T

I l
Zr
AND CREDIT HANK
S C H E D U L E O F T A R I F F S1F OR V I SA C A R D S F OR P A Y R O L L P R O J E C T S
(Ef f ecti ve f rom M ay 1. 2014)
Annex 1
to Agreement
Tr ans act i on/ s ervi ce

Card t ype
Vi sa El ectron
( KCS) | ( USD)
Vi sa Cl assi c
( KGS) i ( USD)
Vi sa Gol d
( KGS) | (USD)
1 .
Issuance of pri mary Vi sa c ar d2
i . i .
Issuance of pri mary Vi sa card wi th st andard de s i g n1
l . i . i . I ssuance of card wi th smart chi p
(Takes approxi matel y 5 busi ness days)
Free of charge Free of charge Free of charge
1.1.2. Fee for urgent i ssuance/rei ssuance (i ncl udi ng annual card
mai ntenance for the I s' year)
(Takes approxi matel y 2 busi ness days, avai l abl e only in
Bi shkek)
500 10 1500 30 2500 50
1.1.3. Annual card mai ntenance fee for the 1st year
Free of charge 400 8 2500 50
1.1.4. Annual card mai ntenance fee for the 2"J and the fol l owi ng
years
Free of charge
600 12 2500 50
1.1.5. Mi ni mum Bal ance
(The mi ni mum bal ance is bl ocked on the card account at the
first recei pt on the card account. The amount is avai l abl e after
card expi rati on or account cl osure. Mi ni mum bal ance also
appl i es to the suppl ementary card)
0 0 2500 50 5000 100
1.1.6. Fee for pri mary card renewal
Free of charge Free of charge Free of charge
1.1.7. Rei ssuance of pri mary card in case of l ost/stol en/bl ocked or
damaged card
250 5 600 12 2500 50
1.2. Issuance of a pri mary Vi sa card wi t h i ndi vi dual desi gn
( taxes approxi mat el y 15 busi ness days)
1.2.1. I ssuance of card wi th i ndi vi dual desi gn
(When orderi ng cards wi th i ndi vi dual desi gn mi ni mum
bal ance appl i es and annual mai ntenance fee for the 2ndand
subsequent years, as the cards wi th the standard desi gn,
accordi ng to the tariffs. Fee for the annual mai ntenance for
the 1st year does not appl y)
500 10 1000 20 Not appl i cabl e
1.2.2. Fee for pri mary card renewal wi th i ndi vi dual desi gn
Free of charge Free o f charge Not appl i cabl e
1.2.3. Rei ssuance of pri mary card wi th i ndi vi dual desi gn in case of
l ost/stol en/bl ocked or damaged card
500 10 1000 20 Not appl i cabl e
2 In KICB and Fri endl y Ne t wo r k3
2.1. Cash wi thdrawal fee in A TMs and POS-termi nal s (Max cash
wi thdrawal li mit K GS 15000 or USD 350) Free of charge Free o f charge Free of charge
2.2. Cash wi thdrawal fee for techni cal or al l owed overdraft
Free of Charge Free of Charge Free of Charge
2.3. A card-to-card money transfer (CA RDEX 4system)
Free of charge Free o f charge Free of charge
2.4. Payments for goods and servi ces Free of charge Free of charge Free o f charge
2. 5. Card account st at eme nt s
2.5.1. Bal ance i nqui ry Free of charge Free of charge Free of charge
2.5.2. Mi ni -statement Free of charge Free of charge Free of charge
2.5.3. SMS-noti fi cati on
(monthl y servi ce fee)
60 1.5 60 1,5 Free of charge
2.5.4. E-mai l - noti fi cati on Free of charge Free of charge Free of charge
2.5.5. Fee for uti li ties (in Fri endl y network onl y) 5 I 0,1
3. In other banks net work
3.1. Cash wi thdrawal fee in A TMs and POS-termi nal s
1%
(min 150
som)
1%
(min 3
doll)
1%
(min 150
som)
1%
(min 3
doll)
1%
(min 150
som)
1%
(min 3
doll)
1By standard desi gn it is meant in thi s Agreement the desi gn approved by the U1DC Proj ect Agreement si gned on the 3rd of September 2014 by
the Bank and the Organi zati on
8
J .
Cash withdrawal lee for technical or allowed overdraft 1%
(min 150
som)
1%
(min 3
doll)
1%
(min 150
som)
1%
(min 3
doll)
1%
(min 150
som)
1%
(min 3doll)
A card-to-card money transfer ( i f CARDEX is available)
15 0,3 15 0,3 15 0,3
Payments for goods and services
Free o f charge Free o f charge Free o f charge
Fee for tilities t
K GS 5 USD 0.1
t e c .
Card account st at ement s
Balance inquiry
40 1 40 1 40 1
X T '
Mini-statement 40 1 40 1 40 1
Card i ssued by ot her banks in Ki CB net work
ln K I CB ATMs
Free o f charge Free o f charge Free o f charge
"T2T~~
IN K I CB POS terminals
Free o f charge Free o f charge Free o f charge
5.
Card bl ocki ng
5.1.
Temporary blocking
Free o f charge Free o f charge Free o f charge
5.2. Addi ng card to stop list
(Card wil l be permanently blocked and must be re-issued at
the standard charge)
Free o f charge Free o f charge Free o f charge
5.3. Card unblocking
Free o f charge Free o f charge Free o f charge
6. Ot her fees KGS USD
6.1. Fee for return o f card, captured by other banks ATM
(Card shall be returned after planned cash col l ecti on of
ATM, max. in 60 (si xty) day period)
150 3
6.2. Fee for urgent return o f card, captured by KICB ATM in
Bishkek, in 1 day period
500 10
6.3. Fee for consi deri ng customer cl ai m/di spute on transaction
made in KICB and Fri endly net work (Standard term o f
consi dering is 30 days)
100 2
6.4. Fee for consi dering customer cl ai m/di spute on transaction
made in other banks network
(Standard term of consi deri ng is 30 days).
250 5
6.5 Fee for return o f captured card from KICB ATM (not later
than 5 busi ness days) 5
100 2
6.6 Fee for return o f captured money from KICB ATM (not later
than 5 busi ness days)
100 2
6.7. Fee for provi di ng photo report from KICB ATM (no later
than 10 busi ness days)
100 2
6.8. Fee for provi di ng photo report from KICB ATM for
customers o f other banks (no more than 10 busi ness days)
500 10
1. All bank fees include the sales tax o f 2%.
2. For additional cards issued to the main cards within the payroll project the tariffs for individuals are applied.
3 . This fee also applies to networks of banks that are members of Friendly network of Visa, As of 01.05.2014 the Friendly network Visa comprises the
following banks: CJSC KICB, O.ISC Bank-Bakai, OJSC Aiyl bank, CISC Bank of Asia, OJSC OJSC FinanceCredit
Bank, CJSC Bank Bai-Tushum %
4.CARDEX is a card-to-card money transfer system.
5. Since an application for dispute transaction is submitted,,, *
/
On behalf o f the Bank
&&/$/& -W' Ife
On behalf o f
9
S ta ntl a re! spendi ng (dai l y) l i mi ts1:
;
Day limits
Si ngl e t ransact i on
li mi t
f
$
;
ATM Manual Cash* E- c omme r c e 2^ Purchase
Money transf er
and util ity
payment s
Amount
Number
o f
operati ons
Amount
Number
of
operati ons
Amount
Number
of
operati ons
A mount
Number
of
operati ons
Amount
"VSA ~
glectron in
{ KGS
80 000 10 80 000 5 100 000 5 100 000 10 50 000
"' ' VISA
j Electron in
USD
1 500 10 1 500 5 2 000 5
2 000 10 -
r v f S A
Classic in
KGS
120 000 10 200 000 5 200 000 5 200 000 10 50 000
VI SA
Cl assi c in
USD
2 500 10 4 000 5 4 000 5 4 000 10 -
VI SA
Gol d in
KGS
200 000 20 999 999 5 500 000 5 999 999 10 50 000
VI SA
Gol d in
USD
4 000 20 20 000 5 10 000 5 20 000 10 -
1.Dai l y l i mi ts for cards Vi sa El ectron. Vi sa Cl assi c may be extended upon wri tten request of the customer to the level of card Vi sa Gol d
2.Remote payment for goods and servi ces i ncl udes the types of payments that do not requi re the physi cal presence of the card for
payment, i.e. reservati on servi ces in hotel compl exes by fax, the payment by phone or by mai l (MOTO: mai l order/tel ephone order),
etc.
3.The opti on of onl i ne transacti on or remote payment is cl osed on all cards by defaul t. To open thi s opti on , it is necessary to fill out an
appl i cati on.
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