Professional Documents
Culture Documents
Date
Field Name
prog_sol_number Sequence_Number First_name Middle_name Surname Suffix SSN Address_line_1 Address_line_2 City State Zip Time_at_Curr_addr Prev_Address_line_1 Prev_Address_line_2 Prev_City Prev_State Prev_Zip Home_Phone_Number Work_Phone_Number Place_Of_Employment Job_Description Income Income_Frequency Date_oF_Birth Auth_1_First_Name Auth_1_Middle_Name Auth_1_SurName Auth_1_Suffix Auth_1_SSN Auth_1_Date_of_Birth Mothers_Maiden_Name Ancillary_Svcs_Code_2 Ancillary_Svcs_Code_3 Ancillary_Svcs_Code_4 Rent_own_Buy Credit_Line Type_of_Plastic Annual_Fee APR Monthly_Housing_Payment EMail_Address Checking_AcctNum_Indicator Term 1
Old Value
62129603426670 9603426670 DAVE W SEMMENS 3883557 912 LAKOTA AVE BRANDON SD 57005
New Value
Y 62129603426670 9603426670 DAVE W SEMMENS
Rating
N NA
6055827991
6055827991
0000000 A
0000000 A 04201960
The applicable Annual Percentage Rate for your account purchases and cash advances may vary but will in no event be less than the current <XX.XX% SYSTEM> for purchases and <XX.XX%> <INSERT RATE PROVIDED BY THE SYSTEM> for cash advances. The APR for Purchases is determ the Prime Rate, but in no event will be less than <PURCHASE MIN. APR>%. [The APR for Balance Transfers is determined by adding <BT MARGI less than <BT Min. APR>%.] The APR for Cash Advances is determined by adding <CASH ADVANCE MARGIN>% to the Prime Rate, but in no e MIN. APR>%. The Prime Rate used to determine the applicable APR is the highest Prime Rate published in the Money Rates section of The Wall published on the 25th, then on the date of the next publication following the 25th) of any of the three calendar months immediately preceding the mont advances are subject to an additional 5% of the advance with a $<MIN. CASH ADVANCE FEE> ($5 minimum) fixed fee finance charge of each cash
The applicable Annual Percentage Rate for your account purchases and cash advances may vary but will in no event be less than the current <XX.XX% SYSTEM> for purchases and <XX.XX%> <INSERT RATE PROVIDED BY THE SYSTEM> for cash advances. The APR for Purchases is determ the Prime Rate, but in no event will be less than <PURCHASE MIN. APR>%. [The APR for Balance Transfers is determined by adding <BT MARGI less than <BT Min. APR>%.] The APR for Cash Advances is determined by adding <CASH ADVANCE MARGIN>% to the Prime Rate, but in no e MIN. APR>%. The Prime Rate used to determine the applicable APR is the highest Prime Rate published in the Money Rates section of The Wall published on the 25th, then on the date of the next publication following the 25th) of any of the three calendar months immediately preceding the mont advances are subject to an additional 5% of the advance with a $<MIN. CASH ADVANCE FEE> ($5 minimum) fixed fee finance charge of each cash Y N NA
Term 2
In the event of delinquency, a higher Annual Percentage Rate will apply. Your Delinquency APR may vary but will in no event be less than the current BY THE SYSTEM>. Your Delinquency APR is determined by adding <XX.XX%> <INSERT MARGIN> to the Prime Rate. The Delinquency APR required minimum payment by its due date for two consecutive billing cycles or for any four billing cycles in any 12-month period. The Delinquency AP consecutive timely payments. Y N NA
Term 3
The current Annual Percentage Rate for Purchases and the current Annual Percentage Rate for Cash Advances that I just described have been condition us at the time we prepared this offer. We will review your credit information, including a current credit report, and if we determine that you no longer s requirements, we may consider you for an alternative <INSERT CARD NAME><INSERT PLASTIC TYPE (S)> with a higher, alternative finance ch receive an alternative card, you will receive the lowest alternative rate for which you qualify. The alternative APR(s) for Purchases and for Cash Advanc <INSERT DOWNSELL APR(s) FOR PURCHASES >, which are calculated by adding <INSERT DOWNSELL MARGIN (S) FOR PURCHASES>, DOWNSELL APR(s) FOR CASH ADVANCES>, which are calculated by adding <INSERT DOWNSELL MARGIN (S) FOR CASH ADVANCES> applied to your account, your Delinquency APR will correspondingly be <INSERT DOWNSELL DELINQUENCY APR(s)>, which will be calculated DELINQUENCY MARGIN (S)> to the Prime Rate. You also may receive a lower credit limit. Y N NA
Term 4
<IF PAYS AN ANNUAL FEE>: Your card carries a <Annual Fee> annual fee. Your entire annual fee will appear on your first billing statement of <IF NO ANNUAL FEE>: You do not pay an ANNUAL FEE. Y N NA
Term 5
You have a 25 day grace period from the statement closing date to pay your full balance before a finance charge will be imposed on new purchases, pro in full before the payment due date. Y N NA
Term 6
The average daily balance method, including new purchases, is used to compute finance charges on Purchases. Y N NA
Term 7
Your credit line will be up to <INSERT THE CREDIT LINE LIMIT PROVIDED ON THE RECORD>. If you make payments in a timely fashion time for increases. Y N NA
Term 8
The bank credit card agreement governing this card contains a binding arbitration provision. This means that if a dispute arises between you and the iss will not have the right to go to court or be heard by a jury. Other rights that might be available to you in court may be limited. You should carefully rea provision that you receive with your card. Y N NA
Term 8
Mr./Ms. _____________, in order to submit your request, we must have your authorization to obtain a current credit report. May I have your authoriz Y N NA
Term 8
Thank you. Pending the approval of your application you will receive your new Aspire visa card within two weeks along with a full disclosure of the cre If you have any additional questions, please call our customer service department at 1-800-348-8783. We look forward to serving you. Have a good da Y N NA
Remarks
but will in no event be less than the current <XX.XX%> <INSERT RATE PROVIDED BY THE M> for cash advances. The APR for Purchases is determined by adding <PURCHASE MIN. APR>% to Balance Transfers is determined by adding <BT MARGIN>% to the Prime Rate, but in no event will be ADVANCE MARGIN>% to the Prime Rate, but in no event will be less than < CASH ADVANCE te published in the Money Rates section of The Wall Street Journal on the 25th day (or if not e three calendar months immediately preceding the month in which the Billing Cycle begins. Cash E> ($5 minimum) fixed fee finance charge of each cash advance poseted during a billing cycle.
but will in no event be less than the current <XX.XX%> <INSERT RATE PROVIDED BY THE M> for cash advances. The APR for Purchases is determined by adding <PURCHASE MIN. APR>% to Balance Transfers is determined by adding <BT MARGIN>% to the Prime Rate, but in no event will be ADVANCE MARGIN>% to the Prime Rate, but in no event will be less than < CASH ADVANCE te published in the Money Rates section of The Wall Street Journal on the 25th day (or if not e three calendar months immediately preceding the month in which the Billing Cycle begins. Cash E> ($5 minimum) fixed fee finance charge of each cash advance poseted during a billing cycle.
PR may vary but will in no event be less than the current <XX.XX%> <INSERT RATE PROVIDED T MARGIN> to the Prime Rate. The Delinquency APR will apply in the event that you do not pay the ing cycles in any 12-month period. The Delinquency APR will no longer apply if you make six
Cash Advances that I just described have been conditionally assigned based on information available to t credit report, and if we determine that you no longer satisfy our previously established credit eligibility ASTIC TYPE (S)> with a higher, alternative finance charge or we may not extend credit to you. If you e alternative APR(s) for Purchases and for Cash Advances that could apply to your account are ERT DOWNSELL MARGIN (S) FOR PURCHASES>,respectively, to the Prime Rate and <INSERT DOWNSELL MARGIN (S) FOR CASH ADVANCES> to the Prime Rate. If an alternative APR is LL DELINQUENCY APR(s)>, which will be calculated by adding <INSERT DOWNSELL
annual fee will appear on your first billing statement of each succeeding year.
e a finance charge will be imposed on new purchases, provided that your previous balance has been paid
es on Purchases.
E RECORD>. If you make payments in a timely fashion, your credit limit will be reviewed from time to
his means that if a dispute arises between you and the issuer and is resolved by binding arbitration, you to you in court may be limited. You should carefully read the bank credit card agreements arbitration
d within two weeks along with a full disclosure of the credit terms. 783. We look forward to serving you. Have a good day/evening good-bye.
Reject reason
Date
Field Name
Prog_Sol_Number Title Forename Surname AddLine1 AddLine2 AddLine3 AddLine4 AddLine5 Postcode TelephoneNumber SecPhoneNumber Email TimeCurrAdd PrevAddLine1 PrevAddLine2 PrevTown PrevCounty PrevPostcode CustDOB BillAmount InternetTime ProdName UpSellPack AcctNo PayMeth NameOnCard CardType CardNo CardExpDt CardIssNo CardStDT BankName BankAdd1 BankAdd2 BankTown BankCounty BankPostCode BankAcctNo BankSortCode SecurityCode RegUserName RegBillingID Confirmation
Old Value
8020 MISS RACHEL SMITH 41 Swainbost Isle Of Lewis Comhairle Nan Eilean Siar
New Value
Y
Rating
N
8020 MISS RACHEL SMITH 41 Swainbost Isle Of Lewis Comhairle Nan Eilean Siar
09/02/1982
Classic N CC MISS RACHEL SMITH Visa 4427 1050 0131 5773 03/2005 /
SOORES
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Rating
NA
Remarks
NA
NA
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NA
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