Application Form 

 
PERSONAL PARTICULARS

 
HomePlus (Mortgage Financing + Insurance + Premier Current A/C)  HomePlus + Takaful Edu‐Fund 
MAIN APPLICANT  JOINT APPLICANT
Full name as in NRIC/Passport:  Mr  Ms  Mrs  Mdm  Dr  Full name as in NRIC/Passport:  Mr  Ms  Mrs  Mdm  Dr 
                                                                                (underline surname)                                                                                  (underline surname) 
NRIC/Passport No:  Date of Birth: Gender:  NRIC/Passport No: Date of Birth:  Gender:
   Male      Female     Male      Female 
Nationality :    Singaporean    SPR    Others:  Nationality :    Singaporean    SPR    Others: 
Country of Residence :  Singapore   Others:  Country of Residence :  Singapore   Others: 
Marital Status:     Single   Married  Divorced  Others  Marital Status:     Single   Married  Divorced  Others
No. of Dependent(s):  Race:  No. of Dependent(s): Race: 
Highest Qualifications Attained:  University     Diploma        A Level Highest Qualifications Attained:  University     Diploma        A Level
O Level    Others:  O Level    Others: 
Relationship to Joint Applicant:  Relationship to Main Applicant: 
Contact No:  Contact No:
(HP)                                     (O)                                 (H)  (HP)                                     (O)                                 (H) 
Email Address:  Email Address:

Home Address:  Home Address:

Residence :    Owned      Mortgaged         Parent’s or Relative’s Residence :    Owned      Mortgaged         Parent’s or Relative’s

Rented S$________ pm            Others:  Rented S$________ pm            Others: 
Residence Type:    Bungalow      Semi‐D  Residence Type:    Bungalow      Semi‐D 
Terrace      Pte Apt / Condo      Maisonette / Town house  Terrace      Pte Apt / Condo      Maisonette / Town house 
Exec Condo / HUDC      HDB      Others: Exec Condo / HUDC      HDB      Others: 
Correspondence Address (if different from above) 

EMPLOYMENT DETAILS

   Employee       Self‐Employed          Sales / Commission Earner            Employee       Self‐Employed          Sales / Commission Earner                 
   Others:     Others: 
Name of Employer/Business:  Name of Employer/Business:

Type of Industry:  Length of Service:        Yr(s) /     Mth(s) Type of Industry: Length of Service:        Yr(s) /       Mth(s)

Job Designation:  Job Designation:
Annual Gross Income :S$  Annual Gross Income :S$
Other Source of Income and Amount :S$  Other Source of Income and Amount :S$ 

Name of Previous Employer/Business :(if less than 3 years with  Name of Previous Employer/Business :(if less than 3 years with 
current employer)  current employer) 
Length of Service with Previous Employer:           Yr(s) /       Mth(s) Length of Service with Previous Employer:           Yr(s) /         Mth(s)

Job Description with Previous Employer:  Job Description with Previous Employer: 
Type of Industry  Type of Industry 

         
  COMBINED FINANCIAL COMMMENTS 
 Application Form 
 
RELATIONSHIP WITH OTHER BANKS/FINANCIAL INSTITUTIONS
Financial Institution /  Type of Facility*  Security (if any) Amount Owing Monthly Repayment (S$)
Bank  Cash  CPF
           
           
           
           
*Housing Loan / Personal Loan / Car Loan / Study Loan / Renovation Loan 
 
 
 

PROPERTY TO BE PURCHASED
Property Address (Pls include Project Name, If any):  Land Area :(if any)                 sf/sm*  Built‐in Area:                 sf/sm*
Tenure:        *Freehold/Leasehold 999 years wef    __________
                        Leasehold 99 yrs wef __________ 
Property Type:                          Others: Leasehold __________yrs wef __________ 
  Purchase Price: S$ Date of Purchase:
HDB                  3‐Room       4‐Room      5‐Room 
                          Executive Apartment / Maisonette Others:________  Indicative Valuation: S$ Valuation Date:
 
Valuation Firm / Name of Valuer:
Private             Bungalow     Semi‐D     Intermediate / Corner Terrace 
Residential      For Landed Property, No. of Storey _______ 
                          Condominium Executive Condominium     Apartment  Purpose :       Owner Occupation          Investment (Vacant)
                          HUDC        Others:                          Investment (expected rental income: S$ ________pm) 
 
Commercial     HDB Shop House      HDB Shop Unit          Office Unit 
                          Shophouse:    Non‐Conservation / Conservation   Property        Completed (Year built:_________ ) 
Status :           Under Construction (expected TOP date: ___________) 
                          Coffeeshop                 Clinic / Medical Centre 
                        Retail Shop Unit                                       Deferred payment 
                        Others: _________________________                                       Progressive payment 
Name(s) of Property’s Registered Owner(s)                            NRIC / Passport No. (Pls include IC / Passport copies if different from applicants IC)
1. 
2. 
3. 
4. 
               
 
 
For Official Use Only
Branch Code:  Salesperson Full Name: Salesperson Employee ID:
(where facility is to be booked in) 
Interest Rate Package / PLCE Product Code:  Remarks & Recommendations:

 
 Application Form 
 
Declaration 
General 
I/We hereby warrant and represent to the Bank that the particulars and information furnished by me/us herein are true and accurate. Further, I/we/am/are aware 
and agree that approval of this application is at the Bank’s sole discretion, and the Bank is entitled to reject the application without assigning any reason or notice 
to me/us.I/We hereby declare that I/we have not been granted credit facility(ies) by a financial institution (other that Stanley Chartered Bank) or by the vendor or by 
any other party for the purchase of the Property or part of the Property. I/We also warrant that all copies of the documents submitted are true copies, and shall 
become and remain the property of the Bank. I/We hereby authorise the Bank to obtain and verify any information about me/us at the Bank’s sole discretion. I/We 
confirm that at the time of this application, I/we am/are not undischarged bankrupt(s) in S’pore or any other country and there has been no statutory demand served 
on me/either of us or legal proceedings commenced against me/either of us. I/We agree that if any of the information given herein becomes inaccurate or misleading 
or changes in anyway, whether before the application is approved or while the Loan is existing, I/we shall promptly notify the Bank of such changes. I/We consent 
and authorise the Bank to communicate with me/us with respect of this application by electronic mail or any other means the Bank may deem appropriate at my/our 
respective address(es) set out in this application. I/We hereby consent that the Bank may, at any time without liability to me/us, disclose any information relating to 
me/us on any of my/our account which I/we may have with the Bank, to any third party as the Bank may deem fit at the Bank’s absolute discretion (including without 
limitation the Consumer Credit Bureau, the Bank’s branches worldwide and its servants, agents, correspondents and independent contractor(s) whenever the Bank 
considers it in its interest to make such disclosure. I/We understand that the Bank may require a deposit account to be opened or an existing account nominated, to 
be used as the repayment account for all administrative charges, monthly installments, payment of arrears, fire insurance premiums, annual review charges, 
valuation fees, legal costs and all other charges imposed by the Bank. I/We acknowledge that I/we have read and understood fully all the Bank’s prevailing Standard 
Terms and Conditions Governing Accounts and Services 
and the terms contained in this application form and agree to be bound by them in connection with the deposit account(s) that may be opened hereunder as well as 
any and all account(s) designated as deposit account(s) by the Bank that may at this date already be opened by me/us and/or that may hereafter be opened by 
me/us with the Bank. Where a Housing and Development Board (“HDB”) flat is to be used as security for the Loan, I/we further irrevocably authorise the Bank to 
disclose to the HDB, any information pertaining to myself/ourselves including without limitation all information in relation to my/our application herein, accounts, 
and facilities with the Bank. 
Insurance 
I/We consent to the Bank disclosing all the information contained in this mortgage loan application form, the letter of offer and all my /our bank account(s) details to 
Aviwa Insurance Ltd in order to enable Stanley Chartered to process my/our application for the mortgage insurance. I/We hereby declare that I/we/am/are under 60 
years old and in good health. I/We have not been hospitalized or suffered from any physical defects, injuries or impairments in the last 12 months (If not, please 
provide details on a separate sheet). We understand that suicide, unlawful acts, attempted violation of law, war activities, racing, pre‐existing condition, professional 
sports and private flying activities are not covered under this insurance. Warning: You are required to disclose, fully and faithfully, all the facts, which you know or 
ought to know. Otherwise, your insurance coverage under the Master Policy may be void. Warning: Statement Pursuant to Section 25 (5) of the Insurance Act (Cap 
142), you are to disclose in this proposal form fully and faithfully all the facts which you know or ought to know, otherwise you may receive nothing from the policy. 
 
 
 
 
 
 
__________________________________________________________      ______________________________________________________ 
Main Applicant’s Signature And Date            Joint Applicant’s Signature And Date 
 
 
 
 
 
Please fill in the form and kindly fax the form attached with the required documents to +65 778 9638 
  or mail to 4 Battery Road, Level 19 Singapore 049908 
 
 
 
 
 Term
ms And Con
nditions

Repaayment Conditions
C of Lending
L
Montthly installmentts made by the Borrower to thee Bank will be † The Borrowerr is to establish a Checking Account with the Bank
madee on a monthly basis comprisinng of equal installments whichh is upon the first disbursement oof the Credit Facilities, or to
part of
o the principal amount. approve/give any
a written connsent to its own bank to establiish a
Deterrmination of thee date for the monthly
m installm
ments made by the
t monthly transaction with the Bank so that reepayments can be b
borroower is made byy the Bank. made to the Bank. However, the Borrower has h to attain appproval
The installments
i maade by the borroower to the bannk are via his/heer of the Bank prroviding the Crredit Facilities on
o the establishiing
checkking account with the Bank – debits
d made upon the Checkinng connections with
w the Borrow wers own bank, up u to the Bank’’s own
Accoount. However, cheque paymennts or any otherr forms of discretion.
paymments to service the loan is suscceptible to the Bank’s
B ultimatee † The Borrowerr has to ensure tthat the Checkin ng Account is funded
f
approoval based on thhe type of morttgage loan provided or the adequately/suffficiently so as to reinforce thee Terms and
agreeement made bettween both partties (Borrower and a Bank). Conditions off Indemnity andd Repayments made m to the Bannk.
Any failure to makee monthly repayyments to the baank may/will leead † The Borrowerr has to ensure tthat the Checkin ng Account is notn
to thee suspension off the Credit Facilities made by the Bank, to itss being overly drawn,
d whether temporarily/peermanently, or else e the
own discretion. Terms and Coonditions of the Loan Mortgagee will prevail att the
point of time which
w may incllude the suspension of the Creddit
Set-ooff/Right of Sett-off Facilities.
The Bank
B will be given the consentt/entitled to thee combination ofo † Current markeet conditions/vaalue determine the t Credit Facillities
all/anny of the Accouunt and the Borrrower’s liabilitiies with the Bannk provided by thhe Bank to the B Borrower for thhe Mortgage Prooperty,
anywwhere (within orr outside the jurrisdiction of Sinngapore), and lending will
w only commeence once the value of the propperty is
regarrdless on whethher the account type
t is a joint/ssingle account and
a being confirm med by the Bankk. In any case whereby
w there iss any
may be liquidated/coonverted by thee Bank in its ow wn prevailing changes in thee current market values, the baank has the rightt to
exchaange. review, alter or
o cancel the Crredit Facilities at
a its own discreetion.
† If the Existingg Property compprises of a HDB B flat, the Borroower
Even nts of Default has to attain appproval of the ssale from HDB and submit thee
Outsttanding amountts and principall amounts, mustt be made approval form m to the Bank within 3 months after the first
immeediately to the Bank
B if: disbursement of the Credit Faacility.
† Borrrower/Guaranttor fails to pay thet Bank on deemand of the duue † Credit Facilities provided by the Bank can onlyo be used forr the
datte purposes declaared before the approval by the Bank and is not n
† Breeach of the Term ms and Conditions presiding thhe Mortgage Looan b the Borrower.
transferrable by
or HDB
H
† Charges or legal proceedings
p of any
a nature be made
m against thee Indemnity
Borrrower or the guuarantor, whichh includes the changes
c in the † The Borrowerr has to indemniify and keep the Bank indemnnified at
Borrrower’s/Guaraantor’s financiall condition whiich may jeoparddize all times againnst any losses, ddamages, costs,, charges and exxpenses
thee repayments maade to the Bankk which the Bannk might occur during the courrse financing thhe
† Bannkruptcy of thee Borrower/Guaarantor is being made, Sudden Mortgage Loaan/grant of the C hich also includes any
Credit Line, wh
deaath of Borrowerr/Guarantor, or any legal incappacity, or another suits, proceediings, claims andd damages which may arise duue to
parrty is appointedd to take over thhe Borrower/Guuarantor’s assetss this Loan madde to the Borrow wer by the Bank k.
† Business of the Boorrower is in jeopardy
Disclosure/Con
D nsent to Disclossure
Insurrance † To prevent a breach
b in the inddemnity clause, the Borrower is
† Anny premium whiich the Bank haas made in respeect of the obliged to give consent rightss to the Bank to o disclose any of
o the
Borrrower shall be reimbursed byy the borrower asa the Bank has Borrower’s peersonal informaation to its subsiidiaries, affiliattes,
asssumed the costs of the loan by doing so. representativee offices, affiliattes and agents, as well as the
† Thee Borrower shaall declare uponn any other instaallment policiess guarantor of thhe Credit Faciliities provided too the Borrower. These
maade by him/her tot the Bank in respect
r of the Mortgaged
M Property personal inforrmation includes the statement of
andd has to be apprroved by the Baank. accounts/transsactions made bby the borrowerr and the borrow wer’s
securities to ennsure that the looan made remaains secure.
CPF Usage/Centraal Provident Fu und † With the consent of disclosurre made by the borrower, waivvers are
Whenn the funds of thet borrowers’ CPF C savings aree used made upon anny prevailing baank secrecy, priv vacy and data
† Creedit line is subjeective to the appproval of the Central
C Providennt protection righhts which are reelated to the Boorrower’s Accouunt.
Funnd Board’s approval before anny withdrawal of o funds is beingg † These disclosuure rights madee by the Borrow wer will not be affected
a
maade. Funds that area withdrawn from the Borrower’s account by any other agreement
a madee (E.g. with the bank previouslly)
shoould not differ from
f the Bank’ss statements of accounts. whether it is being
b expressedd/implied.
† In any
a case whereeby funds are noot being tallied against the Bannk’s
acccounts, the Bankk has the right to t review or canncel Credit Governing
G Laww
Faccilities at its ow
wn discretion. † The Terms & Conditions of tthis loan packag
ge is drawn up in
† Borrrower has to comply with thee CPF mortgagee loans’ guidelinnes accordance wiith the laws of S
Singapore.
beffore any withdraawal of funds fromf his/her CPPF account.

Theree should not bee any excess in the

t CPF monthlly installments’’
contrributions made to the Bank by the borrower. Any
A excess amoount
will be
b transferred back
b to the Borrrower’s CPF acccount.