PORTFOLIO MANAGEMENT

The art and science of making decisions about investment mix and policy, matching investments to objectives, asset allocation for individuals and institutions,and balancing risk against performance. Portfolio management is all about strengths, weaknesses, opportunities and threats in the choice of debt vs. equity, domestic vs. international, growth vs. safety, and many other tradeoffs encountered in the attempt to maximize return at a given appetite for risk. Main project: The project basically involved conducting a market research on: The investment products & services offered by the bank to its customers. Affect of independent factors like age, number of dependents, job security, time horizon, annual income, on their decision to invest Comparative analysis of the Indian Overseas Bank with other Banks in India on various aspects. The above project objective can achieved by covering various activites which are described below: Detailed study of the investment products & services offered by Indian Overseas Bank to its customers. A comparative analysis, comparing the presence of other banks, services offered brokerage & other hidden charges of other banks, and comparing the customer base of different banks with that of Indian Overseas Bank. A Discriminant analysis can be carried out to understand which is the most important factor that influences a persons decision to invest or not. Calculation of the various financial performance ratios like beta, treynor ratio, Sharpe ratio, jenson ratio, to determine the funds performance. Questionnaires can be designed to collect primary data by getting the questionnaires filled by the customers.