Cho 1 MC Cho Megan Keaton ENG112-12 2 May 2013 Annotated Bibliography Andriotis, AnnaMaria.

The High Cost of A Cheap College. MarketWatch. (2013): n.p. Web. 28 March 2013. This article is an informative piece of how going to a cheaper college can lead to larger debts at the end. Andriotis states, Students who go to the most affordable four-year public colleges are more likely to drop out and to fall behind on their student-loan payments, according to the College Scorecard that was released by the U.S. Department of Education. Using information from the Department of Education is crucial in this case, because it is factual evidence from an unbiased and reliable source. All 10 of the four-year public colleges with the lowest net prices have a graduation rate thats below the 58% national average. And student borrowers from half of these schools have a higher federal loan default rate than the 13.4% national average. These surprising numbers are never disclosed to potential students. It is almost like a lure for the colleges expenses to be so low and affordable, but then traps unsuspecting victims with mounting debts; a bait and switch, so to speak. Mark Kantrowitz, publisher of FinAid.org, states Part of it is, you get what you pay for. Indeed this rings true to many of lifes experiences, including education. Some college experts say that the dismal figures are also due to the quality of education at lower-cost colleges. These schools are less likely to have the large support staff, including counselors and tutors, who can help students overcome academic or financial setbacks.

Cho 2 I was very intrigued about this article because everyone wants education that is affordable to them. One of the main reasons or even the only reason some potential students choose a specific college or university is because of the affordability. The information in this article surprised me because one would think that an affordable college would be affordable and not trigger a negative response of massive debts. I also found it interesting that Andriotis does not speak about two year institutions like community colleges. They are an affordable option, but do they also have hidden costs and expenses as well? The quote that really resonated with me was Kantrowitzs You get what you pay for. This basically sums up the article pretty well.

Hamm, Trent. Is College Worth It? Christian Science Monitor. (2013): n.p. Web. 28 March 2013 Many of us end up on different career paths than those we studied in college, so what value does it have? Beyond a degree, college offers valuable lessons in self-sufficiency and responsibility. Hamm writes about what the value of a college degree means, to him at least. There are numerous profound quotes that can be used from this article. His use of rhetorical questions seems almost philosophical. The question really becomes this: if my path in life led directly away from what I studied in college (and Im far from alone in this), what value did college have in the first place? Im not as interested today in looking at such wide-ranging solutions. My question looks directly at my children. What advice can I give them to make sure they actually get lasting value from college beyond their first career shift? His questions evoke a sense curiosity and provoke the underlying sense of the true nature of what it means to achieve a college education and getting a degree. The advice Hamm gives to the readers are absolutely

Cho 3 important in stating his case that college is a necessity. Self-motivation is king and transferable skills are vital. These abilities are engrained in us through the process of a college experience. I found Hamm to be very wise and profound. I chose this article because it argues my opinion that a college education absolutely outweighs the costs and sacrifices, but also because I felt that it brought something else that none of the other articles I chose did; positivity. Reading this article made me realize just how important a college education really is without feeling pressured or being bombarded with too much information all at once. This is also where I realized what the worth and value of a college degree is. The worth of education is the costs (physical and intangible sacrifices) that are given up in order to pursue and achieve that education. The value of education is what is gained from the process of the pursuit and achievement of education. I believe this will add a bit of contrast to my side, but also be relevant and supportive to my claim.

Hardy, Marcelina. Seven Benefits of Earning A College Degree. Yahoo! Education. (2013): n.p. Web. 28 March 2013. In this article Hardy explains why she feels it is important to pursue higher education by breaking down her key points into seven benefits. Benefit #1: Higher Earning Potential. Having a college degree is linked to higher pay, according to a 2010 Educations Pays report from the College Board. "The median earnings of bachelor's degree recipients working full-time yearround in 2008 were $55,700," reads the report. That's $21,900 more than what individuals with only a high school diploma earned. Benefit #5: Job Satisfaction. Since most of our lives are spent working, it makes sense that how we feel about our work can greatly affect us. People with a higher level of education are more satisfied in their jobs than people who only have a high

Cho 4 school diploma, according to the College Board's 2010 Education. Benefit #6: Job Stability. Unemployment among college graduates during the recession was consistently lower than the unemployment rates of non-degree holders, according to the College Board. Hardy pulls her information directly from the College Board, which is reputable and unbiased with accurate factual information. For the sake of the length of this paper, I did not sum up all seven benefits. I also did not feel that all seven points were relevant to my topic, so I did not consider using them. This article was kind of a jackpot for me, because I like bullet points. Short and sweet and to the point is what I look for when researching. Also, the supporting evidence that was used to back up Hardys points came from a reputable source, so I knew it was genuine information. The benefits that I felt were relevant to my topic are higher earning potential, because it is all about the game of monopoly, job satisfaction and job stability, because they both relate back to my claim of career vs. job.

Marklein, Mary Beth. Are College Degrees Still Worth It in This Economy? USA Today. (2013): n.p. Web. 28 March 2013. Markleins article talks about how even in this economy, with all the stories of college loans coming back to haunt graduates and the debate about a college education being worth it, it still proves that, indeed a degree is in fact worth it. Not to discredit all those tales of newly minted college graduates living in their parents' basements while looking for a job, but an analysis of federal data shows that as a group, young adults with bachelor's degrees are faring much better than their less-educated counterparts. She goes on to support her claims with evidence of factual data. Current population survey data from the U.S. Census Bureau proves

Cho 5 that jobless rates were most severe among young adults with no formal college education. Employment rates were still higher for those with a bachelors degree than those with just an associates degree and significantly higher than those with only a high school diploma. Wages dropped in all groups during the recession however, the income level stabilized much quicker for those with a bachelors degree. Despite the recession and the labor market outcomes that individuals experience, the college degree still offers a great deal of potential," says Diana Elliott, research manager for the Pew Charitable Trusts project on economic mobility. A college degree significantly increases an individuals chances of gaining financial security. This article obviously leans heavily to one side. There is no this is my opinion, but I can understand your side too kind of thing. Marklein is adamant that a college education is crucial and she sticks to her guns. I found her strong sense of opinion to be appealing, because I agree that college is a must for everyone. Inevitably, anyone who wants to further their career goals must achieve higher education. I believe this article will come in handy the most when expressing one side over the other. It is clearly going to be used to support that a college education outweighs the costs and sacrifices that goes along with it, because as it states, in the long run it will be an asset that can be used to fair better than those who do not have it.

Williams, Alex. The Old College Try? No Way. New York Times 02 December 2012, New York ed.: ST1. Print. In his article, Williams expresses his opinion that going to college is almost an outdated practice and that to be successful and to make it in our society, one must travel the road less taken and follow the beat of their one drum. The idea that a college diploma is an all-butmandatory ticket to a successful career is showing fissures. Feeling squeezed by a sagging job

Cho 6 market and mounting student debt, a groundswell of university-age heretics are pledging allegiance to new groups like UnCollege, dedicated to hacking higher education. He goes on to state, Risky? Perhaps. But it worked for the founders of Twitter, Tumblr and a little company known as Apple. Williams uses these companies as well as their founders as the main defense to his argument. He even interviews college drop-outs who have kick started their ideal careers in the industry of innovation to further his claims that going to college is not all that it is cracked up to be. A lot of what he says is redundant; Michael Dell dropped out of college and founded Dell, Bill Gates dropped out of college and founded Gateway, Steve jobs, Mark Zuckerberg, etc. His whole article is about him making his claim and using example after example as his supportive evidence. I honestly thought this article was longer than it should have been. He could have summed everything up if he just named all the college drop-outs who became leaders of industry (which is not many by the way) in a list format. Like Markleins article, Williams article leans heavily to one side. The two articles are quite the contrast to each other, which I feel will benefit me when writing persuasively to get my point across. I do, however agree with Williams in that one must follow what they perceive to be right for them. Not everyone who goes to college will find the experience rewarding nor will every drop-out who follow their intuition become a huge success.