This year SBI is conducting its SBI PO in three phases.

The formats of these phases and

other information have been summarized below.
CATEGORY

DETAILS

MARK

DURATION

Phase I

Preliminary Examination

100 Marks

1 hour

Phase II

Online Objective Test

200 Marks

2 hours

Computer based Descriptive Test

50 Marks

1 hour

Group Discussion

20 marks

N.A.

Personal Interview

30 marks

N.A.

The marks obtained in the Phase-I will

not be added for the selection only the
marks obtained in Phase-II will be
added to the marks obtained in PhaseIII.The candidates will have to qualify
both in Phase-II and Phase-III
separately

Written test marks

will be converted
to a scale of 75 and
G.D, P.I marks on
a scale of 25

N.A.

Phase III

Final
Selection

There is a lot of uncertainty among students about the pattern, difficulty level etc. of the
newly added preliminary examination. Moreover, aspirants are unsure about how to
approach this phase to make sure that they get through this part easily. We are giving
you an idea about expected pattern and what to expect this year in SBI-PO exam.
According to the advertisement, they have altered the names of two sections. For
example;
Data Analysis & Interpretation Quantitative aptitude
Reasoning (High level) Reasoning ability
Clearly, the difficulty level will be definitely lower than the usual exam and some of the
topics considered time taking, will be removed from the preliminary examination.

Expected SBI PO 2015 Syllabus for Prelims is as follows:

English Language

Reading comprehension (short)

Para-jumble

Fill in the blanks

Cloze test

Error detection

Vocabulary (synonyms/ antonyms)

Quantitative Aptitude

Number system

Number Series

Averages

Profit-Loss

Percentage

Time & Work

Speed, time and distance

Interest rates/ Partnership

Ratio & Proportion

Problem on Ages

Data Interpretation

Reasoning Ability:

Coded blood relation/ family tree problems

Syllogism (2 or 3 statements)

Seating Arrangement Circular/ Linear

Problem solving

Coded/ Mathematical Inequalities

Data Sufficiency

Input Output

Expected cutoff:
1. There will be an individual cutoff for each section which you need to clear
2. There will also be an overall cutoff, which will be more than the sum of individual
sectional cutoffs.
3. However, the cutoffs will be lower, as around 40000 aspirants are expected to be
selected for the mains examination.

Prcis Writing Tips and Example for SBI PO Descriptive

Paper
Dear readers, as you know that SBI PO 2014 Paper will also contain a Descriptive Test of 50 marks
(1 hour duration), which will consist of English Language Comprehension, Short Prcis, Letter Writing
& Essay).
So, here we are presenting you a few writing tips and an example on Prcis Writing , which will be
important for upcoming SBI PO exam.

Prcis Writing: Writing a prcis means making an intelligent summary of a long passage.
To write a prcis one should have a clear understanding of the passage: only then one is
able to include all the essential points, tips and tricks of essay examples in the prcis.
Some general considerations:
1. Learn to shorten your words, text of written work, useful writing tips, essential
thoughts, ideas or fact.

2. It is generally accepted that a prcis should be a third of the passage given. If the
original passage has 300 words, the prcis should not be more than 110 words in length.
3. A prcis should be in the language of the prcis-writer. The original passage is not to be
reduced in length by just removing unimportant or unnecessary sentences and by
reproducing the rest as the prcis. It should be a brief gist or summary of the passage
expressed in the writers own words.
4. A prcis should be full i.e. it should contain all the essential thoughts, ideas or fact in
the original passage. It should not contain repetitions or observations that are not
relevant to the main theme of the original.
5. A prcis is always written in Reported Speech. The passage given may be a speech
made by a person in Direct Speech, but the prcis is to be in Reported Speech or the
Third Person or in the Past tense.
Techniques of Prcis Writing
There three kinds of work to be done in producing a clear and successful precis. They are
(1) Reading, (2) Writing and (3) Revision.
1. Reading
Read the passage carefully
If one reading is not enough to give you a general idea of its meaning, then read it
second time. As you read, find out the subject or the theme of the passage and what is
said about the subject.
It will be a good thing if you find out the lead or the topic sentence. The lead sentence
will help you to see the subject clearly. It will also help you to think of a title.
Now comes the process of selection. The writer of the prcis writing passages has to
decide what facts or ideas in the passage are essential and what are of secondary or no
importance. Taking the main ideas of the passages as your point of reference, it should
not be too difficult to write out the important points in the original in a corner of your
writing work sheet.
2. Writing
You should first prepare a draft of the prcis, keeping in mind, the need to reduce the
original to one-third its length. The main thoughts expressed in the passage, the ideas it
contains, the opinions presented and the conclusion arrived at should figure in the rough
draft. Unimportant things like the names of people and places and dates should not
figure in it.
It may so happen that your first draft is too long or that it sounds rather jerky. Shorten it
if necessary and write out a careful second draft. Sometimes you may need to work out
three or even four drafts, but with reasonable care and concentration, you should
normally succeed in producing good prcis writing by the second draft.
3. Revision
When you have made your second (or final) draft, carefully revise it before writing out
the fair copy. Look for any mistakes or slips in grammar or spelling and correct them.
Dont forget to give your prcis a title.

Write a prcis of the following passage to one-third of its length and also give a suitable titleToday there are 3000 million people in the world. Fifty years ago only about 2000 million people lived
in it. If earths population were evenly distributed over its land surface, there would be about 550
persons to the square mile. But Earth has vast areas of forest, mountains and desert which are almost
totally inhabited. On the other hand, it has great cities each with millions of people living in a few
square miles.

To feed the fast growing population of our earth, scientists and planners have to discover new ways to
produce more. One possible way is to bring more land not under cultivation. This can be done only in
places where there is lot of land not used for productive purposes. In many places there is no longer
possible all the arable land is already cultivated. A second way is to make use of new types of seeds
to produce more. Already a number of new strains of paddy and wheat have been developed in
different parts f the world. India is one of the countries where a lot of useful work has been done in the
field of agriculture research.
Title: World Population and Food Production
Prcis: During the last fifty years, the world population has increased from 2000 to 3000 million. It is
unevenly distributed with millions of people living in a few big cities. Scientists in India and abroad are,
therefore, busy with agriculture research to find out new methods of increased food production to feed
them all and they have already developed many new strains of paddy and wheat.

Ratio
The ratio of two quantities in the same unit is a fraction that one quantity is of other. There cannot
be ratio between quantities of different kinds.
Ratio of two quantities a and b are called terms of ratios.
The first term of the ratio is called antecedent, while the second term is known as consequent.
Thus, the ratio 5:9 represents 5/9 with antecedent 5 and consequent 9.
1. Compound Ratio
When the numerators and denominators of two or more ratios are multiplies to obtain the new
numerator and denominator, a new ratio is formed called the compounded ratio.
For example
The compound ratio of 2:3, 3:4, 5:6 is (2x3x5): (3x4x6) = 30:72 = 5:12
2. Duplicate Ratio
When a ratio is compounded with itself, and thus the resulting ratio is called the duplicate
ratio of a given ratio.
Thus a2 : b2 is the duplicate ratio of a:b
For Example

Two numbers are in the ratio 8:11. If 6 is subtracted from given each, the resulting numbers are
7:10. Find the two numbers.
Solution
Let the given number be 8x and 11x
By hypothesis,
80x-60x = 77x-42 or 3x = 18
x=6
Hence the numbers are 48 and 66
Proportion
Four quantities are said to be in proportion when the ratio of the first two quantities is same as
the ratios of the last two quantities.
3:4 = 15:20, 3, 4, 15, 20 are in proportion
1. Continued Proportion: Three quantities of the same kind are said to be in continued
proportion, if a:b=b:c, then a, b, c are in continued Proportion.
2. Direct Proportion: In direct proportion, the ratio of the first two terms is equal to thew ratio of
last two terms and said quantities are in proportion.
3. Indirect Proportion: In indirect proportion, a greater number require a smaller number and
vice versa.
a. Fourth Proportional =
b. Mean Proportion:
c. Third Proportion =

Notes - I

Hello Readers,
As we all know, SBI Associates PO exam will held in the month of November 2014 and Marketing is
asked in the exam. Starting today, we will try to provide Notes on Marketing everyday, which will help
you in the exam. Hope it helps!!

What is the market?

Any structure which may be a place or may not be can be defined as the market that allows buyers
and sellers to exchange any type of goods, services and information. It can also be called as an
arrangement constructed by buyers and sellers. It facilitates trade and enables the distribution of
resources in a society.
Thus a market:
1. It establishes the prices of goods and services.
2. It consists of systems, institutions, procedures, social relations and infrastructure.
3. It brings a sense of competition.
4. It works on a basic force of demand and supply.
Types of market:
On the basis of place
1. Local market
2. National market
3. International market
On the basis of time
1. Very short period market
2. Short period market
3. Long period market
4. Very long period market
On the basis of competition
1. Perfectly competitive It consists many sellers. E.g. Mobile market, internet providers etc.
2. Imperfectly competitive
(a) Monopoly one seller. E.g. Indian Railway
(b) Duopoly two sellers.
(c) Oligopoly few sellers. E.g. petroleum product market
(d) Monopolistic many sellers
On the basis of product
1. Consumer market - These are the markets where products and services bought by consumers for
their own and family use.
Types:
(a) Fast moving consumers goods (FMCG)

High volume

Low unit cost

Fast and frequent purchase

E.g. Biscuits, soaps, detergents, newspapers etc.

(b) Consumer durables

Low volume

High unit cost

E.g. Freeze, TV, computers, motorbikes, laptops etc.

(c) Soft goods - It is like consumer durable.

Low/high volume

High/low unit cost

Frequently purchased

E.g. Clothes, shoes, specs etc.

(d) Services

Targeted consumers

Brand name more important

Intangible

E.g. Health insurance, beauty parlours, insurance etc.

2. Industrial market- These markets are not intended directly to consumers but among businessmen.

Finished goods market

Raw material market

Services

E.g. Accountancy, legal advice, security services, waste disposal services etc.
What is a market economy?
It is an economy system in which economic decisions regarding monetary control, products and their
production and methods and control over distribution are based on supply and demand. These are
decided solely by the aggregate interaction of a countrys citizens as consumers and businesses and
there is very little government intervention or central planning.
Since in market economy, markets are governed by the law of supply and demand, the market itself

will determine the price if goods and services.

Businesses can decide which goods to produce and in what quantity and consumers can decide what
they want to purchase and at what price. The prices of goods and services are determined in a free
price system. In such economy, the government allows and protects ownership of property and
exchange. Government plays an important role as the protector of property rights and individual
liberty.
In theory, market economy is completely different from practical market economy. However most
developed nations today can be classified as mixed economies, they are often said as market
economies because they allow market forces to drive most of their activities, typically engaging in
government intervention only to the extent that it is needed to provide stability. It can be contrasted
with planned economy or centrally planned economy, in which government decisions drive most
aspects of a country's economic activity.
What do you understand by Market Penetration?
Market Penetration is basically a strategy to increase the base or market share of the existing product.
It is one of the four growth strategies of the product market growth matrix defined by Ansoff. It occurs
when a company penetrates a market in which current or similar products already exist.
Market Penetration can be done by the following means:
(a) Attracting nonusers of the product
(b) Encouraging existing users to use more quantity of products.
(c) Advertisement
(d) Mega sales
(e) Lowering prices
(f) Bundling
Market Penetration can also be mathematically calculated using following formula
Market Penetration = (sales volume of the product 100) total sales volume of all competing
products.
What is a product?
A product can be defined as anything which can be offered to a market to satisfy a need or want. Here
want or need can be different from different angles. For example if a product biscuit is sold in a
market, it is satisfying the need of stomach of a person and same time maximizing profit of the
company selling the biscuit. In retail product are called as merchandise.
Product can be classified as:
1. Tangible Vehicle, cloth, gadget etc.
2. Intangible Cannot be perceived by touch. E.g. sad songs, action movies etc.
3. Branded It carries a brand name.
4. Unbranded It does not carry any brand name.
Note Goods, idea, method, information, object or service that is the end result of a process and
serves as a need or want satisfier. It is a bundle of tangible and intangible attributes like benefits,
features, functions, uses etc. that a seller offers to buyers for purchase.

In each of the questions/set of questions below are given two statements followed by two conclusions numbered
I and II. You have to assume everything in the statements to be true even i f they seem to be at variance from

commonly known facts and then decide which of the two given conclusions logically follows from the information
given in the statement. Give answer
1) if only conclusion I follows.
2) if only conclusion II follows.
3) if either conclusion I or conclusion II follows.
4) if neither conelusion I nor conclusion II follows.
5) if both conclusions I and II follow.
1. Statements:
All rings are circles.
All squares are rings.
No ellipse is a circle.
Conclusions:
I. Some rings being ellipses is a
possibility.
II. At least some circles are squares.
1) if only conclusion I follows.
2) if only conclusion II follows.
3) if either conclusion I or conclusion II follows.
4) if neither conelusion I nor conclusion II follows.
5) if both conclusions I and II follow.
2. Statements:
No house is an apartment.
Some bungalows are apartments.
Conclusions:
I. No house is a bungalow.
II. All bungalows are houses.
1) if only conclusion I follows.
2) if only conclusion II follows.
3) if either conclusion I or conclusion II follows.
4) if neither conelusion I nor conclusion II follows.
5) if both conclusions I and II follow.

3. Statements:
Some gases are liquids.
All liquids are water.
Conclusions:
I. All gases being water is a possibility.
II. All such gases which are not water can
never be liquids.
1) if only conclusion I follows.
2) if only conclusion II follows.
3) if either conclusion I or conclusion II follows.
4) if neither conelusion I nor conclusion II follows.
5) if both conclusions I and II follow.

4. Statements:
All minutes are seconds.
All seconds are hours.
No second is a day.
Conclusions:
I. No day is an hour.
II. At least some hours are minutes.

(5-6): Statements:
Some teachers are professors.
Some lecturers are teachers.
5. Conclusions:
I. All teachers as well as professors being
lecturers is a possibility.
II. All those teachers who are lecturers are
also professors.
1) if only conclusion I follows.
2) if only conclusion II follows.
3) if either conclusion I or conclusion II follows.

4) if neither conelusion I nor conclusion II follows.

5) if both conclusions I and II follow.

6. Conclusions:
I. No professor is a lecturer.
II. All lecturers being professors is a
possibility.
1) if only conclusion I follows.
2) if only conclusion II follows.
3) if either conclusion I or conclusion II follows.
4) if neither conelusion I nor conclusion II follows.
5) if both conclusions I and II follow.

7. Statements:
Some squares are circles.
Some circles are rectangles.
Conclusions:
I. At least some rectangles are squares.
II. No rectangle is a square.
1) if only conclusion I follows.
2) if only conclusion II follows.
3) if either conclusion I or conclusion II follows.
4) if neither conelusion I nor conclusion II follows.
5) if both conclusions I and II follow.

8. Statements:
No office is a palace.
All colleges are palaces.
Conclusions:
I. All palaces are colleges.
II. No college is an office.
1) if only conclusion I follows.

2) if only conclusion II follows.

3) if either conclusion I or conclusion II follows.
4) if neither conelusion I nor conclusion II follows.
5) if both conclusions I and II follow.

9. Statements:
All mountains are rivers.
All rivers are lakes.
Conclusions:
I. All mountains are lakes.
II. At least some lakes are rivers.
1) if only conclusion I follows.
2) if only conclusion II follows.
3) if either conclusion I or conclusion II follows.
4) if neither conelusion I nor conclusion II follows.
5) if both conclusions I and II follow.

10. Statements:
Some wins are losses.
All trophies are losses.
Conclusions:
I. All trophies are wins.
II. All losses are trophies.
1) if only conclusion I follows.
2) if only conclusion II follows.
3) if either conclusion I or conclusion II follows.
4) if neither conelusion I nor conclusion II follows.
5) if both conclusions I and II follow.

ANSWER KEY : 1- ( 2),2- ( 4), 3- ( 5), 4- ( 2),5- (1),6- ( 2), 7- ( 3),8- ( 2),9- (5),10- (4)

Directions (Q.1-10): Read the following passage carefully and answer the questions
given below. Certain words/phrases have been printed in bold to help you locate them.

The debate over the moves by the Central and the Jammu and Kashmir governments to resettle
Kashmiri Pandits in Kashmir is one that will only bring pain to any well-wisher of the State. To
understand this, one has to go back in time, when the second half of the 1980s saw Kashmir spiral
out of control, gripped by violence, suspicion and dread. What had begun as an ethnic conflict was
soon imparted a religious colour by Pakistans Inter-Services Intelligence (ISI). The Pandits, a Hindu
minority in the Kashmir Valley, were targeted by the Jammu Kashmir Liberation Front (JKLF), even
though the organisation had sought to build on the original secular foundations of the National
Conference, and by the Hizb-ul-Mujahideen, a secessionist outfit, which sparked their exodus. By
2008, their population, as assessed by the Kashmiri Pandit Sangharsh Samiti (KPSS), was reduced
to 651 families from 75,343 families on January 1, 1990. Nearly 70,000 families fled in
the turmoil of 1990-92, and even though the violence was brought under control, most of the
remaining
families
left
thereafter.

By 1990 I was Special Commissioner, Anantnag, in South Kashmir then the public had
ceased to visit government offices. But in early March, several hundred people from the Nai Basti
neighbourhood went to the Special Commissioners office in Khannabal demanding to see me.
Because of the disturbed circumstances, I had set up office and residence in the rest house in the
district headquarters. Mohammad Syed Shah, generally known as Syed Shah, the brother of the
separatist leader, Shabbir Shah, and Muslim United Front (MUF) member of the dissolved State
Assembly, demanded to know why Pandits were leaving en masse and in turn why the
administration was doing nothing about it. Mr. Shah accused the administration of encouraging the
migration so that the Army would be left free to unleash its heavy artillery on all habitations. When
I asked the delegation if it believed that I would be party to such a plan, this was their response: I
had been kept in the dark, while they were privy to secret information. That the Pandits
were apprehensive was hardly surprising, I said. Places of worship, like the one in Anantnag,
where the majority went, were being used to issue threats to them over loudspeakers. I learnt later
that these inflammatory sermons, and their reverberating public applause, were audio recordings
circulated to mosques to be played over loudspeakers at prayer time. Local Muslims needed to
reassure the Pandits of their safety, I said. The administration would provide security whenever a
threat to the Pandits was anticipated, but how effective it would all be would depend
on unstinted public support, given that the residences of the Pandits were scattered. The
gathering concurred and dispersed. I requested State Governor Jagmohan that he appeal to the
Pandits, in a telecast, that they stay on in Kashmir, and assure them of their safety on the basis of
the assurances of the Anantnag residents. Unfortunately, the only announcement to this effect was
that refugee camps were being set up in every district, and Pandits who felt threatened could
move to them rather than leave the Valley. Pandits in service who felt threatened were free to
leave their stations; they would continue to be paid their salaries. I relate this story because the
present flurry of allegations brings a sense of de-ja-vu. The Pandits more than 1,20,000 in the
early 1980s numbered about 7,000 in the Kashmir Valley, in 2005.
Source- The Hindu

Q.1. Which of the following is the meaning of the word Exodus?

1) Creating riot
2) Extinction
3) Mass departure
4) Fear
5) None of these

Q.2. Which of the following is the synonym of the word Dread?

1) Apprehension
2) Fusillade
3) Lachrymose
4) Confidence
5) Stagnation

Q.3. Choose an appropriate Title for the above passage :

1) Return to a lost paradise.
2) Furious Kashmir
3) The Birth of a riot
4) Deadly Co-existence in Kashmir
5) Born to die

Q.4. Which of the following options best describes the meaning of the phrase privy to
secret information.
1) wrong information but seems to be secret
2) All rubbish
3) Forwarding wrong but secret information
4) Well acquainted with
5) None of the above

Q.5. Which of the following is not true according to the passage?

1) Kashmiri pandits moved to refugee camps even after the assurance from the state governor.
2) Author set up an office and resident in the affected district headquarter.
3) Mosques were to console the affected pundits and to assure them safety on loudspeakers.
4) Some people blamed the author for promoting the migration.
5) None of the above.

Q.6. Which of the following is not the synonym of the word turmoil?
1) chaos
2) pandemonium

3) mayhem
4) bedlam
5) None of these

Q.7. What is the synonym of the word apprehensive?

1) fidgety, ,
2) strained
3) tense
4) All of the above
5) None of the above

Q.8. In the passage, Mr Shah accused the administration for.. .

1) having pandits killed in the district.
2) migration of the pandits
3) distracting the inquiry
4) not maintaining peace in the valley
5) none of the above

Q.9. What is not the synonym of word unstinted?

1) lavish
2) magnanimous
3) generous
4) All of the above
5) None of the above

Q.10. Which of the following organizations is not mentioned in the passage?

1) MUF
2) KPSS
3) ISI
4) JKLF
5) None of the above

1.(3)
2.(1)
3.(4)
4.(4)
5.(3)
6.(5)
7.(4)
8.(2)
9.(5)
10.(5)

Quant Quiz
1.Aditya bought a pen at 70% of the listed price. He sold it for Rs 350/- which was 20% more
than the price he had bought for. What was the listed price?
(1) Rs 315.88
(2) Rs 320.48
(3) Rs 416.66
(4) Rs 461.66
(5) None of these

2.When the price of chair was reduced by 40%, the number of chairs sold increased by 80%,
what was the effect on the sales rupees?
(1) 8% increase
(2) 10% increase
(3) 8% decrease
(4) 10% decrease
(5) None of these

3.Two students appeared at an examination. One of them secured 9 marks more than the other
and his marks was 56% of the sum of their marks. The marks obtained by them are:
(1) 39, 30
(2) 41, 32
(3) 42, 33
(4) 43, 34
(5) None of These

4.A fruit seller had some apples. He sells 40% apples and still has 420 apples. Originally, he
had:
(1) 588 apples
(2) 600 apples
(3) 672 apples
(4) 700 apples
(5) None of These

5.What percentage of numbers from 1 to 70 have squares that end in the digit 1?
(1) 1
(2) 14
(3) 20
(4) 21
(5) None of These

6.If A = x% of y and B = y% of x, then which of the following is true?

(1) A is smaller than B.
(2) A is greater than B
(3) Relationship between A and B cannot be determined.
(4) If x is smaller than y, then A is greater than B.
(5) None of these

7.In an examination it is required to get 36% of the aggregate marks to pass. A student gets
198 marks and is declared failed by 36 marks. What is the maximum aggregate marks a
student can get?
(1) 550
(2) 650
(3) 480
(4) Cannot be determined
(5) None of these

8.The difference between 40% of a number 28% of the same number is 198. What is 64% of that
number?
(1) 1122
(2) 1065
(3) 105
(4) 1023
(5) None of these

9.75% of a number is equal to three-seventh of another number. What is the ratio between the
first number and the second number respectively?
(1) 7 : 4
(2) 5 : 7
(3) 4 : 7
(4) 6 : 7
(5) None of these

10.Anil gives his 35% of the money to his wife and gave 50% of the money to his sons.
Remaining amount of Rs 11,250/- he kept with himself. What was total money he had?
(1) Rs 75,000
(2) Rs 70,000
(3) Rs 80,000
(4) Rs 85,000
(5) None of these

Answers:
1-3
2-1
3-3
4-4
5-3
6-5
7-2
8-5

9-3
10-1

Reasoning Quiz: Input Output

Directions (1-5) : Study the following information carefully and answer the given
questions:
A word and number arrangement machine when given an input line of words and
numbers rearranges them following a particular rule in each step. The following is an
illustration of input and rearrangement.

Input: shop 17 table 20 53 oven desk 39

Step I : 17 shop table 20 53 oven desk 39
Step II : 17 table shop 20 53 oven desk 39
Step III : 17 table 20 shop 53 oven desk 39
Step IV : 17 table 20 shop 39 53 oven desk
Step V : 17 table 20 shop 39 oven 53 desk
And Step V is the last step of the rearrangement.

As per the rules followed in the above steps, find out in each of the following
questions the appropriate step for the given input.

1.

Step II of an input is :

15 yes 62 51 48 talk now gone which of the following will be step VI ?

1) 15 yes 48 talk 51 now gone 62
2) 15 yes 48 talk 51 62 now gone
3) 15 yes 48 talk 51 now 62 gone
4) There will be no such step
5) None of these

2.

Step III of an input is:

21 victory 30 joint 64 47 all gone How many more steps will be required to
complete the rearrangement?
1) Three
2) Four
3) Five
4) Six
5) None of these

3.

Input :89 bind 32 goal house 61 12 joy

How many steps will be required to complete the arrangement?

1) Four
2) Five
3) Six
4) Seven
5) None of these

4.

Input:

Save 21 43 78 them early 36 for

Which of the following steps will be the last but one?
1) VI
2) VII
3) VIII
4) V
5) None of these

5.

Input : desire 59 63 all few 38 46 zone

How many steps will be required to complete the rearrangement?

1) Four
2) Five

3) Six
4) Seven
5) None of these

Directions (6-10) : Study the following information carefully and answer the given
questions :
A word and number arrangement machine when given an input line of words and
numbers rearranges them following a particular rule in each step. The following is an
illustration of input and rearrangement.

Input : base 35 or gone 62 49 87 ahead

Step I : 87 base 35 or gone 62 49 ahead
Step II : 87 ahead base 35 or gone 62 49
Step III : 87 ahead 62 base 35 or gone 49
Step IV : 87 ahead 62 base 49 35 or gone
Step V : 87 head 62 base 49 gone 35 or
And step V is the last step of the rearrangement.

As per the rules followed in the above steps, find out in each of the following
questions the appropriate step for the given input.

6.

Input : how was you stay 56 25 36 64

Which of the following will be step VI ?

1) 64 how 56 was your stay 25 36
2) 64 how 56 stay 36 was 25 your
3) 64 how 56 stay 36 was your 25
4) there will be no such step
5) None of these

7.

Input :power fail now 52 24 75 gate 34

Which of the following steps will be the last but one ?

1) IV

2) V
3) VI
4) VII
5) None of these

8.

Step III of an input is : 91 car 85 14 27 few new house

Which of the following is definitely the input ?

1) 85 14 91 car few new house
2) car 91 85 14 27 few new house
3) car 85 14 27 few new house 91
4) cannot be determined
5) None of these

9.

Step II of an input is : 75 down 16 24 farm eager 62 sky

How many more steps will be required to complete the rearrangement?

1) Four
2) Five
3) Six
4) Seven
5) None of these

10.

Input : 14 35 when they came 61 48 home

How many steps will be required to complete the rearrangement?

1) Four
2) Five
3) Six
4) Seven
5) None of these

Solutions:

(1-5) :
After careful, Analysis of the given input and various steps of arrangement it is evident that one number
and one word are arranged alternately. The numbers are arranged in ascending order while the
words are arranged in reverse alphabetical order.

1.

(3)

Step II : 15 yes 62 5148 talk now gone

Step III : 15 yes 48 62 51 talk now gone
Step IV : 15 yes 48 talk 62 51 now gone
Step V : 15 yes 48 talk 51 62 now gone
Step VI : 15 yes 48 talk 51 now 62 gone

2.

(5)

Step III : 21 victory 30 joint 64 47 all gone

Step IV : 21 factory 30 joint 47 64 all gone
Step V : 21 victory 30 joint 47 gone 64 all

3.

(3)

Input : 89 bind 32 goal house 61 12 joy

Step I : 12 89 bind 32 goal house 61 joy
Step II : 12 joy 89 bind 32 goal house 61
Step III : 12 joy 32 89 bind goal house 61
Step IV: 21 victory 30 joint 47 64 all gone
Step V : 21 victory 30 joint 47 gone 64 all

4.

(5)

Input : save 21 43 78 them early 36 for

Step I : 21 save 43 78 them early 36 for
Step II : 21 them save 43 78 early 36 for
Step III : 21 them 36 save 43 78 early for
Step IV : 21 them 36 save 43 for 78 early

5.

(2)

Input : desire 59 63 all few 38 46 zone

Step I : 38 desire 59 63 all few 46 zone
Step II : 38 zone desire 59 63 all few 46
Step IV: 38 zone 46 few desire 59 63 all
Step V : 38 zone 46 few 59 desire 63 all

(6-10):
From the given analysis of given input and various steps of rearrangement, it is evident that alternately
one number and one word are arranged. The numbers get arranged in descending order and the
words get arranged as per dictionary.

6.

(4)

Input: how was your stay 56 25 36 64

Step I: 64 how was your stay 56 25 36
Step II: 64 how 56 was your stay 25 36
Step III: 64 how 56 stay was your 25 36
Step IV: 64 how 56 stay 36 was your 25
Step V: 64 how 56 stay 36 was 25 your

7.

(3)

Input: power fail now 52 24 75 gate 34

Step I: 75 power fail now 52 24 gate 34
Step II: 75 fail power now 52 24 gate 34
Step III: 75 fail 52 power now 24 gate 34
Step IV: 75 fail 52 gate power now 24 34
Step V: 75 fail 52 gate 34 power now 24
Step VI: 75 fail 52 gate 34 now power 24
Step VII: 75 fail 52 gate 34 now 24 power

8.

(4) From the given step it is not possible to determine the input.

9.

(1)

Step II: 75 down 16 24 farm eager 62 sky

Step III: 75 down 62 16 24 farm eager sky
Step IV: 75 down 62 eager 16 24 farm sky
Step V: 75 down 62 eager 24 16 farm sky
Step VI: 75 down 62 eager 24 farm 16 sky

10. (3)
Input: 14 35 when they came 61 48 home
Step I: 61 14 35 when they came 48 home
Step II: 61 came 14 35 when they 48 home
Step III: 61 came 48 14 35 when they home
Step IV: 61 came 48 home 14 35 when they
Step V: 61 came 48 home 35 14 when they

Step VI: 61 came 48 home 35 they 14 when

SBI PO: Business Letter Format

Dear readers, here we are presenting you a few writing tips and format of Business Letter Writing ,
which will be important for upcoming SBI PO exam.

A business letter, as the name suggests, is a letter which has a formal tone and is used for business
purposes. Apart from this, business letters are also written for conveying messages to people who we
do not know personally. This makes the business letter different from the usual casual or informal
letter.
While writing a business letter, a person has to follow certain rules. One of the most important rules is
that it should be short and concise. Businessmen do not have the time to read long letters and hence,
the letter should not be more than a page i.e., with maximum 2-3 paragraphs. Apart from this, you
have to follow a unique format for business letters, which differs to a large extent from informal letters.
Business Letter Writing Tips:
It will be a good idea to gather some crucial information on the things that you have to keep in mind
while writing a business letter. Here, you will find some important tips for the same.

Sender's address and date: According to the rules, it is important to begin the letter with the address
and other contact details of the sender. Followed by this, one has to mention the date on which the
letter is written.
Recipient's name and address: After you have written the date, you have to mention the recipient's
name and full address. This should come 4-6 lines after the date.
Salutation: Once you are done with the address of the recipient, you have to begin the letter with a
salutation. The salutation should have a greeting word or phrase followed by a personal title - Mr./Ms.
- and the full name of the person. Some of the letter salutations that you can use for business letters
include Dear (full name), Dear Sir/Madam, etc. If you do not know the name of the recipient, it would
be best to begin with To Whomsoever It May Concern.
Subject: After the salutation comes the subject line where you have to mention the purpose of the
letter in short. Make sure that the subject line is in upper-case characters and is aligned either to the
left or to the center.
Body: The body of the letter can have 2-3 paragraphs. In the introduction, talk about the reason for
writing the letter and in the following paragraphs, you can give the necessary details. It is important to
maintain double-line spaces between paragraphs when you are writing a business letter.
Complimentary closing: Once you finish writing the letter, you have to end it with a complimentary
closing. Some of the closings include Respectfully Yours, Sincerely, etc. Leave four blank spaces after
the complimentary closing and then, write your full name. The blank space should be used to sign
your name.
Enclosure: If you have enclosed some document with your letter, it is important for you to mention it
just below your name. Leave two spaces and write 'Enclosure' or 'Enclosures' below it. If you have
attached more than one enclosure, do not forget to mention the correct number in brackets.

BUSINESS LETTER FORMAT:

Address
Telephone Number
Email Address
Date
Recipient's Name
Address
Dear Mr./Ms. (Recipient's Full Name),
Subject: (PURPOSE OF THE LETTER)
In the first paragraph, you can introduce yourself, if the recipient does not know you. After this,
mention the purpose of the letter. (Use Double Paragraph Spacing)
In the second paragraph, give out the details i.e., the facts that support the statement you made in the
first paragraph. You can end the letter with this paragraph or you can have another one, if the
information you want to convey does not fit in this paragraph. Complete the letter by thanking the

recipient for taking out time to read the letter.

Respectfully Yours,
(Your Signature)
(Your Name)

Enclosure(s) (mention the number)

SBI PO 2015: How to write an essay?

Dear readers,

As you all know that SBI PO 2015 Paper will also contain a Descriptive Test of 50 marks (1 hour
duration), which will consist of English Language Comprehension, Short Prcis, Letter Writing &
Essay).

So, here we are presenting you "How to write Essay?" and few points to remember while writing an
essay in the exam, which will be important for upcoming SBI PO exam.

How to write an essay?

1. Analyze the prompt.

Note exactly what is asked in the question.

Write down the prompt on the rough page.

Underline the key words in the prompt. Look for words like "explain," "identify," "analyze" or
"define."

Break down the prompt into components. If you are to "identify" something and then "analyze"
it, then write 1 paragraph identifying what's requested and a second paragraph analyzing
what you identified.

2. List all of your ideas.

Write short sentence fragments or keywords of all of the facts that you can remember. These
should be facts that will support the arguments or statements that you will make in your
essay.

3. Write a thesis statement for the entire essay.

This statement should identify the point that you will make in your essay.

Avoid writing statements about yourself. For instance, don't write "I think" or "The point I will
make today is..."

Make the thesis statement specific.When writing about an interpretation,use neutral language
to state your opinion.Write "Jawahar Lal Nehru will always be remembered as a great Indian
Prime Minister because he arguably ended the slavery in India." Avoid writing "Everyone
thinks Jawahar Lal Nehru is the best Prime Minister in history."

Make every paragraph in your essay after carefully considering the thesis statement.

4. Divide the facts that you listed earlier into 2 to 4 groups.

Note the common characteristics of the points in each group. The common characteristics will
become the topic sentences for your body paragraphs.

Discard ideas that don't support your main points. Adding additional ideas will make your
writing unfocused.

Rank each group in order of importance. Start with the least important point in your first body
paragraph and conclude with your strongest point in your last body paragraph.

5. Write the topic sentences for your body paragraphs.

Use 1 or 2 sentences for each supporting point in your paragraphs. Make sure the sentences
directly relate to the paragraph's topic sentence.

State the supporting point. Then, state why the point is important. Never write something
down without explaining its significance.

6. Write the concluding statements for each paragraph.

Restate the argument that you made in your topic sentence.

7. Create a short introduction for your essay.

For example, use a fact, quote or statistic that relates to your thesis statement. Your thesis
statement should be the last sentence of your introduction.

8. Write a conclusion. The conclusion should restate the thesis statement, briefly summarize
the arguments that you made and finish by stating the ultimate point of your essay.

Few points to remember while writing essay:

Choose the title very carefully in which you are perfectly at home. Never choose a title about
which you have only hazy and ambiguous ideas.

You must jot down your points or ideas before you start writing the essay.

Do not go against the title generally.

The introduction should be direct and relevant . Do not beat about the bush and deviate from
the title too much.

Avoid your essay with redundant quotations which might can show lack of expression.

Do not use stale idioms and clichs too much like leaving no stone unturned or Rome was
not built in a day.

Put each main idea in to a separate paragraph.

You must not give numbers to paragraphs nor is there any need of giving sub-headings.

Avoid the use of slang and colloquial terms and try to develop a graceful, dignified and literary
style.

The essay should be written in a simple language. Sentences should be terse and short.

Let the tone of the essay be informative and suggestive.

Always remember that the beginning and the ending of an essay are very important, so give
them the maximum attention.

Never give a categorical or one-sided conclusion. The conclusion should always be balanced
one.

You must revise your essay after completion to correct the mistakes, if any.

Sentence Rearrangement Quiz for SBI

The following six sentences have to be arranged in the proper sequence, so as to form a
meaningful paragraph. On the basis of your sequencing, answer the questions given below.

A)A computer, to corroborate further,can do simulations for a civilian product, for rapid prototyping or
the suitability of market conditions for a further product;It can also simulate performence of a fighter
aircraft or weapon performance.
B)But they are the basis for there market dominance as well.

C)While India needs to pay more attantions to economic areas and employment generation, both
crucial to making her a developed country,attantion should also be paid to the strategic sectors.
D)Such "Dual technologies" are closely guided by the developed countries under the premise of noneproliferation of nuclear weapons or missiles.
E)The confluence of civilian and defence technologies is leading to a situation where most new
technologies are basically"Dual use" in nature.
F)A carbon-Composite material, For an example to Substantiat this point, can go into making a tennis
recquet or a for-caliper device for polio-affected patients and also for a missile system.

1. Which of the following will be the Second sentence?

(A) A
(B) B
(C) C
(D) D
(E) E

2. Which of the following will be the First sentence?

(A) F
(B) D
(C) E
(D) B
(E) A

3. Which of the following will be the Last sentence?

(A) F

(B) D
(C) C
(D) B
(E) A

4. Which of the following will be the Third sentence?

(A) A
(B) B
(C) C
(D) F
(E) E

5. Which of the following will the Fifth sentence?

(A) B
(B) A
(C) C
(D) D
(E) E

Q(6-10)

A)It is therefore a contributing factor to the growth of landfills and waterway pollution, both of which
are costly and energy-intensive to solve.

B)Making an effort to use those resources and avoid polystyrene ones can help to decrease your
environmental impact.
C)Non-biodegradable essentially means that any polystyrene that makes its way into a landfill will stay
there indefinitely, never breaking down and returning to the earth.
D)Polystyrene, as a product, is very convenient to use, but it has some important effects we should
consider when making choices as consumers,

E)While recycling polystyrene material can cushion the environmental blow of its use, alternatives are
available that are created from renewable resources and biodegrade more readily.
F)For example, while polystyrene has some excellent uses and is technically recyclable, it is not a
substance that biodegrades.

6. Which of the following will be the Second sentence?

(A) A
(B) B
(C) C
(D) D
(E) E

7. Which of the following will be the First sentence?

(A) F
(B) D
(C) E
(D) B
(E) A

8. Which of the following will be the Last sentence?

(A) F
(B) D
(C) C
(D) B
(E) A

9.Which of the following will be the Third sentence?

(A) A
(B) B
(C) C
(D) F

(E) E

10. Which of the following will the Fifth sentence?

(A) B
(B) A
(C) C
(D) D
(E) E

Answers:
1-5=EDFABC
1. D
2. C
3. C
4. D
5. A
6 - 10 = B E C F A D

6. E
7. D
8. B
9. C
10. B