THE DEPOSItORY TRUSt & CLEARING CORPORAtION

ANALYtIc REPORtING FOR ANNUItIES

A Service Offering of National Securities Clearing Corporation (NSCC)

Analytic Reporting for Annuities is an award winning online information service offered by Insurance & Retirement Services that revolutionizes the discovery of key trends and identication of new opportunities for growth.

Overview
Analytic Reporting for Annuities (Analytic Reporting) delivers a unique view of the market for annuity products by aggregating the billions of dollars in annuity transactions entrusted to DTCC.

Who Can Use This Service

Analytic Reporting transforms transaction data into actionable information to optimize decision making for: W  holesalers Gain insight into effectiveness Marketing - Focus promotional efforts P  roduct management Identify growing products and product types C  ompliance Advance your view of trends and activities to assist surveillance A  nalysts, Researchers and Consultants Access real, timely market data and information S  ales Target sales efforts by combining zip codes, cities, MSAs and states into custom sales territories For example:

Maximize Your Market Intelligence

Analytic Reporting provides monthly cash ow information by carrier, distributor, product, product type, account type, state, MSA, city and zip code. Leverage this detailed transaction data to accurately and quickly assess your business, and access the most recent industry intelligence to understand and improve your market share. DTCCs transactional information is combined with powerful functionality to provide:  Updates approximately two weeks after every month-end  Easy access anytime, anywhere via the web  Custom territories and views to meet your specic needs  Standard and custom reports with trends in inows, outows and net ows  Benchmarking to help you understand your rms market share and relative performance  Downloadable information in multiple formats for use in company documents, research or systems.

My Custom Sales Territory

06831 (Greenwich, CT) 06902 (Stamford, CT) 06830 (Greenwich, CT) 06907 (Stamford, CT) 06905 (Stamford, CT) 06906 (Stamford, CT) 06903 (Stamford, CT) 06901 (Stamford, CT)

My Inows ($) Total Inows ($) My Market Share

105,750 100,250 37,540 2,258,983 1,750,864 1,215,479 697,873 338,773 269,872 202,134 125,641 4.7% 0.0% 0.0% 0.0% 29.6% 0.0% 18.6% 0.0%

Inows in a Zip Code by Product Type

Variable annuity Fixed Immediate Annuity Group Annuity Variable Universal Life Universal Life Term Life

2% 2% 0% 0% 0% 8%

26%

62%

Grow Your Business and Build Your Market

Analytic Reporting can help you increase sales and improve business relationships with invaluable information to guide your most critical business decisions. With Analytic Reporting, you can: Better understand the market Analyze relationships Identify new opportunities

Distributor-to-Carrier Relationship Analysis

My inows for Carrier X ($m) Carrier X Total Inows Processed by DTCC ($m) My Market Share of Carrier X Inows My Rank as a Distributor for Carrier X $7.20 $103.40 6.96% 3 out of 58 Distributors

Market Overview

For More Information

Please contact Insurance & Retirement Services at: 1-888-382-2721 or insurance@dtcc.com Visit us on the web at www.dtcc.com/analytics.

Inows ($m) Outows ($m) Net Flows ($m)

Q1
22,892.94 16,567.81 6,325.13

Q2
24,155.09 18,204.92 5,950.17

Q3
23,132.62 16,330.86 6,801.76

Q4
20,380.81 15,003.13 5,377.69

Analytic Reporting for Annuities is a service offering of National Securities Clearing Corporation (NSCC), a subsidiary of the Depository Trust & Clearing Corporation (DTCC). This description is for informational purposes only. This Service is governed by applicable Rules, Procedures, and Service Guides of NSCC, which contain the full terms, conditions, and limitations applicable to this Service. The Depository Trust & Clearing Corporation (DTCC), through its subsidiaries, provides clearing, settlement and information services for equities, corporate and municipal bonds, government and mortgage-backed securities, money market instruments and over-the-counter derivatives. In addition, DTCC, through its subsidiary National Securities Clearing Corporation (NSCC), is a leading processor of mutual funds and insurance transactions, linking funds and carriers with their distribution networks. DTCCs depository provides custody and asset servicing for 3.6 million securities issues from the United States and 121 other countries and territories, valued at almost $34 trillion. In 2010, DTCC settled more than $1.66 quadrillion in securities transactions. Insurance & Retirement Services (I&RS) is the DTCC division that processes annuity and insurance transactions. I&RS is the central messaging connection for annuity and life insurance transactions, enabling insurance companies to provide broker/dealers with daily nancial transaction information. It processes approximately 150 million transactions each month.