CHAPTER

DESCRIPTION EXECUTIVE SUMMARY ACKNOWLEDGEMENT COMPANY CERTIFICATE CERTIFICATE DECLARATION LIST OF TABLES LIST OF FIGURES

PAGE NO.

INTRODUCTION
1.1Introduction 1.2 Need For The Study 1.3 Statement Of The Problem 1.4 Objectives Of The Study 1.5 Research Methodology 1.6 Limitations of the Study 1.7 Chapterization PROFILE OF INDIAN BANKING INSUSTRY & INDIAN BANK 2.1 Profile of Indian Banking history 2.2 Banking Profile NON PERFORMING ASSETS OF INDIAN BANK 3.1 Introduction 3.2 Recommendations for reducing NPAs ANALYSIS AND INTERPRETATION SUMMARY OF FINDINGS, SUGGESTIONS AND RECOMMENDATIONS 5.1 General Findings 5.2 Specific Findings 5.3 Suggestion 5.4 Conclusion BIBLIOGRAPHY 1 4 5 5 5 5 6 7 8 14 21 22 24 31 62 63 64 65 66 67

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ACKNOWLEDGEMENT

Its a great privilege that I have done project in such a well-organized & diversified organization. I am very grateful to all those who helped and supported me in completing the project.

First of all I would like to my project guide Dr.Rajeswari who guided me and helped me a lot in completing the project. And I am also thankful to our Head of the Department Dr.T.NAMBIRAJAN. I would like to thank Mr. S.ANTHONY for giving me an opportunity to work as summer trainee in INDIAN BANK ARIYANKUPPAM BRANCH PONDICHERRY & also I would like to thank all the staff members for their cooperation & help given by them. Their experience and feedback kept me on track and helped me to produce much better results. I would also like to thank all college staff and my friends for helping me directly or indirectly in project.

GOUNDER DHANASHEKAR GANESHAN

Project on
A STUDY ON CREDIT RISK OF INDIAN BANK

Project report submitted in partial fulfilment of the requirement of PONDICHERRY UNIVERSITY for the award of the degree of MASTER OF BUSINESS ADMINISTRATION Submitted By GOUNDER DHANASHEKAR GANESHAN (Reg. No. 11397114) Under The Guidance Of Dr.B.RAJESWARI Assistant Professor, Department Of Management Studies, Pondicherry University.

DEPARTMENT OF MANAGEMENT STUDIES SCHOOL OF MANAGEMENT PONDICHERRY UNIVERSITY PONDICHERRY-60501 MAY-JUNE 2012

A STUDY ON CREDIT RISK OF INDIAN BANK

CHAPTER 1 INTRODUCTION