Finding 1: There are NO restrictions on people from overseas owning land in the UK.

I sell land in the UK as part of my business and deal with HM Land Registry and HM Revenue & Customs (Stamp Duty Land Tax) on a daily basis. Overseas address' can be entered upon H M Land Registry documents without problem.

Finding 2:

Buying property in the UK

by JOSE MARC CASTRO on OCTOBER 4, 2009

The UK has much to offer with a multi-cultural society, a history that goes back thousands of years and some of the most beautiful countryside and tourist destinations you could ever hope to visit. The Island has been involved in many conflicts, with the Romans and Vikings leaving their foot prints on UK society. One of the top five economies of the world, the general trend for the UK economy has been on an upward curve for many decades. While historically the housing market has been very volatile, it has remained buoyant for some time and many residents see their house as a long-term investment. The culture of home ownership has also ensured that demand always seems to outstrip supply in the UK, a situation which has seen house prices rise substantially over the last few years, with some house prices increasing by over 30% over the last two years. The country has a net immigration policy which as well as ensuring that the UK population and economy continue to prosper, should also bring in a more potential home buyers thereby keeping demand fairly high. Cities such a London continue to attract the big movers and shakers, although areas such as the North of England, and Scotland attract masses of tourists who have perhaps not been able to experience such a long engrained history in their home country. A couple of expats recommended places to live in, the first being made at the Britain Expat Forum last September 18, 2009: Try Blackheath, just a few miles outside the city (about 15mins communting time) has a nice village feel and some good open space. Also has good private schools. And the second post was made at the Britain Expat Forum last September 20, 2009: Hi, you dont say what you do, but if you can work anywhere, why not have a few months more in Scotland and then test out England, Ireland and Wales? Depending on the weather, you might find employment prospects in Aviemore. Theres always Aberdeen or Inverness. Glasgows a great city. Newcastle is a vibrant, happening city; the Lake District is well worth exploring York, Cambridge, Oxford, Bath, . Cardiff, Swansea

UK Property Market Performance For many years now, base rates have been the very blunt weapon with which the government and independent Bank of England have attempted to subdue the property market in times of excess demand. While this always has the desired effect, it can take time to filter through to an often stubborn house buying market where many buyers can become over extended. Recent figures show that house prices rose by 0.9% in April 2007 alone (6.8% year on year), and many market experts are forecasting a rise of over 20% during the next five years. However, this long term view does however seem to tie in with what the economy is currently telling us. People are currently more heavily in debt than ever before, interest rates are rising, mortgages are been granted on crazy multiples and the market has a fair amount of short term speculators who will disappear as soon as prices start to fall back. The current financial downturn has been weathered as foreign investment has started to trickle back into the UK property market. While very fluid and very transparent, the UK property market has long since suffered from buyers pulling out of transactions, often disrupting a chain of buyers and sellers. The imminent introduction of Home Information Packs should see many of these would be speculative buyers disappear, which is estimated to cost the market up to 1 million a day. The UK property market is one of the largest in Europe although there is most defiantly a split between the North and South of the country where living costs also vary wildly. As more people look to work from home, or online on the move, the necessity to live in the main areas of the economy such as London are reducing. This is slowly helping to reduce the difference in price variations, but will take some time to have a real impact. A booming economy, a major place on the world political stage and a housing market that covers all periods and designs you could wish for, the UK is attracting more and more foreign nationals becoming Expats living in the UK. Property Costs in the UK Please be aware that currently the UK has a non-binding bid system, where as Scotland has a different system where bids are all binding. Haggling over the price is also the norm, as you may be able to pull down the overall price of the purchase you would be making. When purchasing a house in the UK, you can expect to pay for: Survey fees your mortgage lender will insist on a survey of the property. This could be a small house buyers survey of around 300 up to a full-structural survey of over 1000 Valuation fee around 150 Mortgage arrangement fee varies by lender

Deposit for property minimum 5%-10% of property price. Some lenders will also charge a Mortgage Indemnity fee if your deposit is small Insurance - it is advisable to insure the poprty once exchange has taken place Solictors fees - these vary but a likely cost is around 600 (including VAT) just for a purchase Electronic transfer fees vary by solicitor but not expensive Local searches vary by Local Authority but up to 200 Land registry fees - dependent upon type of property but a useful guide is at http://www.landregistry.gov.uk/online/feecalc/ Stamp Duty - a % of purchase price Residential property purchase price Rate of Stamp Duty Land Tax up to 125,000 - 0% 125,001 250,000 - 1% 250,001 500,000 - 3% 500,001 or more - 4% This process will change when the new Home Information Packs are introduced, although how this will affect overall costs is not clear as yet. Also do take into consideration the age and condition of the house especially those built during the Victorian, Edwardian and Georgian times as these cost higher and are a little more complicated in terms of purchase process.

Fingding 3:

Cht vt vi th tc mua nh nc ngoi

14/09/2010 14:50 Sau khng hong ti chnh, nhiu cng ty a c Anh, M hng n th trng Vit Nam. Tuy nhin, vic bn cn h triu USD cho khch Vit vn rt kh khn v giy t, th tc phc tp. Mi y, Savills Vit Nam cho bn 155 cn h cao cp ti Anh cho khch hng Vit Nam. Vo hi thng 8, Cng ty c phn Lin Minh Nguyn (NAC Real Estate) cng b tr thnh n v tip th v phn phi c quyn ti th trng Vit Nam cho d n khu cn h Saigon Villas M c gi 250.000 - 400.000 USD do tp on Bridge Creek lm ch u t.

Savills v NAC Real Estate cng nhm vo ba i tng khch hng Vit l c nhn mun mua nh Anh, M lm vn phng giao dch, du hc sinh v cc nh u t. ng ng Vn Quang, cu Trng phng T vn chin lc ca Cng ty John Lang LaSalle Vit Nam cho hay, sau cn khng hong ti chnh, nhiu cng ty bt ng sn Anh, M hng n khch hng chu , trong c Vit Nam. Trung Quc, vic s hu mt cn nh nc ngoi tr thnh mt xu hng. Tuy nhin Vit Nam, vn ny vn cha ph bin v mt s i gia c tha tin mua nh nc ngoi song li gp kh khn v th tc php l. Ch Nguyn Thanh Hng (H Ni) cho hay, hai v chng ch thng phi i cng tc sang nc ngoi v cng c nh mua mt cn h Php hoc Anh. Gi bt ng sn Php, theo ch Hng, t cui nm 2009 c coi l chm y v khng qu t. Mt cn h 50 m2 gip gianh gia ni v ngoi thnh Paris khong 3 t ng, bit th khong 7 t ng. Tuy nhin, chy ngc xui n chng mt, ch vn khng th mua c nh. "Tc nht vn l khu chng minh ti chnh, cn gii thch r ngun gc tin mua nh. Thm vo cn 10 loi h s, giy t. Trong trng hp h s b tr li, phi 3-5 nm sau mi c ti np h xt mua nh", ch Hng ni. nh thu vn phng mi gii nh t Paris lo th tc nhng chi ph li qu t nn c m s hu nh nc ngoi ca ch Hng vn cha thnh hin thc. Nc cui cng theo ch l phi chy vy lo cho con nhp quc tch Php v thng qua con ng ny, mi th tc giy t s n gin hn rt nhiu. May mn hn ch Hng, ch Thy Qunh c con gi i du hc Php v c nhp quc tch Php nh 5 nm tt nghip c 2 bng i hc v thc s. Mun mua nh cho con, ch phi bn t Vit Nam sau nh ngn hng chng minh ngun tin sch ri gi cho con theo dng tha k. Cn anh Quang Tng, du hc sinh M cho hay, mua c nh M, anh nh anh trai nh c y ng tn mua nh h. "Hu ht ngi Vit Nam mun mua nh u phi c ngi thn nh c lu di v c quc tch bo h", anh Tng chia s. Trao i vi VnExpress.net, i din pha Savills Vit Nam cho hay, mua nh Anh, khch hng s phi thu mt c vn php lut, ch u t cng s c mt c vn php lut ring. "Hai bn t vn php lut s lm vic vi nhau. Vic chuyn tin s thng qua mt ngn hng c uy tn trn th gii v mi hot ng s tun th theo php lut ca Vit Nam v Anh", i din ny cho bit. Lut s Phm c Giang, Trng phng lut s BMC cho hay, hin php lut Vit Nam cha c quy nh c th cho vic ngi Vit Nam chuyn tin ra nc ngoi mua nh. Php lnh ngoi hi 2005 v ngh nh 160/N-CP ngy 28/12/2006 ca Chnh ph ch quy nh cc trng hp chuyn tin ra nc ngoi ca cng dn Vit Nam cho mc ch hc tp, cha bnh , i cng tc, du lch, thm ving nc ngoi, chuyn tin tha k, tr cp cho thn nhn... ang nc ngoi, hoc nh c nc ngoi.

Ngoi ra, theo ng Giang, vic chuyn tin ra nc ngoi mua nh ca cng dn Vit Nam cn ph thuc vo php lut ca nc ngoi - ni cng dn Vit Nam nh mua nh... ng ng Vn Quang cho rng, vic chuyn tin ra nc ngoi l c mt vn . Qu trnh chuyn tin phi thng qua hp ng u c s kim sot ca B K hoch u t, Ngn hng Nh nc... "Th tc giy t php l rt phc tp nn tnh kh thi ca vic cho bn cc cn h ngoi Vit Nam rt thp", ng Quang nhn nh.

Mua nh triu Anh, M: Ch tham kho cho... vui

Th su, 10/09/2010, 08:36 GMT+7 Trc mt, vic mua nh triu Anh, M ni ring ca cc c nhn, c bit l gii u t bt ng sn Vit Nam nhiu kh nng ch l cu chuyn tham kho... cho vui. LTS: Lin tip t thng 8 tr li y, hng lot nh pht trin bt ng sn ti Anh, M n Vit Nam cho hng cc d n cn h hp dn ti cc khu trung tm ca nc s ti. Phi chng h nhn thy tim nng v bt u gieo k vng vo th trng Vit Nam? Tuy nhin, s hu mt cn h triu nc ngoi l khng h d: phi xin php B v cc S KH-T nh u t ra nc ngoi, phi m ti khon giao dch bng USD ti cc ngn hng... cha k, iu ng cnh bo l mt lng ngoi t kh ln trong nc s chy ra nc ngoi. Chng ti cho y l thi im hp l v rt thun li c th s hu mt cn h Anh. Bng chng l ti th trng Anh 12 thng qua, vi sn phm bt ng sn c gi 5 triu bng Anh tr ln c ti hn 50% ngi mua n t cc nc chu , c bit l t Trung Quc v cc nc ng Nam - ng James Tabot - Gim c Kinh doanh Bt ng sn Quc t lm vic ti tr s chnh ca Savills t ti Berkeley Square, London cho hay. Vi th trng Vit Nam, ng James Tabot cho c 3 i tng khch hng c nhn ln m h ang rt quan tm, l nhng ngi cn mt a ch ti Anh lm vn phng giao dch, ngh ngi; cc gia nh kh gi con em ang hc tp Anh v cc nh u t bt ng sn c ci nhn trung v di hn v th trng. Quan st thy sc cu ca th trng ang v cn tip tc gia tng thi gian ti, tp on cung cp dch v bt ng sn th gii ny ln u tin a Vit Nam vo mt trong 4 im n bn cnh Malaysia, Singapore, HongKong tip th, cho bn d n cn h cao cp 375 Kensington - nm trung tm th London.

D n 375 Kensington nm trn hai qun Kensington v Chelsea c xy dng bi Cng ty St Edward -thuc s hu ca Tp on Berkeley v Prudential. Cho bn ti th trng chu t ny l 539 cn h thuc 2 to thp Charles House v Wolpe House, din tch t 34-145m2/cn n lp v khong 185m2/cn thng tng. Gi bn cn thp thp theo din tch l 700.000 bng, cao nht l 5-6 triu bng/cn tng ng vi mc dao ng t 1-9 triu USD/cn.Giao nh vo nm 2012, khch hng s c s hu theo hnh thc thu di hn 999 nm. ng k mua, khch hng phi t cc 5.000 bng (tng ng 7.500 USD). Trong 18 thng u khon tin phi ng chim 25% gi tr cn h. 75% cn li sau khi nhn sn phm mi phi hon tt thanh ton. C th ni vic cho bn cn h ti cc th trng pht trin nh Anh, M ti khch hng c nhn ti Vit Nam ang dn tr thnh mt xu hng mi t pha cc n v tip th. Trc , ngy 19/8 ti Tp.HCM, Cng ty C phn Lin Minh Nguyn (NAC Real Estate) gii thiu n khch hng d n khu cn h Saigon Villas thnh ph Westminster, bang California, M do tp on Bridge Creek lm ch u t. Nhm khch hng tim nng c hng n khng ai khc vn chnh l nhng gia nh giu c ang v d kin c con em du hc hoc di tr sang M, cc nh u t c nhn ca Vit Nam. im chung c cho l hp dn v thun li ca hai th trng Anh, M hin ti l tnh thi im. Sau cuc khng hong ti chnh nm 2008, th trng bt ng sn ti hai quc gia ny c coi gim chm y v gi c. Trc khi kinh t c d bo hi phc vo nm 2011-2012, vic n sng mi, tn dng nhiu chnh sch u i, thu ht u t v thu, li sut, t gi n vn cp visa di hn t cc nc ny c cho l c hi kh c th b qua. C tin cha chc mua c Ngi c nhu cu, c tin mua cn h ti cc th trng Anh, M ti Vit Nam l c, nhng ngi mua c thnh cng hin ch m c trn u ngn tay l thc t c nhiu chuyn gia ch ra. ng Edward Minh Chi - mt nh pht trin bt ng sn ti H Ni, cho bit, rt nhiu ngi by t, chia s vi ng nhu cu tm hiu thng tin u t, s hu cn h ti cc nc pht trin. Nu kim tra trong h thng thng tin bt ng sn th gii th khng kh tm c cc d n ph hp. Tuy nhin, nhng trng hp thnh cng khng nhiu v th tc php l rt phc tp v mt nhiu thi gian. Theo ng Minh Chi, mun s hu ti sn cn h nc ngoi phi c xin c y cc th tc cp php t pha Ngn hng Nh nc. Ngoi ra nu s tin u t tr gi trn 4 triu USD th phi thng qua ph duyt ca B KH-T, di con s ny l cc cp s ngnh a phng.

Cng vi hp ng mua bn, vic xc nhn ti sn, cng chng t nc ngoi, ri phi chy i chy li n cc lnh s qun lm nhiu th tc khc th trong vng 6 thng cng khng th no hon thin c ngay c vi s tin u t ra ngoi t 100.000-200.000 USD. Mt khi mt n 1 nm lm cc th tc php l, giy t ngi mua mi chuyn c tin, ti sn b treo nh vy th pha ch u t cng kh lng ch i c. Cn theo ng Nguyn Vn Minh - Tng th k Hip hi Bt ng sn Vit Nam, ci vng mc nht l vn thanh ton ngoi hi. Hin nay Vit Nam ch cho php cc php nhn, ch cha c quy nh v vic c nhn mua bn, thanh ton ti sn nc ngoi. n c ch vic i m mt ti khon c nhn bng ngoi t hin cng khng c php nu nh anh khng c ng k kinh doanh hoc c hp tc u t vi nc ngoi. Hn na vic chuyn tin i cng gp rt nhiu ro cn theo quy nh t Ngn hng Nh nc - ng Minh ni. Ngh nh 160 hng dn thi hnh php lnh ngoi hi quy nh, c nhn ch c chuyn ngoi t ra nc ngoi phc v cc nhu cu hc tp, khm cha bnh, cng tc, du lch, tr cp thn nhn nc ngoi... thng qua ngn hng, sau khi xut trnh cc chng t theo quy nh. Ngay c vic xut cnh, cng khng c mang qu 7.000 USD. Vic thanh ton qua ti khon trc tuyn nc ngoi cng ch gii hn khng qu 6.000 USD/ngy. R rng, nu theo ng quy nh nh vy th vic mua bn bt ng sn nc ngoi ca cc c nhn l kh kh thi. V vy cc n v t vn bt ng sn cho bit cng ang tnh ton mt s phng cch khc v d nh thnh lp mt php nhn u t ra nc ngoi. Song theo cc chuyn gia, cc cch lch lut thng qua mt t chc no c hp tc nh vy khng khc g pht sinh thm trung gian. iu ny s lm i chi ph ln rt cao. Chnh v th trong thi gian trc mt, vic mua nh triu Anh, M ni ring ca cc c nhn, c bit l gii u t bt ng sn Vit Nam nhiu kh nng ch l cu chuyn tham kho... cho vui.

Vit Nam cha giu mua nh triu Anh, M!

Tc gi: NGUYN NGA Bi c xut bn.: 11/09/2010 06:30 GMT+7 (VNR500) - Vn khng nm ch mt c nhn bt k c nhu cu, kh nng mua cn h Anh, M m y l cu chuyn d tr ngoi hi quc gia - chuyn gia ti chnh Bi Kin Thnh by t quan im. LTS: Trc vic cc cng ty bt ng sn Anh, M... sang cho hng Vit Nam, c nhiu kin cho rng rt kh s hu cc cn h triu nc nc ngoi. PV.

VNR500 phng vn ng Bi Kin Thnh, mt chuyn gia kinh t - ti chnh, vi gc nhn khc v dng ngoi t trong nc s b tht thot, trong khi Vit Nam cha hn giu. D tr ngoi hi quc gia cn ui ng Bi Kin Thnh: Khc vi doanh nghip trong nc ra nc ngoi u t cc d n bt ng sn, vic ngi Vit Nam i mua cn h nc ngoi l vn tiu dng. thuc phm tr nhp khu. Tc l y chng ta phi xut ng ngoi hi ca mnh ra mua hng ho m gi li nc ngi ta ch khng em v Vit Nam. iu ny s nh hng n cn cn ngoi hi ca quc gia. Phi t cu hi, nh vy d tr ngoi hi ca mnh c sc chu hay khng v c hp l trong tnh hnh kinh t Vit Nam hin nay? Hn na vic mua nh nc ngoi s lm tng nhp siu ln nh th no? Thc t d tr ngoi hi ca mnh ch c 17-18 t USD bo v cho t gi ca Vit Nam. Con s rt hn hu, m biu hin ch mnh hn ch vn ngi Vit Nam i tiu dng nc ngoi vi khng qu 7.000 USD mi ln xut cnh, gi m b ra 10 t USD mua nh th phi lm th no? Hn na, phng din qun l, gi t nhin cho php c nhn i mua ci nh triu th t ra nhiu vn lm. l nhng vic hin gi mnh kh qun l v cha c iu kin ti chnh qun l. - Theo chuyn gia, mc d tr, thng d v ngoi hi quc gia phi t con s bao nhiu th Vit Nam mi c th an tm cho php c nhn u t bt ng sn nc ngoi? - Khi no Vit Nam xut khu, thng d 2.000-3.000 t la nh Trung Quc th thoi mi. Nhng thc ra Trung Quc vn cha cho thoi mi u. t nc 1,5 t ngi y khng phi ai cng c th i mua nh London, New York c, m ch c khong my triu i gia, ri con ng chu cha mi mua c nhng cn h nh vy... Cn cc nc pht trin v d bn M, GDP ca h t 14-15.000 t la/nm, nhp siu ca h cng hng trm t la. Mc d khng c thng d nhng h cho php iu ny l bi tnh hnh kinh t ca h khc. Vit Nam hin nay cn cn thng mi b mt cn bng vic mnh nhp rt nhiu, xut t. S d ti nay mnh c th p ng c vn cn cn thanh ton l nh c kiu hi gi v, vi gii ngn FDI. Trong trng hp nh vy th mnh l nc tng i ngho. Phi ch i n lc no t nc Vit Nam vn ln, mi ngi giu c, t nc khng b thiu ht v vn ngoi t, khng phi i vay mn nc ngoi, khng phi tri thm ku gi u t ca nc ngoi vo... Chng ta tr thnh mt cng quc v kinh t th lc nhn dn Vit Nam c th thi hnh c quyn t do u t ca mnh thoi mi. Cn dn ng v php l ngay t by gi!

- Chng ta thng thng vi quc t, nc ngoi vo Vit Nam u t th ngi Vit Nam cng c th u t nc ngoi. cng l nhu cu c thc v chnh ng ca cc doanh nghip nc ngoi cng nh ngi dn, nh u t c nhn. Vy cc c quan chc trch cn c ng thi th no trc mong mun c thc ny, tha ng? - Theo php lnh ngoi hi ca Ngn hng Nh nc, tr nhng trng hp c bit quy nh trong php lnh th ngi Vit Nam cha c quyn t do chuyn tin ra nc ngoi. Tt c vn phi theo cc quy nh ca Nh nc v vn mua, s hu ti sn nc ngoi; khng phi ngy mai mnh ra ngn hng thoi mi chuyn 1 triu la cho bt k ai, u, d rng 1 triu la l ca mnh. Ngoi ra, cng dn Vit Nam khng c quyn c ti khon nc ngoi tr khi c Ngn hng Nh nc cho php. Theo ti, vn ny cn c nghin cu mt cch k lng. D hin nay khng cho php c nhn mua bt ng sn nc ngoi m c th 5-10 nm na, nhng lc ny chng ta cng nn nghin cu nhng hnh lang php l nm c vn , nghin cu tnh hnh ca th gii, cc nc pht trin ang lm ci g v chun b ti mt thi im no - khi Vit Nam trng thnh v kinh t, di do v ngoi hi, mnh s c th thoi mi hn trong vn mua bn hng ho trn th gii. Tt c phi c thi gian trng thnh. Vn l mnh phi c nghin cu 1 vn , v 1 thi im no mnh s thc hin nhng ci tt yu y. - Mt khi nhu cu mua bn, u t kinh doanh bt ng sn nc ngoi ca th trng tng ln v ang ny sinh nhiu phng cch nhm lch lut. ng c nhn xt ra sao v thc t ny? - Lch th chc c nhiu ngi lch ri nhng khng phi l cu chuyn mnh trao i. S hu 1 ti khon ngoi t nc ngoi hin nay cha c php nn mnh khng tham gia kin nhng ci m mt s ngi Vit ang lm khng ng vi quy nh ca lut php. Nhng nh tip th, t vn, bn hng c quyn cc d n ca nc ngoi vo Vit Nam phi tun th theo lut php Vit Nam ch khng nn khuyn khch ngi Vit Nam lm nhng vic g m lut php Vit Nam cha cho php hoc nghim cm. Tt nhin h c quyn t do ngn lun nhng bng vic cho bn nhng hng ho m cng dn Vit Nam cha c php mua, khuyn khch mt s ngi Vit dng tin sn c nc ngoi mt cch bt hp php mua nh nh vy l vi phm php lut. Vi nhng ngi l cng dn Vit Nam c ti khon nc ngoi tri vi php lut Vit Nam, nu Chnh ph v cc b ngnh lin quan truy cu ra anh c tin u y th ngi ta c quyn bt anh phi gii quyt vn bng php l, phi tr li trc to n dn s hoc hnh s.

- Xin cm n ng.