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  • LAP Sales Officer Check List

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    kirubaharan2022
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    This document provides a checklist of documents required for a loan against property application. It lists general documents needed from all applicants such as identification documents, address proofs, and bank statements. For salaried employees, additional documents are required including salary slips, income tax returns, and employment authorization letters. Self-employed or business owners must submit income tax returns, financial statements, and business registration documents. Specific documents related to the property being used as collateral are also required, such as the original deed, encumbrance certificate, property tax receipts, building plans, and a valuation report. The checklist must be completed, verified, and signed by both a sales officer and manager.

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    LAP Sales Officer Check List (1)

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    This document provides a checklist of documents required for a loan against property application. It lists general documents needed from all applicants such as identification documents, address proofs, and bank statements. For salaried employees, additional documents are required including salary slips, income tax returns, and employment authorization letters. Self-employed or business owners must submit income tax returns, financial statements, and business registration documents. Specific documents related to the property being used as collateral are also required, such as the original deed, encumbrance certificate, property tax receipts, building plans, and a valuation report. The checklist must be completed, verified, and signed by both a sales officer and manager.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    2 views2 pages

    LAP Sales Officer Check List

    Uploaded by

    kirubaharan2022
    This document provides a checklist of documents required for a loan against property application. It lists general documents needed from all applicants such as identification documents, address proofs, and bank statements. For salaried employees, additional documents are required including salary slips, income tax returns, and employment authorization letters. Self-employed or business owners must submit income tax returns, financial statements, and business registration documents. Specific documents related to the property being used as collateral are also required, such as the original deed, encumbrance certificate, property tax receipts, building plans, and a valuation report. The checklist must be completed, verified, and signed by both a sales officer and manager.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    of 2

    SALES OFFICER CHECKLIST FOR LOAN DOCUMENT

    Loan Against Property (LAP)

    Particulars of the documents required to be submitted along with the fully completed application form.

    GENERAL DOCUMENTS (APPLICABLE TO ALL)

    S.NO YES NO
    1 Application form duly filled by the borrower, Co-borrowers (if applicable) and submitted along with 2
    recent photographs each.
    2 Proof of identity YES NO
    Aadhaar card (Mandatory)
    Passport
    Driving license
    Voter id card (Mandatory)
    Pan card (Mandatory)
    3 Proof of Residence YES NO
    Ration card (Mandatory)
    Aadhaar card
    Voter- id
    Property tax receipt
    Electricity Bill
    Gas bill with Gas book
    Passport
    4 Statement of Bank account for last 6 months held by the applicant/s,
    Cheque Leaf

    ADDITIONAL DOCUMENTS

    6 FOR SALARIED EMPLOYEES YES NO


    Latest Salary slip-3 Months
    Copy of identity card issued by the employer
    Form16 or IT Returns for the last 2 years.
    Irrevocable Letter of Authority addressed to disbursing authority
    Irrevocable Letter of Authority from the person authorized to disbursed salary and allowances.
    7 FOR SELF EMPLOYED/PROFESSIONALS/BUSINESSMEN YES NO
    Photocopies of IT Returns/Assessment orders for the last 3 years.
    Balance sheet and Profit and Loss A/c for the last three years (Certified true copy)
    Proof of business address.
    Business proof (Registration Certificate of establishment, Gumasta /Trade license, Sales Tax Registration, fssai
    License, etc.)
    A photocopy of Certificate of Practice (if applicable).
    TDS Certificate (Form 16A, if applicable)
    8 LOAN AGAINST PROPERTY OTHER DOCUMENT YES NO
    Original Deed,
    Parent Document,
    Patta
    Chitta [VAO]
    Adankal [VAO]
    FMP copy [VAO]
    Encumbrance certificate [ EC] Regular EC only, Online Not accepted.
    Building plan- Blueprint [Approval]
    A-Register [VAO]
    CMDA/ DTCP Approved Layout
    Property tax [latest]
    Water tax [latest]
    EB bill [latest]
    Drainage papers
    Building Valuation Report
    Affidavit cum Declaration Form
    Undertaking and Indemnity Form
    The legal opinion/ Title clearance Report
    DATE: Prepared By VERIFIED BY

    PLACE:

    Sales Officer Name & Signature Sales Manager Name & Signature

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