req docs

REQUIRED DOCUMENTATIONS FOR HOME LOAN

CREDIT DOCUMENTATION
Self Employed/ SE-Proffesional
Applicant
Co-Applicant

Sl.
No.

Description

PHOTO ID & AGE

PROOF

PAN CARD

VOTER ID,PASS PORT, AADHAAR CARD,

DL,RECOMENDATION LETTER FROM
RENOUND AUTHORITY, AFFIDAVIT WITH
PHOTOGRAPH

PRESENT & PERMANENT

ADDRESS PROOF

VOTER ID,PASS PORT, AADHAAR CARD,

DL, BANK STATEMENT/PASS BOOK, GAS
CONNECTION BOOK, PHONE BILL,
ELECTRICITY BILL, RATION CARD

SAME

COLOUR PHOTOGRAPHS

2 NO.

2 NO.

LAST 3 YEARS TRADE LICENSE

SAME, IF APPLICABLE

LATEST

4 QUALIFICATION/BUSINES
S PROOF

PROOF OF
EMPLOYMENT

BUSINESS PROFILE ON COMPANY

LETTER HEAD

SAME

LOAN COMMITMENT
DETAILS, IF ANY

SANCTION LETTER, LOAN

SCHEDULE & RTR/SOA

SAME

BANK STATEMENTS

LAST 1 YEAR CURRENT A/C

LAST 1 YEAR SAVINGS A/C

SAME, IF APPLICABLE
SAME, IF APPLICABLE

LAST 3 YEARS ITR,P& L A/C,

BALANCE SHEET

SAME, IF APPLICABLE

LAST 3 YEARS TAX PAID

CHALLAN/TDS CERTIFICATE

SAME, IF APPLICABLE

(0.50% OF LOAN AMOUNT)

(15.00% S.TAX OF PF)

INCOME PROOF

PROCESSING FEES

LEGAL DOCUMENTATION (BUILDER PURCHASE,RESALE HOUSE/FLAT PURCHASE,LAP-RESI)

1) AGREEMENT FOR SALE/ALLOTMENT LETTER/ SALE DEED ;

2) BACK DEEDS;

4) CURRENT TAX RECEIPT IN THE NAME OF PRESENT OWNER/S;

5)PORCHA & KHAZNA IN THE NAME OF PRESENT OWN

6) SANCTIONED BUILDING PLAN;

3) MUTATION CERTIFICATE IN TH

7) MONEY RECEIPT/S

EXTRA DOCUMENTS FOR BALANCE TRANSFER & TOP-UP CASES

1) LIST OF DOCUMENTS SUBMITED IN RESPECTIVE FINANCIAL INSTITUTE IN ORIGINAL;

2) FORE CLOSING LETTER OR SO

EXTRA DOCUMENTS FORSELF CONSTRUCTION & HOME EXTENTION CASES

1) ESTIMATED CONSTRUCTION COST BY CIVIL ENGINEER OR ARCHITECT IN ORIGINAL

Further documents may require after perusal of the above mention

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req docs

NS FOR HOME LOAN

HASE,LAP-RESI)
MUTATION CERTIFICATE IN THE NAME OF PRESENT OWNER/S.

N THE NAME OF PRESENT OWNER/S( IF APPLICABLE).

) FORE CLOSING LETTER OR SOA / RTR OF THE LOAN.

al of the above mentioned documents.

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