We are a multi-national information technology solutions corporation with deep domain expertise

in the financial services, healthcare, education and e-retail verticals.

Congruent has two offices in the United States; Birmingham, AL and Cupertino, CA. In Europe
Congruent has an office in the United Kingdom. We also have two offices in the southern Indian
city of Chennai, a Production Delivery Center for software and tech solutions and our Global
Delivery Center where all our back office administration is handled.
Congruent Solutions is the worlds first company to be certified by KMPG with ISO 9001:2008 in
the areas of Back Office Processing for Pension Administration. A SEI CMMI Level 5 compliant
company, Congruent Solutions has attained ISO 27001:2005 certification for ensuring highest
standards for information security and management.
In the technology services industry, for over 2 decades Congruent has partnered with
organizations like Microsoft and Oracle to realize the products and services that our customers
envision. We have a broad-base of offerings ranging from enterprise portal development, web
content management, business intelligence & data analytics, enterprise mobility to custom
application development and maintenance.

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Congruent is a pioneering leader in the Retirement and Pension Plan Administration

services industry in the US with a significant set of offerings for the Europe marketing
as well. We have developed CORE Solutions, a suite of best-in-class web based pension
fund management solutions and back office administration services which allow
streamlined processes leading to significant enhancement in productivity and growth
rate over aging legacy systems.
Our team of dedicated professionals, working from 5 locations across 3 continents
offers ground breaking solutions which blend deep domain expertise with process
driven technology excellence to help us fulfill our commitment to our customers - a
commitment to provide benefits beyond boundaries.

Congruent is a class leader in Application Development and Application Maintenance

services, an experience shared by Fortune 500 companies and small product startups
alike. Congruent's application development services help you address evolving
business and technology challenges by defining, designing and building applications
tailored to meet your business requirements. This combines with Congruent's
application maintenance services that help you get the best out of your existing IT
applications.
We provide a gamut of services when it comes to Application Development,
Maintenance and Modernization.
Development of Standalone Applications
Application Customization
Application Enhancement
Application Upgrade
Application Integration
Quality Assurance & Testing Services

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2013 Congruent Solutions Inc. All Rights Reserved

We have an excellent track record in developing solutions on Microsoft, Java and Open
Source technologies.
Congruent has consistently delivered winning solutions across technology horizontals
to some of the biggest and most demanding customers in the market.

Congruent's portal strategy brings to our clients a secure, scalable enterprise-wide presentation
tier infrastructure unified with components for presentation, personalization, identity
management, search and collaboration for, conveying contextual information. We can create the
framework for integrating information, people and processes across organizational boundaries
through a secure unified access point.
Framework Evaluation
Portal Roadmap development
Usability & Information architecture check
Portal Development , Implementation, Re-Engineering, Support and Performance Tuning
Congruent is proud to be a Microsoft Gold Certified Competency Partner for Web Application
Development
Congruents Big Data and Business Intelligence services focuses on generating insights from all
your enterprises structured as well as unstructured data resulting in better business decisionmaking with historical, current and predictive views of business operations. Congruents Business
Intelligence Services help management know what needs to be known, and take objective
decisions effortlessly. We partner with our clients to act as an advisory, build and co-manage an
effective Business Intelligence implementation roadmap coupled with a sustainable and scalable
execution model. Congruent has built strong expertise on next generation data analytcs
techniques like Big Data management using HADOOP Framework
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Congruent helps enterprises in Healthcare, Education, Insurance and Financial Services

enterprises stay connected with their customers through custom mobile applications.
Congruents team has expertise in working on almost all major mobile platforms
including iOS, Android, Blackberry OS, Symbian and Windows Phone .
Using technologies like Java, PHP or HTML 5, Objective C & Sencha Touch, Phonegap,
DMS, Web 2.0, J2ME, Congruent can bring to you various apps which are compatible
with iPhone, Blackberry, Android Phones, Windows Phones or any J2ME based
platform.
Congruents Value Add Includes:
Ability to develop Mobile applications that interface in real time with enterprise
solution
Highly experienced technology team that develops Apps across technology,
platforms, OS and devices
High quality solutions within budget with short turnaround time
Complete Apps development lifecycle under one roof
Cost effective and flexible pricing models
Continued services and technical support
Congruent also provides consulting service on mobile platforms selection and
development.

Congruent has highly skilled team of Senior Solution Architects, Solutions Architects,
and Developers capable of delivering solutions on various industry leading technology
platforms
Microsoft Technologies
Oracle & Java Technologies
Open Sources Technologies

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2013 Congruent Solutions Inc. All Rights Reserved

Pension is a highly regulated service in many countries. In a regulated market, plan providers and
third party administrators have the onerous task of ensuring that administration of record keeping
is at the highest quality level. In addition, there may be seasonal activities that require additional
work force that becomes redundant at other times.
The Retirement Services industry is facing several challenges with respect to the maintenance and
upgrade of the legacy technology systems . To address the challenges that the Pension
administrators are facing due to unprecedented pressure to reduced administration overheads and
respond quickly to changing market, Congruent Solutions has developed CORE Solutions, a suite of
enterprise class web based technology platforms which are proving to be Game Changing
disruptions in the Pension Administration and Retirement Services Industries across multiple
geographies.

Benefits Beyond
Boundaries
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2013 Congruent Solutions Inc. All Rights Reserved

Plan
Participant
Plan
Advisor
Plan
Provider

Plan
Sponsor

Enrolment
Investments

Illustrations

Drawdown

Scheme &
Bank

COREDC from Congruent is a stateof-the-art enterprise technology

platform for the retirement industry.
It combines the latest technology
with Congruents deep knowledge
of the retirement market.
Brings all key stakeholders on a
single unified platform to cater to all
business needs of a plan provider
providing unmatched breadth and
coverage.

COREQROPS is a next generation

technology product designed for
QROPS scheme administrators
across the world. With a highly
intuitive user interface and several
key features, such as, the selfservice mechanism, COREQROPS is
set to excite your administrators and
clients alike.

Invoicing

CORE Auto Enrolment is a comprehensive solution that integrates multiple systems to provide an
innovative electronic platform for auto enrolment in the UK Market. Congruent designed CORE
Auto Enrolment with a clear understanding of the complexities of auto enrolment regulations
and the workplace pension laws.

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2013 Congruent Solutions Inc. All Rights Reserved

Spiraling costs, rising attrition and seasonal business patterns are the top most concerns for players
in the Pension Plan Administration industry. Plan Providers as well as TPAs have to constantly
struggle with these issues while maintaining utmost levels of service. Players in the pension
industry can end up having a high operational cost. And as we understand, these operations are
essential but not critical to the growth of the top line. In addition, they often can take away much of
your administrators time from client facing activities.
Congruents administration services help you address these issues. Our delivery center based in
Chennai, India will reduce your cost of operations significantly. In addition, your administrators can
now spend more time on client facing activities thus helping you increase your top line.
Congruent provides comprehensive administration services handling almost all of Defined
Contribution and Defined Benefits processes. Congruent was the first company to be certified ISO
9001:2008 for Back Office Pension Administration. Our team of associates has experience in leading
Record Keeping Systems like OMNI, DatAir, ASC, Relius, Schwab RT.
Defined Contributions

Defined Benefits

Census Data Management

Census Data Management

Employee Benefits Calculation

Processing

Payroll

Minimum Distribution Calculations

Contribution

Actuarial Trust Valuation

Distribution

PBGC Premium Calculation

Rollover

Termination Calculation and Packages

Loan

Summary Annual Report

Compliance Testing

Beneficiary Designation Forms

Trust Accounting &

Reconciliation

Loan Documents and Amortization Schedules

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2013 Congruent Solutions Inc. All Rights Reserved

Congruent Solutions is a professionally run organization with over two decades of expertise
in handling client requirements.
At the helm of affairs are a set of qualified professionals who provide vision and guidance to
the organization.
A mature service provider
Dependable track record 10 years of quality service with close to 7 years in
Retirement Administration
Proven transition methodology
Robust infrastructure & security practices
SEI CMMi Level 5 and ISO 9001:2008 Certified for Back Office Administration
Software
Excellent track record in developing solutions using Microsoft, Java, and Opensource technologies
Experience in developing diverse applications across Financial Services,
Healthcare, and E-learning verticals
Online Web Collaboration tools, work flow management & customized
application development
Niche focus on the Retirement Services industry
We understand your business. We align better
Complete service provider
Defined Contribution and Defined Benefit Servicing
Retirement Administration: From Census Management to Compliance Testing and
Reporting and everything in between

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2013 Congruent Solutions Inc. All Rights Reserved

info@cspl.com