

Page 2of6

Period
119
120

Payment
20,450.80
20,450.80

Principal
20,089.26
20,269.22

Interest
361.54
181.58

Total Interest Paid New Payoff Amount

953,914.67
954,096.25

20,269.22
0.00

Page 3of6

Period

Payment

Principal

Interest

Total Interest Paid New Payoff Amount

Page 4of6

Period

Payment

Principal

Interest

Total Interest Paid New Payoff Amount

Page 5of6

Period

Payment

Principal

Interest

Total Interest Paid New Payoff Amount

Page 6of6