IRREVOCABLE TRUST AGREEMENT THIS IRREVOCABLE TRUST AGREEMENT made and entered into at _________, _________ on _________, 19__,

b and bet!een _________, o" _________, #ereina"ter $a%%ed t#e GRANTOR and _________, or it& &'$$e&&or, a& Tr'&tee, #ereina"ter $a%%ed t#e TRUSTEE( )ITNESSETH* )HEREAS, t#e Grantor #ereb irre+o$ab% tran&"er& and de%i+er& to t#e Tr'&tee $ertain in&'ran$e ,o%i$ie& de&$ribed in S$#ed'%e -A- #ereto [Link] to be #e%d in tr'&t/ and )HEREAS, t#e Grantor #a& irre+o$ab% tran&"erred to t#e Tr'&tee $ertain ot#er a&&et& a& &et "ort# in S$#ed'%e -A- #ereto [Link]/ NO), THERE0ORE, in $on&ideration o" t#e m't'a% $o+enant& and a1reement& $ontained #erein, it i& a1reed t#at t#e Tr'&tee &#a%% #o%d and admini&ter a%% a&&et& !#i$# ma $ome into t#i& tr'&t in a$$ordan$e !it# t#e term&, ,ro+i&ion& and $ondition& o" t#e !it#in Tr'&t A1reement( ARTICLE ONE( GENERAL 2ROVISIONS RELATING TO GRANTOR AN3 TRUSTEE A( Irre+o$abi%it * T#i& Tr'&t A1reement &#a%% be irre+o$ab%e, and neit#er t#e Grantor nor an ot#er ,er&on &#a%% #a+e t#e ri1#t or ,o!er to a%ter, amend or re+o4e an o" t#e term&, $ondition& or ot#er ,ro+i&ion& o" t#i& Tr'&t in !#o%e or in ,art( B( Ri1#t to Add 2ro,ert * T#e Grantor or an ot#er ,er&on ma at an time $a'&e additiona% rea% or ,er&ona% ,ro,ert to be added to t#e $or,'& o" t#i& Tr'&t b deed, inter +i+o& tran&"er, La&t )i%% and Te&tament or ot#er!i&e, and t#e Tr'&tee &#a%% #o%d, admini&ter and di&trib'te a%% &'$# additiona% ,ro,ert a$$ordin1 to t#e term& and $ondition& o" t#i& a1reement( C( 2o%i$ie& o" In&'ran$e* 1( T#e Tr'&tee i& #ereb +e&ted !it# a%% ri1#t, tit%e and intere&t in and to an ,o%i$ o" in&'ran$e !#i$# #a& been or !i%% be irre+o$ab% a&&i1ned to &aid Tr'&tee 5,'r&'ant to t#i& A1reement6, and i& a't#ori7ed and em,o!ered to [Link]$i&e and en8o , "or t#e ,'r,o&e& o" t#e tr'&t #erein $reated and a& ab&o%'te o!ner o" an ,o%i$ o" in&'ran$e, a%% o" t#e o,tion&, bene"it&, ri1#t& and ,ri+i%e1e& 'nder an ,o%i$ , in$%'din1 t#e ri1#t to borro! ',on and ,%ed1e &ame "or a %oan or %oan&( An in&'ran$e $om,an !#i$# #a& or !i%% i&&'e a ,o%i$ o" in&'ran$e !#i$# be$ome& ,art o" t#e tr'&t e&tate i& #ereb a't#ori7ed and dire$ted to re$o1ni7e t#e Tr'&tee a& ab&o%'te o!ner o" &aid ,o%i$ , "'%% entit%ed to a%% o,tion&, ri1#t&, ,ri+i%e1e& and intere&t& 'nder &'$# ,o%i$ , and an re$ei,t&, re%ea&e& and ot#er in&tr'ment& e.e$'ted b t#e Tr'&tee in $onne$tion !it# an ,o%i$ &#a%% be bindin1 and $on$%'&i+e ',on t#e in&'ran$e $om,an and ',on a%% ,er&on& intere&ted in t#i& tr'&t( T#e Grantor

#ereb re%in9'i&#e& a%% ri1#t& and ,o!er& in an ,o%i$ o" in&'ran$e "ormin1 a ,art o" t#e tr'&t e&tate and !i%%, at t#e re9'e&t o" t#e Tr'&tee, e.e$'te an and a%% in&tr'ment& rea&onab% re9'ired to e""e$t'ate t#i& re%in9'i&#ment( :( T#e Tr'&tee &#a%%, to t#e [Link] t#e a&&et& o" t#e tr'&t ,ermit, ,a t#e ,remi'm& !#i$# ma be$ome d'e and ,a ab%e 'nder t#e ,ro+i&ion& o" an ,o%i$ o" in&'ran$e "ormin1 a ,art o" t#e tr'&t e&tate( I" t#e a&&et& o" t#e tr'&t do not ,ermit &'$# ,a ment o" ,remi'm&, t#e Tr'&tee &#a%% be 'nder no ob%i1ation to ,a t#e ,remi'm& !#i$# ma be$ome d'e and ,a ab%e 'nder t#e ,ro+i&ion& o" an ,o%i$ o" in&'ran$e "ormin1 a ,art o" t#i& tr'&t e&tate, or to ma4e $ertain t#at &'$# ,remi'm& are ,aid b t#e Grantor or ot#er&, or to noti" an ,er&on& o" t#e non,a ment o" &'$# ,remi'm&, and it &#a%% be 'nder no re&,on&ibi%it or %iabi%it o" an 4ind in t#e e+ent &'$# ,remi'm& are not ,aid, e.$e,t t#at it &#a%% a,,% an di+idend& re$ei+ed on an ,o%i$ to t#e ,a ment o" ,remi'm& t#ereon( U,on noti$e, at an time d'rin1 t#e $ontin'an$e o" t#i& tr'&t, t#at t#e ,remi'm& d'e ',on an ,o%i$ are in de"a'%t, or t#at ,remi'm& to be$ome d'e !i%% not be ,aid, b t#e Grantor, t#e Tr'&tee or an ot#er ,er&on, t#e Tr'&tee, in it& &o%e di&$retion, ma a,,% an $a&# +a%'e& attrib'tab%e to an ,o%i$ to t#e ,'r$#a&e o" ,aid;', in&'ran$e or o" [Link] in&'ran$e, or ma borro! ',on an ,o%i$ "or t#e ,a ment o" ,remi'm& d'e t#ereon, or ma a$$e,t $a&# +a%'e& o" an ,o%i$ ',on it& "or"eit're( I" t#e Grantor be$ome& tota%% and ,ermanent% di&ab%ed, !it#in t#e meanin1 o" an ,o%i$ "ormin1 ,art o" t#e tr'&t e&tate, and a& a re&'%t t#ereo" t#e ,a ment o" ,remi'm& or an o" t#em &#a%% d'rin1 t#e ,enden$ o" &'$# di&abi%it be !ai+ed, t#e Tr'&tee, ',on re$ei,t o" &'$# 4no!%ed1e, &#a%% ,rom,t% noti" t#e in&'ran$e $om,an !#i$# #a& i&&'ed an ,o%i$ , and &#a%% ta4e an and a%% &te,& ne$e&&ar to ma4e &'$# !ai+er o" ,remi'm ,ro+i&ion e""e$ti+e( <( In t#e ear o" t#e $reation o" t#i& tr'&t, and in e+er &'$$eedin1 $a%endar ear t#erea"ter in !#i$# t#e Grantor &#a%% tran&"er ,ro,ert to t#i& tr'&t, t#e Tr'&tee &#a%% ,a immediate% to or "or t#e bene"it o" ea$# de&i1nated bene"i$iar o" t#e Grantor, !#o ,er&ona%% or t#ro'1# #i& 1'ardian &#a%% re9'e&t 5in an in&tr'ment in !ritin1 de,o&ited !it# t#e Tr'&tee no %ater t#an t#irt 5<=6 da & a"ter noti$e i& &ent to &'$# de&i1nated bene"i$iar or #i& re,re&entati+e t#at ,ro,ert #a& been tran&"erred to t#i& tr'&t6 ,ro,ert o" a +a%'e e9'a% to 5a6 t#e +a%'e, a& o" t#e date o" t#e tran&"er, o" t#e ,ro,ert &o tran&"erred in t#e re&,e$ti+e ear di+ided b 5b6 t#e n'mber o" t#en de&i1nated bene"i$iarie& o" t#e Grantor/ ,ro+ided, #o!e+er, t#at t#e tota% amo'nt t#at ma be &o re9'e&ted b &'$# bene"i$iar in ea$# $a%endar ear &#a%% not e.$eed t#e 1reater o" "i+e t#o'&and do%%ar& 5>?,===6, or t#e [Link]'m 1i"t ta. e.$%'&ion( T#e Tr'&tee &#a%% &end a noti$e in !ritin1 b mai% or de%i+er a noti$e ,er&ona%% to ea$# de&i1nated bene"i$iar re,re&entati+e !it#in t#irt 5<=6 da & a"ter it re$ei+e& &'$# tran&"er( @( T#e Tr'&tee &#a%% be 'nder no ob%i1ation or d't e.$e,t* 516 t#o&e d'tie& #erein &et "ort#/ 5:6 t#e d't o" &a"e4ee,in1 o" an ,o%i$ o" in&'ran$e "ormin1 ,art o" t#e tr'&t e&tate/ and 5<6 t#e d't to re$ei+e &'$# &'m& a& ma be ,aid to it, in a$$ordan$e !it# t#e re9'irement& o" t#i& tr'&t, b t#e $om,an i&&'in1 an &'$# ,o%i$ , or to #o%d and di&b'r&e &'$# ,ro$eed& &'b8e$t to t#e term& o" t#i& a1reement( U,on t#e deat# o" t#e in&'red 'nder an &'$# ,o%i$ , t#e Tr'&tee &#a%% ma4e rea&onab%e e""ort& to $arr o't t#e ,ro+i&ion& o" t#i& a1reement, in$%'din1 t#e maintenan$e or de"en&e o" an &'it/ ,ro+ided, #o!e+er, it &#a%% be 'nder no

d't to maintain or enter into an %iti1ation 'n%e&& it& e.,en&e&, in$%'din1 $o'n&e% "ee& and $o&t&, #a+e been ad+an$ed or 1'aranteed in an amo'nt and in a manner rea&onab% &ati&"a$tor to it( T#e Tr'&tee ma re,a an ad+an$e& made b it or reimb'r&e it&e%" "or an &'$# "ee& and $o&t& o't o" an ,rin$i,a% or in$ome o" t#i& tr'&t( 3( Ri1#t to Loan A&&et&* T#e Tr'&tee ma , in it& ab&o%'te and 'n$ontro%%ed di&$retion, %oan a&&et& !it# ade9'ate intere&t and &e$'rit , a& t#e Tr'&tee determine&, to t#e e&tate o" t#e Grantor, to t#e e&tate o" t#e GrantorA& &,o'&e, or to t#e e&tate o" an bene"i$iar o" an tr'&t "'nd $reated #erein( T#e ,ro,riet o" t#e %oan, t#e amo'nt o" t#e %oan and intere&t $#ar1eab%e t#ereon, and t#e &e$'rit "or t#e %oan &#a%% be &o%e% !it#in t#e di&$retion o" t#e Tr'&tee, and t#e Tr'&tee &#a%% in$'r no %iabi%it a& a re&'%t o" &'$# %oan or b t#e de"a'%t in re,a ment o" &'$# %oan in !#o%e or in ,art( ARTICLE T)O( 3IS2OSITION O0 TRUST ESTATE 0OR GRANTORAS S2OUSE A( 3'rin1 t#e Li"e o" t#e GrantorA& S,o'&e* 1( T#e entire net in$ome re$ei+ed b t#e Tr'&tee 5a"ter ,a ment o" a%% admini&trati+e ob%i1ation& or ,remi'm& on %i"e in&'ran$e ,o%i$ie&, i" an 6, &#a%% be ,aid to, or "or t#e bene"it o" _________, &,o'&e o" t#e Grantor, i" %i+in1, in mont#% or ot#er $on+enient in&ta%%ment& d'rin1 #er %i"etime( :( 0'rt#ermore, t#e Tr'&tee i& a't#ori7ed to ,a to, or "or t#e bene"it o", t#e GrantorA& &,o'&e and i&&'e o" t#e Grantor, &'$# ,ortion& o" t#e ,rin$i,a% o" t#i& tr'&t, !#et#er t#e !#o%e or a %e&&er amo'nt, a& t#e Tr'&tee &#a%%, "rom time to time, determine to be ne$e&&ar in it& ab&o%'te and 'n$ontro%%ed di&$retion "or #er #ea%t#, maintenan$e, &',,ort and ed'$ation, in a$$ordan$e !it# #er &tation in %i"e, d'e re1ard bein1 1i+en b t#e Tr'&tee to t#e amo'nt o" in$ome a+ai%ab%e to #er "rom t#i& tr'&t, and "rom &o'r$e& ot#er t#an t#i& tr'&t( It i& t#e GrantorA& intention t#at t#e #ea%t#, maintenan$e and &',,ort o" t#e GrantorA& &,o'&e &#a%% be o" ,rimar $on$ern, and t#e Tr'&tee &#a%% [Link]$i&e it& di&$retion in '&in1 ,rin$i,a% "or t#e GrantorA& &,o'&e in a rea&onab%e manner $on&i&tent !it# maintainin1 t#e a$$'&tomed manner o" %i+in1 o" t#e GrantorA& &,o'&e, $on&iderin1 a%% ot#er bene"i$iarie& o" t#i& tr'&t to be &e$ondar and !it#o't %iabi%it to an ot#er bene"i$iar "or t#e '&e o" ,rin$i,a% "or t#e GrantorA& &,o'&e( ARTICLE THREE( 3IS2OSITION O0 TRUST ESTATE A0TER 3EATH O0 BOTH THE GRANTOR AN3 GRANTORAS S2OUSE A( In$ome and 2rin$i,a% to GrantorA& C#i%dren* U,on t#e &'b&e9'ent deat# o" t#e &,o'&e o" t#e Grantor, i" t#e Grantor ,rede$ea&e&, or ',on t#e deat# o" t#e Grantor, i" &aid &,o'&e ,rede$ea&e&, t#e ba%an$e o" t#i& tr'&t &#a%% be #e%d and di&trib'ted a& "o%%o!&* 1( T#e Tr'&tee &#a%% di+ide t#e tr'&t a&&et& "or a$$o'ntin1 ,'r,o&e& into a& man e9'a% &#are& a& &#a%% be e9'a% to t#e n'mber o" $#i%dren o" t#e Grantor !#o are t#en %i+in1, and

t#e n'mber o" $#i%dren o" t#e Grantor !#o are de$ea&ed, %ea+in1 i&&'e t#en &'r+i+in1( T#e Tr'&tee need not ,# &i$a%% di+ide t#e tr'&t a&&et& into &#are&, b't ma re1ard a%% &#are& a& a &in1%e "'nd "or in+e&tment ,'r,o&e&, i" it de&ire&( Ho!e+er, a%% di&trib'tion& o" in$ome and ,rin$i,a% &#a%% be made to t#e bene"i$iarie& o" ea$# &#are "rom t#e &#are $reated "or #i& or #er bene"it( :( A"ter t#i& tr'&t i& di+ided into &e,arate &#are&, t#e Tr'&tee &#a%% ,a to, or "or t#e bene"it o" ea$# $#i%d o" t#e Grantor, a%% o" t#e net in$ome deri+ed t#erea"ter "rom #i& or #er re&,e$ti+e &#are in 9'arter, ann'a% or ot#er $on+enient in&ta%%ment&, and &o m'$# o" t#e ,rin$i,a% o" #i& or #er re&,e$ti+e &#are, "rom time to time, a& it deem& ad+i&ab%e in it& ab&o%'te and 'n$ontro%%ed di&$retion, "or #i& or #er #ea%t#, maintenan$e, &',,ort and ed'$ation, 'nti% #i& or #er re&,e$ti+e &#are i& di&trib'ted b !a o" "ina% di&trib'tion( At an time a"ter t#i& tr'&t i& di+ided into &e,arate &#are&, t#e Tr'&tee i& a't#ori7ed, i" it $on&ider& it ad+i&ab%e to do &o, to ad+an$e to t#e bene"i$iarie& o" ea$# &#are &'""i$ient amo'nt& to enab%e t#em to marr , to ,'r$#a&e a #ome, to enter or ,'r$#a&e a b'&ine&&, to e&tab%i&# a ,ro"e&&iona% o""i$e, to tra+e%, to ta4e ,o&t;1rad'ate !or4, to ,'r$#a&e a'tomobi%e&, and "or ot#er &imi%ar ,'r,o&e&( <( )#en &'$# $#i%d attain& t#e a1e o" :? ear&, t#e Tr'&tee &#a%% di&trib'te to &'$# $#i%d one t#ird o" t#e ba%an$e o" t#e ,rin$i,a% o" #i& or #er &#are o" t#e Tr'&t E&tate( )#en &'$# $#i%d attain& t#e a1e o" <= ear&, t#e Tr'&tee &#a%% di&trib'te to &'$# $#i%d one t#ird o" t#e ba%an$e o" t#e ,rin$i,a% o" #i& or #er &#are o" t#e Tr'&t E&tate( )#en &'$# $#i%d attain& t#e a1e o" <? ear&, t#e Tr'&tee &#a%% t#en di&trib'te t#e remainin1 ba%an$e o" #i&B#er &#are o" t#e Tr'&t E&tate( @( In t#e e+ent a &#are i& $reated "or t#e i&&'e o" an de$ea&ed $#i%d o" t#e Grantor, or in t#e e+ent an $#i%d o" t#e Grantor die& be"ore re$ei+in1 a%% o" t#e a&&et& o" #i& or #er re&,e$ti+e &#are %ea+in1 i&&'e t#en &'r+i+in1, t#e Tr'&tee &#a%% ,a &'$# ,art& o" in$ome and &'$# ,art& o" ,rin$i,a% a& t#e Tr'&tee &#a%%, "rom time to time, determine to be ne$e&&ar "or t#e #ea%t#, maintenan$e, &',,ort and ed'$ation o" &'$# i&&'e "rom #i& or #er re&,e$ti+e &#are, and t#en di&trib'te t#e &#are o" &'$# de$ea&ed $#i%d o" t#e Grantor, ,er &tir,e&, !#en t#e o'n1e&t %i+in1 $#i%d o" &'$# de$ea&ed $#i%d o" t#e Grantor rea$#e& t!ent ;one 5:16 ear& o" a1e( ?( In t#e e+ent an $#i%d o" t#e Grantor die& be"ore re$ei+in1 a%% o" t#e a&&et& o" #i& or #er re&,e$ti+e &#are, !it#o't %ea+in1 i&&'e &'r+i+in1 #im or #er, or in t#e e+ent a%% o" #i& or #er i&&'e &#a%% die be"ore "ina% di&trib'tion o" &'$# &#are o" &'$# de$ea&ed $#i%d o" t#e Grantor, t#e &#are o" &'$# de$ea&ed $#i%d o" t#e Grantor &#a%% be added e9'a%% to t#e &#are& o" t#e ot#er $#i%dren o" t#e Grantor 5$o'ntin1 a& one &'$# &#are t#e &#are #e%d "or t#e i&&'e o" anot#er de$ea&ed $#i%d o" t#e Grantor6, in e9'a% ,ro,ortion&, to be #e%d in tr'&t i" &'$# &#are& #a+e not been di&trib'ted, or to be di&trib'ted o'tri1#t to t#e GrantorA& ot#er $#i%dren i" t#eir &#are& #a+e been a%read di&trib'ted to t#em/ or i" t#e GrantorA& ot#er $#i%dren #a+e a%read re$ei+ed "ina% di&trib'tion o" #i& or #er &#are or are no %on1er %i+in1, to t#e i&&'e o" &'$# ot#er de$ea&ed $#i%d o" t#e Grantor, ,er &tir,e&(

C( T#e Grantor ,re&ent% #a& _________ $#i%dren !#o&e name& and birt#date& "or ,'r,o&e& o" t#i& tr'&t are a& "o%%o!&* _________( Ho!e+er, t#i& tr'&t &#a%% a%&o be "or t#e bene"it o" ot#er $#i%dren o" t#e Grantor !#o ma be born or %e1a%% ado,ted b t#e Grantor a"ter t#e date o" t#i& Tr'&t A1reement i& &i1ned( B( In t#e E+ent o" 3eat# o" t#e Grantor, t#e GrantorA& S,o'&e and A%% I&&'e o" t#e Grantor* In t#e e+ent o" t#e deat# o" t#e Grantor, GrantorA& &,o'&e, a%% i&&'e o" t#e Grantor, and a%% ot#er bene"i$iarie& o" t#i& tr'&t, ,rior to t#e time &et "or "ina% di&trib'tion o" t#e a&&et& o" t#i& tr'&t, t#e remainin1 tr'&t a&&et&, in$%'din1 a$$'m'%ated in$ome, &#a%% be di&trib'ted a& "o%%o!&* to t#e E&tate o" t#e Grantor( ARTICLE 0OUR( RESTRAINT AGAINST ALIENATION OR ATTACHMENT T#e in$ome and ,rin$i,a% o" t#i& tr'&t &#a%% not be a%ienated or di&,o&ed o", or in an manner en$'mbered b t#e bene"i$iarie& t#ereo" !#i%e in t#e ,o&&e&&ion and $ontro% o" t#e Tr'&tee( I" a bene"i$iar &#a%% a%ienate, $#ar1e or di&,o&e o" #i& or #er &aid in$ome or ,rin$i,a%, or an ,art t#ereo", or an intere&t t#erein, or i" b rea&on o" #i& or #er ban4r',t$ , or ot#er e+ent endan1erin1 a bene"i$iar A& intere&t in t#i& tr'&t !#i$# ma o$$'r at an time d'rin1 t#e $ontin'an$e o" t#i& tr'&t, &aid in$ome or ,rin$i,a% ot#er!i&e intended "or &aid bene"i$iar &#a%% !#o%% or in ,art $ea&e to be en8o ed b #im or #er a& abo+e ,ro+ided( In &'$# e+ent, t#e tr'&t #ereinbe"ore e.,re&&ed $on$ernin1 &aid in$ome and ,rin$i,a% &#a%% t#ere',on $ea&e and terminate a& to &'$# bene"i$iar , and a%% in$ome and ,rin$i,a% ot#er!i&e #ereinbe"ore ,ro+ided "or #im or #er &#a%% t#erea"ter be #e%d and di&trib'ted b t#e Tr'&tee "or #im or #er, d'rin1 t#e remainder o" #i& or #er %i"e, a$$ordin1 to t#e ab&o%'te di&$retion o" t#e Tr'&tee( B't t#e Tr'&tee ma , ne+ert#e%e&&, ,a to #im or #er, or "or #i& or #er #ea%t#, maintenan$e, &',,ort and ed'$ation, or to #i& or #er $#i%d, $#i%dren or &,o'&e t#erea"ter, "rom &'$# in$ome and ,rin$i,a%, &'$# &'m& a& it, in it& ab&o%'te di&$retion, &#a%% t#in4 "it and ,ro,er, #a+in1 re1ard "or t#e !i&#e& o" t#e Grantor a& in t#i& in&tr'ment e.,re&&ed, and retainin1 an 'ne.,ended &'m& a& ,art o" t#e ,rin$i,a% o" t#e tr'&t to be "ina%% di&,o&ed o" a"ter t#e deat# o" &'$# bene"i$iar , a& #erein ,ro+ided( ARTICLE 0IVE( 3IS2ENSING )ITH ACCRUAL O0 INCOME In$ome a$$r'ed on ,ro,ert ori1ina%% ,%a$ed in or &'b&e9'ent% added to t#i& tr'&t at t#e time o" it& tran&"er to t#e Tr'&tee, and di+idend& on &#are& o" &to$4 ori1ina%% ,%a$ed in or &'b&e9'ent% added to t#i& tr'&t !#i$# are de$%ared ,rior to t#e date &'$# &#are& are ,%a$ed in or added to t#i& tr'&t, b't ,a ab%e to &to$4#o%der& o" re$ord determined a& o" a date !#i$# i& on or &'b&e9'ent to t#e date &'$# &#are& are ,%a$ed in or added to t#i& tr'&t, &#a%% be in$ome o" t#i& tr'&t( U,on t#e termination o" an intere&t in t#i& tr'&t #ere'nder, a%% in$ome !#i$# #a& a$$r'ed on &'$# intere&t, b't !#i$# #a& not been re$ei+ed b &aid Tr'&tee, and a%% di+idend& de$%ared on &'$# intere&t, b't not et re$ei+ed b &aid Tr'&tee, &#a%% be%on1 to t#e &'$$eedin1 e&tate, &'b8e$t to an $#ar1e& or ad+an$e& a1ain&t &aid in$ome or di+idend&(

ARTICLE SID( TERMINATION BE LA) OR BE THE TRUSTEE A( B La!* An t#in1 to t#e $ontrar not!it#&tandin1, t#e tr'&t $reated #erein &#a%% terminate not %ater t#an t!ent ;one 5:16 ear& a"ter t#e deat# o" t#e %a&t &'r+i+or o" t#e 1ro', $om,o&ed o" t#e Grantor, GrantorA& &,o'&e and GrantorA& i&&'e !#o are %i+in1 at t#e date t#i& Tr'&t A1reement i& &i1ned, and i" an tr'&t $reated #erein #a& not &ooner terminated, t#e Tr'&tee at &aid time &#a%% ,a o+er, $on+e and de%i+er t#e remainin1 tr'&t a&&et& t#en in it& ,o&&e&&ion in e9'a% &#are& to t#e ,er&on& t#en entit%ed to re$ei+e t#e in$ome t#ere"rom( B( 2remat're Termination b Tr'&tee* Not!it#&tandin1 an ot#er ,ro+i&ion& o" t#i& Tr'&t A1reement, a"ter t#e deat# o" t#e Grantor and t#e GrantorA& &,o'&e, t#e Tr'&tee &#a%% be a't#ori7ed to terminate, at an time, an tr'&t $reated #ere'nder ,rior to t#e time #ereinbe"ore ,ro+ided "or &'$# termination, i" t#e Tr'&tee &#a%% determine, in t#e ab&o%'te and 'n$ontro%%ed di&$retion o" t#e Tr'&tee !it#o't noti$e or t#e a,,ro+a% o" an $o'rt or bene"i$iar a""e$ted t#ereb , t#at t#e e.,en&e o" t#e $ontin'ation o" &'$# tr'&t i& 'nrea&onab% 1reat in re%ation to t#e a&&et& t#ereo" and t#at t#e termination o" &'$# tr'&t !i%% not re&'%t in 'nrea&onab%e "inan$ia% or ot#er in$on+enien$e to t#e bene"i$iarie& t#ereo"( A tr'&t ma be &o terminated ,rior to t#e determination o" a $%a&& o" bene"i$iarie& t#ereo", and in t#e e+ent o" an &'$# termination t#e ,rin$i,a% and a$$'m'%ated in$ome, i" an , o" &'$# tr'&t &#a%% be di&trib'ted to t#e t#en %i+in1 bene"i$iarie& "or !#om &'$# tr'&t !a& #e%d, ,er &tir,e& e.$e,t a& ma be ot#er!i&e e.,re&&% ,ro+ided ',on termination o" &'$# tr'&t at t#e time #ereinbe"ore ,ro+ided( C( Termination b La,&in1* T#i& tr'&t ma a%&o be terminated at t#e &o%e o,tion o" t#e Tr'&tee at an time a"ter t!o 5:6 ear& a"ter t#e deat# o" t#e &e$ond one to die o" t#e Grantor and t#e GrantorA& &,o'&e, i" no a&&et& ot#er t#an a nomina% de,o&it #a+e been re$ei+ed b t#e Tr'&tee a& tr'&t a&&et&( ARTICLE SEVEN( TRUSTEEAS 2O)ERS O0 A3MINISTRATION In addition to and not in %imitation o" t#e ,o!er& 1i+en b %a!, t#e Tr'&tee &#a%% #a+e "'%% ,o!er* 1( to #o%d and retain an o" t#e ,ro,ert $omin1 into it& ,o&&e&&ion #ere'nder in t#e &ame "orm o" in+e&tment a& t#o&e "orm& in !#i$# it !a& re$ei+ed b &aid Tr'&tee, e+en t#o'1# &'$# retention ma re&'%t in an e.$e&& $on$entration in one $%a&& o" ,ro,ert , !it#o't in$'rrin1 %iabi%it in an !a "or an %o&& o" ,rin$i,a% or in$ome $a'&ed b t#e de$%ine in +a%'e o" an &'$# in+e&tment or in+e&tment&/ :( to &e%% or e.$#an1e at ,'b%i$ or ,ri+ate &a%e, %ea&e, ,%ed1e, mort1a1e, donate, abandon or ot#er!i&e di&,o&e o", dea% !it#, or en$'mber 5"or an ,eriod o" time !#at&oe+er, !#et#er

or not endin1 d'rin1 t#e term o" t#e tr'&t6, an rea% or ,er&ona% ,ro,ert $om,ri&in1 ,art o" t#e tr'&t e&tate/ <( to borro! mone on t#e $redit o" t#e tr'&t e&tate "rom it&e%" or "rom ot#er &o'r$e&/ @( to in+e&t and rein+e&t an mone , !#et#er t#e in$ome or ,rin$i,a% at an time in &aid tr'&t in &'$# bond&, &to$4&, note&, rea% e&tate mort1a1e&, or ot#er &e$'ritie&, %i"e in&'ran$e ,o%i$ie&, or in &'$# ot#er ,ro,ert , rea% or ,er&ona%, or in a $ommon tr'&t "'nd, a& &aid Tr'&tee &#a%% deem !i&e, !it#o't bein1 %imited b an &tat'te or r'%e o" %a! o" t#e State o" Uta# re1ardin1 in+e&tment& b tr'&tee& no! or #erea"ter in e""e$t/ ?( to maintain an 'nin+e&ted $a&# re&er+e/ C( to $a'&e an &e$'rit or ot#er ,ro,ert !#i$# ma at an time $on&tit'te a ,ortion o" &aid tr'&t to be i&&'ed, #e%d or re1i&tered in t#e name o" a nominee or in &'$# "orm t#at tit%e !i%% ,a&& b de%i+er / F( to 4ee, an rea% or ,er&ona% ,ro,ert o" t#i& tr'&t at an %o$ation !it#in t#e United State& or abroad, or to 4ee, an &'$# ,ro,ert !it# a rea&onab%e de,o&itor or $'&todian at an %o$ation/ G( to +ote b ,ro. or in ,er&on, and [Link]$i&e a%% ot#er ri1#t& in re%ation to a%% &to$4& and &e$'ritie& $ontained in &aid tr'&t/ 9( to enter into o,tion or +otin1 tr'&t a1reement& and to $on&ent to t#e reor1ani7ation, $on&o%idation, %i9'idation, read8'&tment o" t#e "inan$ia% &tr'$t're or &a%e o" t#e a&&et& o" an $or,oration or ot#er or1ani7ation, t#e &e$'ritie& o" !#i$# $on&tit'te a ,ortion o" &aid tr'&t, and to ta4e an a$tion !it# re"eren$e to &aid &e$'ritie& !#i$#, in t#e o,inion o" t#e Tr'&tee, i& ne$e&&ar to obtain t#e bene"it o" an &'$# reor1ani7ation, $on&o%idation, read8'&tment, or &a%e/ to [Link]$i&e an $on+er&ion ,ri+i%e1e or &'b&$ri,tion ri1#t 1i+en to it a& t#e o!ner o" an &e$'rit $on&tit'tin1 a ,ortion o" &aid tr'&t/ to a$$e,t and #o%d a& a ,ortion o" &aid tr'&t t#e &e$'ritie& re&'%tin1 "rom an &'$# reor1ani7ation, $on&o%idation, read8'&tment, &a%e, $on+er&ion or &'b&$ri,tion/ 1=( to #o%d, admini&ter, maintain, &'bdi+ide and mana1e an rea% e&tate $omin1 into t#e tr'&t e&tate, ,a in1 a%% ta.e&, a&&e&&ment&, maintenan$e and ot#er ,ro,er $#ar1e& t#ereon, !it# "'%% ,o!er to mort1a1e t#e rea% e&tate i" ne$e&&ar "or t#e ,'r,o&e& o" $on&er+in1 t#e &aid tr'&t e&tate/ and to ma4e &'$# im,ro+ement&, addition& andBor a%teration& a& in it& 8'd1ment !i%% be bene"i$ia% to &aid rea% e&tate, and to $#ar1e t#e $o&t& and e.,en&e& t#ereo" to ,rin$i,a% andBor in$ome a& t#e Tr'&tee &#a%% deem e9'itab%e/ 11( to ma4e ,a ment& dire$t% to minor bene"i$iarie&, or to t#e ,er&on !it# !#om &'$# minor& are %i+in1, !it#o't re9'irin1 t#e a,,ointment o" a %e1a% 1'ardian to re$ei+e &'$# ,a ment&, and t#e re$ei,t &i1ned b &'$# minor bene"i$iar or t#e ,er&on !it# !#om &'$# minor i& %i+in1, &#a%% di&$#ar1e t#e Tr'&tee o" an %iabi%it to &ee to t#e a,,%i$ation o" &'$# ,a ment&/

1:( to retain an intere&t #e%d b it in an b'&ine&&, or to enter into or a$9'ire an intere&t in an b'&ine&&, !#et#er a& a &to$4#o%der or &e$'rit #o%der o" a $or,oration, a 1enera% or %imited ,artner, a &o%e ,ro,rietor, or ot#er!i&e, "or an %en1t# o" time, !it#o't %imitation&/ to ,arti$i,ate in t#e $ond'$t o" &'$# b'&ine&&, and ta4e or de%e1ate to ot#er& di&$retionar ,o!er to ta4e an a$tion !it# re&,e$t to it& mana1ement and a""air& !#i$# an indi+id'a% $o'%d ta4e a& t#e o!ner o" &'$# b'&ine&&, in$%'din1 t#e +otin1 o" &to$4, and t#e determination o" an or a%% 9'e&tion& o" ,o%i$ / to ,arti$i,ate in an in$or,oration, reor1ani7ation, mer1er, $on&o%idation, re$a,ita%i7ation or %i9'idation t#ereo"/ to in+e&t additiona% $a,ita% in, &'b&$ribe to additiona% &to$4 or &e$'ritie& o", and %oan mone or $redit !it# or !it#o't &e$'rit to, &'$# b'&ine&& o't o" t#e tr'&t ,ro,ert , to e%e$t or em,%o dire$tor&, o""i$er&, em,%o ee& or a1ent& o" &'$# b'&ine&&, and $om,en&ate an ,er&on&, in$%'din1 an Tr'&tee or a dire$tor, o""i$er or a1ent o" an Tr'&tee/ to dea% !it# and a$t "or t#e b'&ine&& in an $a,a$it , in$%'din1 an ban4in1 or tr'&t $a,a$it and t#e %oanin1 o" mone o't o" t#e Tr'&teeA& o!n "'nd&, and to be $om,en&ated t#ere"or/ and to &e%% or %i9'idate &'$# intere&t or an ,art t#ereo" at an time/ a%% !it#o't %iabi%it , re&,on&ibi%it , or a$$o'ntabi%it "or an a$tion ta4en b it !it# re1ard to &'$# intere&t& or in+e&tment&, or "or an de$rea&e in t#e +a%'e t#ereo", ,ro+ided t#e Tr'&tee &#a%% #a+e been a$tin1 at a%% time& in 1ood "ait# and !it#in t#e ,o!er& and re&,on&ibi%itie& $on"erred on it b %a! or b t#i& in&tr'ment/ 1<( to em,%o and $om,en&ate o't o" t#e tr'&t e&tate, &'$# attorne &, a1ent&, a$$o'ntant&, bro4er&, in+e&tment $o'n&e%, a,,rai&er&, $'&todian&, and ot#er &,e$ia%i&t&, ad+i&er&, and a&&i&tant& !#o&e &er+i$e& are deemed b t#e Tr'&tee to be de&irab%e "or t#e ,ro,er admini&tration o" t#e tr'&t( T#e Tr'&tee &#a%% not be %iab%e "or an ne1%e$t, omi&&ion, mi&$ond'$t, or de"a'%t o" an &'$# ,er&on&, or "or an a$tion or nona$tion !#i$# t#e Tr'&tee ma ta4e in re%ian$e ',on t#e $o'n&e% o" &'$# ,er&on&, ,ro+ided t#at t#e Tr'&tee &#a%% #a+e &e%e$ted and retained &'$# ,er&on !it# rea&onab%e $are/ 1@( to $ontra$t in &'$# term& !#i$# e.,re&&% %imit %iabi%it 'nder &'$# $ontra$t to t#e a&&et& o" t#i& tr'&t and !#i$# e.,re&&% [Link],t "rom %iabi%it t#e a&&et& o" t#e Tr'&tee/ 1?( to re% ',on a""ida+it&, $erti"i$ate&, %etter&, &tatement&, te%e1ram& or ot#er "orm& o" !ritten or ora% noti$e !#i$# t#e Tr'&tee &#a%% be%ie+e to be 1en'ine and &'""i$ient, in a$$ordan$e !it# t#e d'tie& and di&$retion& 1ranted to t#e Tr'&tee, !it#o't %iabi%it , ,ro+ided t#e Tr'&tee a$t& in 1ood "ait# and !it#o't a$t'a% 4no!%ed1e o" an $ondition or $#an1ed $ondition !#i$# ma a""e$t di&trib'tion& or o,eration& 'nder t#i& tr'&t, or t#e &tat'& o" an bene"i$iar o" t#i& tr'&t/ 1C( to determine !#at i& in$ome and !#at i& ,rin$i,a%, and to $#ar1e or $redit e.,en&e&, 1ain&, %o&&e&, ,remi'm&, di&$o'nt&, !a&te and a,,re$iation or de,re$iation in +a%'e to ,rin$i,a% or in$ome, or ,art% to ea$#( In a%% $a&e&, #o!e+er, t#e Tr'&tee &#a%% a$t in a$$ordan$e !it# tr'&t a$$o'ntin1 ,rin$i,%e& a& e&tab%i&#ed b a+ai%ab%e $a&e or &tat'tor %a! in t#e State o" Uta#( T#e "ore1oin1 ,o!er &#a%% a,,% to, b't not be %imited to, $a&# and non$a&# di+idend&, &to$4 di+idend&, %i9'idatin1 di+idend&, di&trib'tion& "rom re1'%ated in+e&tment $om,anie&, ,remi'm& and di&$o'nt& on t#e ,'r$#a&e o" in+e&tment&, and

in$%'de& t#e ,o!er to &et ', or not to &et ', re&er+e& and &in4in1 "'nd& "or ta.e&, a&&e&&ment&, in&'ran$e ,remi'm&, re,air&, im,ro+ement&, de,re$iation, ob&o%e&$en$e and maintenan$e, and "or an ot#er ,'r,o&e/ 1F( to $arr &'$# in&'ran$e, in$%'din1 ,'b%i$ %iabi%it , and ,ro,ert dama1e in&'ran$e, a1ain&t &'$# #a7ard& to t#e Tr'&tee or t#e tr'&t e&tate, in &'$# amo'nt& and !it# &'$# in&'ran$e $om,anie& 5!#et#er &to$4 $om,anie& or m't'a% $om,anie&6 a& t#e Tr'&tee deem& ad+i&ab%e/ 1G( to e.e$'te and de%i+er &'$# deed&, bi%%& o" &a%e, mort1a1e&, re%ea&e&, $on&ent& and ot#er %e1a% in&tr'ment& a& ma be ne$e&&ar or a,,ro,riate to de%i+er in $onne$tion !it# admini&tration o" t#e tr'&t/ 19( to do an t#in1 "or t#e ,re&er+ation and mana1ement o" t#e tr'&t e&tate t#at it deem& ne$e&&ar , de&irab%e or e.,edient, and to [Link]$i&e !it# re&,e$t to t#e tr'&t e&tate, a%% ,o!er& o" an ab&o%'te %e1a% and bene"i$ia% o!ner t#ereo"( T#e Tr'&tee ma a$t 'nder t#i& a1reement !it#o't ,rior noti$e to an ,er&on and !it#o't t#e a,,ro+a% o" an $o'rt( A%% ,o!er& o" t#e Tr'&tee &#a%% be $ontin'in1 one&/ none &#a%% be e.#a'&ted b t#e [Link]$i&e or re,eated [Link]$i&e t#ereo", and a ,o!er on$e [Link]$i&ed ma be [Link]$i&ed in a di""erent !a and !it# a di""erent or in$on&i&tent re&'%t ',on an &'b&e9'ent [Link]$i&e t#ereo"( ARTICLE EIGHT( MISCELLANEOUS 2ROVISIONS RELATING TO TRUSTEE A( Tr'&tee ma B' In&'ran$e on Li+e& o" Bene"i$iarie&* A"ter t#e deat# o" t#e Grantor, i" t#ere are &'""i$ient a&&et& in t#i& tr'&t to do &o, t#e Tr'&tee i& a't#ori7ed to ,'r$#a&e and maintain in&'ran$e on t#e %i+e& o" t#e bene"i$iarie& o" t#e tr'&t $reated #erein or on t#e %i+e& o" an one in !#om a bene"i$iar o" t#i& tr'&t #a& an in&'rab%e intere&t, a& !e%% a& #ea%t#, a$$ident, #o&,ita%i7ation, ma8or medi$a% or ot#er $a&'a%t in&'ran$e, a& a tr'&t in+e&tment, and to ,a t#e ,remi'm on &'$# in&'ran$e ,o%i$ie& a& t#e be$ome d'e and ,a ab%e o't o" eit#er in$ome or ,rin$i,a% o" t#i& tr'&t( On an %i"e in&'ran$e &o ,'r$#a&ed, t#e Tr'&tee &#a%% be t#e o!ner and bene"i$iar t#ereo"( B( 3i+i&ion into S#are&* In an $a&e in !#i$# t#e Tr'&tee i& re9'ired, or de&ire&, to di+ide t#e ,rin$i,a% o" t#e tr'&t e&tate into ,art& or &#are&, it i& a't#ori7ed and em,o!ered in it& &o%e di&$retion to ma4e di+i&ion in 4ind, or ,art% in 4ind and ,art% in mone ( T#e 8'd1ment o" t#e Tr'&tee $on$ernin1 t#e +a%'e& "or t#e ,'r,o&e o" &'$# di+i&ion o" t#e ,ro,ert or &e$'ritie& &#a%% be bindin1 and $on$%'&i+e on a%% ,artie& intere&ted t#erein( C( Tr'&tee S#a%% Hee, Corre$t Boo4& o" A$$o'nt* T#e Tr'&tee &#a%% 4ee, tr'e and $orre$t boo4& o" a$$o'nt &#o!in1 a%% tran&a$tion& in t#e tr'&t e&tate, !#i$# boo4& o" a$$o'nt &#a%% at a%% rea&onab%e time& be o,en to t#e in&,e$tion o" an bene"i$iar #ere'nder( T#e Tr'&tee &#a%% render ann'a% &tatement& o" re$ei,t& and di&b'r&ement& and an in+entor &#o!in1 t#e a&&et& and ,ro,ert $on&tit'tin1 t#e tr'&t e&tate to t#e in$ome bene"i$iarie& o" t#i& tr'&t(

3( Tr'&tee Entit%ed to Rea&onab%e Com,en&ation* T#e Tr'&tee &#a%% be entit%ed to re$ei+e rea&onab%e $om,en&ation "or &er+i$e& rendered in t#e admini&tration o" t#i& tr'&t, !#i$# $om,en&ation ma be ,aid "rom t#e in$ome or t#e ,rin$i,a% o" t#e tr'&t e&tate, or bot#( E( Mer1er* In t#e e+ent t#at t#e "id'$iar ,o!er& and &er+i$e& o" t#e Tr'&tee &#a%% at an time be mer1ed !it#, $on&o%idated !it#, be o,erated 'nder 8oint a1reement !it#, or be tran&"erred to an ot#er $or,oration, a&&o$iation, &'b&idiar or tr'&t $om,an , or be reor1ani7ed into a ne! $or,oration, a&&o$iation, &'b&idiar or tr'&t $om,an , t#en &'$# $or,oration, a&&o$iation, &'b&idiar or tr'&t $om,an o" !#i$# it be$ome& a ,art, or t#e $or,oration, a&&o$iation, &'b&idiar or tr'&t $om,an &'$$eedin1 to t#e "id'$iar ,o!er& and &er+i$e& o" t#e Tr'&tee &#a%%, !it#o't an "'rt#er a$t on t#e ,art o" eit#er o" t#e ,artie& #ereto, be &'b&tit'ted in ,%a$e and &tead o" t#e Tr'&tee a& "id'$iar #ere'nder and &#a%% #a+e a%% o" t#e ri1#t&, ,o!er& and a't#oritie& 1i+en to t#e Tr'&tee, a& t#e "id'$iar #ere'nder, and &#a%% be &'b8e$t to a%% o" t#e d'tie&, %iabi%itie& and re&,on&ibi%itie& im,o&ed ',on t#e Tr'&tee a& "id'$iar #ere'nder( 0( Remo+a% and Re&i1nation o" Tr'&tee* 1( T#e GrantorA& &,o'&e, d'rin1 #er %i"etime, at #er di&$retion, ma remo+e or $a'&e t#e remo+a% o" t#e Tr'&tee or an &'$$e&&or Tr'&tee, a& Tr'&tee 'nder t#e tr'&t( U,on &'$# remo+a% or in t#e e+ent o" t#e re&i1nation o" t#e Tr'&tee or an &'$$e&&or tr'&tee, t#e GrantorA& &,o'&e &#a%% de&i1nate, at #er o!n di&$retion, anot#er $or,orate Tr'&tee to &er+e a& &'$$e&&or tr'&tee #ere'nder( :( A"ter t#e deat# o" t#e GrantorA& &,o'&e, t#e $#i%dren o" t#e Grantor, b a ma8orit +ote, ma remo+e or $a'&e t#e remo+a% o" t#e Tr'&tee or an &'$$e&&or Tr'&tee, a& Tr'&tee 'nder t#e Tr'&t( U,on &'$# remo+a% or in t#e e+ent o" t#e re&i1nation o" t#e Tr'&tee or an &'$$e&&or tr'&tee, t#e $#i%dren o" t#e Grantor, ',on a +ote b a ma8orit o" t#em, &#a%% de&i1nate anot#er $or,orate Tr'&tee to &er+e a& &'$$e&&or tr'&tee #ere'nder( <( T#e remo+a% o" t#e Tr'&tee or an &'$$e&&or Tr'&tee &#a%% be a$$om,%i&#ed b t#e de%i+er o" an in&tr'ment in !ritin1, e.e$'ted b t#e ,er&on or ,er&on& t#en entit%ed to remo+e or $a'&e t#e remo+a% o" t#e Tr'&tee or an &'$$e&&or Tr'&tee, to t#e Tr'&tee or &'$$e&&or tr'&tee, 1i+in1 noti$e o" &'$# remo+a%, to1et#er !it# t#e de%i+er o" an in&tr'ment in !ritin1 a$4no!%ed1in1 a$$e,tan$e o" a,,ointment b t#e &'$$e&&or $or,orate Tr'&tee &i1ned b an a't#ori7ed o""i$er o" &'$# &'$$e&&or Tr'&tee( U,on t#e re$ei,t o" &'$# noti$e, t#e remo+ed Tr'&tee &#a%% tran&"er a%% o" t#e tr'&t a&&et& to t#e de&i1nated &'$$e&&or Tr'&tee &'b8e$t to t#e ,a ment o" a%% e.,en&e& and rea&onab%e $om,en&ation to t#e remo+ed Tr'&tee( @( An Tr'&tee #ere'nder ma at an time re&i1n it& d'tie& a& Tr'&tee b de%i+erin1 an in&tr'ment in !ritin1 &i1ned b an a't#ori7ed o""i$er, to t#e ,er&on or ,er&on& t#en entit%ed to remo+e a Tr'&tee #ere'nder or to t#eir a't#ori7ed re,re&entati+e&( U,on t#e re$ei,t o" &'$# noti$e, t#e ,er&on or ,er&on& t#en entit%ed to remo+e a Tr'&tee #ere'nder or t#eir a't#ori7ed re,re&entati+e& &#a%% &e%e$t and de&i1nate in !ritin1 anot#er $or,orate &'$$e&&or Tr'&tee to &er+e #ere'nder, or an interim or ,ermanent indi+id'a% &'$$e&&or tr'&tee 5!#o i&

not a bene"i$iar o" t#i& tr'&t6 in t#e e+ent no $or,orate &'$$e&&or Tr'&tee a$$e,t& a,,ointment, and ',on noti$e o" &'$# a,,ointment and t#e !ritten a$$e,tan$e b t#e &'$$e&&or Tr'&tee, t#e re&i1nin1 Tr'&tee &#a%% de%i+er a%% o" t#e tr'&t a&&et& to t#e &'$$e&&or Tr'&tee, &'b8e$t to t#e ,a ment o" a%% e.,en&e& and rea&onab%e $om,en&ation to t#e re&i1nin1 Tr'&tee( ?( U,on a$$e,tan$e b t#e &'$$e&&or Tr'&tee and ',on t#e a$$o'ntin1 and de%i+er o" a%% tr'&t a&&et& to t#e &'$$e&&or Tr'&tee, t#e remo+ed or re&i1nin1 Tr'&tee &#a%% be $om,%ete% di&$#ar1ed o" an "'rt#er re&,on&ibi%it "or t#e admini&tration o" t#i& tr'&t( No &'$$e&&or Tr'&tee &#a%% #a+e an d't to in9'ire into t#e admini&tration o" t#e tr'&t b an ,rior Tr'&tee, and t#e &'$$e&&or Tr'&tee &#a%% not #a+e an %iabi%it !it# re&,e$t to &'$# admini&tration or an "ai%'re o" t#e ,rior Tr'&tee "'%% to a$$o'nt( An $%aim or a$tion a1ain&t a ,rior Tr'&tee ma in &'$# e+ent be a&&erted or "i%ed b a bene"i$iar or a &'$$e&&or Tr'&tee on% !it#in one 516 ear a"ter t#e date o" a,,ointment o" a &'$$e&&or Tr'&tee( U,on t#e de%i+er o" a%% tr'&t a&&et&, t#e &'$$e&&or Tr'&tee &#a%% be +e&ted !it# a%% o" t#e ri1#t&, ,o!er&, d'tie& and di&$retion o" t#e ,rior Tr'&tee( G( )ord U&a1e and Ca,tion&* )#ene+er !ord& are '&ed #erein in an 1ender, t#e &#a%% be $on&tr'ed a& t#o'1# t#e !ere '&ed in t#e 1ender a,,ro,riate to t#e $ir$'m&tan$e&/ and !#ere+er !ord& are '&ed #erein in t#e &in1'%ar or ,%'ra% "orm, t#e &#a%% be $on&tr'ed a& t#o'1# t#e !ere '&ed in t#e "orm a,,ro,riate to t#e $ir$'m&tan$e&( Headin1& and $a,tion& in t#i& a1reement are in&erted "or $on+enien$e or re"eren$e( T#e $on&tit'te no ,art o" t#i& a1reement and are not to be $on&idered in t#e $on&tr'$tion #ereo"( E+er ,rono'n in$%'de& $orre&,ondin1 ,rono'n& in t#e &ame ,er&on o" di""erent 1ender& or n'mber& or bot#, to t#e [Link] t#e $onte.t ,ermit&( T#e !ord& -$#i%d,- -$#i%dren,- and -i&&'e- '&ed in t#i& tr'&t &#a%% in$%'de %e1a%% ado,ted $#i%dren, and de&i1nated #eir&( T#e !ord -i&&'e- &#a%% mean %inea% de&$endant& inde"inite% ( H( La!& o" Contro%* T#i& a1reement &#a%% be $on&tr'ed 'nder t#e %a!& o" t#e State o" Uta# no! and #erea"ter in e""e$t "rom time to time and a,,%i$ab%e t#ereto( IN )ITNESS )HEREO0, t#e Grantor #a& a""[Link] #i& &i1nat're #ereto, and _________ a& Tr'&tee, #a& $a'&ed it& $or,orate &i1nat're to be a""[Link] #ereto b it& ,ro,er o""i$er t#ere'nto d'% a't#ori7ed at _________ on t#e date "ir&t abo+e !ritten( )itne&&e&* ___________________________ ___________________________ ____________________________ Grantor

____________________________ ____________________________ _____________________________ Tr'&tee

3ated* _______________________________ _______________________________________ 5&i1nat're6 NOTARY: STATE OF UTAH COUNTY OF ________________) On t#i& __ da o" ______, :=__, be"ore me ,er&ona%% a,,eared ________________, 4no!n to me to be t#e ,er&on de&$ribed in and !#o e.e$'ted t#e "ore1oin1 in&tr'ment and a$4no!%ed1ed t#at #eB&#e e.e$'ted t#e &ame 5in #i&B#er a't#ori7ed $a,a$it 6 a& #i&B#er "ree a$t and deed( __________________________ Notar 2'b%i$ M Commi&&ion E.,ire& on*