4.

TERTIARY SECTOR
The tertiary sector mostly includes trade and commerce, transport and allied,
and other government and semi-government institutions.

4.1 TRADE AND COMMERCE

4.1.1 INTRODUCTION
Bhilwara city is a major urban center and commercial node of the
Mewar region of Rajasthan. The major industry is textiles, with more than
400 manufacturing units in the town. The main textile product is synthetic
fabric used in trousers. It began with a spinning and knitting company named
Mewar Textile Mills, owned by industrialist Shri Sampatmal Lodha, started in
1938. Thereafter Shri Laxmi niwas Jhunjhunwala started his first unit for
synthetic textile in 1961 at Bhilwara.
The major urban activities regarding trade and commerce of bhilwara
city is mainly concentrated in the whole sale Textile Market stretch located in
the core of the city, which deals in trading of clothes to various parts of
country and across the globe. However the other areas under the notified
urban area have various trade and commercial areas but none is of similar
momentum and hierarchy. Household related commercial entities are found
dominantly in the commercial areas.

4.1.2 FORWARD AND BACKWARD LINKAGES:

Goods are imported from all over the India and the major places from
which majority of the goods are listed below.

PLACES
Mumbai

TYPES OF GOODS IMPORTED

Machineries,
Hardware,
Clothes,
Automobile.

Jaipur
Agriculture goods, FMCG, Automobile.
Ahmedabad
Surat

Agriculture
hardware.

New Delhi

Clothes

goods,

Machineries,

Medicine, Automobile ,Fruits , FMCG

(SourcePrimary Survey)

4.1.3 SHOPS AND DOMINANT GOODS:

Core city, which includes areas like Bhopalganj, Bhimganj, Indira
Market, Station road, New Cloth Market, Gandhi nagar has major share of the
shops and catchment area of the core city is much higher than other parts of
Bhilwara. Consumer footfall per day is also higher in the core. The dominant
goods which are in the city includes cloths, food, household, automobile etc.
Various markets and dominant goods, no. of shops and footfall of these
market are listed below.

TABLE 1: LOCALITY WISE NO. OF SHOPS AND DOMINANT GOODS.

Sr
.N
o
1
2
3

4
5

8
9
10
11
12

Locality

No of
Shops

Pur Village, Ward 1,

2, 3, 4
Harni, Aatun
Harni, Haler, Housing
board Colony, Tilak
Nagar
Sanganer
Bhimganj, Maharana
Talkies, M.G.
Hospital, Bhadada
Street, Sanganeri
Gate
Sunder Nagar, Shiv
Nagar, Jain Jyoti
Colony, Guljar Nagar,
Tilak Nagar, Adardh
Nagar
Ward No. 33 & 36
Tilak Nagar, Bhawani
Nagar, Panchmukhi
Raod
Kavakheda
Shastri Nagar,
Kashipur Colony
Shastri Nagar

451

General Stores

6765

141
111

Tea and Pan shop

Tea and Pan shop

1692
1776

156
936

General Stores
Jwellery,Clothes

2340
70200

338

General Stores

8450

197

General Stores

3456

206
356

General Stores
General
Stores,Workshps
General Stores,
Groceries
Clothes and
Electronics
Medicine
,Groceries

3708
8900

Indira Market, Near

Railway Station
BhopalGanj

1082
2282
2388

Dominat
Goods

Foot Fall (per

day)

37870
171150
179100

13

14
15
16
17
18
19
20

Sanjay Colony, Vijay

Singh Patik Nagar,
Kota Road
Sanjay Nagar, Kota
Road
R. C. Vyas Colony, R.
K. Colony
Subhash Nagar
Azad Nagar
Bapu Nagar, Patel
Nagar, Ward No. 6, 8
Ajmer Churaha
Adarsh Nagar,Gandhi
nagar,Pratap
nagar,RIICO,

356

General Stores

10680

127

General Stores

1905

465

Hardware,Tailorin
g
General Stores
Clothes
,workshop
Clothes

6975

Grocery
Clothes,Grocery

10360
93225

424
1721
537
296
1243

6360
86050
26850

(Source- Primary Survey)

FIGURE 1: TYPES OF GOOD HANDLED

29.80

15.44
10.86

Percentage

5.86

4.71

6.45

4.37 3.95

6.05
2.18 2.77 2.86 2.53

Goods

(Source- Primary Survey)

4.1.4 Catchment Area

As the market of Bhilwara is based on wholesale trading. Bhilwara districts
and other nearby citys population depends upon Bhilwara, so 49% of shops have a
catchment area of more than 5 Km, only 14% shops has local catchment area of 0-1
Km which are situated at far from core.

Figure: Catchment Area

0-1 KM; 14%

5< KM; 49%

1-3 KM; 25%

3-5 KM; 12%

(Source- Primary
Survey)

MAP SHOWING WARD WISE CATCHMENT AREA

(Sou
rce- Primary Survey)

TABLE 4.2 PRIORITIES OF DEVELOPMENT OF MARKET

INFRASTRUCTUTE
S.N
o
1.

Locality
Pur Village

2.

Harni, Haler, Housing

board Colony, Tilak Nagar

3.

Sanganer

4.
5.
6.

Bhimganj, M.G. Hospital,

Bhadada St, Sanganeri
Gate
Sunder Nagar, Shiv Nagar,
Guljar Nagar, Adardh
Nagar
Tilak Nagar, Bhawani
Nagar, Panchmukhi Raod

7.

Kavakheda

8.

Shastri Nagar, Kashipur

Colony

9.

Shastri Nagar

10. Indira Market, Near

Railway Station
11. Bhopal Ganj
12. Sanjay Colony, Vijay Singh
Patik Nagar, Kota Road
13. Sanjay Nagar, Kota Road
14. R. C. Vyas Colony, R. K.
Colony
15. Subhash Nagar
16. Azad Nagar
17. Bapu Nagar, Patel Nagar,
Ward No. 6, 8
18. Ajmer Churaha
19. Adarsh Nagar,Gandhi
nagar,Pratap nagar,RIICO

Solid
Waste

Draina
ge

Street
Light

Water
Supply

Parking

Loadin
g Bay

PRIORITIES
3
4

(Source: Primary Survey)

Infrastructure
Electricity supply
Drains
Solid Waste
Management
Water Supply
Godowns

Remarks
Good
Closed and Open both
Municipal corporations dustbin and
vehicles
Deep tube wells and Municipal
Insufficient space for storage

4.1.4.1 Issues

Sufficient parking space not available, Problem of on-street parking,

leading to traffic congestion.
No separate freight corridor for wholesale area.
Unavailability of Loading Unloading Area.
Encroachment of informal shops in footpath area
Inadequate sanitation facility.
Improper drainage. Presence of open drains; not cleaned frequently.
Water supply facility not available. People are dependent on water
cans.
Hawkers located at places, adding to congestion problem. Needs to be
located at some designated place.

4.1.5 WARD WISE SHOP COUNT:

TABLE: WARD WISE NO OF SHOPS AND NO OF EMPLOYEES
S.
No

Ward No

1 1,2,3,4
2
3
4
5
6

5
6
7
8
9

No of Shops

No of Employee

451
168
215
351
107
360

1128
420
538
878
268
900

7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47

10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

Total

103
86
792
328
441
82
76
279
142
178
114
1771
700
1194
788
233
116
89
187
300
443
433
325
273
46
68
46
297
82
160
247
177
109
127
47
276
148
182
214
249
286

258
215
1980
820
1323
205
190
698
355
445
285
4428
1750
2985
1970
583
290
223
468
750
1108
1083
813
683
115
170
115
743
205
400
618
443
273
318
118
690
370
455
535
623
715

13886

34936
(Source- Primary Survey)

Figure: Ward wise No of Shops

Shops Count
2000
1800
1600
1400
1200
1000
800
600
400
200
0

(Source- Primary Survey)

4.1.6 TURNOVER OF COMMERCIAL ENTITIES

The annual turnover of the shops varies from 84 thousand to more
than 1 Crore.
FIGURE: TURNOVER OF COMMERCIAL ENTITIES
1 Lac. >
1 Lac. - 2.5 Lac.
2.5 Lac. - 5 Lac.
5 Lac. - 10 Lac.

YEARLY TURNOVER (IN RUPEES)

10 Lac. - 25 Lac.
25 Lac. - 50 Lac.
50 Lac. - 1 Cr.
> 1 Cr.
0

10

PERCENTAGE

15

20

25

30

(Source- Primary Survey)

4.2.1 MARKET COMPLEXES

There are variety of market complex in the city, wholesale trade, retail
trade, fruit and vegetable markets. Most of the markets are regulated by
Nagar Parishad and some of them are regulated by market authorities. All
the major daily markets and whole sale markets are situated in the central
part and few small informal daily markets are situated in the peripheral areas
of city. These markets wholesale market serves to Bhilwara city as well as
nearby villages and urban areas. Major markets of the Bhilwara are listed
below:

Shastri
Nagar
Krishi
Upaj
Mandi

34

Mixed

Retail

50

Agricultur
e
Products

Whole
-sale

Heera
Panna
Market

13

Textile,
Electrical

Whole
-sale

Sadar
Bazar

Mixed

Retail

5
and
abov
e
1 to
3
5
and
abov
e
5
and
abov
e
5
and
abov
e

Formal
establish No. of
-ments
Informal

Retail

Regulatory body

Mixed

No. of Shops

40

Catchment Area

Type of Trade

Sanghan
eri Gate

Name of the
market

Sr. No.

Main commodity
of market

(years) Age of market

TABLE - MARKET COMPLEXES

130

Nagar
Parishad

80

50

76

Nagar
Parishad
State
Govt.

102

177

100

Market
Committe
e

100

62

Market
Committe
e

62

15

177

Subah ki
Sabji
Mandi

40

Vegetabl
e

Both

Sham ki
Sabji
Mandi

22

Vegetabl
e

Both

Ajmer
Chowrah
a

10

Both

Ganesh
plaza
Nakora
Chowrah
a
New
Mirchi
Mandi

15

Vegetabl
es,house
hold
items
Mixed

Retail

20

Mixed

Retail

15

Mirchi

Both

12

S.K.plaza

10

Mixed

Both

13

Purani
Dhan
Mandi

55

Mixed

Retail

14

Harni
Mahadev

10

Mixed

Retail

15

Textile
Market

25

Cloth

Whole
-sale

16

New
Cloth
Textile
Market
Moti
Nagar

17

Cloth

Both

Mixed

Retail

10

11

17

5
and
abov
e
5
and
abov
e
5
and
abov
e
3 to
5
3 to
5
5
and
abov
e
5
and
abov
e
5
and
abov
e
5
and
abov
e
5
and
abov
e
5
and
abov
e
5
and

150

Nagar
Parishad

40

110

450

Nagar
Parishad

150

300

160

Nagar
Parishad

115

45

150

Nagar
Parishad
Nagar
Parishad

100

50

220

30

250

Nagar
Parishad

300

Market
Committe
e

150

150

682

Market
Committe
e

520

162

70

Market
Committe
e

42

28

700

Nagar
Parishad

700

161

Market
Committe
e

161

40

Nagar
Parishad

32

Market
18

R.C.Vyas
Colony

Mixed

Retail

abov
e
3 to
5

75

Nagar
Parishad

60

15

(Source: Primary Survey)

FIGURE -MARKET LOCATIONS

(Source: Primary Survey)

OBSERVATIONS

In Textile markets majority of shops are of wholesale trading, assisting the

trading shops there are many packaging and transport agencies.
Lack of loading unloading bays creates congestion inside the markets.
Insufficient parking spaces for users in all market complexes except private
plazas.
Public toilets are inadequate.
Encroachment of informal shops in markets leads to congestion during peak
hours.
In daily markets there were no facilities for storage.
Since most of the markets are located in core areas, it attracts the freight
movement in the city which may leads to accidents.

Solid waste management is not efficient in daily markets leading to

unhygienic condition and attracts cattle, but in cloth markets and wholesale
trade markets the collection system is good and the occupants are satisfies
with the service.
Though daily markets are present in all the parts of the city, but people prefer
to shop in markets which are situated in core part.

4.3.1 TRANSPORT:
Total no. of Roadways
Companies
Average vehicles in each
company
Total vehicles
Location of truck terminals
Daily no. of truck arrival
and departure in city.
vehicles involved in
transportation
Range of services (Cities)

Employment

178
20
3560
Transport Nagar, Ward No. 14
Arrival
800
Departure
800
From Bhilwara
From other cities of
Rajasthan
From other states
Equivalent
Import
National
Export
National
Managerial
1068
Drivers and Helpers
7120
Total
8188
Marginal
Main 82%
18%
(Source: Primary Survey)

As per URDPFI Guidelines the main facilities which needs to be

provided in Transport Nagar are: Transport Agencies, Circulation, Parking,
Open Space, Toilets, Petrol Pump, Service Centre, Police Station, Restaurant,
Godowns,
Post Office,
Weigh Bridge,
Dhabas,
Administrative Office,
Fire Station,
Electric Substation,
Body Building Shops, Dispensary,
Cinema, Bank, Bus Station, cold Storage, Spare Parts Shops.
ISSUES: There is lack of basic infrastructure at Transport Nagar like
drainage, water supply, public toilets, retiring rooms, parking, Banks, Hotels,
Restaurants and fire station.
EXISTING PROPOSAL: Extension of transport Nagar in Meera Circle.

Service

Preference ranks

Parking

Loading bays

Drainage

Water supply

Solid Waste

Street Light

6
(Source: Primary

Survey)

BANK:
Availability of adequate working capital and support of Banking Sector
to Trade and Industry is a must for development of the economy. Bhilwara
District has a very good network of branches of various banks. There are also
specialized branches of Banks to cater to the needs of industry. Support by
the Banking sectors to the trade & industry is satisfactory and Banks are
quite help full in granting working capitals finance and act with pace.
In Bhilwara District the Banks had deposits of 4798.25 Crore against
advances of Rs. 7471.23 Crore, resulting in credit/deposit ratio of 160.36%
which is the highest in the State.
The list of Banks and their branches in Bhilwara city.
Sr. No.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.

Bank
Allahabad Bank
Axis Bank Limited
Baroda Rajasthan Kshetriya
Gramin Bank
Bank of India
Bank of Baroda

Branch
Indra Market
Heera Panna Market,Pur
Road
R.O.R.C.Vyas Colony
Nagori Garden
Gandhi Nagar
Azad Chowk
Nagori Garden
Shastri Nagar
Nagori Garden
Sanganer
R.C.Vyas

12.
SME Loan Factory, Pur Road
13.
SME Branch, Pur Road
14.
15.

Bank of Maharastra

L.D.M.
Near Private Bus Stand, RC
Vyas

16.
Nagori Garden
17.
18.

Bhilwara Urban Coop. Bank

Bada Mandir
New Cloth Market
Eve. Branch, New Cloth
Market

19.
20.
21.
22.

ICICI Bank Ltd

Sabun Marg
Cluster Branch OfficeS.K.Plaza
Subhash Nagar

23.
Mahila Ashram
24.
25.

Central Bank of India

Canara Bank

26.
27.

Central Coop. Bank Ltd.

28.
Sr. No.
29.
30.
31.
32.
33.

Bank
City Union Bank
Corporation Bank
Dena Bank
HDFC Bank
Indian Bank

Nagori Garden
Gandhi Nagar
Head Office, Suchana
Kendra
Main Branch
Eve. Branch, Heera Panna
Mkt
Branch
Shrinath Tower, Gangapur
Choraha
Lov Garden Road
Jethliya Chambers, Pur Road
S.K.Plaza, Pur Road
Shastri Nagar

34.
35.
36.
37.
38.
39.
40.
41.

Indian Overseas Bank

Indusind Bank
IDBI Bank
Kotak Mahindra Bank
Lakshmi Vilas Bank Ltd
Mahila Ur. Coop. Bank
NABARD
Oriental Bank of Commerce

Old RTO Road

Opp.Circuit House
Rajendra Marg
Leyland Chouraha, Pur Road
Opp.Nagar Parishad
Nagori Garden
R.K. Colony
Nr.Head Post Office

42.
Main Branch, Bhopalganj
43.
44.

Punjab National Bank

Nagori Garden
Gandhi Nagar

45.
46.

Ramdwara Road

Syndicate Bank

47.

Opp.Circuit House
Commercial Branch, Pur
Road

48.
49.

State Bank of India

Main Branch Sabzi Mandi

Eve. Br. Rajender Marg

50.
Pansal Choraha, Pur Road
51.
52.

State Bank of Patiala

Opp.Circuit House

State Bank of Bikaner & Jaipur

Main Branch, Bhopalganj

53.
Main Branch (MICR)
54.
55.

Ind. Estate
RIICO Biliya

56.
Eve. Branch Indira Market
57.
Karshi Upaj Mandi
58.
Rajendra Marg
59.
60.

Tamilnadu Mercantile Bank

Union Bank of India

Gandhi Nagar
Rajendra Marg

61.
Old RTO Road
62.
63.

UCO BANK
United Bank of India

Nagori Garden
Old RTO Road

64.
65.

Vijaya Bank

Sabun Marg
R.C.Vyas

66.

Yes Bank

Gandhi Nagar
Source: MCCI 43rd Annual Report 2012-13.

Total No. of
Employees
Total Savings
Account
Total Current
Account

Credit/Deposit
ratio

1288
655228
51506
160.36%
Source: Primary

Survey