Comparison Attributes Sum Insured Option Hospitalization on Accident / Sickness Pre-hospitalization Post-hospitalization Cashless card Policy extension upto

age Sum Insured Restore Bemifit Pre-existing diseases Minor surgeries using advanced technology Organ donor\'s hospitalization expense Domiciliary expenses Ambulance expenses Health Check-up Critical diseases Cover against terrorism and acts of terrorism Third Party Claim Settelment Network Hospitals Non Network Claim settlement illness cover after _days of policy start date 2yrs Specific Waiting period For (Cataract, Pails, Sinusitis, Hernia, Hydrocele, Fistula, removal of gallstones and renal stone) Co-payment( IN-case of non network) Cumulative bonus / discount on claim free renewal Increment Tax benefit Loading on Premium In The Case Of Claim Maid Note

[ Optima Restore ]
3, 5 Lacs Covered Covered 60 days Covered 180 days Covered Life Time Yes 100% every year After 3 yrs. 141 Day Care Treatments Covered Covered upto 2000/No Provided Covered Covered Yes (TPA FHPL) + Inhouse (Apollo) 4500+ Hospitals with in 7 working days 30days 24 Months No Co pay 50% of S I (Max. 100%) Section 80 D No Green - Unique Benefit

[ Easy Health Standard ]

3, 5 Lac Covered Covered 60 days Covered 90 days Covered Life Time Not Covered After 3 yrs. 141 Day Care Treatments Covered Covered upto 2000/No Provided Covered Covered Yes (TPA FHPL) + Inhouse (Apollo) 4500+ Hospitals with in 7 working days 30days 24 Months No Co pay 10% of S I (Max. 50%) Section 80 D No Green - Unique Benefit

[Heart Beat Silver]

3, 5 Lac Covered 30days 60days Covered Life Time Not Covered After 4 yrs. Covered Covered Covered upto 2000/Every Year Covered Covered In-House(Self) 1500+ with in 10 working days 90 Days 90 days After 65 yrs.20% health cupan 10% of renewel prm Section 80 D No

[Care]
3, 5 Lac Covered 30days 60days Covered Life Time Yes 100% every year After 4 yrs. 170 Day Care Treatments Covered Covered upto 2000/Every Year for per adult Covered Covered In-House(Self) 4000+ Hospitals with in 7 working days 30days 24 Months No Co pay 10% of S I (Max. 50%) Section 80 D No

[Family Health Optima] 2,3,4,5,10 & 15 Lac Room Rent Max. 5,000/-Per Day 30 Days 7% of the hospitalization expenses (Max. 5000/-) Covered Yes 100% every year After 4 yrs. 101 Day Care Treatments Not Covered Not Covered 750/-per hospitalization (Max.1500/-per policy period) Not Covered Covered Covered In-House(Self) 4800+ Hospitals with in 10 working days 30 Days 24 Months Depends 10% Of SI (Max.35%) Section 80 D No