PROPERTY

VALUATION REPORT
OF
FIXED ASSESTS
AT
VDC Manmaiju , Ward No. 4 , District : - Kathmandu

Owner :
Mrs Sanu Maya Lama
VDC Kakani , Ward No.9 District : - Nuwakot

Client/ Borrower :
Mrs Sanu Maya Lama
SUBMITTED TO : -

KaliGandaki Saving and Credit Cooperative Ltd.

Gongabu
SUMITTED BY : -

Morphogenesis
Consultant Pvt Ltd.

CONFIDENTIAL
Date: - 2070/11/09
To,
The Branch Manager
Kaligandaki Saving and Credit Co-operative Ltd.
Gongabu
RE: VALUATION CERTIFICATE
As per your request regarding job assignment for valuation of the property, it is our pleasure to submit the
VALUATION REPORT of the following property which is proposed to be mortaged to the bank by:
CLIENT:

Mrs Sanu Maya Lama

ADDRESS:

VDC Kakani , Ward no. -9 , District :- Nuwakot

Property consist of land only

Owner:
Type of properties

Location

Plot No.

Area (in sq m)

land

VDC Manamaiju , Ward No. 4,

District:- Kathmandu

906

79.49

We hereby declare that:

We have carried out valuation work in conformity with the standards set forth in our Agreement with
the Bank.
We have physically inspected, verified and measured the property.
We have no direct or indirect interest in the said property or the client.
We have obtained and verified legal and other related documents.
The information furnished is true and correct to the best of our knowledge and belief.
We understand that the bank may inspect the property and reserves to accept or reject this valuation
report.
Based on our valuation elaboration in the detailed report, we hereby certify that:
The fair Market value of the property (Rs.):
930000
The Distress Value of property
(Rs,):
744000
Distress Value:- Seven lakh forty four thousand only.
All necessary calculations and documents are enclosed herewith for the reference.
Sincerely yours,


Civil Engineer

2
3
S
N
1

SUMMARY OF VALUATION REPORT :

Information of Client
Name
Permanent
Address:
Present Address
Contact No.
Property Owner
Name
Address
Name of Borrower
Name
Address
Property Evaluated

S
N
1

Particulars
Owner of
the
Property

of land (Area in sq ft)

Location
Plot
of the
No./Sheet
property
No.

Mrs
Sanumaya
Lama

VDC
manmaiju-4
District :Kathmandu

906

5
S
N
1

Accessibility and other Misc.

Particulars of land
Plot No.
Importan
Access in
ce
blue print
906

Residential

Rate of Land (In NRs)

Plot No.
Fair
Market
Rate (Rs)
906
600000

6
S
N
1

Boundary of land
Plot No.
East

7
S
N

Value of Land (Amount

Plot No.
Area
(Consider
ed in
anna)

906

Plot no.

VDC manmaiju-4 District :- Kathmandu

Mrs Sanumaya Lama
VDC kakani - 9 District : - Nuwakot
Mrs Sanumaya Lama
VDC kakani - 9 District : - Nuwakot

Land only

Total
4

Mrs Sanumaya Lama

VDC kakani - 9 District : - Nuwakot

8-0

Government
Rate (Rs)
30000

Area as
per Lal
Purja
0-2-2-0

Area as
per Actual
Measurem
ent
0-2-2-0

Area
Considere
d for
Valuation
0-2-2-0

0-2-2-0

0-2-2-0

0-2-2-0

Access
at the
Site
8-0

Class of
Land

Remarks

Residential

Weighted Rate (60% of Market

Rate & 40% of Government Rate)
(Rs)
Rs 372000

West

North

South

Plot no.

Plot no.

Plot no.

Commer
cial
Value
(Rs)

Fair
Market
Value
,FMV
(Rs)

in Nrs)
Weighted
Rate per
anna
(Rs)

Remarks

Distress
Value (80%
of FMV)
(Rs)

8
S
N
1

906
Total

2.5
2.5

372000

Total Value of the properties

Description
Commercial
Value (Rs)
Land

600000

600000

Fair
Market
Value
(Rs)
930000

930000
930000

744000
744000

Distress Value (Rs)

744000

Distress Value:- Seven lakh forty four thousand only.

Comments on the importance, acceptability and odds of the properties (Nearness to
River, Monuments Area, High Tension Line and other Hazards):
Importance of the property: Property is in Commercial Com Industrial Area and 1.5km far
from Mahindra Highway
Nearness to River:

No

Nearness to High Tension Line:

No

Possibility of landslide/Flood:

No

Monument Area:

No

Other Major Comments:

No

REMARKS:
The opinions of value stated are based on facts and assumptions identified by us
during our valuation work and furnished in this report.
The stated opinions of value are effective as the date of valuation based on
information that was available to valuator at the time the valuation analysis was
conducted.
To the best of our knowledge, all matters of factual nature discussed in this report
are true and correct. No importance factors have been intentionally overlooked or
withheld.
The property has been physically checked to ascertain whether the building is
constructed or not on the same land as described.
The client has submitted necessary documents to us and we found all the
documents to be in order and adequate.

OPINION:
In our opinion, this property may be taken as mortgage for the amount
recommended in the Valuation Certificate, however all the remarks made above shall be
taken into consideration.

DETAILED REPORT ON PROPERTY VALUATION

A.General Information
1 Purpose of Valuation:

To be mortgaged at
Kaligandaki Saving and Credit Cooperative Ltd

2 List of property Evaluated:

Plot No. 906

3 Information about Client:

1.1 Name of Proprietor (Name of the borrower if borrower is an individual)
Mrs Sanu Maya Lama
1.2 Fathers Name:

Mr. Ratna Bahadur Lama

1.3 Husbands Name:

Mr. Shyam Bahadur Lama

1.4 Citizenship No.:

25/251059/54

Type:- Bansaj

1.5 Date of issue and place:

19/12/64

District:- Nuwakot

1.6 Address:

VDC Kakani -.9, District:- Nuwakot

1.7 Contact No.:

4 Information about Land:

Address:

VDC Kakani ,Ward No.9Cha, District:- Nuwakot

Plot No.:

906

Classification of Area:

Residential

Shape:

Trapezoidal

Facing:

North

Boundary:

Clearly Marked

Topography:

Plain

B. Information of Location:

This property is situated in Bahadhurgunj, Bardibash. It touches Bardibash Jaleshwor

Road which is 105 wide. Importance of the Location:
This property is 2km far from bhardibash aaurhi chowk, which is known place on
bardibash. It can be use for business purposes as well.

1. Future Availability:
All facilities and services like electricity, water supply, drainage and transportation
are easily available. School, college, hospital, police station and market are nearby
site location.
2. Future Prospective:
This area is suitable for residential as well as commercial purposes. It has brite scope
to become more valuable in future. We assume that the market rate of the land will
be further increase in future. Hence the value and importance of the said property is
good from the valuation point of view.
C. Access to Property:
Width as per field

8-0

Width as per map

8-0

Type of Access

Gravelled