Principles and Practices of Banking

14MBAFM301

VTU-Question Paper
Module 1
1. Define Banking. Dec.15/Jan16. (3 marks)
2. What are the types of banks? June/July 2016 (3 marks)
3. Explain the functions of commercial banks. June/July 2016 (7 marks)
4. Discuss the role of commercial bank in socio economic development. Dec.15/Jan16
(7 marks).
5. Explain the banks basics of creation on assets. June/July 2016 (7 marks)
6. Explain the role of RBI & GOI as regulator of banking system. Dec.15/Jan16,
June/July 2016 ( 10 marks)

Module-2
1. Explain the types of relationship between banker and customer. June/July 2016 (10
marks)
2. Distinguish between particular lien and general lien. Dec.15/Jan16 (3 marks)
3. Explain the Know Your Customer. June/July 2016 (7 marks)
4. Explain the settlement of death claim. Dec.15/Jan16 (10 marks)

Module 3
1. What is negotiable instrument? June/July 2016 (3 marks)
2. Explain the features of negotiable instruments. June/July 2016 (3 marks)
3. Explain the dishonor of cheque. Dec.15/Jan16 (7 marks)
4. What is endorsement? Dec.15/Jan16, June/July 2016 (10 marks)
5. Explain Promissory Note. June/July 2016 (3 marks)
6. Differentiate between a cheque and bill of exchange. Dec.15/Jan16 (3 marks)

Module 4
1. What is universal banking? Explain. Dec.15/Jan16, June/July 2016 (3 marks)
2. Explain the core banking system in India. June/July 2016 (10 marks)
3. Write a note on: NEFT & RTGS. June/July 2016 (3 marks)

DEPARTMENT OF MBA- SJBIT

Principles and Practices of Banking

14MBAFM301

4. Expand MICR. Dec.15/Jan16 (3 marks)

5. Explain cheque transaction. Dec.15/Jan16 (3 marks)
6. What is Internet Banking? Bring out the advantages & disadvantages. Dec.15/Jan16
(7 marks)

Module 5
1. Explain the types of NRI account. June/July 2016 (7 marks)
2. What is letter of credit? June/July 2016 (3 marks)
3. Write a note of role of ECGC, EXIM bank. Dec.15/Jan16, June/July 2016 (10 marks)
4. What is exchange rate? Dec.15/Jan16 (3 marks)

Module-6
1. Explain the reasons for overdrafts. June/July 2016 (7 marks)
2. What do you mean by term deposits account? What are its features? Dec.15/Jan16 (7
marks)
3. What is factoring? What are the different types of factoring? Dec.15/Jan16 (10 marks)

Module 7
1. What is ALM? June/July 2016 (3 marks)
2. Discuss the components of liabilities and assets in banks balance sheet. June/July
2016 (10 marks)
3. Discuss in detail: ALCO Dec.15/Jan16 (10 marks)
4. Explain the significance of ALM Dec.15/Jan16 (7 marks)

DEPARTMENT OF MBA- SJBIT