OFERTA DE CREDIT

Numai cu scop informativ!

CLIENT Pct lucru CONSTANTA DARIUS MOTORS SRL
Obiectul Finantat : VW Noul Tiguan Comfortline 2,0 TDI
CONDITII CREDITARE
Data ofertei
Data expirarii
Valuta
Pret DDP
Avans
Valoare finantata
Total de plata lunar
Numar de rate
Dobanda %
DAE %
Formula de calcul
Tip Rata

13.10.2016
13.11.2016
RON
130.827,27 RON
52.330,91 RON
78.496,36 RON
2.369,91 RON
36 LUNI
5,49
5,63
30/360
lunar

40,00 %
60,00 %

CONDITII DE ASIGURARE
Asigurator
Cota de asigurare
Modul de plata al asigurarii
Fransiza dauna / furt partial(a)
Fransiza dauna / furt total(a)
Valoare epava

GENERALI ROMANIA ASIG.REASIG.SA

3,35 %
T - Trimestrial
675 ron/eveniment incepand cu a 2-a dauna
675 ron/eveniment incepand cu a 2-a dauna
evaluata de Generali

4.382,71 RON

Taxe si comisioane
Porsche Bank Romania SA va atrage atentia ca in cazul materializarii riscului valutar (deprecierea leului) si pentru
contractele cu dobanda variabila a riscului de dobanda (cresterea dobanzii pe piata), ratele dumneavoastra de credit
datorate lunar catre Banca pot fi mai mari in echivalent lei decat nivelul calculabil la data prezentei, in functie de evolutia
pietelor financiar-monetare.
Dealer DARIUS MOTORS SRL-PCT.LUCRU
CONSTANTA

13.10.2016

Client
(Semnatura)

PAG. 1

RATA
1

SOLD
INITIAL
78.496,36

RATA
PRINCIPAL
2.010,79

76.485,57

DOBANDA

TOTAL
RATA

SOLD FINAL

359,12

2.369,91

76.485,57

2.019,99

349,92

2.369,91

74.465,58

74.465,58

2.029,23

340,68

2.369,91

72.436,35

72.436,35

2.038,51

331,40

2.369,91

70.397,84

70.397,84

2.047,84

322,07

2.369,91

68.350,00

68.350,00

2.057,21

312,70

2.369,91

66.292,79

66.292,79

2.066,62

303,29

2.369,91

64.226,17

64.226,17

2.076,08

293,83

2.369,91

62.150,09

62.150,09

2.085,57

284,34

2.369,91

60.064,52

10

60.064,52

2.095,11

274,80

2.369,91

57.969,41

11

57.969,41

2.104,70

265,21

2.369,91

55.864,71

12

55.864,71

2.114,33

255,58

2.369,91

53.750,38

13

53.750,38

2.124,00

245,91

2.369,91

51.626,38

14

51.626,38

2.133,72

236,19

2.369,91

49.492,66

15

49.492,66

2.143,48

226,43

2.369,91

47.349,18

16

47.349,18

2.153,29

216,62

2.369,91

45.195,89

17

45.195,89

2.163,14

206,77

2.369,91

43.032,75

18

43.032,75

2.173,04

196,87

2.369,91

40.859,71

19

40.859,71

2.182,98

186,93

2.369,91

38.676,73

20

38.676,73

2.192,96

176,95

2.369,91

36.483,77

21

36.483,77

2.203,00

166,91

2.369,91

34.280,77

22

34.280,77

2.213,08

156,83

2.369,91

32.067,69

23

32.067,69

2.223,20

146,71

2.369,91

29.844,49

24

29.844,49

2.233,37

136,54

2.369,91

27.611,12

25

27.611,12

2.243,59

126,32

2.369,91

25.367,53

26

25.367,53

2.253,85

116,06

2.369,91

23.113,68

27

23.113,68

2.264,16

105,75

2.369,91

20.849,52

28

20.849,52

2.274,52

95,39

2.369,91

18.575,00

29

18.575,00

2.284,93

84,98

2.369,91

16.290,07

30

16.290,07

2.295,38

74,53

2.369,91

13.994,69

31

13.994,69

2.305,88

64,03

2.369,91

11.688,81

13.10.2016

PAG. 1

32

11.688,81

2.316,43

53,48

2.369,91

9.372,38

33

9.372,38

2.327,03

42,88

2.369,91

7.045,35

34

7.045,35

2.337,68

32,23

2.369,91

4.707,67

35

4.707,67

2.348,37

21,54

2.369,91

2.359,30

36

2.359,30

2.359,30

10,61

2.369,91

0,00

78.496,36

6.820,40

85.316,76

Total
Tarif dobanda
DAE
RATA

1
2
3
4
5
6
7
8
9
10
11
12
Total
Asigurator
Tarif asigurare

13.10.2016

PCRM16FR
5,63 %
Valoare rata
asigurare
1.095,68
1.095,68
1.095,68
1.095,68
1.095,68
1.095,68
1.095,68
1.095,68
1.095,68
1.095,68
1.095,68
1.095,68

Dobanda fixa: : 5,49 %

SOLD FINAL

12.052,48
10.956,80
9.861,12
8.765,44
7.669,76
6.574,08
5.478,40
4.382,72
3.287,04
2.191,36
1.095,68
0,00

13.148,16
GENERALI ROMANIA ASIG.REASIG.SA
CASCO GENERALI 3,35%

PAG. 2