Seminar on contemporary management issue

Commercial banks in India (A review)

presented by Naveen sharma MBA Sem.II

Introduction
Bank, banker
Commercial bank Schedule commercial banks

Evolution and progress of banking in India

Early history During the wars Post-independence Nationalization Liberalization Current situation

Indian banking system

RESERVE BANK OF INDIA

COMMERCIAL BANK

COOPERATIVE BANK

PUBLIC SECTOR BANKS

PRIVATE SECTOR BANKS

STATE COOPERATIVE BANKS

Commercial banking system

PUBLIC SECTOR BANKS COMMERCIAL BANKS INDIAN BANKS

STATE BANK GROUPS

NATIONALISED BANKS

PRIVATE SECTOR BANKS

FOREIGN BANKS

List of commercial banks Public sector bank

State Bank of India Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Central Bank of India Corporation Bank

Dena Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Syndicate Bank Union Bank of India United Bank of India UCO Bank Vijaya Bank IDBI Bank

Indian private banks

Axis Bank Bank of Rajasthan Bharat Overseas Bank Catholic Syrian Bank Centurion Bank of Punjab City Union Bank Development Credit Bank Dhanalakshmi Bank Federal Bank Ganesh Bank of Kurundwad HDFC Bank ICICI Bank

IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka Bank Limited Karur Vysya Bank Kotak Mahindra Bank Lakshmi Vilas Bank Nainital Bank Ratnakar Bank SBI Commercial and International Bank South Indian Bank Tamilnad Mercantile Bank Ltd. YES Bank

Foreign banks in India

ABN-AMRO Bank Abu Dhabi Commercial Bank Ltd. American Express Bank Ltd Citibank DBS Bank Ltd Deutsche Bank HSBC Ltd Standard Chartered Bank

Main function of commercial banks

A Acceptance of deposits Fixed deposit account Saving bank account Current account B Advancing of loan Cash credit Call loans Over draft Bills discounting

Agency function Collecting receipts Making payments Buy and sell securities Trustee and executor

General utility function Issuing letters of credit, travelers cheques Underwriting share and debentures Safe custody of valuables Providing ATM and credit card facilities Providing credit information

RESERVE BANK OF INDIA

The central bank of India.

Established in april,1935. Objective- monetary stability, management of currency and supervision of financial as well as payments system Main Functions Monetary Functions
Non-Monetary Functions

Functions of RBI
Monetary functions a. Note issuing authority b. Banker`s bank and lender of the last resort c. Banker to the government d. Custodian of foreign exchange reserves e. Control of credit Non-monetary functions a. Collection and publication of data b. Regulatory and supervisory function c. Development and promotion function

State of Banking: 2006-07

It focus on the following five aspects of commercial banks Profile of Credit,

Deposits Growth,
Financial Performance, Financial Inclusion, Migration to Basel II norms

Contemporary and future issues in Indian banking

High capital inflows: an opportunity as well as a challenge Technology is the key Globalization of financial services Indian Banks at the global stage

Will the stable conditions continue for the banks? Is size the only constraint for Indian banks? What is being done to prepare Indian banks to meet global challenge? Will M&A be Key Competitive Tool?

Thank you