How

To

Really Earn

Online

Table of Contents
Welcome .................................................................................. 1
Three Elements ........................................................................ 3
The Business Opportunity ....................................................... 4
The Payment Processor ........................................................... 7
The Exchanger ......................................................................... 8
Getting Started ...................................................................... 10
Step 1 Opening Accounts ................................................ 10
Step 2 Verify Accounts .................................................... 10
Step 3 Funding Perfect Money Account ......................... 11
Step 4 Funding Vertex Life Account ................................ 11
Step 5 Selecting your Portfolio(s) .................................... 11
Step 6 Withdrawing your ROI.......................................... 12
Step 7 Enjoying your Online Earning(s) .......................... 12
Referral Programmes ............................................................ 13
Promoting your Business .................................................. 13
Final Word ............................................................................. 15
Resources............................................................................... 16
Contact Details ...................................................................... 17

-1-

Welcome

-2Welcome and thank you for taking the time to read this eBook
of mine: How to Really Earn Online
I am Joseph K, just someone like you who has been trying to
find a way to make some real and serious cash online. For
almost 10 years now, I have been involved in online businesses
and especially investing online. I agree with you when you are
thinking that there are lots of scammers out there. The truth is
also that there are some that are really making people lots of
money.
In the course of my career if I could call it like that, I have been
involved in several business opportunities which made me
some serious real cash and of course some also ripped me off.
Today, comparing what I have earned so far to what I have lost,
I realise that I actually made a fortune since I had already
recovered my initial investment and that I have just been
enjoying the profits before those opportunities collapsed.
Looking back I think that my anger and frustration did not
come from the fact that I lost money but instead by the fact
that it stopped coming in like I was used to then.
The purpose of this booklet is therefore to teach you how to
make some real and serious money online while first making
sure that your initial investment is back in to your pocket and
also learn to accept the fact that good things never last very
long.
I have learned that three things were necessary to earning
online and I will teach you how to combine them in order for
you to creating wealth not only for yourself but also for your
loved ones and even for complete strangers in the world.

-3Thank you for turning the page and continuing to read. That
means that you are serious about finding out how you too can
make some real and serious money online.
I will show step by step what is required and how to do it in
order to get you started right away. The outcome of this
training is to enable you to becoming self-sufficient in order to
tackling not only what I have selected for you to start with but
also to be able to expand on your own by exploring the
numerous opportunities available out there.
Before we get right in to the subject, I will insist once again on
the fact that good things never last for too long and therefore
my advice to you is to invest what you are willing to lose and
hopefully once you have recovered it, please to just enjoy the
profits while they last.
Each one has a different strategy when it comes to managing
their financials and I will invite you to having one you will stick
to in order to becoming successful.
Let us therefore begin.
I have spoken of three elements that are required in order for
anyone on the planet to be able to make money online.

Those three elements are:

1. The Online Business Opportunity
2. The Payment Processor
3. The Exchanger (if applicable)

-4-

The Online Business Opportunity

The online business opportunity is where the money is made
for you to enjoy once paid into your pocket/bank account.
The online business opportunity I have selected for you is
called Vertex Life.
About Vertex Life
Vertex Life is an investment firm that invest into other
companies in order to create monetary value for their private
investors. They invest with Axiata, Vinci SA, EWEA and Arch.
You are welcome to find more information about these
companies on the Vertex Life website.
Accessing the website
While accessing Vertex Life website, you first need to select
your language by clicking on the flag that correspond to the
language you can easily understand.
Shortened Link: https://goo.gl/4u9bqW

-5Investment Portfolio(s)
Vertex Life makes available the following portfolios to choose
from:

-6-

Portfolio Summary

Slim: Investing between $100.00 and $1 999.00

earns you 17% per month for 12 months.

Standart: Investing between $2 000.00 and

$9 999.00 earns you 18.5% per month
during 12 months.

Grand: Investing between $10 000.00 and

$29 999.00 earns you 20% per month during
12 months.

Prime: Investing between $30 000.00 and more

earns you 22% per month during 12 months.

-7-

The Payment Processor

A payment processor is your wallet on the internet. You need
it in order to make transactions online with the online business
opportunity.
The payment processor I have selected for you to make use of
is called Perfect Money.

About Perfect Money

Perfect Money is a payment processor which allows users to
make instant payments and transfers securely throughout the
internet.

Accessing the website

Shortened Link: https://goo.gl/4XH2GV

-8-

The Exchanger
The exchanger is the middle person or organisation between
your payment processor and your pocket/bank account.
The exchanger is not always required under certain
circumstances but facilitates the transfer and conversion of
your real money from your pocket/bank account into online
currency (e-currency) so that you can transact online and back
from the e-currency to real money into your pocket/bank
account to be able to spend your earnings.
The exchanger I have selected for you is called:UniChange.

About UniChange
UniChange is an innovative Person to person exchange
provider with quality service in the sphere of digital
commerce.

Accessing the website

Shortened Link: https://goo.gl/w22MJo

-9Thank you for reading thus far. It really shows that you are
interested in making some real and serious cash online.
Now that you have been introduced to the three elements
needed to making money online, I will show you how to
combine them, step by step in order to get started.
Note that each one of those elements (online business
opportunity, payment processor and exchanger) can be
replaced depending on your need and circumstances when it
comes to expanding your horizons.
They are in no way at all exclusive.
I am just showing you what works for me and hopefully will
also do wonders for you.

- 10 -

Getting Started
Step 1 Opening Accounts
Nothing will happen unless you have set up your own account
with each one of those elements.
You therefore need to register/open an account with Vertex
Life, Perfect Money and UniChange.
Please check your e-mail inbox as well as spam/junk mail in
order to confirm your registration(s).

Note that it is highly important to save your

username(s), password(s) and other special code(s)
provided to you or set up by yourself in a very safe place
for easy retrieval.

Step 2 Verify Accounts (if applicable)

For security and compliance reasons, you are required to verify
your account(s), should you wish to lift certain restrictions
such limit in transacting or withdrawing.
Needless to say that as a verified member you have more
options available to you. One of those options with UniChange
is the ability to apply for a Visa card which will ease your
withdrawals.

- 11 -

Step 3 Funding Perfect Money Account

Needless to say that you will not be able to invest and earn
without money available in the first place. For reason, you
need to fund your payment processor account and in this case
Perfect Money with enough cash to be able to select your
investment portfolio on Vertex Life, your online business
opportunity.
To do so, you need to make use of the exchanger, UniChange.
You decide how you would like to fund your Perfect Money
account by selecting your option (MoneyGram, Bank
Transfer/Wire, etc.) then please follow the instruction
presented to you.
The transaction will take a few days to complete (up to 5
business days) and once successful, your Perfect Money
account will be credited with the required amount.

Step 4 Funding Vertex Life Account

Only once you have the funds available in your Perfect Money
account that you can proceed to funding your Vertex Life
account.

Step 5 Selecting your portfolio

Your Vertex Life has been successfully funded and you are now
ready to make real and serious money online.

- 12 You select your portfolio and pay the required amount. Once
that is done, your Return on Investment (ROI) will be paid on a
monthly basis during 12 months into your Vertex Life Account.

Step 6 Withdrawing your ROI

It has been a month since you made your investment and you
have just been notified that your monthly Return on
Investment has been paid.
Of course you want to touch it and taste it.
You request a withdrawal and follow the steps set before you.
In few days (up to 3 business days), your money will be paid
into your Perfect Money account. Once available in your
Perfect Money account, you need to make use of UniChange
to request a conversion from your Perfect Money e-currency
into one of your choice (Western Union, Bank Transfer/Wire,
Visa Card, etc.)

Step 7 Enjoying your Online Earning(s)

Your withdrawal request was complete and successful.
You now have the money you have earned online in your
hands/bank account and you are ready to spend it.
Imagine the same process for the next 11 months to
come.
Enjoy!!!

- 13 -

Referral Programmes
When it comes to online businesses or the like, there is
something called the referral programme.
As the terms suggest, it is a programme for referring the
business opportunity or the like to others in order to get
rewarded.
All registered members of most online business opportunities
or the like have access to that programme since they are
often provided with a referral link and even some online
marketing materials such banners as well.
Vertex Life, Perfect Money and UniChange also have available
such a programme available for you to take advantage of and
earn a commission for referring the business to others
around the world.

Promoting your Business

By making use of the available referral programme, you can
make money by promoting those businesses through the use
of your referral link and provided banners if available.

- 14 You can do this in two ways:

Directly
You can promote by sharing your referral link(s) directly with
your network in person by directing them to your link(s) or
via an e-mail or the like.
Your referral links will look like the ones below:
Vertex Life - https://vertex.life/ref?user= your number
Perfect Money - https://perfectmoney.is/?ref= your number
UniChange - https://unichange.me/?ref= your number

Indirectly
You can promote your referral link(s) through a personal
website. I have included in the resources a website that can
assist you in building up your own personal website if you so
wish.

- 15 -

Final Word
Thank you for reading this eBook thus far. It has been a real
pleasure for me sharing with you what I have learned in the
last years when it comes to earning online.
I would like once again to remind you that all the elements I
have selected for you in this eBook can be replaced by others.
Vertex Life as the business opportunity can be replaced by
another one of your choice once you discover it; Perfect
Money as the payment processor can be replaced by another
one that does not even require an exchanger and finally
UniChange as the exchanger can be ignored under certain
circumstances.
The other thing I would like to stress on is the fact that good
things never last too long and therefore my plea to you is to
invest what you are willing to lose and hopefully as soon as you
start earning, to first recover your initial investment capital to
be safe. Only after that, to enjoy the profits you are
accumulating while it lasts.
I am wishing you nothing but the best in your quest to finding
happiness and enjoying life to the fullest.

- 16 -

Resources
Vertex Life - https://goo.gl/4u9bqW

Perfect Money - https://goo.gl/4XH2GV

UniChange - https://goo.gl/w22MJo

Shorten Link - https://goo.gl/

Build a website - http://goo.gl/TtMk2n

- 17 -

Contact Details

This eBook was brought to you by the XclusiveCircle

Website: http://xclusivecircle.weebly.com/

E-mail: xclusivecircle@outlook.com