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8. MAA TAKAFUL SHARIAH INVESTMENT - LINKED FUNDS

You can invest in MAA Shariah Investment-Linked funds through the purchase of MAA Takafulink Plan. The following fund is available to suit
your investment objectives, risk profiles and investment horizons:


Fund

MAA Takaful Shariah
Growth Fund
MAA Takaful Shariah
Balanced Fund
MAA Takaful Shariah
Income Fund
MAA Takaful Shariah
Flexi Fund
Description Aggressive Diversified Balanced Diversified Conservative Diversified Aggressive Diversified
Fund Objective Capital growth over the medium to long
term
Balanced mix of income returns, as well
as capital growth over the medium to
long term
Moderate level of income with some
potential for capital growth over the
medium to long term

To provide positive returns regardless
of the Malaysian equity market
condition and will also provide investors
with long term capital growth
Risk Barometer High Moderate to high Low to moderate High
Investor Profile
Looking to invest in Shariah-approved
listed companies with good growth
potential.

Looking for equity exposure through
investing in Shariah-complaint securities
listed on Bursa Malaysia for potentially
higher return.

Interested in balanced portfolio of
Shariah-compliant equities and fixed
income securities. Willing to accept
moderate to high level of volatility in
return for potential capital growth over
the medium to long term.

Looking to invest in a portfolio of
Shariah-compliant fixed income
instruments.
Looking to take advantage of sharp
price movements and other market
opportunities, via an active asset
allocation and trading strategy.
Investments of
the Fund
Predominantly Malaysian equities and
equity-related Shariah-compliant
securities.
Some Islamic debt securities, and short-
term Islamic money market instruments
Diversified portfolio of Shariah-
compliant securities, predominantly
Malaysian equities, Islamic debt
securities and short term Islamic money
market.
Primarily Islamic debt securities and
short term Islamic money market
instruments.
Some dividend-yielding Shariah-
compliant securities
Predominantly Malaysian equities and
equity-related- Shariah-compliant
securities.
Some fixed income & cash equivalent
securities.
Asset Allocation

Asset Class Range (%)
Equities &
equity-related
securities
30-95
Fixed Income
Securities
0-30
Cash & cash
equivalents
5-70
Other Assets 0-10

Asset Class Range (%)
Equities &
equity-related
securities
10-70
Fixed Income
Securities
30-55
Cash & cash
equivalents
5-60
Other Assets 0-10

Asset Class Range (%)
Equities &
equity-related
securities
0-50
Fixed Income
Securities
40-95
Cash & cash
equivalents
5-60
Other Assets 0-10

Asset Class Range (%)
Equities &
equity-related
securities
10-90
Fixed Income
Securities
10-90
Cash & cash
equivalents
5-60
Other Assets 0-10
Fund Management
Fee
Up to 1.5% per annum Up to 1.3% per annum Up to 1.0% per annum Up to 1.5% per annum
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OUR FUND MANAGER

It is one of the Largest Asset Management companies in Malaysia.

CIMB-Principal is a joint venture between Southeast Asias premier investment banking
group, the CIMB Group and the Principal Financial Group, a leading Fortune 500
diversified global financial services group.

CIMB-Principal was formerly known as Commerce Trust Berhad. CIMB-Principal manages
in excess of RM3 Billion of Shariah compliant investments.

Shariah Funds managed encompasses, among others:
Unit Trust Funds
Takaful Investment-Linked Products
Discretionary Mandates for Institutional Clients

Experienced investment team, proven investment approach, meticulous risk management
protocols and client oriented investment strategy.

Top performing fixed income manager in Malaysia both for pooled investment (as rated by
Lipper and Micropal) and institutional funds (as rated by EPF).

Overseas expertise with office in Singapore to cater to foreign mandates.

Ability to source necessary bonds for portfolio construction. Our size allows us to lap our
banking contacts to get the best pricing and sizes.

CIMB is the leading debt originator in Malaysia, both conventional and Islamic.

SHAREHOLDERS

The shareholders of CIMB-Principal are CIMB Group and Principal Financial Group, which
respectively own 60% and 40% of the company.

CIMB Group is an investment holding company listed on the Main Board of Bursa Malaysia
and it is part of Malaysia's second largest financial services group, Bumiputra-Commerce
Holdings Berhad. CIMB Group owns 100% of Commerce International Merchant Bankers
Berhad ("CIMB"), the biggest and fully integrated investment bank in Malaysia that offers
a full range of services in the debt markets, equity markets and corporate advisory. CIMB
also provides services in lending, private banking, private equity and Islamic capital
markets as well as research capability in economics, equity and debt markets.

Principal Financial Group is a leading Fortune 500 global financial services group
established over 125 years ago. The Group offers a wide range of financial products and
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services including retirement and investment services, life and health insurance and
mortgage banking through its diverse family of financial services companies.


AWARDS & PERFORMANCE

FUND PERFORMANCE
No. Awarded By Award Year Description
1. The Edge-Lipper
Starmine Awards
Equity Malaysia
Islamic, 3 Years
Award
2010 In recognition of CIMB-Principals
investment performance for its CIMB
Islamic DALI Equity Fund for the year
ended December 31, 2009.
2. The
International
Takaful Awards
Best Islamic Fund

2009 In recognition of CIMB-Principals
investment performance for its CIMB
Islamic DALI Equity Growth Fund.
3. Failaka Islamic
Awards
Best Malaysian
Equity Fund: Three
Year
2009 In recognition of CIMB-Principals
investment performance for its CIMB
Islamic DALI Equity Growth Fund.

OVERALL PERFORMANCE
No. Awarded By Award Year Description
1. Islamic Finance
News Awards
Polls
Best Islamic Fund
Manager
2009 In recognition of CIMB-Principal being
the Best Islamic Fund Manager across
a series of markets and sectors as
voted by readers of Islamic Finance
news from around the world.
2. Asia Asset
Management
Awards
Best Institutional
House (Malaysia)

2009 In recognition of CIMB-principals
overall achievement, including new
institutional investment capabilities,
business won and initiative launched
& planned.
3. Asia Asset
Management
Awards
CEO of the Year
(Malaysia)
2009 In recognition of CIMB-Principals CEO
Campbell Tuplings overall
achievement, in particular market
leadership.


MAA TAKAFUL SHARIAH FUNDS RETURN
NAV per unit Since Inception YTD
Fund Name
26 Sept
2007
31 Dec
2008
31 Dec
2009
% Change % Change
MAA Takaful Shariah
Balanced Fund
RM0.500 RM0.369 RM0.445 9.16% 36.41%
MAA Takaful Shariah
Balanced Fund
RM0.500 RM0.434 RM0.457 7.32% 19.46%
MAA Takaful Shariah
Income Fund
RM0.500 RM0.513 RM0.527 7.96% 6.19%