FILED IN CHAMBERS

U.S.D.C. Atlanta
JAN 2 1 2014
UnitedStatesDistrictCourt
NORTHERNDISTRICTOFGEORGIA
JAMES N. HATTEN, Clerk
B y w J ~
Deputy Clerk
UNITEDSTATESOFAMERICA
v. CRIMINALCOMPLAINT
CaseNumber: 01:14-MJ-059
APOLLOE. NIDA
UNDERSEAL
I, theundersignedcomplainantbeingdulysworn,statethefollowingistrueandcorrecttothebestofmy
knowledgeandbelief. FromonoraboutSeptemberI,2010inFultonCounty,intheNorthernDistrictof
Georgia,andelsewhere,defendantdid,knowinglyandwilfullyexecuteandattempttoexecuteascheme
todefraudfederallyinsuredfinancialinstitutionsbydepositingstolenandfraudulentlyobtainedchecks
andfraudulentlyobtainedautoloanproceedsintobankaccountsopenedinthestolenidentitiesofreal
persons,andconspirewithotherstodoso,andknowinglyconverttohisuseandtheuseofothersstolen
andfraudulentlyobtainedUnitedStatesTreasuryChecks,
inviolationofTitle18,UnitedStatesCode,Section(s)641,1028A,1344and1349.
IfurtherstatethatIamaSpecialAgentoftheUnitedStatesSecretServiceandthatthiscomplaintis
basedonthefollowingfacts:
PLEASESEEAITACHEDAFFIDAVIT
Continuedontheattachedsheetandmadeaparthereof. Yes
SignatureofComplainant
AlexandreHerrera
Baseduponthiscomplaint,thisCourtfindsthatthereisprobablecausetobelievethatanoffensehas
beencommittedandthatthedefendanthascommittedit. Sworntobeforeme,andsubscribedinmy
presence
January21, 2014
at Atlanta,Georgia
Date
CityandState
GERRILYNG. BRILL
UNITEDSTATESMAGISTRATEJUDGE
NameandTitleofJudicialOfficer
AUSA Alana R. Black!2013R0195
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 1 of 18
PDFaid.Com
#1 Pdf Solutions
AFFIDAVITINSUPPORTOF
ANAPPLICATIONFORANARRESTWARRANT
I, Alexandre Herrera, being first duly sworn, hereby depose and state as follows:
INTRODUCTIONANDAGENTBACKGROUND
1. I make this Affidavit in support of an application for a warrant for the arrest of
Apollo E. Nida (hereinafter "NIDA").
2. I am a Special Agent with the United States Secret Service and have been since
April 2011. I am presently assigned to the Atlanta Field Office, where I am part of the
Counterfeit and U.S. Treasury Check Squad. I specialize in the investigation of various financial
crimes, including bank fraud, identity theft, counterfeit currency, and other offenses. I am a
graduate of Pepper dine University where I received a Bachelor's Degree. I am also a graduate of
the Federal Law Enforcement Training Center in Glynco, GA and the United States Secret
Service's James J. Rowley Training Center in Beltsville, MD. At these facilities, I underwent a
seven month training program that addressed investigation techniques and other matters. That
training included instruction on how offenders use computers and the internet during the
commission of criminal activities.
3. In connection with official duties, your affiant investigates criminal violations of
various federal fraud and financial related offenses, including violations of Title 18, United
States Code, Sections 641, 1028A, 1341, 1343, 1344, 1349, 1956, and 1957. I have received
training and experience on the job, both formal and informal, in the enforcement of fraud laws
related to identity theft, tax return fraud, bank fraud, mail fraud, wire fraud, money laundering,
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 2 of 18
counterfeiting,andaccessdevicefraud. Iamfamiliarwithandhaveutilizedmanyof the
traditionalmethodsof investigation,including,withoutlimitation,visualsurveillances,
electronicsurveillances,informant,suspect, andwitnessinterviews,consensuallyrecorded
telephoneconversations,covertaudioandvideosurveillances,defendantdebriefings,theuseof
confidentialsources,undercoveroperations,examinationsof bankandfinancialdocuments,the
executionof searchwarrants,andthecontrolledpurchasesofcontrabandandotheritemsused
duringthecommissionoffederal offenses.
4. Thefacts setforth intheAffidavitarebasedon(a)mypersonalobservations;(b)
mytrainingandexperience; (c)informationobtainedfromotherfederalandstateagents,and
witnessesincludingbankinvestigators,identitytheftvictims,UPS storeoperators,andother
persons;and(d)documentsandrecordsobtainedfromthesepersons,andfrompublicandother
sources. BecauseyouraffiantsubmitsthisAffidavitforthe limitedpurposeof showingprobable
cause,IhavenotincludedeachandeveryfactthatIhavelearnedinthisinvestigationinthis
Affidavit. Additionally,unlessindicatedotherwise,all statementsandconversationsdescribed
hereinarerelatedinsubstanceandpartonlyratherthanverbatim.
5. BasedonmytrainingandexperienceandthefactsassetforthinthisAffidavit;
thereisprobablecausetobelievethatNIDAhascommittedviolationsofTitle 18,UnitedStates
Code,Section641 (embezzlement,theftandconversionofpublicmoney);Title 18,United
StatesCode,Section1028A(aggravatedidentitytheft);Title 18,UnitedStatesCode,Section
1344(bankfraud); andTitle 18,UnitedStatesCode,andSection 1349(conspiracy).
2
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 3 of 18
PREDICATE OFFENSES
6. Title 18, United States Code, Section 641 states:
Whoever embezzles, steals, purloins, or knowingly converts to his use or the
use of another, or without authority, sells, conveys or disposes of any record,
voucher, money or thing of value of the United States or of any department or
agency thereof, or any property made or being made under contract for the United
States or any department or agency thereof; or Whoever receives, conceals, or
retains the same with intent to convert it to his use or gain, knowing it to have
been embezzled, stolen, purloined or converted - shall be fined under this title or
imprisoned not more than ten years, or both ....
18 U.S.C. 641.
7. Title 18, United States Code, Section 1028A states, in relevant part:
Whoever, during and in relation to any felony violation enumerated in
subsection (c), knowingly transfers, possesses, or uses, without lawful authority, a
means of identification of another person shall, in addition to the punishment
provided for such felony, be sentenced to a term of imprisonment of2 years.
18 U.S.C. 1028A.
8. Title 18, United States Code, Section 1344 states:
Whoever knowingly executes, or attempts to execute, a scheme or artifice -
(l) to defraud a financial institution; or (2) to obtain any of the moneys, funds,
credits, assets, securities, or other property owned by, or under the custody or
control of, a financial institution, by means of false or fraudulent pretenses,
representations, or promises; shall be fined not more than $1,000,000 or
imprisoned not more than 30 years, or both.
18 U.S.C. 1344.
9. Title 18, United States Code, Section 1349 states:
3
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 4 of 18
Any person who attempts orconspiresto commit[mail fraud, wire fraud,
or bank fraud] shall be subject to the same penalties as those prescribed for the
offenses,thecommissionofwhichwastheobjectoftheattemptorconspiracy.
18 U.S.C. 1349.
PROBABLE CAUSE
10. Allofthebankslistedanddiscussedbelow,werefederallyinsuredduringthe
timeofthefrauds detailedherein.
11. InFebruaryof2012,youraffiantbegantoinvestigatethecriminalactivitiesof
GaylaSt. Julien(neeO'Neal),hereinafterSTJULIEN,whenaninvestigatorwithJPMorgan
ChaseBank(JPMC)advisedthattheywereinvestigatinganunknownfemalesuspectinthe
Atlantaareathatusedfour(4)bankaccounts,openedwithtwo(2)stolenidentitiesofreal
persons,tocommitbankandcheckfraud. TheJPMCbankinvestigatoraskedforassistance
fromtheUnitedStatesSecretService- AtlantaFieldOffice(USSS)to identifythesuspectand
investigatethefraudulentactivity.
12. LaterinFebruaryof2012,youraffiantpositivelyidentifiedSTJULIENasthe
unknownfemale suspectaftersurveillanceandfurtherinvestigation. Duringthecourseofthe
investigationfromFebruaryof2012thruSeptemberof2013,youraffiantlearnedofmUltiple
bankaccountsatBankofAmerica,JPMorganChase,RegionsBank,SunTrustBankand Wells
FargoBank,allopenedinthenamesof stolenidentities,operatedbySTJULIEN,andutilizedto
commitfraudulentactivities. Thefollowingparagraphs(14 21) includeabriefsummaryofa
fewoutof morethanforty (40)bankaccountsidentifiedinthisinvestigationas fraudulent:
4
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 5 of 18
13. BankaccountsinthenameofBynumFinancialInc. wereopenedon01112/10 at
BankofAmericaandJPMorganChaseBankusingthestolenidentityofTriciaD. These
accountshadover$725,000.00indepositsfromfraudulentactivity,whichincludesfunds
launderedfromotherfraudulentaccounts,stolenU.S.Treasurychecks,andDeltaAirlines
checks.
14. Bankaccountsinthe nameofGoodwinAutomallInc. wereopenedatBankof
AmericaandJPMorganChaseBankon07/07110 and07/01/10, respectively,usingthestolen
identityofCandaceO. Theseaccountshadover$600,000.00indepositsfrom fraudulent
activity,whichincludesfunds launderedfromotherfraudulentaccountsandfraudulentauto
loans.
15. BankaccountsinthenameofNorthPointVolvoInc. wereopenedon02/10/11 at
JPMorganChaseBankusingthestolenidentityofLindaS-K. Theseaccountshadover
$271,165.02indepositsfrom fraudulentactivity,whichincludestwenty-two(22)stolenU.S.
Treasurychecks.
16. BankaccountsinthenameofRelianceFinancialTaxGroupInc. wereopenedon
02/24/10 atBankofAmericaandJPMorganChaseBankusingthestolenidentityofKellyW.
Theseaccountshadover$800,000.00indepositsfrom fraudulentactivity,whichincludesfunds
launderedfromotherfraudulentaccountsandmultiplestolenU.S. Treasurychecks,amongother
items.
17. BankaccountsinthenameofSignatureLuxuryImportsInc. wereopenedon
03/0911 0atJPMorganChaseBankusingthestolenidentityofKarenK. Theseaccountshad
5
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 6 of 18
over$277,000.00indepositsfromfraudulentactivity,includingfive (5)fraudulentautoloan
checks.
18. Bankaccountsinthenameof SignatureTaxCollectionsInc.wereopened
between05/12/12and05/21113 atBankof America,SunTrustBank,RegionsBankandWells
FargoBankusingthestolenidentityof VanessaJ.,DebraK.,andRandallM. Theseaccounts
hadover$100,000.00indepositsfromfraudulentactivity.
19. Abankaccountinthenameof UniversalTaxGroupInc. wasopenedatJP
MorganChaseBankon11123/10usingthestolenidentityof AngieR-C.Thisaccounthad
$54,510.29indepositsfromfraudulentactivity.
20. Abankaccountinthenameof TarnalR. wasopenedatBB&Ton12114111 and
WellsFargoBankon02/02112 usingthestolenidentityof TarnalR. Theseaccountshadover
$100,000.00indepositsfrom fraudulentactivity.
21. Investigation,includingreviewof lawenforcementdatabasesanddriver'slicense
records.revealedthattheidentitiesusedtooperatetheabovebankaccountswerestolenfrom
realpersons.
22. InAprilof 2012.duringmyinvestigationof STJULIEN.Ilearnedfrom
InvestigatorMontyMohr,Directorof theGeorgiaGovernor'sOfficeof ConsumerProtection
(GOCP).thathisagencyhadanongoinginvestigation,jointlywithSpecialAgent(SA)Stephen
Spivey(USSS),thatcoincidedwithmine. Inv.MohrandSASpiveyprovidedyouraffiantwith
detailsoftheirinvestigationincludinginformationabouttwofakebusinesses,OnyxCollections
& LocatorsinthestolenidentityofRobertW. andRelianceRecovery&CollectionsGroupin
thestolenidentityof MollyP.,whichweresetupandutilizedtoillicitlyobtainpersonal
6
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 7 of 18
identifyinginformationofindividuals. YouraffiantprovidedInv.MohrandSASpiveywiththe
trueidentityoftheirunknownfemalesuspect,STJULIEN.
23. WhenIdescribethesebusinessesas"fake",whatImeanisthatwhiletheymay
havebeenvalidlyorganizedasentitieswiththeGeorgiaSecretaryofState,theyexistedfora
purposeotherthantheapparentbusinesspurposeimpliedbytheentityname. Inotherwords,I
believeOnyxCollections&LocatorsandRelianceRecovery&CollectionsGroupweresetup
forthepurposeofobtainingaccessto LexisNexis,Equifax,andsimilardatabases,ratherthan for
thepurposeofearningprofitsthroughengagingindebtcollectionactivities.
24. ThefirstfakebusinesswasOnyxCollections& Locators. OnyxCollections&
LocatorsillicitlygainedaccessbyobtainingaccountsatthedatabasesLexisNexisandEquifax
beginninginthemiddleof2009. TheOnyxaccount,inthestolenidentityof RobertW.,was
usedtomakeillicitinquiriestoLexisNexisandEquifaxtosuccessfullyobtainpersonal
identifyinginformationofthousandsofindividuals. OnApril 18,2011,Inv.Mohrlocatedthe
priorofficelocationforOnyxCollections& Locatorsat6961 PeachtreeIndustrialBoulevard,
suite209,Norcross,GA basedona LexisNexissearch. Inv. Mohrobtainedacopyofaleasein
thenameofOnyxInvestigationsfromapropertymanageratSafewayGroup,thelandlordofthe
officesuiteat6961 PeachtreeIndustrialBlvd.,Suite209,Norcross,GA.
25. OnApril22,2011,Inv. MohrandSASpiveylocatedamail forwardtoaddress
forOnyxCollections& LocatorsatanUPSStore(#2121)mailboxat931 MonroeDr.,suite 1 2 ~
A, Atlanta,GA. ThisUPSStorehadanactivemailboxleasedtoOnyxCollections& Locators
ServicewithaccountownerCandaceO. Furtherinvestigationbyyouraffiantrevealedthatthe
identityofCandaceO. wasstolenfromarealpersonandbeingusedby STJULIEN forthis
7
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 8 of 18
mailbox and multiple bank accounts in the name of Goodwin Automall Inc. at Bank of America
and JP Morgan Chase Bank.
26. The second fake business was Reliance Recovery & Collections Group. The
GOCP conducted an undercover operation against ST JULIEN on June 7, 2011 at 217
Arrowhead Blvd., Jonesboro, GA. During this operation, ST JULIEN posed as the stolen
identity of Molly P., while representing Reliance Recovery & Collections Group attempting to
obtain an account with LexisNexis. Before granting access to its databases to a potential
customer, LexisNexis has a contractor verify certain information about the customers. At least
some of these verifications involve an office inspection and personal interview. The undercover
operation conducted by the GOCP involved a state law enforcement officer standing in for the
LexisNexis contractor to perform the inspection and interview.
27. Your affiant reviewed the LexisNexis and Equifax database inquiries made by
Onyx Collections & Locators that were obtained by Inv. Mohr and SA Spivey early on in their
investigation. Many of the stolen identities utilized by ST JULIEN to open bank accounts and
utilized in the scheme to obtain fraudulent auto loan checks that were deposited into the bank
accounts were obtained from the LexisNexis and Equifax inquiries illicitly made by Onyx
Collections & Locators.
28. LexisNexis is a database that, among other data, contains personal identifying
information for. practically any person of record in the U.S. LexisNexis is often used by law
enforcement to obtain information to assist their investigations. Equifax is a credit reporting
agency that maintains and produces consumer credit history reports of individuals.
8
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 9 of 18
29. STJULIENwasarrestedon09/11113 bytheUSSSviaafederal arrestwarrant
from aCriminalComplaintintheNorthernDistrictof Georgia, appliedforbyyouraffiant. In an
interviewconductedbyyouraffiant,postMirandaRightsWarningandW ~ i v e r STJULIEN
implicatedNIDAasorchestratingmanyof thefraudulentschemesthatsheparticipatedinsince
2009andincludedinyouraffiant'sinvestigation.
30. AccordingtoaNCICcriminalhistoryreport, ST. JULIENhaspriorfraudand
identitytheftconvictions: 1
51
DegreeForgeryon05/25/88 inFultonCounty(GA)andafederal
convictionforTitle18USC922(G)(1)(FelonPossessionofFirearm), 1028(A)(5)(ID Fraud),
1029(A)(3)(AccessDeviceFraud),and408(A)(7)(C)(SSNNumberFraud)on08/29/03 inthe
U.S. DistrictCourtfortheDistrictofNevada.
31. WhenST.JULIENwasreleasedfrom custodyonthese2003 federal charges,her
supervisedreleasewassubsequentlyrevokedinJuly2007,forcontinuingtonegotiatecounterfeit
payrollbusinesschecksinstolenidentitiesinAlabamain2005. ST.JULIENservedtimeinAL
from 10/1/05 until3/8/07, whenshewasreleasedbyALintofederal custodyonthesupervision
releaseviolationwarrant. Shewasreleasedfrom federal custodyonthesupervisedrelease
violationson 1014/07. STJULIENlastarrestwasbytheUSSSon09/11/13, andSTJULIENis
scheduledtobesentencedinthatcaseintheNorthernDistrictofGeorgiainMarchof2014.
32. From09/11113 to09/13/13, STJULIENcontinuedtocooperatewithagentsofthe
USSSbyparticipatingininterviewswithyouraffiantand SpecialAgentMikePaulhus(USSS).
STJULIENalsomadeconsensualrecordedphonecallstoNIDAduringwhichNIDAdiscussed
detailsoftheircurrentfraudulent schemes. Duringtheinterviews,STJULIENsaidthatshefirst
metNIDA,whenshewasrecruitedbyamutualfriend, onoraboutSeptemberof2009atan
9
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 10 of 18
officesuitewherehewasalreadyoperatingafraudulentscheme.STJULIENsaidthatNIDA
explainedto herthatdayhowhisschemeworkedincludinghowhegainedaccesstoLexisNexis
underfalsebusinesses,likedebtcollectionandskip-tracingbusinesses,to stealidentitiestouse
tocommitfinancialfraud.
33. STJULIENdescribedtheofficelocationasbeingonthesecondlevelof atwo-
storyredbrickbuildingwithofficesuitesoff of PeachtreeIndustrialBlvd.Northeastof Atlanta
off ofl-85. Thisdescriptionisanaccuratedescriptionof theofficesuiteoccupiedbyOnyx
Investigationsat6961 PeachtreeIndustrialBlvd.,Norcross,GAduring2009and2010. ST
JULIENdescribedmultiplefraudulentschemesthatshehasparticipatedinfrom2009topresent
thatwereorchestratedbyNIDA.
34. STJULIENsaidthatNIDAstoletheidentitiesof peopletouseinhisfraudulent
schemesfrom LexisNexis,Equifax,andMircrobiltdatabases. STJULIENsaidthatNIDA
arrangedhertomeetwithsitevisitauditorsonatleasttwoseparateoccasionsinordertogain
accesstoLexisNexisandMicrobilt,andshesaidshewassuccessfuleachtime.
35. Microbiltisacompanythatprovidesconsumercreditreportsfrom PRBC,
Equifax,ExperianandTransUnionaswellasbusinessreportsfromDun& Bradstreet,Experian
Business,EquifaxBusinessandPaynet.
36. I showedSTJULIENapaperwithalistof stolenidentitynames,andSTJULIEN
instantlyrecalledusingthenamesinthisschemewithNIDA. STJULIENadmittedto using
Candace0.,BobbieC.,KellyW.,MollyP.,LindaS-K,TriciaD.,andKarenK.
10
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 11 of 18
37. STJULIENalsoadmittedtousingUPSmailboxeswithsomeofthesenamesin
theschemeaswell. STJULIENsaidthatsheusedthestolenidentityofKarenK. aswell,and
pointedtoasignaturefromoneofthefraudulentbankaccounts,SignatureLuxuryImports,and
saidthatwasme. STJULIENsaidthatsheopenedandoperatedtheSignatureLuxuryImports,
BynumFinancial,andRelianceFinancialTaxGroupbankaccountsunderNIDA'sdirection. ST
JULIENsaidthatshedepositedandwithdrewthefunds fromseveralauto loanchecksthatwere
providedtoherbyNIDA. STJULIENsaidthatNIDAdidallthepaperworkto acquirethefraud
autoloanchecks,andthatherrolewasonlytheexecutor. STJULIENdescribedherselfas
NIDA's"righthandb****"inexecutingthelegworkofhisfraudschemes.
38. Accordingto STJULIEN,thetwolocationsNIDAusedasfakebusiness
addressesto setupandgainaccessto thedatabaseswereon: 1)PeachtreeIndustrialBoulevard
inNorcross;and2)ArrowheadRoadinJonesboro. STJULIENsaidshewasfamiliarwithOnyx
beingthebusinessnameNIDAusedto setupandgainLexisNexisaccesswhentheywerefirst
introducedfouryearsago. STJULIENsaidthatRelianceRecovery,attheJonesboroaddress,
wastheotherbusinessnamethatNIDAusedtogaindatabaseaccess.
39. STJULIENsaidthatthelasttimeshemetwithNIDAwasthepreviousFriday,
September6,2013ataKrogerparkinglotnearStewartAve. inAtlanta. STJULIENshowedus
apictureonhercellphonethatshetookwhilemeetingwithNIDArecently. Thepictureshowed
NIDAputtinggasolineintoanewwhite4-doorBMW,thatshesaidwashiscar. STJULIEN
saidthatatthatmeeting,shegavehim$5,000.00incashfrom abankaccountcalledFerrari
11
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 12 of 18
AutohauswithWellsFargo. STJULIENsaidthatNIDAprovidedherwiththefake IDandbank
card,andhegaveherinstructionstowithdrawcashfrom theaccounttogivetohim.
40. Accordingto STJULIEN,NIDAonlypaidher"scraps"for herwork,compared
totheamountofmoneyhemadefrom thefraudschemes.
41. AsdescribedbySTJULIEN,theschemebeginswithNIDAobtainingidentities
throughhisaccesstoLexisNexisandotherdatabasesunderthebusinessnameOnyxCollections
& Locators. NIDAwouldthenprovideSTJULIENwithfakedriver'slicenseswithherphoto
andthepersonalidentifyinginformationof theindividualsheillicitlyobtainedfromthe
databases. NIDAwouldthenprovidethefake ID'stoSTJULIENwithinstructionstoopenand
operatefraudulentbankaccounts. NIDAwouldprovideSTJULIENwiththefake business
nameandthestolenidentitytobeused,alongwiththecorrespondingnecessarydocuments
includingStateofGeorgiaSecretaryofStatepaperworkandthefakeIDtobeabletoopenthe
bankaccounts. NIDAwouldthenprovideSTJULIENwiththeitemstobedepositedwhich
includedfraudulentauto loanchecks,stolenU.S.Treasurychecks,stolenretirementchecks
issuedto DeltaAirlinesemployees,andchecksinthenamesof realpeoplethatwereowed
unclaimedpropertyfrom variousstateandfederal governmentagencies. Thefollowingaresome
of thefraudulentbankaccountsdiscoveredinthisinvestigationthatincludeditemsfromthe
aboveschemetypes.
42. SignatureLuxuryImports,listedinparagraph 17,isoneofthebankaccounts
usedinNIDA'sschemetonegotiatefraudulentautoloanchecks. Five(5)fraudulentautoloans,
12
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 13 of 18
issuedinthenamesofstolenpersonalidentities,weredepositedintothisaccountforatotalof
$277,000.00.
43. NorthPointVolvoInc.,listedinparagraph15,isoneof thebankaccountsusedin
NIDA'sschemetonegotiatestolenU.S.Treasurychecks. Twenty-two(22)stolenU.S.Treasury
checksthatwereissuedto individualsandbusinessesastaxrefundsweredepositedintothis
bankaccountforatotalof$271,165.02.
44. BynumFinancialInc., listedinparagraph 13,isoneofthebankaccountsusedin
NIDA'sschemetonegotiatestolenretirementandfamily-caredisabilityandsurvivorshipchecks
issuedto DeltaAirlinesemployeesandfamilies. Five(5)of thesechecksforatotalof
$10,407.81 weredepositedintothisbankaccount, inadditionto otherfunds whichappearto
havebeenlaunderedfrom otheraccounts.
45. UniversalTaxGroupInc., listedinparagraph19, isoneofthebankaccountsused
inNIDA'sschemeto negotiateunclaimedpropertychecks. Two(2)checksthatwereissuedin
thenamesofindividualsthatwereowedunclaimedpropertybytheStateofCaliforniawere
depositedintothisaccountforatotalof$15,778.70,inadditiontootherfundswhichappearto
havebeenlaunderedfromotheraccounts.
46. STJULIENexplainedthatapreferredschemeofNIDAthathascontinuedsince
shestartedworkingwithhimin2009,wastostartafakeautodealership,includinghavinga
websitecreatedforthefake dealership,openingacorporationthroughtheGeorgiaSecretaryof
Stateinthefakedealershipname,andapplyingforfraudulentautoloansinthenamesof stolen
identitiesthatNIDAacquiredthroughtheillicitaccesstoLexisNexisandotherdatabases. Then,
NIDAwould instructSTJULIENtoopenabankaccountinthenameofthefake dealershipwith
13
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 14 of 18
a stolen identity and a fake ID provided to her by NIDA. Finally, when NIDA received the
fraudulent auto loan checks in the mail, he would provide them to ST JULIEN and instruct her to
negotiate them through the bank account and withdraw the funds.
47. According to ST JULIEN, one of the current fake dealerships that NIDA was
using to obtain fraudulent auto loans was called Ferrari Autohaus.
48. In August of2013, your affiant was aware of a bank account at Wells Fargo in the
name of Ferrari Autohaus Inc. The bank account Signature Tax Collections Inc. at SunTrust
Bank, listed in paragraph 18, had received two wire transfers from a bank account at Wells Fargo
in the name of Ferrari Autohaus Inc. in July and August of2013. The first wire transfer was in
the amount of$25,000.00 and the next wire transfer was in the amount of $25,400.00.
49. During the recorded phone calls ST JULIEN made to NIDA, monitored by your
affiant and SA Mike Paulhus at the Atlanta Field Office, NIDA discussed details of pending
fraudulent auto loans that he had received recently through Ferrari Autohaus, auto lenders
including Roadloans.com, and details of future auto loan checks that he was expecting to receive
any day now from in the mail.
50. On 09/13/13, ST JULIEN and NIDA, during a recorded phone call, arranged to
meet at a familiar store parking lot in Atlanta that afternoon. The meeting was arranged so that
NIDA could provide ST JULIEN with the bank debit card to the account Ferrari Autohaus Inc.,
and ST JULIEN would then go to an A TM to withdraw some cash to confirm the bank account is
still open. NIDA wanted to make sure the account was still in good standing before the next
fraudulent auto loan check was deposited into it.
14
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 15 of 18
51. Youraffiantobtainedafederal searchwarrantforNIDAandhisvehicle,and
agentsof theUSSSexecutedthesearchwarrantthatafternoonatthestoreparkinglotwhereST
JULIENandNIDAarrangedtomeet. USSSagentsseizedseveralitemsof evidence,includinga
bankdebitcardinthenameofFerrariAutohausInc.,cellphones,andalaptopcomputerusedby
NIDAinfurtheranceofhisfraudulentschemes. NIDAwasinterviewedbyyouraffiantandSA
MikePaulhus,postMirandaRightsWarningand Waiver,duringthesearchwarrant. Duringthe
interview,NIDAadmittedto ownershipof thelaptopcomputerthatwasseizedasevidence.
52. ThelaptopcomputerseizedfromNIDAwasforensicallyexaminedbytheUSSS
attheAtlantaFieldOffice. SAAlanDavis,ElectronicCrimesSpecialAgentProgramcertified
examiner,createdaninitialexaminationreportwiththeresultsofhisfindings. Theresultsof the
initialreportcontainedmorethanathousand itemsof evidentiaryinterestincludingcopiesof
fakedriver'slicenseswiththephotoofSTJULIENandtheinfonnationofstolenidentitiesthat
havebeenusedintheschemeinvestigatedbyyouraffiant. Otherfindings includethefollowing:
Reportsfrom Equifax,Microbilt,andLexisNexisdatabaseswerelocatedonthe
computerthatincludedpersonalidentifyinginfonnationof dozensofindividuals,
someofwhichwereknownvictimsdiscoveredpreviouslyinyouraffiant's
investigation.
Animageofahandwrittenpaperwiththeaddressof 217Arrowhead Blvd. in
Jonesboro,GAwaslocatedonthecomputer(addressforRelianceRecovery
wheretheGOCPconductedtheundercoveroperationagainstSTJULIEN).
Acopyofa$40,000.00autoloancheckissuedtoGoodwinAutomall Inc. was
locatedonthecomputer.
15
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 16 of 18
WellsFargobankaccountdocumentsincludingstatementsandaccount
informationforSignatureTaxCollection,Inc.,FerrariAutohaus Inc.,andRandall
M.
Aloanapprovaldocument,dated08/26/13,from Roadloans.comforKatrinaH.
fortheamountof$38,684.51.
AcopyofaStateof GeorgiausedautodealerlicenseforUpstateAutomotive
GroupInc. inthenameof AprilT.
Copiesof buyer'sorderforms forNorthPointVolvoandGoodwinAutomall.
Copiesofseveralfakedriver'slicenses(2 withphotosofSTJULIEN,oneof
whichwasinthenameTamalR.)
AnEquifaxreportwiththepersonalidentifyinginformationof MollyP.
ALexisNexisreportwiththepersonalidentifyinginformationofAngieR-Cand
StephenC.
Awordprocessingdocumentwithapparentinstructionsto"CASHOUT!!!!",
followed withSunTrustbankaccountinformationforFerrariAutohausandWells
FargobankinformationforEuroAutosport,aswellasbankinformationforother
entities,includingonlineaccountloginsandpasswords,andaccountnumbers.
CONCLUSION
53. Basedontheaboveinformation,AffiantbelievesNIDAcommittedactsin
violationof Title 18U.S.C.Sections641, 1028A, 1344and1349.
16
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 17 of 18
REQUESTFORSEALING
54. IfurtherrequestthattheCourtorderthatall papersinsupportofthisapplication
be sealeduntilfurtherorderoftheCourt. Thesedocumentsdiscussanongoingcriminal
investigationthatis neitherpublicnorknownto allofthetargetsoftheinvestigation.
Accordingly,thereisgoodcauseto sealthesedocumentsbecausetheirprematuredisclosuremay
seriouslyjeopardizethatinvestigation
17
Case 1:14-mj-00059-GGB Document 1 Filed 01/21/14 Page 18 of 18